CIPS人民币跨境支付系统
Search documents
谁才是真正的大国?如今中国的实力不一样,美国的实力也不一样了
Sou Hu Cai Jing· 2025-12-01 05:47
历史的回音总是会在最意想不到的时刻展现其深刻的意义。2025年,中美再度站在了关税战的风口浪 尖,但这一次,世界的背景发生了变化。中国已不再是2000年那个刚刚加入世贸组织的国家,也不像 2008年那样,美国孤立无援地试图挽救全球金融体系。今天的世界已经不同,中国的实力发生了变化, 美国的地位也发生了改变。 这场较量背后的逻辑非常简单清晰:中国利用经过三十年积淀的战略定力和庞大市场带来的产业优势, 而美国则通过不断扩大的财政赤字和货币操控维系着它的霸权地位。此次较量,不仅仅是关税层面的争 斗,更是两国制度与国力、信心之间的较量。 2000年时,中国与东盟的贸易额仅为400亿美元。当时中 国提出要与东盟建立自由贸易区,但却遭遇了不少质疑和担忧。许多东盟国家担心自己无法承受与中国 的合作带来的压力。 然而,中国并没有采用强硬的手段,而是提出了一个极具智慧的解决方案——早 期收获计划。通过让出市场、减免关税,甚至有些吃亏,中国换取了信任。如今,回头来看,2024年, 东盟已经成为中国最大的贸易伙伴,双方的年贸易额接近1万亿美元。 这正是战略定力的体现。中国当 时的让步,为小国提供了安全感,而美国今天加征的关税却让连 ...
金改前沿丨“朋友圈”不断扩容,CIPS升级为人民币跨境生态重要枢纽
Zhong Guo Jin Rong Xin Xi Wang· 2025-06-20 12:20
Core Insights - The CIPS (Cross-Border Interbank Payments System) is expanding its network, with 1,683 participants expected by May 2025, including 174 direct participants across 120 countries and regions [1][6] - CIPS is recognized as a key infrastructure for RMB cross-border payment and settlement, providing secure, efficient, and low-cost services [2][6] - Recent agreements with six foreign institutions mark the first direct participation of foreign entities from Africa, the Middle East, Central Asia, and Singapore, enhancing cross-border RMB usage [2][3] Group 1: CIPS Expansion and Participation - CIPS has signed agreements with six foreign institutions, including Standard Bank and Abu Dhabi First Bank, expanding its direct participant base [2][3] - The system's coverage now includes significant regions, facilitating RMB transactions in Africa, the Middle East, and Central Asia [2][3] - The number of foreign direct participants is rapidly increasing, providing new momentum for CIPS's network expansion [3] Group 2: Benefits of CIPS for Businesses - CIPS significantly reduces cross-border remittance times from 3-5 days to 2 hours, enhancing trade efficiency between Central Asia and China [4] - Companies are increasingly using RMB for cross-border transactions to mitigate exchange rate risks and reduce transaction costs [5][6] - The integration of CIPS into corporate cash management and trade financing is improving the overall cross-border payment experience [4][6] Group 3: Future Outlook and Trends - CIPS is expected to enhance collaboration with various financial institutions to support Chinese enterprises' international operations [6] - The demand for comprehensive financial services, including cash pool management and exchange rate hedging, is rising among businesses [6] - The application of digital technology and regional policy differences are emerging trends that CIPS is addressing to facilitate trade and investment [6]