据介绍，中国人民银行雅安市分行充分发挥支农支小再贷款精准滴灌作用，撬动向2889户涉农市场主体 发放低成本贷款43.04亿元。审核"支小惠商贷""助农振兴贷"奖补申请1499万元，撬动发放贷款15亿 元，利率不超过3.4%。用足用好风险分担机制，依托1.02亿元乡村振兴农业产业发展贷款风险补偿金， 以20倍撬动倍数发放贷款20.23亿元，为涉农主体融资"增信减负"。 按季开展金融机构服务乡村振兴考核评估，强化评估结果共享运用，有效发挥考核"指挥棒"作用。截至 6月末，全市涉农贷款余额552.9亿元，占各项贷款比重35.3%，高于全省同期水平14.1个百分点。 聚焦重点领域 助力村美业兴民富 四川雅安，先天的资源禀赋造就了这座绿色美丽之城特色农业产业的"丽质面孔"。如何做好乡村全面振 兴的答卷？雅安正在紧锣密鼓地探索之中。中国人民银行雅安市分行在市级各部门的协同配合下，积极 推动雅安市金融系统以"千万工程"经验为指引，聚焦乡村振兴重点领域，持续优化金融服务供给，充分 发挥央行职责使命，以金融之力，助力雅安乡村全面振兴走深、走实。 近日，《金融时报》记者在雅安采访时看到，中国人民银行雅安市分行从健全完善机制，凝聚 ...

Core Viewpoint - The integration of credit services with local cultural heritage is driving rural revitalization and enhancing the development of characteristic industries in Tongcheng, Anhui Province [1][9]. Group 1: Credit Empowerment for Industry Development - The People's Bank of China (PBOC) Anqing Branch is implementing a plan to enhance rural credit environments and support local industries through a comprehensive credit system by 2025 [2]. - The green packaging industry, a major sector in Tongcheng, has seen significant financial support, with 12 differentiated financial products launched, totaling credit of 1.678 billion yuan, benefiting over 1,200 enterprises [3]. - The green packaging industry cluster includes over 570 small and medium-sized enterprises and has been recognized as a characteristic industry cluster in Anhui Province [3]. Group 2: Financial Support for Agriculture - The PBOC Anqing Branch has introduced tailored financial products like "Tea Loan" to support the tea industry, addressing the unique seasonal financing needs of tea farmers [4][5]. - The Tongcheng Xiaohua Tea Company has received rapid loan approval, enabling the expansion of its zinc-rich tea production, with an annual output of 390 million tons [5]. Group 3: Rural Credit System and Community Support - The rural credit system is crucial for rural revitalization, with the PBOC Anqing Branch focusing on enhancing credit information sharing and developing over 20 inclusive financial products for agricultural entities [8]. - The Anqing Rural Commercial Bank has provided customized financial solutions, issuing 1 million yuan in loans to support the expansion of a chili planting cooperative, resulting in over 3 million yuan in increased income for the community [8]. Group 4: Cultural Integration and Social Harmony - The PBOC Anqing Branch is promoting the integration of traditional cultural values with credit services, enhancing community governance and social harmony through initiatives like the "Six-Character Work Method" [6][7].

Core Viewpoint - Agricultural credit institutions face challenges in cultural dissemination, including traditional communication methods, content homogenization, and low audience engagement. Innovating communication strategies is essential for leveraging unique financial culture to support rural revitalization [1][2]. Group 1: Core Connotations of Agricultural Credit Culture - The unique financial culture of agricultural credit institutions combines professional attributes with rural social characteristics, forming a distinctive cultural paradigm [2]. - "Backpack Spirit" emphasizes deep interaction and long-term trust, exemplified by local credit officers who provide services directly to farmers, overcoming traditional banking limitations [2]. - "Three Waters" culture represents professional identity through localized expressions, such as uniforms that reflect the unique practices of rural banking [2][3]. - "Family Culture" integrates organizations into communities, enhancing governance and reducing transaction costs through a dual embedding mechanism [3]. - "Grassroots Wisdom" showcases the innovative application of local knowledge in financial assessments, transforming agricultural experience into actionable financial decisions [3]. Group 2: Value Dimensions and Practical Significance of Cultural Dissemination - Cultural dissemination serves as a socialization process for organizational culture, impacting brand construction, organizational identity, and resource allocation [4]. - Brand value stems from the positioning of agricultural credit institutions as "banks for farmers," with cultural dissemination enhancing brand personification and service experiences [4]. - Organizational identity and service effectiveness are improved through initiatives like the "Most Beautiful Backpacker" awards, which enhance employee recognition and operational performance [4]. Group 3: Current Pain Points in Cultural Dissemination - Agricultural credit institutions face generational gaps in media ecology, with most relying on traditional methods that do not resonate with younger audiences, leading to low engagement [6]. - There is a mismatch between cultural symbols and regional characteristics, with standardized promotional materials failing to reflect local uniqueness [6]. - Interaction between dissemination modes and audience needs is lacking, with a significant portion of content not clearly linking financial products to farmer benefits [7]. Group 4: Strategies to Revitalize Agricultural Credit Culture - A "five-in-one" model for cultural dissemination can enhance effectiveness through new media narratives, participatory mechanisms, cultural IP development, collaborative networks, and provincial coordination [8][9]. - New media storytelling should transform professional content into emotionally resonant narratives, fostering deeper connections with audiences [8]. - Participatory mechanisms can create community engagement, allowing customers to experience financial processes firsthand and generate user-created content [8]. - Cultural IP development involves identifying local elements and creating visual symbols that resonate with community values [9]. - Collaborative networks with media partners can significantly enhance dissemination effectiveness, as demonstrated by increased coverage rates through strategic partnerships [10]. - Provincial coordination can streamline dissemination efforts, improving resource allocation and content efficiency [10].

作为国有大行，陕西工行近年来以绿色金融为抓手，发挥绿色金融委员会统筹作用，形成"三清单"管理 机制，将绿色金融纳入绩效考核；聚焦煤炭等石化能源清洁高效利用领域，运用"云会商、云评估、云 审议"机制做好绿色信贷业务磋商；在投融资全流程嵌入ESG风险识别，落实生态环保政策。 在"绿色+普惠+乡村振兴"领域，陕西工行创新推出"西安民宿贷"，支持民宿节能改造、采购环保建材。 截至6月末，已投放贷款近8000万元，惠及51户经营者。"苹果兴农贷""林麝贷""丹凤核桃贷""茶叶 贷"等普惠产品，也满足了农户绿色生产需求，激活了乡村绿色动能。 围绕清洁能源、生态修复等重点领域，陕西工行以"投贷联动"加大支持，截至6月末，清洁生产和生态 环境产业贷款余额达360亿元。同时，创新生态资源价值融资模式，支持秦岭大熊猫保护繁育基地建 设，并为陕西省东庄水利枢纽工程项目投放超5亿元贷款，助力黄河流域综合治理，投放额在同业中领 先。（王潇蒙） 转自：新华财经 从工商银行陕西省分行（以下简称"陕西工行"）获悉，截至今年上半年，陕西工行绿色贷款余额超1000 亿元，较年初增长9.3%，高于各项贷款平均增速，大中型绿色贷款客户数实现翻倍增长 ...

Group 1 - The article highlights the integration of meteorological technology with financial services to enhance the profitability of local agricultural products in Shandong Province, particularly in Shizhu County [1] - The establishment of a smart mushroom greenhouse equipped with IoT monitoring systems has enabled farmers to cultivate mushrooms more scientifically, improving yield and quality [2][3] - The local mushroom cooperative received a loan of 1.4 million yuan from Postal Savings Bank, resulting in an annual output value of 4.8 million yuan and a 20% increase in yield due to advanced monitoring and management techniques [3] Group 2 - The article discusses the development of a climate-friendly agricultural industry in Shizhu County, with a focus on creating high-value products through climate brand certification and the introduction of various processed products [4] - Postal Savings Bank has tailored financial services to meet the specific needs of local climate-friendly enterprises, offering specialized loan products such as "Mushroom Loan," "Walnut Loan," and "Tea Loan" to support rural revitalization [4] - As of May, Postal Savings Bank has provided over 80 million yuan in loans to climate-friendly enterprises in Shizhu County, covering various sectors and addressing financing challenges for local businesses [5]

Core Viewpoint - The article emphasizes the successful implementation of the "Green Mountains and Clear Water are Gold and Silver Mountains" concept in Hainan, showcasing the province's commitment to ecological civilization and sustainable development, leading to significant economic and environmental benefits [6][8]. Group 1: Ecological Value and Economic Impact - The ecological product value (GEP) of the Wanquan River Basin for 2023 is estimated at 2097.53 billion yuan, marking the first time such a valuation has been conducted at the watershed level in the province [3]. - The "Two Mountains Platform" in Baisha has activated ecological resource value, providing over 41 million yuan in loans to small and micro enterprises, benefiting more than 3,900 farmers [5]. - The marine ranch at Wuzhizhou Island has seen fishery resources increase by over 200%, with fishery resources in artificial reef areas being five times higher than surrounding regions [5]. Group 2: Environmental Achievements - Hainan achieved a 99.4% proportion of good air quality days last year, with PM2.5 concentration at 12 micrograms per cubic meter, maintaining a leading position nationally in ecological quality [6]. - The flagship species of the Hainan gibbon has increased to 42 individuals across 7 groups, showcasing successful conservation efforts [6]. - The province has implemented a comprehensive ban on plastic, achieving an 80% replacement rate with biodegradable products [6]. Group 3: Green Industry Development - Hainan's new energy vehicle ownership reached 409,000 units by the end of last year, ranking second nationally, with a market share for new and replacement vehicles being the highest in the country [7]. - The province has established production capacities for modified materials (34,500 tons), catering products (45,000 tons), and film bags (57,100 tons) [7]. - The output value of biodegradable materials is projected to reach 406 million yuan in 2024, reflecting a growth of 68.25% [7]. Group 4: Future Directions - Hainan is committed to further advancing ecological protection and sustainable development, focusing on green and low-carbon transitions in production and lifestyle [7]. - The province aims to support the construction of a free trade port through high-level ecological environment protection [7].

Core Insights - The article highlights the financial support provided to the tea industry in Anhui Xuancheng, focusing on the implementation of the "Rural Industry Revitalization and Common Development Plan" by the People's Bank of China Xuancheng branch [1] - The integration of finance with the tea industry and culture aims to enhance the overall development of the tea sector, transforming it into a lifestyle choice [1] Financial Support Initiatives - The Ma'anshan Rural Commercial Bank Guangde Branch has introduced a "Tea Industry Full Chain Financial Plan," offering a product matrix of "short-term turnover + long-term support" to address funding gaps for tea farmers and enterprises [2] - The bank provides low-interest loans to tea farmers and long-term loans of up to 5 years for tea companies, facilitating modern factory construction and equipment upgrades [2] Impact on Local Economy - The financial support has enabled local enterprises like Jitong Tea Development Co., Ltd. to expand production, resulting in increased refined tea output and enhanced product competitiveness [2] - The collaboration between the bank and Jitong Tea has also included promotional efforts, such as a video showcasing the tea production process, which has helped elevate the brand's visibility [2] Employment and Community Development - The growth of Jitong Tea has led to the creation of over 50 jobs for tea pickers and 20 for processing workers, contributing to local employment and increasing annual income for surrounding villagers by 10,000 yuan per person [3] - The implementation of organic planting and ecological maintenance practices has fostered a close connection between enterprises, farmers, and production bases, promoting sustainable development [3] Financial Metrics - As of April 2025, the loan balance for agricultural projects at the Ma'anshan Rural Commercial Bank Guangde Branch is expected to exceed 790 million yuan, supporting over 10 tea enterprises and farmers [3] - The bank's support has been crucial for the development of regional brands like "Guangde Golden Bud" and "Jishan Bamboo Sea Tea" [3]

Group 1 - Postal Savings Bank of China (PSBC) has tailored financial products for over 70 rural specialty industries in Jiangxi Province, supporting local agricultural development [1] - The bank provided a flexible loan of 1 million yuan to a tea company, enhancing processing efficiency by 40% and increasing order volume by 30% year-on-year [1] - The bank's support has instilled confidence in local entrepreneurs, as evidenced by the positive impact on their operations and future outlook [1] Group 2 - A tea farmers' cooperative faced funding challenges for building a modern tea processing facility, which was resolved by PSBC providing a loan of 430,000 yuan based on the cooperative's overall credit [2] - The establishment of the modern processing plant improved product quality stability and production efficiency, leading to a 20% increase in fresh leaf purchase prices and an average annual income increase of over 15,000 yuan for tea farmers [2] - The cooperative's growth has been significantly accelerated by the financial support from PSBC, transforming small-scale tea farming into a larger industry [2]