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经济日报:充分尊重公众支付选择权
Xin Lang Cai Jing· 2026-02-12 23:43
不久前,中国人民银行会同国家发展改革委、金融监管总局联合制定的《人民币现金收付及服务规定》 (以下简称《规定》)正式施行。《规定》直面近年来频发的拒收现金乱象,为流通领域现金使用划定 清晰标准,以制度刚性守护法定货币权威。 中国人民银行法明确规定,中华人民共和国的法定货币是人民币。以人民币支付中华人民共和国境内的 一切公共的和私人的债务,任何单位和个人不得拒收。此次《规定》再次强调,除因履行法律、法规、 规章规定的义务或法定职责而应使用非现金支付工具情形外,不得拒收现金。在数字支付工具出现之 前,人民币现金支付作为最基础的支付形式,在服务实体经济、调节货币流通、应对极端情况等方面发 挥着重要的兜底作用。 随着金融科技发展,现代化、多样化的人民币支付方式已深入我国社会经济生活的各个领域。数据显 示,我国移动支付普及率已达到86%。使用现金的人数、频率和交易金额呈下降趋势,现金支付中的备 付零钱、清点数额、鉴别真伪及保管等问题也日益减少。 在这样的背景下,"只能扫码、不收现金"的情况频频上演。央行公布的2025年第四季度拒收现金行政处 罚情况显示,有商家因拒绝客户使用现金缴纳停车费或办理投保业务而被处以警告、罚款 ...
苹果大跌5%
财联社· 2026-02-12 23:41
Core Viewpoint - Concerns over the disruptive potential of artificial intelligence (AI) have led to a decline in major stock indices, with the Nasdaq falling by 2% and the S&P 500 and Dow Jones also experiencing significant drops [1][4]. Group 1: Market Performance - The Dow Jones index closed down 1.34% at 49,451.98 points, the S&P 500 index fell 1.57% to 6,832.76 points, and the Nasdaq index dropped 2.03% to 22,597.15 points [4]. - Major technology stocks saw declines, with Apple down 5%, erasing its gains for the year, and Nvidia down 1.64% [9]. Group 2: Sector Impact - The introduction of AI tools has negatively impacted various sectors, including software companies, publishers, and financial services, raising concerns about potential business model replication and profit margin erosion [5]. - Financial stocks, such as Morgan Stanley, faced pressure due to fears that AI could disrupt wealth management services [5]. - Trucking and logistics companies, like C.H. Robinson, saw a 14% drop in stock price as AI is expected to optimize freight operations, potentially reducing revenue sources [5]. Group 3: Real Estate and Defensive Sectors - The real estate sector is also affected, with concerns that higher unemployment rates will reduce demand for office space, leading to declines in stocks like CBRE and SL Green Realty [6]. - Investors are shifting towards more defensive sectors, with Walmart and Coca-Cola seeing stock price increases of 3.8% and 0.5%, respectively [7]. - In the S&P 500, the consumer staples and utilities sectors outperformed, both rising over 1%, with the consumer staples sector reaching a historical closing high [8].
深企里程碑 上市600家
Sou Hu Cai Jing· 2026-02-12 23:08
大族数控在港股敲钟上市,跻身"A+H"行列。(资料图片) 深圳商报首席记者 谢惠茜 2月6日上午,随着卓正医疗、大族数控在港股敲钟上市,宣告深圳迎来了里程碑时刻:全市上市公司总量突 破600家大关,其中,境内上市公司426家,境外上市公司174家。截至2026年1月末,深圳上市公司总市值超 19万亿元,稳居全国大中城市第二位。 这不仅是一个数字的跨越,更是一座城市实体经济活力、创新动能与金融生态深度融合的生动映照。从新中 国第一张股票在宝安破土而出,到今天600个火炬熠熠生辉,深圳企业的上市史,几乎就是半部中国现代企业 制度的演进史。 拓荒奠基 从"第一股"到全球销冠 回望来路,那些"拓荒者"的名字镌刻于中国资本市场的史册。 1983年,宝安县联合投资公司向社会公开发行"原始股",催生了改革开放后深圳第一家股份制企业——深宝 安,也诞生了新中国第一张股票。1991年6月25日,深宝安登陆深交所,成为中国资本市场第一批上市企业; 1991年发行的"南玻B",则成为中国内地第一支B股。 更早的1987年,招商银行作为全国第一家由企业法人持股的商业银行在深圳成立,中国平安也在蛇口呱呱坠 地,日后成长为世界级的综合金 ...
智富股价近期波动上行,内部庆典活动未披露重大变更
Jing Ji Guan Cha Wang· 2026-02-12 23:01
经济观察网 近7天(2026年2月6日至2月12日),智富(MEGL.OQ)股价呈现波动上行态势,区间累计 涨幅4.77%,振幅达13.52%。2月12日最新收盘价为0.92美元,单日下跌0.88%,成交金额约8,791美元。 同期所属资本市场板块下跌2.34%,美股大盘纳斯达克指数跌1.78%,个股波动受板块及大盘情绪拖 累。 以上内容基于公开资料整理,不构成投资建议。 近期事件 2026年2月7日,智富公司通过微信公众号发布年终活动总结,提及以3000人团队规模举办内部庆典活 动,包括员工表彰、抽奖等环节,旨在提升团队凝聚力。该活动属常规内部管理动态,未披露重大业务 或财务变更信息。 ...
特色服务,推动企业高质量发展
Xin Lang Cai Jing· 2026-02-12 22:40
(来源:中华工商时报) 转自:中华工商时报 企业传承,从"代际更替"到"基因传承"。依托市青年企业家商会,创新构建新生代企业家"传帮带"辅导 制度,组织新生代企业家与老一辈企业家面对面交流,已开展100余场走访活动,178人次参与,有效传 承创业精神与经营理念。 市工商联挑选15名优秀企业家及行业专家建成"传帮带导师团",采取1名导师结对帮带2-5名新生代企业 家的模式进行精准辅导。遴选知名民企作为"新生代企业家见习基地",组织跟岗实训,提升实战能力。 (范子敏 邓菱泽) 融资纾困,从渠道不畅到金融"活水"。市工商联在会员企业中积极推广"融信服"平台,目前已授信 350.52亿元。新平彝族傣族自治县(简称"新平县")创新搭建"工商联+商会+金融+N"综合性服务平台, 整合银行、担保、保险等多类金融机构资源,为企业提供全方位、多层次的金融解决方案。 产业协同,从"单打独斗"到"抱团发展"。各商会充分发挥资源整合与产业协同优势,通过搭建供需对接 平台,促进产业链合作。新平县总商会通过建立"新平籍在外商界精英数据库"和"重点目标友好商会数 据库",精准开展以商招商活动,先后邀请玉溪市青商会、甘肃省金川集团等赴新平考 ...
AI颠覆性担忧发酵,美股三大指数均跌超1%,中概股集体下跌
Feng Huang Wang· 2026-02-12 22:23
Market Overview - The three major indices closed lower, with the Dow Jones down 1.34% at 49,451.98 points, the S&P 500 down 1.57% at 6,832.76 points, and the Nasdaq down 2.03% at 22,597.15 points [2] - Concerns over AI tools disrupting various sectors, including software companies, publishers, and financial services, have led to significant market volatility [2] Sector Performance - Financial stocks, including Morgan Stanley, faced pressure due to fears that AI could disrupt wealth management [2] - Trucking and logistics companies, such as C.H. Robinson, saw a 14% drop in stock price amid concerns that AI could optimize freight operations and reduce revenue sources [2] - The real estate sector is also affected, with stocks like CBRE and SL Green Realty declining due to anticipated higher unemployment impacting office space demand [3] - Defensive sectors saw gains, with Walmart and Coca-Cola rising 3.8% and 0.5%, respectively [3] Stock Movements - Major tech stocks experienced declines, with Nvidia down 1.64%, Apple down 5.00%, and Microsoft down 0.63% [5] - Chinese stocks listed in the U.S. also fell, with the Nasdaq Golden Dragon China Index down 3.00% [5] Company News - The European Union has initiated another antitrust investigation into Google, focusing on potential illegal manipulation of search engine advertising pricing [6][7] - OpenAI launched its first AI model based on Cerebras Systems chips, aiming to compete in the AI programming assistant market [8] - AI company Anthropic raised $30 billion in funding, reaching a valuation of $380 billion, with investments from Coatue and GIC among others [9][10] - Google released an updated version of its Gemini 3 model, targeting applications in science and engineering [11] - Intel was fined 273.8 million rupees by India's Competition Commission for violating competition laws [12]
美核心通胀近3%降息预期降温 欧洲股市下挫 机构调整通胀布局 欧洲呼吁减少对美金融依赖
Jin Rong Jie· 2026-02-12 20:47
市场后续将聚焦美国1月消费者价格指数数据,进一步判断通胀走势与美联储政策调整方向。 欧洲主要股市出现下跌,避险情绪持续笼罩市场。 花旗集团利率交易部门指出,市场对美国通胀前景过于乐观,押注价格压力上升的交易具备吸引力。本 杰明·威尔特希尔表示,"市场似乎坚信通胀会回落,但我们仍处于一个结构性更高的通胀环境。" 当前 美联储偏好的核心通胀指标仍维持在略低于3%的水平,叠加此前公布的强劲美国就业数据,推动市场 下调对美联储今年降息的预期。威尔特希尔同时提到,市场缺乏重新计入通胀溢价的动力,通胀风险被 低估。 贝莱德、桥水基金和太平洋投资管理公司等机构正针对新一轮通胀调整布局。贝莱德旗下一只基金建立 美、英国债空头头寸,以防预期中的降息未能实现;桥水更倾向配置股票而非债券;太平洋投资管理公 司则看好提供通胀调整收益的美国国债所提供的缓冲。 2026年法兰克福数字金融大会11日在德国举行,多名与会人士呼吁欧洲资本市场减少对美国金融体系的 过度依赖。德意志交易所集团执行董事会成员托马斯·布克表示,当前全球挑战复杂多变,欧洲资本市 场减少对美依赖关乎欧洲真正的战略自主权。 市场有风险,投资需谨慎。本文为AI基于第三方数据 ...
EU eyes plan to deepen single market in March, accelerate capital markets union
Reuters· 2026-02-12 18:32
Group 1 - The European Commission plans to present a strategy in March aimed at deepening the EU's single market, which serves 450 million consumers, to enhance operational ease for companies across the EU [1] - The initiative includes advancing the long-delayed capital markets union, which seeks to utilize approximately €10 trillion in savings currently held in bank accounts for more productive investments [1] - The Commission aims to complete phase one of the Savings and Investment Union, focusing on market integration, supervision, and securitization by June [1] Group 2 - If progress is insufficient among all 27 EU member states, the Commission is open to proceeding with a smaller group of at least 9 member states to expedite the project [1] - Enhanced cooperation will be considered if there is a lack of sufficient progress by the set deadline [1]
诺亚控股发布2025年Q3财报,净利润同比增长52.2%
Jing Ji Guan Cha Wang· 2026-02-12 17:58
Core Viewpoint - The company is transitioning to an AI-driven "operationally driven" model and advancing its global business framework while engaging in stock buybacks [1] Financial Performance - For Q3 2025, the company's net revenue was 633 million RMB, a year-on-year decrease of 7.4% [2] - Non-GAAP net profit reached 229 million RMB, a year-on-year increase of 52.2%, with a net profit margin of 36.2% [2] - The company maintains zero interest-bearing debt, with cash and short-term investments totaling 5 billion RMB [2] Business Development - Nearly 50% of the company's revenue comes from overseas operations, with a dollar asset allocation of 9.3 billion USD [2] - The number of active clients increased by 35.5% year-on-year [2] - The fundraising volume for RMB private equity secondary products grew by 206% in the first three quarters [2] Market Sentiment - As of February 2026, 67% of rating agencies recommend buying or holding the stock, with a target average price of 20.59 HKD, indicating potential upside from the current stock price [3] - The net profit forecast for Q3 2025 is projected at 240 million HKD, reflecting a year-on-year growth of 66.32% [3]
人民币汇率升破6.90 盘中创近三年来新高
Shang Hai Zheng Quan Bao· 2026-02-12 17:42
◎记者 范子萌 春节将至,人民币强势破关。2月12日,在岸、离岸人民币对美元汇率双双升破6.90关口,盘中创下 2023年4月以来新高。 这轮自去年末悄然启动的升值行情,正引发市场广泛关注:人民币的强势,成色几何?行情是否可持 续? 从市场归因来看,结汇盘集中释放是本轮人民币走强的核心驱动力。东方金诚首席宏观分析师王青对上 海证券报记者表示,年末企业结汇需求季节性增加,叠加近期人民币持续升值,此前出口高增所累积的 结汇需求有可能加速释放。 王青提醒,汇率是出了名的"测不准",外贸企业切忌在人民币汇率波动过程中单边押注,要坚守主业, 适度利用各类外汇市场衍生品工具,控制汇率风险敞口,锁定出口收入,稳定经营预期。对居民来说, 换汇更应以实需为原则。 外部环境变化也为人民币走强提供了助力。王青分析称,近期美国司法部对美联储主席鲍威尔发起刑事 调查,令美联储独立性受到冲击,加之美联储新主席人选的"降息+缩表"主张尚未扭转美元颓势。非美 货币普遍升值,人民币顺势走升。 展望后市,多位专家提醒,人民币汇率走势仍存在较大不确定性,企业和金融机构切忌盲目跟风、赌汇 率走势。 "在当前人民币持续走强过程中,不可忽视未来人民币兑 ...