低于1折甩卖 本金回收率连降 银行加速甩掉个贷不良资产包袱 今年以来，随着银行风险化解工作稳步推进，不少银行加速"甩包袱"，不良资产转让按下加速键。银登 中心近日发布《2025年一季度不良贷款转让业务统计》显示，一季度个贷不良贷款转让成交规模370.4 亿元，较去年同期增长761%。与此同时，个人不良贷款批量转让的平均折扣率与平均本金回收率均呈 现下滑态势，当前银行不良资产包的转让起始价已出现低于1折的"冰点价"。在业内人士看来，银行不 良贷款转让业务规模显著提升，是机构立足于贷后管理现状、通过合理处置不良资产及时化解潜在风险 的具体体现。个人贷款业务是不少银行贷款业务转型、贷款结构调整的主要方向。展望2025年，我国经 济长期向好的基本趋势没有改变也不会改变，但外部环境更趋复杂严峻，有效需求仍显不足，需要银行 进一步强化主动控险、协同控险的能力，坚持准确实施差异化、针对性的防险化险举措，不断提升风险 防范化解和不良资产处置质效。（中国证券报） 私募基金登记备案持续升温 近日，中国证券投资基金业协会对两家私募基金管理人及相关责任人作出纪律处分。与此同时，上海、 山东等地证监局开始对辖区部分私募基金管理人开展检 ...

Group 1: Technology Developments - OpenAI has launched a new image model, gpt-image-1, which is now available via API and has been adopted by major creative platforms like Adobe and Figma. The model features higher precision, diverse visual styles, and advanced image editing capabilities [2] - Tencent has released version 2.5 of its mixed reality 3D generation model, significantly enhancing modeling precision and increasing effective polygon count by over ten times [4] - Intel has announced a new generation of AI-enhanced software-defined vehicle system-on-chip (SDV SoC) at the Shanghai Auto Show, claiming up to a 10x performance improvement over the previous generation [8] Group 2: Corporate Actions and Financials - Apple and Meta have been fined a total of €700 million (approximately ¥58 billion) by the EU for violating the Digital Markets Act [2] - Neuralink, led by Elon Musk, is planning to raise $500 million with a pre-money valuation of $8.5 billion [10] - Jingfeng Mingyuan intends to acquire 100% of Sichuan Yichong Technology for ¥3.283 billion as part of a major asset restructuring [11] Group 3: Automotive Industry Updates - Huawei's first car under the "Shangjie" brand, developed in collaboration with SAIC, is expected to achieve significant sales upon its launch in Q3 2023 [3] - NIO's chairman Li Bin highlighted the importance of three core technologies—intelligent driving chips, universal operating systems, and smart chassis—in enhancing the experience and safety of smart vehicles [5] - GAC Aion and Didi Autonomous Driving have introduced the world's first mass-produced L4 autonomous vehicle, set for mass production by the end of the year [6] Group 4: Market Trends and Consumer Behavior - iQIYI is entering the live-streaming e-commerce space, leveraging its IP content and celebrity resources to tap into its membership base as a potential e-commerce user group [3] - Alibaba's international site has topped the U.S. App Store shopping charts, indicating a significant rise in its download rankings [4] - The establishment of the Greater Bay Area (Dongguan) Artificial Intelligence Alliance aims to enhance AI capabilities and attract over 300 AI-focused enterprises by 2027 [7]

科技创新 继续颠覆行业 地方 速看、跳看、桃豆、智能制作 智能制作 的编 保障 "短"是唯一关键词 "虽然现在这个作品形态（微剧）在某些方面看着不高级，但事物都是变化的，将来会高级起来的"，4月23日爱奇艺创始人兼CEO龚宇，再一次在演讲的第 一部分就提到微剧。2024年9月他在爱奇艺iJOY秋季悦享会上官宣"短剧场"和"微剧场"时，也开门见山且强调了内容质量。 2010年4月22日爱奇艺正式上线，2025年4月23日爱奇艺宣布聚焦"短、精、多、新"策略，入场微剧并提供更多时长更短、更具创意的精品内容，同时正式推 出"跳看"功能和"桃豆"个人智能助手。15年间，长视频从群雄混战走到两强争霸，当下又遭遇新对手，平台靠盈利证明了曾被质疑的商业模式，但用户争夺 战从未停止，且对手不限于同类平台。2025年对影视行业而言是关键的一年，长剧微剧赛道都要覆盖，智能工具得用起来才行，变现则永远是热门话题，对 于网络视频平台而言，现在还不是终点。 回到4月23日，龚宇提到的微剧是指竖屏、每集1—3分钟、40—120集的内容。"这个品类不是电视、电影技术诞生的作品形态，而是移动互联网、移动端， 加上背后的人工智能技术，共同影响 ...