中央金融工作会议提出做好科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文章"的战略 部署，为金融行业服务高质量发展指明了方向。在中国人民银行河南省分行的指导和大力支持下，中国 银联河南分公司（以下简称：河南银联）联合省内各家商业银行，立足区域特色，深耕中原沃土，以支 付为纽带，以创新为引擎，将顶层设计转化为生动实践，在服务河南经济社会发展的过程中，绘就了一 幅金融为民的暖心画卷。 厚植生态底色 铺就绿色出行之路 践行"双碳"目标，河南银联以场景创新为抓手，让绿色金融融入民众生活肌理。依托工行、邮储、中原 银行等多家机构手机银行App，在全省范围内推出"1分钱乘公交"惠民活动，累计投入超40万元，让绿 色出行成为中原城乡的新风尚；联合交通银行共同出资70万元，打造覆盖公交、打车、加油、铁路出行 等全场景的绿色权益体系，全方位降低居民消费成本。 同时，河南银联持续拓展绿色低碳场景应用，在以旧换新活动中融入绿色消费导向，助力能源转型与消 费提质双向发力，让绿色发展理念通过支付服务浸润人心。 普惠金融： 科技金融： 硬核技术支撑 筑牢风险防控屏障 为充分发挥银联银行卡清算机构优势，河南银联以科技赋能金融高质 ...

本报讯 记者张冰洁报道 12月2日，中国—越南二维码互联互通合作发布活动在越南河内举行，中国 工商银行作为中方清算银行，携手银联国际、越南国家支付公司（NAPAS）、越南外贸银行共同宣布 中越二维码支付互联互通第一阶段"中国钱包赴越南使用"功能正式上线。即日起，中国消费者可以使用 中国工商银行手机银行、云闪付App及境内支持"云闪付"网络支付平台的其他钱包等，在越南国家二维 码VietQR受理商户扫码支付。 责任编辑：袁浩 今年是中越建交75周年暨"中越人文交流年"，在中国人民银行与越南国家银行指导下，中国工商银 行与银联国际、越南国家支付公司、越南外贸银行于4月正式签署《中越二维码零售支付互联互通的四 方合作协议》，积极落实两国领导人重要共识，推动中越双边金融基础设施互联互通进入新阶段，助力 构建具有战略意义的中越命运共同体。 近年来，中国工商银行坚持主动融入和服务中越合作大局，扎实履行中方清算银行职能，针对项目 特点创新资金清算方案，以卓越的外汇交易能力和强大的金融科技支持，为项目按时落地保驾护航。目 前，中国工商银行在越南设有河内分行和胡志明代表处两家机构，是在越资产规模最大、服务客户最多 的中资金融机 ...

Core Points - The "Le Shang Shanghai" cultural consumption vouchers will be distributed to audiences nationwide from August 15 to October 11, 2025, in two rounds [1] - The vouchers are applicable for various performance types, excluding concerts, and cover a range of ticket price reductions [1] - The distribution method is "first come, first served," with specific times for voucher collection [1][2] Summary by Category Voucher Distribution - The first round of vouchers will be available from August 15 to September 13, 2025, and the second round from September 19 to October 11, 2025 [1] - The performances eligible for the vouchers include dramas, operas, dance dramas, puppet shows, acrobatics, concerts, musicals, traditional operas, live house events, stand-up comedy, immersive performances, and esports competitions [1] Voucher Details - The vouchers are structured in five tiers: - Spend 100 yuan to get 30 yuan off - Spend 300 yuan to get 100 yuan off - Spend 500 yuan to get 200 yuan off - Spend 800 yuan to get 300 yuan off - Spend 1000 yuan to get 400 yuan off [1] - Each consumer can only claim one voucher per distribution platform during the first round, with further details for the second round to be announced later [2] Collection Process - Vouchers can be claimed through the "Yunshangfu" app and the "Alipay" app, as well as through a WeChat mini-program [1]

Core Insights - The integration of payment infrastructure in Nanhsiung's agricultural sector has significantly boosted local consumption and online sales of specialty products like chili peppers [1][2][3] - The People's Bank of China (PBOC) in Shaoguan has implemented a financial support system that directly benefits local farmers, addressing financing challenges and enhancing financial literacy [1][2] - The promotion of mobile payment systems has led to increased consumer engagement and sales, with initiatives like cash coupons and cross-border payment capabilities [2][3] Group 1: Payment Infrastructure and Economic Impact - The use of the Cloud Flash Payment App has facilitated the issuance of consumption vouchers, generating over 95.76 million yuan in consumer spending and boosting online sales of chili peppers to over 1.5 million yuan [1] - The PBOC has established a financial support system that includes 26.5 billion yuan in intended financing agreements specifically for local agricultural products [1] - The implementation of mobile payment systems has resulted in 18 towns in Nanhsiung achieving mobile payment application standards by June 2025, with over 1,033 merchants adopting a unified payment system [2][3] Group 2: Consumer Engagement and Market Expansion - Local supermarkets are offering instant discounts through mobile payment apps, contributing to nearly 80 million yuan in consumer spending [2] - The PBOC has facilitated the online presence of over 30 local agricultural products, creating a dual sales model that combines offline payments with online marketing [2] - The promotion of local specialties at events like the Canton Fair has helped Nanhsiung's products reach broader markets, including international buyers [2][3]

Core Insights - The consumer market in Beijing is experiencing a surge in enthusiasm as summer approaches, with significant increases in tourist numbers and spending during the "May Day" holiday [1] - Financial institutions in Beijing are actively promoting consumption through various initiatives, including scenario-based services, consumer subsidies, and enhanced benefits [1] Group 1: Consumer Spending Data - During the "May Day" holiday, Beijing received a total of 17.9 million visitors, representing a year-on-year increase of 5.6% [1] - The total tourism expenditure reached 20.98 billion yuan, marking a year-on-year growth of 6.9% [1] Group 2: Financial Institutions' Initiatives - Industrial and Commercial Bank of China (ICBC) launched a cashback promotion for credit card users, enhancing consumer benefits [1] - ICBC offers a blind box lottery for credit card users who spend over 10,000 yuan, with prizes ranging from 6 to 666 yuan [2] - ICBC also provides a cashback program for overseas spending, offering up to 10% cashback on eligible transactions [4] Group 3: UnionPay's Consumer Promotions - UnionPay is enhancing daily consumer experiences with various discounts and subsidies, including an 80% discount on dining through its app [5][6] - Users can enjoy a discount of 6 yuan on purchases over 60 yuan at supermarkets and 2 yuan on purchases over 20 yuan at convenience stores [7] Group 4: Bank Collaborations and Offers - China Bank is collaborating with Alipay to provide multi-scenario consumption subsidies, including discounts in specific commercial areas [8] - During the promotional period, users can receive discounts at various restaurants and cafes when using China Bank credit cards through Alipay [9][10] Group 5: Agricultural Bank's Consumer Incentives - Agricultural Bank is offering dual subsidies for consumers purchasing subsidized products on JD.com, providing additional discounts for credit card payments [13] - The bank has partnered with NIO to offer attractive financing options for electric vehicle purchases, including low down payments and interest-free installments [14] Group 6: Community Initiatives - Huaxia Bank is participating in the "Food in Chaoyang" restaurant coupon initiative, providing additional bank-funded vouchers to stimulate local dining [14] - The bank aims to enhance consumer engagement and support the growth of the local economy through innovative financial services [14]

Core Insights - The article highlights the rapid expansion of QR code cross-border payment systems, enhancing the payment experience for both domestic and foreign tourists, particularly during the upcoming holiday season [1][2][3] Group 1: Cross-Border Payment Expansion - UnionPay's QR code acceptance has reached 46 countries and regions, with over 10 million overseas merchants now accepting QR payments, creating a diverse cross-border payment ecosystem [1][2] - The implementation of cross-border QR code payment interoperability is being accelerated through partnerships with various countries, including Thailand, Cambodia, and Vietnam, allowing seamless payment experiences for tourists [2][3] Group 2: Strategic Partnerships and Models - UnionPay is adopting a "new four-party model" that integrates traditional card networks with digital wallet providers and payment service providers, enhancing the cross-border payment infrastructure [4] - The company is leveraging government-to-government (G2G) and network-to-network (N2N) cooperation models to maximize the scale and impact of its cross-border payment solutions [3][4] Group 3: Market Growth and Projections - The QR code payment interoperability is expected to significantly boost consumption, especially during peak travel seasons, with projections indicating a substantial increase in payment frequency and volume [3][6] - UnionPay plans to deepen its acceptance network and expand into Southeast Asia and Latin America, aiming to add millions of new overseas QR code acceptance merchants by the end of 2025 [6][7]