转自：新华财经 四方食事，不过一碗人间烟火。近年来，中国建设银行吉林省分行聚焦吉林省内食品行业发展，以"精 准直达"的金融服务破解企业原料采购、产业链建设中的融资难题，凭借"量体裁衣"式的金融方案匹配 企业不同阶段需求。 "蛋生"希望 清晨六点的长春市工农大路，某老牌面食餐馆的后厨已腾起白雾。这里出品的蘑菇炸酱面，凝聚了老师 傅三十余年对揉面力道、发酵时长、炸酱火候的精准把控，成为月销数万份的招牌美食。 随着门店在吉林省内持续扩张，原有人工生产模式已难以满足各分店的供应链需求。为保障货源稳定、 统一品质标准，餐馆升级为规模化生产模式，并成立了吉林某食品科技公司。凭借稳定的供货能力与积 累的扎实口碑，企业逐步成长为省内知名的老牌食品企业。 近年来，成品菜风口渐起，企业计划拓展"成品菜"生产线，在满足自身品牌门店需求的同时，还能供应 省内其他同类餐饮企业。然而，新机遇的背后藏着现实难题，新生产线搭建、原材料大规模采购及加工 环节的成本叠加，整体资金投入预计近千万元。而食品行业因需提前储备原材料，天然存在资金流偏紧 的属性，导致新产线建设面临资金周转压力。 在吉林金翼蛋品有限公司（以下简称"金翼蛋品"）的智能化生产 ...

转自：新华财经 近年来，建行四川广安分行始终坚持业务发展与精神文明建设"双轮驱动"，精心培育安心、安业、安泰、安身、安固"五安"文明创建体系，用金融力量浇 灌文明之花，书写着鲜活的金融为民故事，奏响了服务实体经济的动人乐章。 金融活水有温度 助企纾困有速度 "建行细致周到的指导，帮我们稳稳接住了国家的政策大礼包，有这样的支持，我们把项目做好、让企业发展得更好的底气更足了！"看着142万元设备更 新贷款中央财政贴息资金到账的提示，四川能投永立化工有限公司负责人的感激之情溢于言表。 四川能投永立化工年产8万吨精细化学品项目是四川省重点项目，项目总投资16.75亿元，自2024年开工建设以来，项目建设进度不断刷新。目前，广安分 行已为该项目累计发放贷款4.11亿元，为项目推进提供了坚实的资金保障。 贷款发放后，分行并未停下服务的脚步，而是持续为企业提供全流程贴心服务。随着国家支持大规模设备更新和消费品以旧换新财政金融政策的出台， 分行第一时间梳理政策要点，主动对接有融资需求的企业，开展精准政策引导。 梳理发现，永立化工"年产8万吨天然气精细化学品项目"符合设备更新再贷款和贴息政策要求，分行立即主动联系企业，协助准备 ...

Core Insights - The article highlights the proactive measures taken by Xuan'en County to support small and micro enterprises through tailored financial services and credit loans, significantly boosting local economic development [1][2][3][4] Group 1: Financial Support Initiatives - Xuan'en County has implemented a "Small and Micro Enterprise Financing Coordination Mechanism," conducting extensive outreach to understand the financing needs of local businesses, resulting in a "申报清单" and "推荐清单" for targeted support [2] - Financial institutions in the county have issued loans totaling 21.83 billion yuan, with 1.36 billion yuan allocated to 189 small enterprises as first-time loans [2][3] - The average loan processing time for small and micro enterprises has been reduced from 7 working days to 3, enhancing accessibility to credit [3] Group 2: Economic Impact - In the first half of the year, Xuan'en County's financial institutions provided 15.09 billion yuan in new loans, exceeding the annual target by 17% and marking a historical high [1] - The county saw a 47% year-on-year increase in new business entities, with 3,164 new operating units established [1] - The tourism sector has significantly contributed to the local economy, with nearly 10 million visitors and a 45.16% increase in tourism revenue, leading to a doubling of household deposits [4] Group 3: Innovative Financial Products - Banks have developed nearly 20 new financial products aimed at small and micro enterprises, including various credit loans that do not require collateral [3] - The introduction of personal credit value loans and rural asset value loans has successfully disbursed 24.45 million yuan, demonstrating effective financial innovation [3] - The establishment of a "Financial + Industry + Tourism" ecosystem has supported key projects, with 19.08 billion yuan in credit granted for 10 major county projects [3]

Group 1 - The production line for silicon photonic engines in Wuhan can process over 100,000 units monthly, supporting high-speed network construction essential for data centers and communication bases [1] - The production line's launch was facilitated by a loan from the Construction Bank's Wuhan branch, enabling the company to upgrade its production line with high-precision equipment [1] - The introduction of advanced equipment at Wuhan Special Industrial Pump Factory was supported by a 20 million yuan loan from Zhongbang Bank, aiding in technology research and development [1] Group 2 - As of June 30, the green loan balance in Hubei reached 222.8 billion yuan, an increase of 38.9 billion yuan since the beginning of the year [2] - Wuhan Zhongbang Bank is enhancing its support for technology finance by developing specialized credit products for tech enterprises, focusing on intellectual property and core technology [2] - The Construction Bank's "Shan Ying Loan" product aims to assist small agricultural enterprises and individual businesses facing funding shortages in rural areas [2] Group 3 - The Agricultural Bank of China's Jingmen branch provided a 4 million yuan loan to Kang Le Nursing Home to support its expansion and meet the growing demand for elderly care services [3] - The focus on five key financial areas—technology finance, green finance, inclusive finance, elderly finance, and digital finance—is crucial for supporting high-quality economic development [3]

Group 1 - The production line for silicon photonic engines in Wuhan can process over 100,000 units monthly, supported by a loan from China Construction Bank for equipment upgrades [1] - Wuhan Special Industrial Pump Factory has introduced advanced equipment and received a 20 million yuan loan from Zhongbang Bank for technology research and development [1] - The synergy between technology and finance is crucial for alleviating financing difficulties for tech enterprises and driving high-quality economic development in Hubei Province [1] Group 2 - As of June 30, the green loan balance in Hubei reached 222.8 billion yuan, an increase of 38.9 billion yuan since the beginning of the year [2] - Wuhan Zhongbang Bank is enhancing its support for tech finance by developing specialized credit products for innovative enterprises [2] - Agricultural Bank of China in Hubei is focusing on the "Agricultural Bank Elderly Care" service brand to meet the needs of the aging population [2] Group 3 - The Kangle Nursing Home in Jingmen, Hubei, received a 4 million yuan loan from Agricultural Bank of China to expand its facilities to meet growing demand [3] - The focus on technology finance, green finance, inclusive finance, elderly care finance, and digital finance is essential for supporting high-quality development of the real economy [3]

Core Viewpoint - The article highlights the agricultural development in Jia Yu County, Hubei Province, focusing on the growth of the vegetable industry and the financial support provided to local agricultural enterprises, particularly through the Bank of China. Group 1: Agricultural Development - Jia Yu County is recognized as a significant vegetable-producing area in China, with a large-scale vegetable industry [1] - Hubei Jinrun Agricultural Development Co., Ltd. is the largest vegetable planting enterprise in Jia Yu County, managing 8,250 acres of land and various greenhouse facilities [3] - The company received a credit line of 5 million yuan from the Bank of China, benefiting from a preferential interest rate of 2.75% [3] Group 2: Financial Support and Services - The Bank of China has introduced the "Shan Ying Loan" product to address the financial needs of agricultural small and micro enterprises, utilizing big data and internet technology [5] - The bank has issued loans totaling 38 million yuan to over 50 agricultural clients in Jia Yu County [5] - The county has established 57 new village service points since 2022, enhancing financial service accessibility for rural residents [11] Group 3: Technological Integration - The "Yunong Tong" smart terminal provides convenient financial services to villagers, allowing them to perform transactions without leaving their village [9][11] - Digital innovations, such as the "Bank of China Life" app and "Yunong Tong," are promoting the integration of finance and digital technology to meet diverse community needs [11]

Core Insights - The article highlights the significant role of financial support in enhancing the operational capacity and sales performance of private enterprises in Hebei province, particularly the Ruiheng Children's Toy Factory, which saw a 50% increase in production capacity and a rise in monthly sales from 800,000 to 1,500,000 yuan due to a 3 million yuan loan from China Construction Bank [1] Financial Support for Private Enterprises - The total loan balance for private enterprises in Xingtai reached 329.52 billion yuan by the end of February, marking a year-on-year growth of 17.05% [2] - Xingtai's financial institutions are increasingly directing resources towards private enterprises, focusing on sectors such as technological innovation, green low-carbon initiatives, and local specialty industries [2] Customized Financial Solutions - Xingtai has organized various bank-enterprise matchmaking events to address financing challenges faced by small and micro enterprises, allowing banks to tailor financing solutions to specific needs [2] - Hebei Deyuquan Dairy Co., Ltd. received a 20 million yuan loan within a week to support its expansion plans [2] Support for County-Level Industrial Clusters - The Xingtai government is facilitating collaboration between financial institutions and key counties to support the development of county-level industrial clusters, with a loan balance of 81.35 billion yuan for these clusters, reflecting a year-on-year increase of 29.83% [3] - Financial institutions are integrating deeply with industrial chains, as demonstrated by the Agricultural Bank of China providing a 48 million yuan loan for equipment purchase and additional credit support for related enterprises [3] Interest Rate Trends - Xingtai's financial institutions are working to lower loan interest rates, with the average interest rate for new corporate loans at 4.41% and for new inclusive small and micro enterprise loans at 4.45%, both showing a decrease compared to the previous year [4]