每经编辑｜唐元 近日，全球知名专业服务机构德勤与ArtTactic联合发布了《2025艺术金融报告》（Art&Finance Report 2025）。 在这份备受行业瞩目的报告中，由中共成都市委宣传部发起、委托每经传媒管理的成都文创金融专属贷 款产品——"文创通"成功入选报告第四部分"文化创意产业创新金融"的 "创新金融谱系"，并成为该谱系 中亚洲地区入选报告的唯一代表案例。 图片来源：2025艺术金融报告 亚洲唯一入选案例 从成都实践到全球价值 作为全球"四大"会计师事务所之一，德勤在财务分析、风险管理和咨询服务领域拥有无可争议的专业声 誉。其在艺术金融领域的专注与持续投入，进一步巩固了报告的权威性。 "文创通"的入选，不仅彰显了成都在文创金融服务创新领域的实践成果，更向世界展示了中国城市破解 文创产业"轻资产、融资难"核心痛点的有效路径。 通过政策引导、专业运营与多方协同的创新模式，"文创通"为文创企业搭建起稳定的金融支撑体系，充 分体现了成都建设世界文化名城的金融创新实力。 累计授信已超54亿元 "文创通"持续赋能产业发展 图片来源：2025艺术金融报告 截至12月20日，"文创通"已累计支持文创企业 ...

Core Viewpoint - Chengdu Bank is positioned as a key player in the financial sector of Western China, focusing on supporting the real economy and demonstrating resilience and growth potential amid complex economic conditions [2][3]. Group 1: Financial Performance and Growth - As of September 2025, Chengdu Bank's total assets exceeded 1.38 trillion yuan, with deposits of 986.4 billion yuan and loans totaling 847.5 billion yuan, placing it among the top tier in the industry [2]. - The bank achieved a significant loan balance increase of 14.13% in the first three quarters of 2025, outpacing asset growth [3]. - In the first half of 2025, the bank's experience in issuing special bonds exceeded 45 billion yuan, supporting major local projects [3]. Group 2: Innovation and Technology - Chengdu Bank has developed a unique "four specialized" service model for technology finance, covering the entire lifecycle of tech enterprises, with over 80% coverage of national-level specialized and innovative "little giant" companies [4]. - The bank successfully underwrote the first batch of technology innovation bonds in May 2025, directing financial resources to cutting-edge sectors like photonic chips and biomedicine [4]. Group 3: Diverse Financial Services - The bank is actively expanding its services in five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, enhancing service quality and capacity [5]. - Chengdu Bank has supported over 530 cultural and creative enterprises with more than 4.7 billion yuan through specialized products like "Growth Loan" and "Cultural Creative Pass" [5]. Group 4: Corporate Governance and Market Confidence - The bank has demonstrated strong corporate governance and market confidence, with a total of 6.11 billion yuan in share buybacks announced by its controlling shareholder [7]. - In July 2025, the bank declared a cash dividend of 3.776 billion yuan, marking a historical high with a dividend yield of approximately 5.22% [7]. - Chengdu Bank has maintained stable dividends for eight consecutive years, totaling 17.856 billion yuan since its listing [7]. Group 5: Future Outlook - Looking ahead to the "15th Five-Year Plan," Chengdu Bank aims to continue its role in supporting the Chengdu-Chongqing economic circle with innovative and stable financial services [8].

Core Insights - Chengdu Bank won the "Best Innovative Service City Commercial Bank" award at the "2025 First Financial Value List (CFV)" ceremony, highlighting its achievements in financial services and innovation [1][2] - The award signifies Chengdu Bank's commitment to high-quality development through innovation, particularly in the context of digital finance and inclusive finance [1][2] Group 1: Financial Services and Innovation - Chengdu Bank, established in 1996 and listed in 2018, is the first listed bank in Sichuan Province and the eighth city commercial bank listed on A-shares in China [2] - The bank has integrated its development into national and regional strategies, providing over 1 trillion yuan in credit to the Chengdu-Chongqing economic circle over the past five years, with a projected 300 billion yuan for major projects in 2024 [2][3] - Chengdu Bank has supported over 28 billion yuan in rail transit and TOD projects in 2024, contributing to significant infrastructure developments [2] Group 2: Industry Focus and Support - The bank focuses on industrial collaboration in sectors such as electronic information, aerospace, green low-carbon, and health, providing over 15 billion yuan in credit to more than 200 core technology enterprises in Sichuan [3] - Chengdu Bank has pioneered cultural and creative finance, establishing the first specialized branch in the Midwest and launching innovative products like "Cultural Creative Pass" and the first asset-backed note (ABN) project backed entirely by copyrights [3] Group 3: Financial Innovation Practices - Chengdu Bank has actively engaged in the "Five Major Financial Articles" initiative, demonstrating how finance can drive local economic development through innovative measures [4] - The bank established a technology branch in 2009, creating a specialized team and products to support technology finance, becoming a hub for innovation in Sichuan [4] - In green finance, Chengdu Bank has launched various products such as "green bonds" and "carbon emission rights pledge loans," increasing credit support for clean energy and environmental protection [4] Group 4: Inclusive and Elderly Finance - The bank has developed diverse financial products for the elderly, enhancing services through partnerships with communities and institutions, and utilizing big data and AI for personalized services [5] - Chengdu Bank has introduced products tailored for small and medium-sized enterprises, such as "Growth Loan" and "Cultural Creative Pass," streamlining processes and reducing costs to promote inclusive finance [5] - The recognition as the "Best Innovative Service City Commercial Bank" reflects both an honor and a responsibility, positioning Chengdu Bank as a model for transformation in the city commercial banking sector [5]

Core Viewpoint - Chengdu Bank has been awarded the "Annual Special Award for Characteristic Finance" at the 2025 Financial Development Conference, highlighting its innovative approach in the characteristic finance sector [1][3]. Group 1: Development Strategy - Chengdu Bank, established in 1996, is the first listed bank in Sichuan and the first city commercial bank in the West to exceed 1 trillion yuan in assets [3]. - The bank's development philosophy emphasizes synchronization with the times, regional growth, and a focus on people's livelihoods, which has become integral to its operations [3]. - During the 14th Five-Year Plan period, Chengdu transformed national potential into developmental momentum, with an economic total surpassing 1 trillion yuan and a resident population exceeding 21.47 million [4]. Group 2: Financial Support and Services - Chengdu Bank has provided over 300 billion yuan in credit support for major projects in the Chengdu-Chongqing economic circle over the past year [4]. - The bank has established a dynamic database covering 16 advanced manufacturing industry chains, accurately targeting over 10,000 enterprises and launching 18 specialized financial products for technology companies [4][6]. - As of September 2025, Chengdu Bank's total assets exceeded 1.38 trillion yuan, with loans nearing 847.5 billion yuan, significantly supporting the real economy and modern industrial system construction [6]. Group 3: Innovative Financial Ecosystem - Chengdu Bank has created a "four-special model" in the technology finance sector, achieving over 80% coverage for comprehensive financial services to specialized and innovative small and medium-sized enterprises [7]. - In green finance, the bank has developed a three-in-one service system, with green credit balance growing by 22.87% year-on-year, reaching 49.77 billion yuan [7]. - The bank has also established a unique financial service brand for elderly clients, optimizing service mechanisms and facilities [8]. Group 4: Brand and Cultural Strength - Chengdu Bank's cultural foundation supports its differentiated development path, focusing on leading development, shaping image, and creating value [9]. - The bank has implemented a talent development system emphasizing both external recruitment and internal training, fostering a warm and inclusive corporate culture [9]. - Chengdu Bank has introduced the panda IP "Rong Dudu" to enhance brand engagement and has launched various initiatives to promote social and ecological awareness [10]. Group 5: Market Position and Recognition - Chengdu Bank entered the Fortune China 500 list for the first time in 2024, ranking 324th in 2025, marking it as the bank with the fastest rise in the list that year [8].

Core Insights - Chengdu Bank reported a revenue of 17.761 billion yuan and a net profit of 9.493 billion yuan for the first three quarters of 2025, reflecting year-on-year growth of 3.01% and 5.03% respectively [1] - The bank's total assets reached 1.38 trillion yuan, a 10.81% increase from the beginning of the year, maintaining a steady growth trajectory [1] - Chengdu Bank's non-performing loan ratio stands at 0.68%, with a provision coverage ratio of 433.08%, indicating strong asset quality [1] Financial Performance - Revenue for the first three quarters: 17.761 billion yuan, up 3.01% year-on-year [1] - Net profit: 9.493 billion yuan, up 5.03% year-on-year [1] - Total assets: 1.38 trillion yuan, up 10.81% from the start of the year [1] - Loan balance (excluding accrued interest): 846.247 billion yuan, up 14.15% year-on-year [1] Strategic Initiatives - Chengdu Bank is leveraging opportunities from national strategies such as the Western Development and Chengdu-Chongqing Economic Circle to support major infrastructure and livelihood projects [2] - The bank has provided significant funding for projects like Tianfu International Airport and urban rail transit [2] - The bank is enhancing cross-border financial services in alignment with the Belt and Road Initiative, focusing on digital finance applications [3] Sector Focus - Chengdu Bank has established specialized branches for technology, cultural creativity, and green finance, addressing the shift from old to new economic drivers [3][4] - The bank has a coverage rate exceeding 80% for comprehensive financial services to specialized and innovative small and medium-sized enterprises in Chengdu [4] - The bank has supported over 530 cultural and creative enterprises with funding exceeding 4.7 billion yuan [4]

Core Points - Chengdu Bank reported a revenue of 17.761 billion yuan for the first three quarters of the year, representing a year-on-year growth of 3.01% [2] - The net profit attributable to shareholders reached 9.493 billion yuan, with a year-on-year increase of 5.03% [2] - The bank's total assets grew to 1.38 trillion yuan, marking a 10.81% increase since the beginning of the year [2] - Chengdu Bank maintained a non-performing loan ratio of 0.68%, positioning it among the top tier in the banking industry [2] - The loan balance (excluding accrued interest) reached 846.247 billion yuan, with a year-on-year growth of 14.15%, significantly outpacing asset growth [2] - Approximately 90% of new loans were directed towards corporate lending [2] - The bank has actively engaged in the cultural and creative finance sector, supporting over 530 cultural enterprises with a total funding exceeding 4.7 billion yuan [2] - Chengdu Bank has provided substantial financial support for major projects, including the Tianfu International Airport and urban rail transit, with over 45 billion yuan in special bond issuance reported in the first half of the year [2][3] Strategic Focus - The bank is aligned with major strategic initiatives, particularly the Chengdu-Chongqing economic circle, to support significant infrastructure and livelihood projects [3] - Chengdu Bank aims to enhance urban development capabilities through robust financial backing for modern industrial systems [3]

Core Insights - Chengdu Bank's total assets exceeded 1.38 trillion yuan, reflecting a robust growth of 10.81% year-to-date, while maintaining an excellent asset quality with a non-performing loan ratio of 0.68% [1][3] - The bank reported a revenue of 17.761 billion yuan, a year-on-year increase of 3.01%, and a net profit of 9.493 billion yuan, up 5.03% year-on-year, showcasing its resilience amid a challenging economic environment [1][2] - Chengdu Bank's strategy focuses on deepening regional economic integration and supporting major infrastructure projects, aligning with national strategic initiatives [4][9] Financial Performance - For the first three quarters, Chengdu Bank achieved a net interest income growth of 8.2%, indicating a stable revenue stream despite industry-wide pressure on net interest margins [2][3] - The annualized weighted average return on equity (ROE) stands at 15.2%, placing the bank among the top performers in the A-share listed banks [2] Asset Quality - The bank's non-performing loan coverage ratio is at 433.08%, significantly higher than the industry average, indicating strong risk mitigation capabilities [3] - Chengdu Bank's loan balance reached 846.247 billion yuan, with a growth rate of 14.15%, primarily driven by corporate loans, reflecting its commitment to serving the real economy [4] Strategic Focus - Chengdu Bank is actively engaging in the construction of the Chengdu-Chongqing economic circle and other major national strategies, providing financial support for significant infrastructure and livelihood projects [4][5] - The bank is enhancing its cross-border financial services, collaborating with strategic partners to facilitate local enterprises' integration into global supply chains [5][6] Innovation and Digital Transformation - The bank has established specialized branches for technology, culture, and green finance, aiming to support the transition to new economic drivers and high-quality development [7][8] - Chengdu Bank has been proactive in the technology sector, launching various credit products tailored for tech enterprises and achieving significant milestones in cultural finance [8]

Core Insights - The article discusses the issuance of the "Guiding Opinions" aimed at promoting the deep integration of culture and tourism in Sichuan, emphasizing the shift from resource dependence to content-driven and technology-enabled development [1][2][4] Industry Impact - The "Guiding Opinions" signal a strategic direction for the integration of culture and tourism, focusing on enhancing the overall benefits through industry chain collaboration and financial support for key projects [2][3] - Financial support will extend beyond mere capital supply to encompass comprehensive backing for key projects, industry chain upgrades, and innovative consumption scenarios [2][3] Key Projects - The policy highlights the importance of iconic cultural and tourism resources, such as Sanxingdui, Jiuzhaigou, and Emei Mountain, which require significant funding and have a notable driving effect on Sichuan's tourism brand [3][4] - Financial instruments like special loans, bonds, and capital market financing will be utilized to ensure the continuous development and quality enhancement of these landmark projects [3] Industry Chain Development - The policy aims to transition the tourism industry from a resource-dependent model to one that is content-driven and technology-enabled, incorporating both traditional and emerging sectors [4] - Support will be provided for traditional sectors like red tourism and wellness vacations, as well as new sectors such as film and animation, gaming, and digital creativity [4] Consumer Engagement - The initiative focuses on stimulating tourism consumption through innovative payment tools and insurance products, including the promotion of themed debit and credit cards linked with consumption vouchers [4] - Emphasis is placed on enhancing the tourist experience through the promotion of digital currency in tourism payments, thereby increasing Sichuan's international appeal [4] Implementation Pathways - The "Guiding Opinions" outline a systematic approach for policy implementation, including the establishment of a collaborative mechanism among various departments [5][6] - Financial institutions are encouraged to increase support for sectors like accommodation, dining, and entertainment, while also addressing the financing challenges faced by tourism enterprises [6] - The anticipated short-term effects include alleviating financing difficulties for tourism businesses and gradually boosting consumer demand, while long-term goals focus on creating a unique financial ecosystem for Sichuan's cultural and tourism sectors [6]

Group 1 - The film "Ne Zha" has achieved a box office of 15.9 billion yuan, ranking fifth in global box office history, highlighting the success of domestic animation [1] - The Tianfu Digital Cultural Creation Park has attracted over 60 companies, including Tencent and iQIYI, and has created platforms like the National Ultra HD Video Innovation Center [1] - Chengdu High-tech Zone has gathered over 6,000 digital cultural enterprises and more than 120,000 employees, with an industry scale exceeding 110 billion yuan [1] Group 2 - The Sichuan Game Innovation Development Center has reduced the average game approval cycle from one year to as fast as three months, facilitating faster market entry for games [2] - The COG Good Game Trusted Asset Service Platform has helped companies secure over 13 million yuan in unsecured financing [2] - By 2026, Chengdu High-tech Zone aims to create a number of nationally recognized specialized technology parks, enhancing its innovation ecosystem [2] Group 3 - The Tianfu Software Park collaborates with major companies like Huawei to provide a comprehensive public service platform for R&D and testing, improving efficiency and reducing costs for over 3,000 enterprises [3] - The People's Bank of China in Sichuan has supported the digital cultural industry with loans exceeding 4.7 billion yuan through innovative financial products [3]

Group 1: Digital Cultural and Creative Industry Policies - Chengdu has launched a series of "policy packages" to accelerate the development of a nationally influential digital cultural and creative hub, focusing on startups, sci-fi content, gaming esports, and the film industry [1] - For digital cultural and creative startups, a one-time subsidy of 20,000 yuan will be provided for small enterprises established for 6 months to 3 years, along with access to 100,000 square meters of low-rent entrepreneurial space [1] - A funding pool of 100 million yuan will support financial products like "Cultural Creative Pass," providing early, small, and long-term financial support for projects [1] Group 2: Sci-Fi Content Creation and Transformation - Policies for promoting high-quality sci-fi content creation include support for sci-fi themed parks, with annual operational rewards of up to 2 million yuan [3] - National and provincial level demonstration parks can receive rewards of 1 million yuan and 500,000 yuan respectively [3] - Support for international expansion of films, games, and derivative products includes subsidies of up to 100,000 yuan for single projects [3] Group 3: Gaming and Esports Support - Esports events based in Chengdu can receive subsidies of up to 8 million yuan, while local events can receive up to 5 million yuan [3] - New or renovated professional esports venues can receive support of 30% of their investment, capped at 10 million yuan [3] - Active venues hosting high-level events can receive annual operational subsidies of up to 1 million yuan [3] Group 4: Film Industry Development - Policies for promoting the film industry focus on key areas such as project creation, platform development, and talent cultivation [4] - Film enterprises creating high-quality projects can receive funding support of up to 21 million yuan, with an additional 10 million yuan for outstanding post-broadcast performance [4] - Incentives for establishing high-tech digital studios and real scene venues can reach up to 10 million yuan [4]