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贷款利率太高惹的祸!美国4月成屋签约销售降幅创2022年9月以来最大
Hua Er Jie Jian Wen· 2025-05-29 15:29
Core Insights - The April pending home sales index in the U.S. fell by 6.3% month-over-month, marking the largest decline since September 2022, with expectations of a 1% decrease and a previous increase of 6.1% [2] - Year-over-year, the pending home sales index dropped by 3.5%, contrary to expectations of a 2.7% increase and a previous decline of 0.1% [2] Regional Performance - The pending home sales in the Western region decreased by 8.9%, the largest drop in two and a half years [3] - The South, the largest housing market in the U.S., saw a 7.7% decline in pending sales [3] - The Midwest region experienced a 5% decrease in pending home sales [3] Market Analysis - The decline in the pending home sales index indicates a disappointing performance for the spring selling season in the U.S. secondary housing market, as potential buyers are deterred by high home prices and mortgage costs [4] - NAR's chief economist, Lawrence Yun, highlighted that the core issue is the high mortgage rates, currently around 7%, which are beyond the affordability range for buyers. He suggested that only a reduction to around 6% could revitalize the market [4] - Despite an increase in housing supply, it has not led to a rise in transaction volumes, with Yun stating that lower mortgage rates are essential to attract buyers back to the market [4] - Economists noted that the pending home sales, a leading indicator, have become less reliable due to unstable conversion rates from contracts to final sales [4] - The cancellation rate for pending home sales rose to 7% from January to April 2024, the highest level this year [4]
美国成屋待完成销售创近两年最大跌幅 高房价与利率压制春季购房市场
news flash· 2025-05-29 14:10
金十数据5月29日讯,美国全国房地产经纪人协会周四发布的数据显示,上月美国成屋待完成销售跌幅 创下2022年9月以来最大,凸显春季销售季表现低迷,潜在买家因高昂的要价和借贷成本望而却步。这 一令人失望的数据表明,二手房市场将持续低迷,直至房价从创纪录水平回落、抵押贷款利率从当前的 7%降至更接近6%的水平。尽管更多房主开始挂牌出售房屋,但仍有部分人在等待更便宜的融资选择。 NAR首席经济学家Lawrence Yun强调,当前市场"完全由抵押贷款利率主导"。尽管住房库存有所增加, 但我们并未看到房屋销售上升。较低的抵押贷款利率是吸引购房者重返市场的关键。 美国成屋待完成销售创近两年最大跌幅 高房价与利率压制春季购房市场 ...
美国4月成屋销售总数年化环比 -0.5%,预期 2%,前值 -5.9%。
news flash· 2025-05-22 14:07
美国4月成屋销售总数年化环比 -0.5%,预期 2%,前值 -5.9%。 ...
美国3月成屋销售总数年化环比 -5.9%,预期 -2.6%,前值 4.2%。
news flash· 2025-04-24 14:05
美国3月成屋销售总数年化环比 -5.9%,预期 -2.6%,前值 4.2%。 ...