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法拍房正成为楼市止跌回稳的“绊脚石”—— 从国际经验看我国房地产风险化解路径
Xin Lang Zheng Quan· 2025-10-09 07:00
作者:孟晓苏 这种法拍房激增的情况在美国与日本房地产低迷期都出现过,由于它们采取的政策措施不同,曾导致截 然不同的后果。日本对待法拍房政策失误,导致楼市长期低迷,经济陷入"失去的二十年";而美国政府 通过对居民政策救助,阻止法拍房增长,四年就实现了楼市企稳回升。 日本1990年代房地产泡沫破裂后,政策应对出现严重失误。政府不仅未及时救助楼市,反而逆向操作: 在泡沫破裂时加征"地价税"和"短期交易税",加速了地价下跌。更严重的是,日本忽视了法拍房形成 的"边际定价"风险。1991-1995年间法拍房数量激增300%,仅1993年东京地区就有超过2万套住宅进入 法拍程序。这些法拍房成交价往往比市场价低30%-50%,成为区域房价新基准。日本政府直到1998年才 修订《民事执行法》引入"自我拍卖"制度,但此时市场信心已被彻底摧毁。其恶果就是日本房价连续18 年下跌,低迷期长达22年。 "法拍房"连年增长,"价格刺客"频现,"边际价格"扭曲市场。我国法拍房隐患已到了必须重点诊治的地 步。 一、法拍房泛滥的现状与风险显现 专业机构发布的《2025年上半年全国法拍市场大数据分析报告》显示,2025年上半年,我国法拍房挂牌 ...
楼市假消息漫天飞!王健林限高又解禁,老破小降价全是套路?
Sou Hu Cai Jing· 2025-10-02 02:40
如今的房地产行业虽说没之前那么景气了,但依旧是人们关注的焦点。 尤其是28号曝出曾经提出"小目标"的王健林被限制高消费,更是全网关注的对象。 搞得很多人心里犯嘀咕,再加上网上流传关于楼市的小视频什么说法都有。 这房地产还能不能碰了?郎咸平教授带领团队展开调查。 直言这类内容不仅对政府政策产生极大误导,还干扰消费者与投资者的判断,力求还原市场真相。 团队对海量短视频进行全面量化分析,筛选出189个内容独立的视频。 这些视频宣称北京、上海、广州、深圳四座城市楼盘跌幅达40%至73%,并将降价原因归咎于房地产不景气、开发商资金链断裂跑路等。 但经深入核查,郎咸平教授明确指出,这些说法均为博流量而编造的谎言。他将误导性短视频归纳为五大骗局,首当其冲的就是公寓降价骗局,涉及52个案 例。 以上海某短视频为例,其声称当地楼盘暴跌73%,但查证显示,70年产权的正常住宅价格未降,降价的实为公寓。 另有视频称某海景豪宅暴跌50%至60%,而该区域70年产权住宅单价稳定在13.9万元/平方米,所谓"七字头单价"的降价房源均为商业公寓。 这些公寓常以低价为噱头,通过对比住宅价格或渲染开发商跑路氛围制造降价假象,实际上公寓价格波动 ...
别被短视频骗了!知名教授扒出房价真相,虚假房源坑了多少购房者
Sou Hu Cai Jing· 2025-09-30 23:36
Core Viewpoint - The article discusses the impact of sensationalized short video content on public perception of the real estate market in major Chinese cities, highlighting the need for accurate information and understanding of market dynamics [2][20]. Group 1: Analysis of Short Video Content - Short videos often exaggerate claims of "price crashes," focusing on specific property types rather than the overall market [4][6]. - Many claims of significant price drops are linked to commercial apartments rather than standard residential properties, misleading viewers about the market's health [6][8]. - The analysis reveals that certain properties, such as older buildings and those in less desirable locations, may experience price declines, but these cases are not representative of the entire market [8][10]. Group 2: Market Trends and Data - Official statistics indicate that from January to August 2025, property prices in major cities like Beijing, Shanghai, Guangzhou, and Shenzhen showed relative stability, with declines mostly under 5% [13][15]. - The market is characterized by a "structural differentiation," where high-quality properties maintain value while those with multiple disadvantages see significant price drops [15][18]. - The transition from a "growth" phase to a "value optimization" phase in the real estate market reflects a shift in buyer priorities towards property quality and location [18][20]. Group 3: Implications for Buyers and Investors - Buyers should focus on their actual needs, considering factors like commuting, education, and healthcare rather than being swayed by sensationalized information [22][24]. - The concept of "effective demand" is crucial, as many potential buyers face affordability issues, leading to a preference for renting over purchasing [22][24]. - The article emphasizes the responsibility of information disseminators to provide accurate and balanced insights into the real estate market to avoid misleading the public [24][26].
法拍房如何参拍?
Sou Hu Cai Jing· 2025-09-28 02:37
很多人听说法拍房"性价比高",就想着冲进去"捡漏",但先别急——法拍房的"便宜"不是白来的,得按规则一步步走,先把"风险账"算明白,再谈"实惠"。 咱们就从实操角度,把参拍的门道捋清楚。 第一步,先确认自己"有没有资格拍"。别盯着价格就往上冲,先查当地限购政策——比如你在上海没社保,就算拍到了也过不了户,最后保证金还得打水 漂。怎么查?直接找拍卖法院的法官咨询,或者查当地住建部门的限购细则,这一步是"门票",没门票再折腾都是白费。 第四步,资金得"提前备足",别等拍到了才慌。法拍房的付款节奏比二手房紧多了:首先要交保证金,一般是成交价的5%-10%,比如100万的房,得先交5- 10万;拍到之后,尾款通常要在10-15天内付清,很少有商量的余地。要是想贷款,得提前找银行做"预审"——告诉银行你要拍哪套房,让银行先评估能不 能贷、能贷多少,别等拍到了再去申请贷款,时间根本来不及,最后保证金就成了"违约金"。 第五步,竞价时别"上头"。线上竞价容易让人跟着氛围冲动加价,比如别人加1万,你就想加2万"压过他",最后超出自己的预算。最好提前算好"心理上 限":这套房加上税费、欠费、装修费,最多能花多少钱?到了这个数, ...
小伙花95万买了套法拍房,客厅灯突然不亮,拆掉吊顶后愣住
Sou Hu Cai Jing· 2025-09-23 07:16
Core Points - The article revolves around the experience of purchasing a foreclosed property in Hangzhou, highlighting the emotional and financial stakes involved in the bidding process and the subsequent discovery of hidden secrets within the property. Group 1: Property Purchase - The protagonist successfully bids for a foreclosed 125 square meter apartment at a starting price of 850,000 yuan, significantly lower than the market price of 1,300,000 yuan [2][3][4] - The apartment is located in a desirable area with a high green coverage rate and well-developed amenities, making it an attractive investment opportunity [6][7] - The original owner lost the property due to high-interest loans, which raises questions about the circumstances surrounding the foreclosure [7][8] Group 2: Family Support - The protagonist's parents travel from their hometown to support him in the purchase decision, expressing concerns about the risks associated with buying a foreclosed property [10] - The family contributes their savings of 200,000 yuan to help with the down payment, showcasing the financial and emotional support from the family [10][11] Group 3: Property Condition and Inspection - After winning the bid, the protagonist learns that the property is sold "as is," meaning any issues discovered later are the buyer's responsibility [12] - During the inspection, the protagonist finds valuable furniture and appliances left behind by the previous owner, indicating a sudden departure [16][17] - The protagonist's curiosity about the previous owner's life leads to reflections on the circumstances that forced them to leave everything behind [18] Group 4: Electrical Issues - After moving in, the protagonist encounters a persistent issue with the living room light not functioning, despite other lights working properly [26][27] - Attempts to troubleshoot the problem lead to the decision to inspect the ceiling's internal wiring, which is suspected to be the source of the issue [36][40] Group 5: Discovery of the Box - During the inspection of the ceiling, a hidden metal box is discovered, raising questions about its contents and the previous owner's intentions [51][58] - The box's concealed location suggests it may contain significant or sensitive items, adding an element of mystery to the property [60][61]
1-8月法拍房监测报告:355城法拍房清仓率微升、住宅一拍占比扩大
3 6 Ke· 2025-09-17 02:16
Core Insights - The Shanghai auction market for foreclosed properties has seen a significant decline in both supply and transactions in the first eight months of 2025, with new listings down by 37.7% year-on-year and total transactions amounting to approximately 1,355 units, reflecting a clearance rate of 51.1% [1][2][16] - The total transaction value for foreclosed properties in Shanghai reached approximately 10.977 billion yuan, with residential properties making up the majority of transactions [1][2][8] - The national market also shows a decline, with 485,000 properties listed for auction, resulting in 107,000 transactions and a clearance rate of 21.9% [16][19] Shanghai Market Overview - From January to August 2025, Shanghai added 2,191 new auction listings, with a total of 2,650 properties available for auction, leading to a clearance rate of 51.1% and a total transaction value of approximately 10.977 billion yuan [1][2][5] - Residential properties accounted for 64.6% of total transactions, with 876 units sold and a total value of 6.84 billion yuan [1][8] - In August alone, 253 new properties were listed, with 171 sold, resulting in a transaction value of 2.231 billion yuan and an average discount rate of 70.3% [5][8] Property Type Breakdown - Residential foreclosures dominated the market, with 1,186 new listings and 876 transactions, achieving an average price of 52,725 yuan per square meter [8][11] - Commercial properties had 786 listings with 428 transactions, totaling 2.27 billion yuan, while industrial properties had 19 listings with a total transaction value of 1.79 billion yuan [8][19] - The average clearance rate for residential properties in Shanghai was 63.1%, with Huangpu District leading at 87.5% [11][19] Regional Performance - Among districts, Pudong led in total transaction value with 2.04 billion yuan, followed by Jing'an and Minhang districts [8][11] - The average transaction price for residential properties varied significantly across districts, with prices in Huangpu at 37,419 yuan per square meter and in Minhang at 40,944 yuan per square meter [8][11] National Trends - Nationwide, the auction market for foreclosed properties saw a total of 48.5 million listings, with 10.7 million transactions and a total value of 163.8 billion yuan, indicating a slight increase in clearance rates compared to the previous year [16][19] - Residential properties accounted for 53.5% of total transactions, with 71,000 units sold for a total of 87.7 billion yuan [19][20]
前8月全国法拍市场成交10.7万套 总成交金额1638亿元
Zheng Quan Shi Bao Wang· 2025-09-17 01:47
人民财讯9月17日电,中指法拍数据库监测,2025年1—8月,全国法拍市场各类法拍房源挂拍数量累计 48.5万套,成交10.7万套,总成交金额1638亿元,按拍品清仓率21.9%;住宅成交7.1万套(877亿元,占 比53.5%),二拍成交占比48.4%。城市能级越高清仓率越高。对比2024年同期各类法拍房源挂拍50.4万 套,累计成交拍品数量约10.9万套,拍品清仓率21.6%,总成交金额2085.5亿元。 ...
一套房子省好几十万!折腾了近3个月才收房,买法拍房是不是“趟雷”?
Sou Hu Cai Jing· 2025-09-15 03:36
瑞联数科发布的《2025年上半年全国法拍市场大数据分析报告》显示,今年上半年,法拍房挂牌与成交总 量维持高位,成交率略有回升。法拍房,这个曾经跟"官司""麻烦"绑定的陌生而遥远的名词,正逐渐走进 大众视野,越来越多的普通老百姓成为法拍房买家。 便宜是法拍房的最大优势,起拍价低于市场价20%-30%已成常态。然而,买受人想真正住进去却没那么容 易——不少买家会遭遇"腾房"这块难啃的"硬骨头"。在相关法律法规日趋完善的今天,买法拍房到底是"趟 雷"还是捡漏?想要买下并真正拥有一套法拍房,需要过几关?海报新闻记者就此展开持续调查追踪。 一套房子省了好几十万 "便宜"成刚需族选择法拍房最大动力 一般来说,走到法拍这一步,被拍房产大多涉及债务纠纷。对于普通人来说,拿出几十万元甚至上百万元 积蓄购买这样一套可能"有坑"的房子,首先要过的是心态这一关。 "资金有限,房子又是刚需,所以我们一家就选择了购买价格相对便宜的法拍房。"2024年3月前后,北京 彭先生一家决定入手法拍房。 在那之后,彭先生开始关注法拍房相关信息。他相中的第一套法拍房位于北京市通州区,面积为98平方 米,房子起拍价为230万元。彭先生报名参与竞拍,竞拍 ...
克而瑞地产:8月法拍房成交量达5466套再创年内新高 供应规模略有回落
智通财经网· 2025-09-11 09:37
智通财经APP获悉,克而瑞地产发文称,2025年8月法拍房成交量再创年内新高,挂牌量略有回落,市 场热度有所升温。数据显示,本月法拍房供应规模回落至3.2万套,仍是年内第二高位;成交量延续上 行达5466套,环比上升11%,超过7月份再创年内新高;其中71%房源溢价成交,环比上升3个百分点。 竞拍热度也有所上升,7%的成交房源出价达到100次以上。 供应端方面,8月新增挂拍3.2万套,环比下降27%,同比减少14%。起拍总价324亿元,环比下降27%。 本月新增挂拍套数环比回落,但仍为年内第二高位。 从各城市情况来看,本月共有8个城市新增挂拍套数超过500套,较上月减少4个。重庆本月挂拍1419 套,继续保持在各城市首位。挂拍500套以上的8个城市合计供应6069套,占全国新增挂拍总量的19%。 一线城市中,广州挂拍316套,继续居于首位,北京、深圳分别为232和231套,上海以198排在最末。挂 拍总价方面,本月北京挂拍房源起拍总价26亿元,为全国挂拍总价最高的城市。深圳、上海也都在10亿 元以上,而挂拍套数最多的广州,起拍总价反而最低,为5亿元。 成交量 挂拍量 供应规模年内次高,重庆新增挂拍延续首位 本 ...
法拍房月报|8月成交量再创年内新高,深圳顶豪大平层溢价80%成交(2025年8月)
克而瑞地产研究· 2025-09-11 09:04
Core Viewpoint - The foreclosure housing market is an important "leakage" link in the residential rights flow chain and will continue to benefit from the industry's stabilization process, providing more support for the establishment of new development models in the industry [1][6]. Supply and Transaction Volume - In August 2025, the supply of foreclosure properties decreased to 32,000 units, still the second highest this year, while transaction volume reached 5,466 units, marking an 11% month-on-month increase and a new high for the year [3][4]. - The average starting price for the properties listed was 32.4 billion yuan, with a slight decrease of 27% month-on-month [8][12]. - The competitive bidding heat increased, with 7% of the sold properties receiving over 100 bids, indicating rising buyer interest [4][3]. Market Trends and Outlook - The continuous increase in transaction volume for two consecutive months is attributed to the ongoing implementation of market stabilization policies, which have gradually restored market confidence [4][6]. - The proportion of properties sold at or above the starting price has decreased to 29%, the lowest since Q2, indicating a shift in buyer behavior towards more competitive bidding [4][6]. High-Value Listings - The market saw several high-value listings, including a five-star hotel in Hangzhou with a starting price of 257 million yuan, which reflects the growing interest from intermediaries and asset management firms in the foreclosure market [5][13]. - Notably, 18 properties had starting prices exceeding 100 million yuan, indicating a trend towards higher-value assets entering the market [5]. Transaction Rate and Buyer Behavior - The national average transaction rate for foreclosure properties was 21%, slightly down from the previous month but still at a high level for the year [24][26]. - The average discount rate for sold properties was 32.2%, a decrease of 1.3 percentage points, while the average starting discount rate was 28.8%, indicating a narrowing gap between supply and demand perceptions [28][29]. Conclusion - The foreclosure housing market is evolving with increasing buyer interest and a shift towards higher-value properties, supported by favorable market policies and changing buyer behavior, which may lead to a more stable and dynamic market environment in the future [1][6][4].