1月22日，中国人民银行召开2026年宏观审慎工作会议，总结2025年宏观审慎管理和跨境人民币业务工 作，分析当前形势，部署2026年工作。会议要求，2026年宏观审慎工作要继续按照构建覆盖全面的宏观 审慎管理体系部署。逐步拓展宏观审慎政策覆盖范围，前瞻性研判系统性金融风险隐患，创新丰富政策 工具箱。 会议认为，2025年中国人民银行加快构建宏观审慎管理体系，加强系统重要性金融机构、金融市场、跨 境资本流动等重点领域宏观审慎管理。推进人民币国际化，完善人民币跨境使用安排，优化货币互换和 清算行网络，强化人民币融资货币功能，进一步支持贸易投资便利化，持续提高服务实体经济能力。 会议要求，2026年宏观审慎工作要继续按照构建覆盖全面的宏观审慎管理体系部署，强化中央银行宏观 审慎管理功能，持续完善宏观审慎和金融稳定委员会工作机制，逐步拓展宏观审慎政策覆盖范围，前瞻 性研判系统性金融风险隐患，创新丰富政策工具箱，维护金融市场稳健运行和金融体系整体稳定。以服 务构建新发展格局为导向，进一步完善人民币跨境使用政策，促进货物贸易便利化，优化人民币清算行 布局，更好发挥货币互换作用，发展人民币离岸市场，支持上海国际金融中心建 ...

This year’s tax season — which officially kicked off this past Monday — will be a doozy. The Internal Revenue Service anticipates receiving some 164 million individual income tax returns, with the bulk filed online, as Americans digest the many provisions of President Trump’s signature One Big Beautiful Bill Act. Upgrades include measures relating to tips and overtime, a hike in the maximum child tax credit, an increased cap for state and local tax deductions, and a bigger deduction for qualifying seniors ...

Core Viewpoint - A class action lawsuit has been filed against SLM Corporation (Sallie Mae) for allegedly misleading investors about the company's loan delinquencies during a specific period in 2025 [1][3]. Group 1: Lawsuit Details - The lawsuit is on behalf of investors who acquired Sallie Mae securities from July 25, 2025, to August 14, 2025 [1][2]. - Investors have until February 17, 2026, to seek appointment as lead plaintiff representatives [2]. - The complaint alleges that Sallie Mae's management misrepresented the increase in loan delinquencies, claiming it was seasonal while it was actually higher than typical patterns [3]. Group 2: Impact on Stock - A report from TD Cowen on August 14, 2025, revealed a 49-basis-point month-over-month increase in July delinquencies, which was above seasonal norms [4]. - Following this report, Sallie Mae's stock price fell by $2.67 per share, or 8.09%, closing at $30.32 on August 15, 2025 [4].

Americans are getting smarter with money, but financial mistakes still cost the average adult almost $1,000 each a year. According to the latest National Financial Educators Council (NFEC) survey, Americans lost an average of $948 to mistakes made because of a lack of personal-finance knowledge in 2025. Across a nation of approximately 260 million adults, that adds up to $246 billion down the train. Must Read Fumbling almost a grand hurts, but the good news is that it’s the lowest reported in the past ...

Group 1: Gold Market Insights - Gold has reached a new all-time high price above $5,100 per ounce, confirming predictions from users on the Myriad platform that it would surpass $5,000 before Ethereum [1] - The price of gold increased by 65% in 2025 and has gained approximately 12% in the first three weeks of 2026 [4] - Goldman Sachs has forecasted that gold could reach $5,400 before the end of the year, indicating strong bullish sentiment in the gold market [2] Group 2: Ethereum Market Sentiment - 69% of users on Myriad believe that Ethereum is likely to drop to $2,500 before it can recover to $4,000, reflecting a bearish outlook on the cryptocurrency [2] - Ethereum has recently traded at $2,883 and has fallen more than 10% in the past week [4] - The closest Ethereum has come to surpassing its previous all-time high was $4,946.05 in August [4] Group 3: Market Dynamics and Influences - Gold tends to surge during periods of uncertainty, particularly when trade tensions escalate, as it is viewed as a safe haven asset [3] - In contrast, cryptocurrencies like Ethereum and Bitcoin have struggled to attract defensive flows, behaving more like risk assets rather than hedges against geopolitical stress [3] - Recent comments from President Trump regarding potential tariff hikes on Canada have contributed to the uncertainty in the market, influencing gold prices [5]

Individual Level - Ordinary households are using crypto-exchanges as a "financial VPN" to move money and protect savings from unpredictable political actions [1] - Cryptocurrency has become a practical infrastructure for families to maintain purchasing power amid economic instability and hyperinflation [36][39] - In countries like Venezuela and Iran, crypto serves as a lifeline for families facing financial turmoil, allowing them to bypass local economic failures [38][39] Corporate Level - Corporations in developed markets are increasingly adopting cryptocurrency to bypass traditional banking systems and enhance financial resilience [26] - Retail businesses are experiencing higher conversion rates and average order values through crypto transactions, with significant growth in luxury sectors [27][28] - Companies like Sony Honda are integrating blockchain technology into their products, creating decentralized ecosystems that enhance user experience and financial independence [30][32] Sovereign Level - Nations are rethinking financial security in light of "strategic instability," where traditional financial systems are weaponized for geopolitical control [2][7] - Venezuela's economic isolation serves as a case study for how dependence on foreign-controlled infrastructure undermines national resilience [11][13] - Iran has developed a parallel financial system using cryptocurrency to support imports and trade, demonstrating a more systemic integration compared to Venezuela [21][24] Financial Neutrality - The concept of "financial neutrality" is emerging, allowing states, corporations, and individuals to store and transfer value independently of politically controlled financial infrastructure [5] - The rise of financial neutrality marks a shift towards viewing digital assets as strategic hedges against asset freezes and sanctions [19] - The ability to transact freely is increasingly recognized as a fundamental human right, essential for financial autonomy and freedom [40][42]

Nu Holdings will invest almost half a billion dollars in office space in Brazil over the next five years as the banking fintech prepares to bring workers back to the office more frequently starting in July https://t.co/umC6ADCTgC ...

Core Insights - Ripple Labs Inc. has secured a significant partnership with Riyad Bank in Saudi Arabia, aimed at enhancing the country's financial future through blockchain technology [1] - The collaboration will focus on exploring advanced blockchain applications via Jeel, a subsidiary of Riyad Bank, to strengthen financial services in the region [2] Group 1: Partnership and Strategic Goals - The partnership with Jeel aims to develop a secure and transparent digital infrastructure to support financial services across Saudi Arabia, aligning with the country's vision for financial innovation [2] - This collaboration is seen as a key opportunity for the Gulf region's remittance and trade corridors, emphasizing the importance of crypto custody and tokenization as foundational components for future financial markets [3] Group 2: Institutional Demand and Market Developments - The deal reflects a growing institutional demand for crypto assets, indicating a broader trend within the crypto space [4] - Ripple has also made strides by listing its USD-pegged stablecoin RLUSD on Binance, which is expected to increase liquidity within the Ripple ecosystem [5] - Additionally, Ripple has extended its collaboration with Garanti BBVA in Turkey, utilizing its custody technology for securing major crypto assets, showcasing confidence in Ripple's offerings [6]

DALLAS, Jan. 26, 2026 /PRNewswire/ -- RMX Industries, Inc. ("RMX") (OTCQB: RMXI) today announced it attended the Plug and Play Innovation Triangle Aerospace & Defense Expo at Traditions Club in Bryan, Texas, joining founders, operators, investors, and government partners focused on accelerating real-world deployment of dual-use technology. Continue Reading Fig 1: Fireside Chat panel with representatives from Army Applications Lab, JPMorgan Chase and SpaceWERX. That theme was reinforced in a fireside chat br ...

Group 1: Capital One Financial Corporation - Capital One Financial reported worse-than-expected fourth-quarter adjusted EPS results and announced plans to acquire Brex [1] - Shares of Capital One Financial dipped 7.6% to close at $217.30 [4] Group 2: Medtronic plc - Bernstein analyst Lee Hambright maintained an Outperform rating for Medtronic and raised the price target from $111 to $112 [2] - Barclays analyst Matt Miksic also maintained an Overweight rating and increased the price target from $111 to $116 [2] - Medtronic shares fell 0.5% to settle at $100.88 during the session [4] Group 3: Transocean Ltd. - Transocean is scheduled to report earnings for the fourth quarter and issue a fleet status report on February 19 [3] - Jim Lebenthal named Transocean as his final trade [2] - Transocean shares gained 2.8% to close at $4.83 [4] Group 4: Caterpillar Inc. - Stephen Weiss picked Caterpillar as his final trade [3] - Wells Fargo analyst Jerry Revich maintained an Overweight rating for Caterpillar and raised the price target from $675 to $702 [3] - Caterpillar shares fell 3.4% to close at $626.62 during the session [4]