今年前4月，广州港外贸货物吞吐量同比增长17.49%，外贸集装箱吞吐量增长21.91%，均实现双位数强 劲增长 ◎记者 周亮 5月的广州港，万吨货轮停靠在码头边，巨大的桥吊呼啸往返，满载货物的集装箱卡车穿梭如织。这座 年吞吐量超6亿吨的国际枢纽港，正以活力四射的作业场景折射着中国外贸的韧性与活力。 近期，上海证券报记者在广州、深圳、珠海等地调研发现，面对复杂多变的国际贸易形势，金融机构正 以"组合拳"精准滴灌，为外贸企业发展铺就"金融护航路"。无论是中小微企业的"急难愁盼"，还是大型 企业的"全球布局"，金融"活水"正渗透进外贸产业链的毛细血管，勾勒出一幅"危中寻机，韧性生长"的 外贸新画卷。 断贷焦虑与续贷"定心丸" 4月27日，广东万圣科技有限公司的厂房里，工人们正忙着将英文包装的音响设备更换为中文标识。万 圣科技对美出口占公司总盘子的四成，近期公司有1800万元货物滞留港口。 "我们在积极转内销，但公司有1500万元贷款即将到期，压力如山。"该公司财务总监陈洁东边指着仓库 里堆积的存货边向记者说。 就在陈洁东一筹莫展时，农业银行带来了纾困政策。陈洁东表示："银行给我们的5笔共1490万元贷款办 理了续贷 ...

Core Viewpoint - The "Longgang District 'Park Loan' Promotion Event" aims to address the financing difficulties faced by small and micro enterprises through a collaborative mechanism involving government, banks, and park operators [1][3]. Group 1: Event Overview - The event was themed "Bank-Park Cooperation, Benefiting Enterprises Together" and included financial product promotions, signing agreements, and the establishment of the Longgang Branch of the Shenzhen SME Financial Integration Promotion Center [3][4]. - Over a hundred representatives from government departments, financial institutions, and small and micro enterprises attended the event, showcasing the practical achievements of the "Park Loan" initiative [3]. Group 2: Financing Solutions - The "Park Loan" initiative provides efficient financing support for high-growth small and micro enterprises without collateral through a four-party collaborative mechanism involving government coordination, data sharing, customized bank products, and credit enhancement from guarantee institutions [3][4]. - Customized financial products were introduced, such as the "Cross-Border E-Commerce Loan" from Bank of Communications, with a maximum limit of 10 million yuan, aimed at supporting enterprises in international markets [3]. - Citic Bank launched a no-collateral "Park Loan" product for technology-based SMEs, with a limit of 10 million yuan and a full process completion time of three working days [3]. Group 3: Strategic Partnerships - Several banks, including Citic Bank and Bank of Communications, signed "Bank-Park Cooperation" agreements with six financial institutions and parks, promoting green approval channels and customized credit products for start-up micro-enterprises [4]. - The cooperation is expected to significantly enhance the financing success rate for enterprises within the parks through data sharing [4]. Group 4: Establishment of Financial Center - The Shenzhen SME Financial Integration Promotion Center Longgang Branch was inaugurated, marking the first district-level center in the city, aimed at providing integrated services for SMEs at different development stages [6]. - The center will focus on promoting the "technology-industry-finance" cycle, assisting small and micro enterprises in transitioning to specialized and innovative sectors [6].

Group 1 - The "reciprocal tariff" policy initiated by the US has significantly impacted China's foreign trade industry, leading to a deep examination of the effects on businesses and their strategies to cope with the situation [1][3][4] - Many companies are considering shifting their focus to emerging markets or exploring transshipment trade as a means to mitigate losses from increased tariffs [1][3][20] - A survey indicated that 35.1% of companies believe they are minimally affected by the tariffs, while 31% feel a significant impact due to their high reliance on US exports [5][6] Group 2 - Financial institutions are actively conducting assessments of businesses to understand their exposure to US trade and the potential impacts of the tariff situation [6][10] - Banks have expressed a commitment to support businesses facing difficulties due to the tariffs, with measures in place to ensure that financing is not withdrawn from viable companies [10][11] - The construction of new financial products and services aimed at supporting foreign trade enterprises has been initiated, including tailored loans and insurance products [13][14][25] Group 3 - Companies with overseas factories are better positioned to adapt to the changing trade environment, as they can shift production to locations like Thailand or Vietnam [4][16][18] - The uncertainty surrounding US tariff policies has prompted many businesses to consider establishing manufacturing bases in Southeast Asia to ensure supply chain stability [16][19] - The trend of moving production overseas is expected to continue, driven by the need for companies to remain competitive amid fluctuating trade policies [18][30] Group 4 - The shift towards emerging markets is being supported by financial institutions, which are providing services to help companies expand their operations internationally [21][22] - Trade data shows that China's exports to neighboring countries have increased, indicating a successful pivot towards new markets [21][22] - Financial institutions are also focusing on enhancing their services to support businesses in navigating the complexities of new market entry [22][30] Group 5 - The payment and settlement sectors are beginning to feel the effects of the trade tensions, with potential shifts in cross-border payment strategies as companies adapt to new trade routes [23][24] - There is an expectation that regional cross-border payment systems will gain prominence as businesses diversify their markets [24][30] - Financial institutions are implementing measures to assist companies in managing currency risks associated with the ongoing trade disputes [25][27]

Group 1: Core Insights - The commitment from a state-owned bank in Shenzhen to not withdraw or reduce loans to private enterprises highlights the financial sector's support for foreign trade companies amid external challenges [1] - Shenzhen's foreign trade enterprises have seen a total import and export value of 990.1 billion yuan in Q1 2023, reflecting a year-on-year growth of 2.8% [1] - The implementation of the "Big Coverage" export credit insurance aims to provide comprehensive support to small and medium-sized foreign trade enterprises in Shenzhen [8] Group 2: Financial Support Measures - As of March 2025, loans to foreign trade enterprises in Shenzhen reached 1.1 trillion yuan, with a focus on enhancing financial support for these businesses [1] - Banks are conducting risk assessments and "stress tests" on foreign trade enterprises to evaluate their exposure to potential impacts from U.S. tariffs [2][3] - Various banks are introducing differentiated financial products and services to meet the specific needs of foreign trade enterprises, including "Cross-border E-loan" and "Export E-loan" [5][6] Group 3: Insurance Support - The "Cross-border E-commerce Insurance" initiative has been launched to help e-commerce businesses mitigate risks associated with global trade uncertainties [9][10] - Export credit insurance is being optimized to increase coverage limits for small and micro foreign trade enterprises, enhancing their risk protection [10] - Insurance institutions are prioritizing claims processing for cases related to U.S. tariffs to expedite support for affected enterprises [10]