转自：新华财经 作为深耕广西保险市场的金融央企分支机构，中国人寿广西分公司（以下简称"广西国寿"）始终牢记金 融为民使命，积极投身普惠金融保险事业，在服务广西经济社会发展、保障民生福祉等方面展现央企担 当。2024年，广西国寿总保费规模达171亿元，同比增长36%，总保费市场份额达34%。 在助力乡村振兴方面，广西国寿承接了48项定点帮扶工作，下辖崇左分公司健康保险部荣获"全国脱贫 攻坚先进集体"，创新开展的"防贫保"普惠型综合保险项目更是入选全国金融支持国家乡村振兴重点帮 扶县十佳案例。 在大病保险领域，广西国寿取得了突破性成就。2024年，广西国寿成功中标广西14个地市2024-2026年 城乡居民大病保险项目，服务覆盖全区近4400万参保群众。2024年，大病保险获赔金额达27亿，同比增 长23%，其中享受大病倾斜政策的困难群众约24万人，赔付占比49%。 同时，广西国寿依托自治区内基本医保、大病保险、医疗救助三重医疗保障"一站式"结算机制，切实减 轻群众就医负担。为提升服务效能，广西国寿与相关公司合作升级系统，节约60%的医保和商保对接系 统运维成本。 2022年4月以来，广西国寿承办城市定制型商业保 ...

Core Insights - China Life Insurance Company is actively engaging in the rural health insurance market in Guangxi, implementing innovative insurance models to address local needs and enhance accessibility for millions of insured individuals [1][3][4] Group 1: Digital Transformation in Health Insurance - The company has integrated digital solutions to streamline the claims process, significantly reducing the time for reimbursements, as evidenced by a case where funds were transferred within days [3][4] - A digital connection with the regional medical insurance fund has led to a 60% reduction in operational costs for system maintenance, showcasing the efficiency gained through technology [4] Group 2: Poverty Alleviation Insurance Initiatives - The "Four Guarantees" insurance model in Tiandeng County combines multiple insurance types to provide comprehensive coverage against poverty, including supplementary medical, accident, agricultural disaster, and anti-poverty insurance [5][7] - In 2024, the "Four Guarantees" project paid out approximately 903.66 million yuan, benefiting 1,597 individuals, demonstrating the program's impact on local communities [8] Group 3: Localized Insurance Products - The "Wo Hui Bao" insurance product in Wuming District is designed to address specific risks faced by local agricultural workers, providing coverage for accidents and major illnesses that are not covered by basic medical insurance [12][13] - As of June 2025, "Wo Hui Bao" has paid out 1.85 million yuan in claims, indicating its effectiveness in supporting local farmers and enhancing the rural social security system [14][15]

【纠错】 【责任编辑:任想】 银保监会表示，去年，保险业积极承办城乡居民大病保险，覆盖12.2亿城乡群众，累计赔付超过6 千万人次，参保群众大病报销比例提高了10至15个百分点；积极参与长期护理保险制度试点。绝大多数 国家级试点项目和地方自主试点项目均由商业保险公司参与服务，覆盖人口累计超过1亿，为超过70万 失能老人提供了长期护理服务保障。 3月17日，《证券日报》记者从银保监会获悉，2021年,健康保险保费收入8803.6亿元，同比增长 7.7%，赔付支出4085.3亿元，同比增长39.9％，并为参保人积累了1.3万亿元的长期健康险风险准备金。 银保监会表示，将进一步完善商业健康保险制度体系。一是深入研究扩大税优健康保险产品范围问 题，用足用好商业健康保险个人所得税政策。二是探索寿险赔付责任与护理支付转换机制，鼓励商业长 期护理保险发展。三是会同有关部门加强对城市定制型医疗保险业务的研究，加强追踪和回溯，为进一 步出台规范提供依据。 ...

Group 1: Core Objectives and Strategies - The report emphasizes the importance of revitalizing Northeast China, particularly focusing on Liaoning's development efforts [1] - China Insurance aims to align with national and provincial policies, enhancing its service capabilities to meet diverse insurance needs across various sectors [2] - The company actively participates in infrastructure projects and provides comprehensive insurance services to major enterprises, with a total risk coverage of 400 billion yuan [2] Group 2: Environmental and Social Contributions - The company promotes environmental pollution liability insurance and has provided 2.188 million yuan in risk coverage for various industries [3] - China Insurance has invested 3 million yuan in projects for the harmless treatment of dead livestock, contributing to rural ecological construction [3] - The company has developed innovative insurance products to support rural revitalization and has signed cooperation agreements with local agricultural authorities [8] Group 3: Technological Advancements and Financial Support - The company implements a "Digital Agricultural Insurance" initiative, utilizing advanced technologies for precise underwriting and claims [9] - China Insurance has provided nearly 700 million yuan in insurance coverage for various health-related initiatives, benefiting over 970,000 people [13] - The company has facilitated loans totaling nearly 700 million yuan to farmers, addressing financing challenges in the agricultural sector [12] Group 4: Community and Disaster Response - China Insurance has provided nearly 6 billion yuan in risk coverage for food safety liability insurance across over 200 food-related enterprises [7] - The company has paid out over 2.4 billion yuan in claims since 2022 to assist individuals affected by natural disasters [13] - The company has launched initiatives to protect the rights of migrant workers, providing nearly 100 million yuan in risk coverage [14]

积极参与长期护理保险试点 湘潭市是湖南省唯一的长护险试点城市。长期护理保险又称为"社保第六险"，旨在进一步健全更公 平、更可持续的社会保障体系，减轻因年老、疾病、伤残等导致长期失能的人员及家庭长期护理的服务 负担及经济负担。 2020年12月，中华财险湘潭中支中标湘潭市长期护理保险项目(2021-2022年)，成为承办该项目的六 家主体之一，涉及长期护理保险项目第一片区，覆盖湘潭市雨湖区、岳塘区、经开区，服务参保人数约 38万人。2022年12月，中华财险湘潭中支再次获得第二轮长期护理保险项目三年承办资格。2023年中华 财险湘潭中支共支付长护基金162万元。 中华联合财产保险股份有限公司湘潭中心支公司（以下简称"中华财险湖南湘潭中支"）自2016年承 办湘潭市城乡居民大病保险服务工作以来，充分发挥保险专业管理优势，运用丰富的政策性健康险服务 承办经验，探索基本医保和商业医保协同互补的发展模式。同时，定期深入基层开展宣传活动，成为广 大人民群众尤其是特殊群体及新市民了解普惠金融服务的重要窗口。 加强医疗巡查保障医保基金安全 高质量提供城乡居民大病保险承办服务 中华财险湘潭中支从2016年开始承办湘潭市区城乡居 ...

Core Insights - Guangxi has achieved a "one-stop" settlement for basic medical insurance, serious illness insurance, and medical assistance, effectively improving the efficiency of medical insurance services and reducing the burden on the public [1] Group 1: Medical Insurance Coverage - Since 2015, Guangxi has achieved full coverage of serious illness insurance for urban and rural residents [1] - In 2024, the local medical insurance department standardized the serious illness insurance project for urban and rural residents from 2024 to 2026, allowing for differentiated funding based on local conditions [1] Group 2: Service Implementation - Guangxi Guoshou (China Life Insurance Guangxi Branch) is responsible for the serious illness insurance projects across 14 cities in Guangxi, covering 43.9729 million insured individuals [1] - The system automatically completes the tiered reimbursement for basic medical insurance, serious illness insurance, and medical assistance at designated medical institutions, facilitating a "one-stop" settlement process [1] Group 3: Financial Impact - In 2024, approximately 243,600 individuals benefiting from serious illness policies received 2.4924 million reimbursements, totaling 2.767 billion yuan in compensation [1]

中国人寿保险股份有限公司（以下简称"中国人寿"）发布了《2024年环境、社会及管治（ESG）暨社会 责任报告》（以下简称《报告》）。多年来，在"建设世界一流、负责任的寿险公司"战略目标指导下， 中国人寿构建形成了涵盖国家、社会、行业、客户、企业、员工及环境七大利益相关方的ESG战略模 型。 在持续为客户、股东、员工以及社会创造价值背后，中国人寿还能为行业通过ESG实现战略攻坚转型提 供普适性的方法论吗？我们或许能从《报告》中得到答案。 合规筑基，多元统筹防控运营风险，搭建"制度刚性+文化浸润"管治生态 近年来，在利率下行、监管趋严、数字化转型等复杂多变的市场环境下，合规管理已成为保险业稳健发 展的基石，其不仅关乎行业声誉，更直接关系到保险消费者的权益保障。 此前，监管曾发布《银行保险机构操作风险管理办法》，明确将监管合规风险纳入操作风险，首次对大 型机构提出"运营韧性"原则性要求，首次提出保险机构应建立操作风险管理的三道防线，强调构建综合 化管理体系。 在监管政策持续驱动加码下，中国人寿主动顺应形势，在合规管理层面持续升级，以数字化风控建设为 重点，推动风险早识别、早预警、早暴露、早处置，健全具有硬约束的风险 ...

5月21日至23日，国内寿险"头雁"——中国人寿保险股份有限公司（以下简称"中国人寿"，股票代码： 601628.SH，2628.HK）在广东举办了主题为"一个国寿 一生守护——保险为民 做好普惠金融大文 章"的"媒体看国寿"调研与新闻发布活动。该公司首席合规官许崇苗参加了现场活动。 金融是国民经济的血脉，关系中国式现代化建设全局。作为我国普惠金融的重要组成部分，发展普惠保 险是践行金融工作政治性、人民性的必然要求，是服务中国式现代化建设的重要任务，亦是保险业高质 量发展的内在需要。 长期以来，保险业始终坚持"以人民为中心"的价值取向，充分发挥中国特色社会主义制度优势，立足保 险机制"人人为我、我为人人"的特点，围绕保障民生、服务社会，为广大人民群众提供广泛覆盖、公平 可得、成本可担、保障有效的普惠保险服务，让广大人民群众共享保险发展成果。同时，大力发展普惠 保险，也已成为保险业实现高质量发展的重要路径。 作为国有大型金融保险机构，中国人寿充分发挥综合金融优势和业务协同效应，以寿险"头雁"的责任与 担当，切实为客户提供从摇篮到传承、全生命周期的一揽子全方位金融保险服务，努力实现"一个国 寿、一生守护"。该公司 ...

Core Insights - China Taiping Insurance Group held its mid-year work meeting for 2025, emphasizing the implementation of central policies and the advancement of high-quality development [1] Group 1: Business Performance - In the first half of the year, China Taiping achieved a premium income growth of 2.6%, totaling 155.67 billion yuan [1] - The premium income from technology insurance increased by 7.3%, with existing investments in the technology sector reaching 69.88 billion yuan [1] - Green insurance premiums grew by 17.4%, with existing investments in the green sector amounting to 58.36 billion yuan [1] - Agricultural insurance premiums surged by 33.9%, providing risk protection exceeding 1.1 trillion yuan for small and micro enterprises [1] - The total assets of China Taiping Group reached 1.7 trillion yuan, reflecting a 6.4% increase since the beginning of the year [1] - Managed investment assets grew to 2.5 trillion yuan, marking a 0.4% increase from the start of the year [1] Group 2: Strategic Focus - The meeting outlined five key areas of focus for the second half of the year, including strengthening party leadership and enhancing risk compliance [2] - There is a commitment to accelerate the transformation of key businesses and promote high-quality development [2] - The company aims to deepen reforms while focusing on its core responsibilities and enhancing group management capabilities [2] - Six operational management tasks will be prioritized to improve service quality and efficiency in alignment with national objectives [2]

7月8日，中国金融传媒公布2025金诺·金融品牌影响力案例名单，阳光人寿"多元化举措助力乡村振 兴"社会公益项目凭借在保险帮扶、产业振兴、公益事业等领域的扎实实践与广泛社会影响力，荣获"年 度社会公益项目"奖，成为金融行业践行社会责任的典范。 发挥保险主业优势 筑牢乡村保障防线 阳光人寿将保险主业与乡村振兴需求深度融合，在多地推进保险帮扶项目，为城乡居民及困难群体织密 保障网络。 在精准帮扶领域，公司聚焦内蒙古、云南、山西等地区量身定制补充医疗及意外伤害保险项目。为内蒙 古察右后旗贲红镇全体常驻居民提供每人10万元补充医疗保障，2024年赔付55.83万元；为云南武定县 猫街镇两村建档立卡户及边缘户捐赠住院补充医疗保障，累计赔付37.29万元；向云南峨山县甸中镇 1611名重点人群捐赠总保额1.6亿元的保险保障，累计赔付27.62万元；此外，还为云南砚山县干河村、 山西天镇县两村提供专项保险帮扶，切实为困难群众化解医疗与意外风险。 在城乡居民大病保险领域，截至2024年底，阳光人寿累计承保重庆、湖北及襄阳等地4个大病保险及职 工大额保险项目，保费规模达8.62亿元；此外，公司在"襄阳模式"基础上积极拓展政府业 ...