Core Insights - Truist Financial (TFC) has launched Truist Merchant Engage, an integrated merchant services platform designed to assist small and mid-sized businesses (SMBs) in streamlining operations and accessing real-time insights for growth [1][7] - The platform aims to capture a share of the $40 billion merchant acquiring market, positioning TFC for significant recurring non-interest income growth [2][7] Product Details - Truist Merchant Engage combines core financial services and merchant solutions into a user-friendly digital platform, featuring real-time dashboards, dynamic onboarding, product discovery, and self-service tools [3] - The rollout of this platform is part of Truist's strategy to modernize business banking with integrated, data-driven solutions, continuing through early 2026 [4] Strategic Commitment - Chris Ward, head of Enterprise Payments at Truist, emphasized that the platform reflects the company's commitment to providing integrated solutions that enhance operational efficiency for SMBs [5] - The company has also completed initial testing of an innovative alias-based bill payment solution aimed at improving the speed and security of bill payments for businesses [5] Market Performance - TFC's shares have increased by 15.6% over the past year, which is below the industry's growth of 25.9% [6]

①美国消费者信心意外下降 鲍威尔重申不急于降息 关注关税政策影响 美国6月消费者信心意外下降5.4点至93，低于经济学家预期。消费者对进口关税上调的经济影响持续焦 虑，支出更谨慎。调查截止于6月18日，地缘政治提及略有增加，预计未来一年利率上升的消费者比例 升至57%，为2023年10月以来最高。美联储主席鲍威尔周二出席美国众议院金融服务委员会听证会并提 交货币政策报告，他表示，目前美联储暂不急于降息，需静观特朗普关税政策对经济影响。他也透露降 息会有两个条件，一是通胀下行，二是劳动力市场疲软。上周美联储按兵不动。当下白宫施压要求降 息，美联储内部也有降息声音，但市场认为7月降息概率小，多数成员谨慎，降息或在9月。本周至少15 位美联储官员将讲话。 评论员许戈：鲍威尔表示，目前美联储不急于降息，因关税不确定性影响经济需观察，美国经济韧性、 低失业率、通胀回落但仍超目标，是其"有利位置"。7月降息可能性小，降息需通胀下行、劳动力市场 疲软。降息不考虑政治因素，特朗普关税威胁无效。美股面临六月美债到期、七月谈判延期到期威胁， 但或是"倒车接人"机会。 申万宏源证券研究所执行总经理钱启敏：鲍威尔对于是否快速降息，仍 ...

智通财经APP获悉，有媒体援引内部备忘录报道称，华尔街金融巨头高盛集团(GS.US)当地时间周一宣 布，在全集团范围内正式推出一款由生成式人工智能技术所驱动的"AI助理"内部应用工具，力争大幅提 升该机构的整体生产力以及全面革新经营效率。 根据媒体披露的信息，这份备忘录由高盛首席信息官马可·阿根蒂(Marco Argenti)发给高盛集团的全体员 工，备忘录的细则指引显示，目前已有大约1万名内部员工在使用这款名为"GS AI Assistant"的内部"AI 助理"应用工具。具体的应用界面以及功能覆盖范围暂未公布。 随着这款AI应用工具的正式发布，高盛加入了众多华尔街大型商业银行的行列，即利用该项突破性的 技术以针对性的方式重新塑造内部跨部门沟通与协作效率以及全线升级业务经营模式，并协助员工们处 理日常的复杂繁琐任务。 据了解，华尔街大行花旗集团 (C.US)的员工们已经拥有 Citi Assist 等内部AI应用工具，可检索内部政策 与流程;花旗在内部推出的另一款AI应用——Citi Stylus 则负责帮助内部员工们高效率进行文件摘要和对 比。 自从兼具"低成本"与"高性能"核心属性的DeepSeek-R ...

Goldman Sachs reportedly expanded the availability of its artificial intelligence assistant across the firm.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.About 10,000 employees were already using the GS AI Assist ...