专题：中国财富管理50人论坛2025年会 1月5日金融一线消息，中国财富管理50人论坛2025年会近日在京召开，本届年会的主题是"迈向'十五 五'建设金融强国"。在"AI时代金融行业基础设施建设"圆桌论坛上，国民养老党委书记、总经理黄涛表 示，AI可以扩大养老金融生产的可能性边界。需求、产品、产品服务、价值和情怀是养老保险的五个 关键问题。国民养老利用AI技术分析养老金融需求，开发养老保险产品，提高产品服务。并和有关厂 商合作推出了自己的AI模型，一是从养老金的管理和支付往前推理，推出了养老规划，超越了单独的 养老产品；二是开发了简言；三是AI赋能精算，提高投资效率。 1月5日金融一线消息，中国财富管理50人论坛2025年会近日在京召开，本届年会的主题是"迈向'十五 五'建设金融强国"。在"AI时代金融行业基础设施建设"圆桌论坛上，国民养老党委书记、总经理黄涛表 示，AI可以扩大养老金融生产的可能性边界。需求、产品、产品服务、价值和情怀是养老保险的五个 关键问题。国民养老利用AI技术分析养老金融需求，开发养老保险产品，提高产品服务。并和有关厂 商合作推出了自己的AI模型，一是从养老金的管理和支付往前推理，推出 ...

对于"十五五"时期党建工作的重点，任小兵透露，公司将全面加强各级党组织建设，完善党建指导员制 度，加强党的组织和工作覆盖，持续增强各级党组织政治功能和组织功能；坚决扛起全面从严治党主体 责任，把全面从严治党要求贯穿于公司经营管理和干部队伍建设全过程；加强党风廉政建设，引导党员 干部知敬畏、存戒惧、守底线，营造风清气正的政治生态；严格执行中央八项规定及其实施细则精神， 坚决反对"四风"，坚决防止"四风"问题反弹回潮。 党的二十届四中全会擘画了中国未来五年的发展蓝图，是乘势而上、接续推进中国式现代化的又一次总 动员、总部署。"十五五"时期，加快建设金融强国成为新的时代命题。风起扬帆正当时，在"十四五"即 将收官，"十五五"即将开启的节点，于服务民生需求和支持实体经济中发挥着"压舱石"和"稳定器"作用 的国有寿险公司，为"十五五"时期的高质量发展锚定了怎样的航向？ 中汇人寿保险股份有限公司党委书记、董事长任小兵近日在接受中国证券报记者专访时表示，党的二十 届四中全会对"十五五"时期加快建设金融强国提出明确要求、作出战略部署，为扎实做好"十五五"时期 金融工作提供了根本遵循。中汇人寿把全会精神与公司改革发展实际紧密结 ...

此次全景式的活动主题安排，旨在让不同风险偏好、关注不同领域的投资者都能找到感兴趣的方向，为 投资者提供一些投资启迪与思考，更好地捕捉长期投资机遇。具体而言，本系列直播活动内容涵盖资产 配置、行业洞察和策略展望三大维度。 在资产配置方面，将围绕主动权益、债券市场、黄金资产、海外市场、养老规划、量化投资等主题，并 结合"十五五"规划、美联储降息会议、个人养老金政策三周年等热点时事进行分析解读。 在行业洞察环节，投研嘉宾将聚焦AI科技、医药、消费、新能源、军工等投资主线，深入解析行业发 展趋势，帮助投资者洞察潜在机遇。而在策略展望环节，广发基金宏观策略部总经理武幼辉博士将为投 资者带来2026年宏观经济与市场展望，为新一年的投资方向提供参考。 此外，本次直播活动特别邀请了广发基金投资管理部的账户经理团队担任主持人，与嘉宾展开深度对 话。该团队不仅拥有丰富的知识体系与专业的投研视角，还带来了许多投资者关心的市场、行业问题， 能够作为投研嘉宾和投资者之间的桥梁，为大家带来更接地气的专业内容分析。 2025的浪潮奔涌还未停歇，2026的深流已蓄势待发，新机于无声处涌动。广发基金希望通过"一马当先 盈新年"系列直播，汇聚投 ...

Core Insights - The aging population in China is accelerating, leading to a diversified demand for elderly care services, with a focus on the development of inclusive and intelligent elderly finance as a key area for improving the quality of life for seniors and supporting the construction of the pension system [1][2] - The integration of artificial intelligence (AI) technology into the entire chain of elderly finance is seen as a solution to address high service thresholds, narrow coverage, and weak data support [1][2] Group 1: Demographics and Market Needs - By the end of 2024, the elderly population aged 60 and above in China is projected to reach 31.03 million, accounting for 22.0% of the total population, while those aged 65 and above will number 22.02 million, making up 15.6% [2] - The demand for specialized and precise elderly financial services is becoming increasingly urgent as the aging population grows [2] Group 2: Role of AI in Elderly Finance - AI can lower the cost and threshold of elderly financial services, allowing for a broader reach beyond traditional high-net-worth individuals and large enterprises [2][3] - AI enhances the transparency and adaptability of elderly financial products, fostering consumer trust and engagement by providing tailored financial planning based on individual risk preferences and life scenarios [3] Group 3: Challenges in AI Implementation - The application of AI in elderly finance faces several challenges, including insufficient depth of use, unclear boundaries for data privacy protection, scarcity of high-quality financial data, and inadequate computational support [4][5] - Data sharing issues exist within the financial industry, with public data often fragmented and non-public data facing circulation challenges [5] Group 4: Collaborative Efforts Required - The development of elderly finance is a long-term endeavor that requires collaboration among government, market, society, and families to leverage AI tools effectively [6][7] - There is a need for enhanced top-level design and institutional supply to promote the cross-sector development of AI-enabled elderly finance [7] Group 5: Technological Integration and Service Innovation - Companies are encouraged to build unified platforms that integrate health records, care documentation, and financial assets to provide personalized services [8] - The use of IoT, smart devices, and advanced technologies is being promoted to create digital applications that enhance the quality of life for the elderly [8]

Group 1 - The core event is the "Integration Development Conference of Travel, Health Care, and Silver Economy" held in Harbin on August 4, 2025, highlighting the focus on the aging population and related financial services [2] - SPD Bank's Harbin branch has established the first pension financial studio in Heilongjiang Province and signed a strategic cooperation agreement with Harbin Senior University to integrate finance with elderly education [2][3] Group 2 - SPD Bank aims to contribute to the high-quality development of the silver economy in Heilongjiang Province through various initiatives, including promoting personal pension business and providing personalized services to protect investors' rights [3] - The bank is committed to enhancing elderly financial services by implementing user-friendly measures such as priority processing, comprehensive service, and remote assistance [3] - SPD Bank offers one-stop pension planning services, utilizing financial consultants to help the elderly achieve financial independence in retirement through intelligent financial analysis [3] - The bank emphasizes the importance of safeguarding pension funds by promoting financial literacy and awareness against fraud and illegal fundraising [3] - SPD Bank is enhancing collaboration with the Harbin Social Security Center to provide one-stop services for banking and social security, with 10 branches already offering these services [3]