展望未来，何瀚文认为，银行理财或将呈现以下发展趋势：一是探索多资产多策略资产配置，在低 利率、高波动的市场环境中践行多元化投资；二是加大金融科技、数字化工具应用的深度与广度，提升 投资运营管理效率，通过降本增效实现规模经济；三是向"需求导向"转型，把握不同客群需求打造创新 产品，形成差异化竞争力。 "银行理财市场有望延续增长，将呈现更清晰的竞争格局。"在吴丹看来，行业格局将加速分化，形 成"头部主导、区域补充"的竞争态势。 娄飞鹏表示，在居民投资理财意识提升、可投资资产规模较大、理财公司积极创新产品并拓展销售 渠道的情况下，未来银行理财有望保持较大规模，产品种类将更加丰富。（记者 勾明扬） 从产品类型结构看，固定收益类产品占市场主导地位。截至三季度末，固定收益类产品存续规模为 31.21万亿元，占全部理财产品存续规模的比例达97.14%，较去年同期增加0.05个百分点；混合类产品 存续规模为0.83万亿元，占比为2.58%，较去年同期增加0.03个百分点；权益类产品和商品及金融衍生 品类产品的存续规模相对较小，分别为0.07万亿元和0.02万亿元。 中国银行研究院研究员吴丹认为，当前银行理财规模实现稳健增长， ...

Core Insights - The high costs of hardware and software development, along with safety concerns, pose significant challenges for the smart elderly care industry [1][6][7] - The demand for smart elderly care products is increasing, with a notable interest from the elderly population in home-based care solutions [2][3] - The government is enhancing policy support for smart elderly care, recognizing it as a national strategic infrastructure to address aging [8] Industry Overview - The 11th Beijing International Aging Industry Expo featured over 200 companies showcasing new products and technologies in smart elderly care, indicating a growing market [1] - The expo covered six key areas, including smart elderly care technology, medical services, and elderly financial services, with an exhibition area of 11,000 square meters [1] Market Demand - There is a significant gap in the supply of elderly care workers, with a reported shortfall of 5.5 million caregivers in China, while the elderly population aged 60 and above has reached 310 million [3] - The elderly population is expected to increase by over 10 million annually for the next decade, creating a vast market opportunity for elderly care robots [3] Company Strategies - Companies like Senlikang are targeting both B2B and B2C markets, collaborating with institutions and communities while developing products for the elderly [4] - Senlikang's products, such as the Xiaoli robot, are designed to understand the specific needs and dialects of elderly users, enhancing their daily lives [4] Cost Challenges - The high cost of smart elderly care robots, such as the Xiaoli robot priced over 20,000 yuan, poses a barrier to entry for many elderly consumers [5] - The development of advanced robotic features, like dexterous hands, significantly increases production costs, making them less accessible to the elderly [5][6] Policy Support - The government has recognized smart elderly care as a key area for innovation and has initiated pilot programs to support the development and application of smart elderly care robots [8] - The focus is on transforming cutting-edge technology into accessible elderly care services, ensuring that the needs of the elderly population are met [8]

商务部近日印发《关于拓展绿色贸易的实施意见》（以下简称《意见》），精准聚焦企业绿色低碳 发展能力存在短板、物流环节降碳潜力有待挖掘、支撑保障体系不够完备等中国绿色贸易发展中存在的 问题，提出了16项针对性举措，以更好培育外贸新动能。 重点围绕四个方面 从《意见》来看，16条具体举措是围绕为积极拓展绿色贸易，促进贸易优化升级展开的。日前，商 务部国际贸易谈判代表兼副部长李成钢在国新办举行的国务院政策例行吹风会上介绍，《意见》提出的 举措主要包括提升外贸企业绿色低碳发展能力、拓展绿色低碳相关产品和技术进出口、营造绿色贸易发 展良好国际环境、建立健全绿色贸易支撑保障体系四大方面。 顺应绿色低碳潮流 比如，在推动外贸企业开展绿色设计和生产上，鼓励外贸企业积极使用可再生能源，通过设备更 新、工艺流程改造、再生资源原料替代等方式，降低外贸产品碳排放量；在加快推动物流绿色低碳发展 上，促进外贸大宗货物和集装箱长途运输"公转铁""公转水"，推进单元化集装器具国际互认共享；在提 升展会绿色化水平上，推动有条件的展会设立绿色低碳专门展区、举办相关主题活动，加快制修订绿色 办展等国家标准和行业标准等；在加快外贸产品碳足迹数据库建设 ...

新华社上海11月10日电 题：在进博会上感受人形机器人发展前沿脉动 能文能武能干活，应用场景更丰富 直拳、勾拳、偷袭、闪避，倒地后还能自主起身……在技术装备展区宇树科技展台，两台身高约1.3米 的机器人戴着护具、拳套，精彩的表演赢得观众阵阵喝彩。在消费品展区，智元机器人上演了"快闪舞 蹈"，挥扇、转身等动作衔接流畅，"魔性"舞步引来观众驻足拍摄。 11月6日，在第八届进博会宇树科技展台，人形机器人进行格斗表演。新华社记者蔡湘鑫 摄 会"炫技"逗乐也会认真"干活"。在进博会新闻中心，有位特殊的服务人员——智元机器人精灵G2，只要 对它说"你好，请帮我拿瓶水"，它就会抓起桌上的一瓶矿泉水，递到你的手中。 在汽车及智慧出行展区特斯拉展台，两台人形机器人Tesla Bot与无人驾驶电动车Cybercab同台亮相。在 技术装备展区海克斯康展台，AEON工业人形机器人结合了"双足行走+轮式滑行"技术，能以2.4米/秒的 速度自由移动，这是该型号机器人首次在中国展示其在工业自动化应用场景中的技能。 "机械臂和人形机器人可通过协同作业，在复杂环境中自主完成高精度检测任务。这将大幅提升检测效 率，重塑制造业的质量检测模式。"海 ...

Core Viewpoint - The article emphasizes the distinction between temporary negative emotions and clinical depression, highlighting the need for awareness and caution against fraudulent practices in mental health services [1][2][4]. Group 1: Understanding Depression - Depression can manifest as a temporary emotional state or a clinical disorder, with symptoms including persistent low mood, loss of interest, and decreased energy [2][3]. - General psychological distress is often situational and can be alleviated through self-regulation, social support, and professional help [2][3]. Group 2: Risks of Fraudulent Practices - There is a rise in fraudulent individuals and organizations exploiting the demand for mental health support, offering overpriced courses and misleading treatments under the guise of psychological education [4][5]. - Parents, particularly of adolescents, are vulnerable to these scams, often resulting in financial loss and inadequate treatment for genuine mental health issues [4][5]. Group 3: Seeking Professional Help - The article outlines criteria for when to seek medical attention, including the duration and severity of symptoms [3]. - It stresses that mental health issues should be diagnosed and treated by qualified professionals, and warns against relying on unlicensed practitioners [5]. Group 4: Emotional Management Strategies - The importance of self-awareness and emotional regulation is highlighted, with suggestions for coping strategies such as the "STOP" technique and the "5-minute initiation method" [7]. - The article notes the government's initiative to enhance mental health services, particularly for children and adolescents, aiming to improve access and quality of care [7].

截至当天收盘，道琼斯工业平均指数比前一交易日上涨381.53点，收于47368.63点，涨幅为0.81%；标 准普尔500种股票指数上涨103.63点，收于6832.43点，涨幅为1.54%；纳斯达克综合指数上涨522.64点， 收于23527.17点，涨幅为2.27%。 【纠错】 【责任编辑:艾莲】 新华社纽约11月10日电 纽约股市三大股指10日显著上涨。 板块方面，标普500指数十一大板块八涨三跌。科技板块和通信服务板块分别以2.68%和2.53%的涨幅领 涨，必需消费品板块和房地产板块分别以0.34%和0.14%的跌幅领跌。 ...

Core Points - The London Stock Exchange's FTSE 100 index closed at 9787.15 points on November 10, marking an increase of 104.58 points, or 1.08% from the previous trading day [1] - All major European stock indices experienced gains on the same day [1] Top Gainers - Fresnillo, a precious metals producer, saw its stock price rise by 5.38% [1] - Diageo, a beverage company, increased by 5.21% [1] - Endeavour Mining's stock rose by 4.45% [1] - Polar Capital Technology Trust's shares went up by 4.42% [1] - Scottish and Southern Energy's stock increased by 3.99% [1] Top Losers - London Stock Exchange Group's stock fell by 2.14% [1] - Rightmove, a UK real estate company, decreased by 1.78% [1] - Hikma Pharmaceuticals' shares dropped by 1.71% [1] - BT Group's stock declined by 1.25% [1] - Compass Group, a catering services company, saw a decrease of 1.04% [1] Other European Indices - The CAC 40 index in Paris closed at 8055.51 points, up by 105.33 points, or 1.32% [1] - The DAX index in Frankfurt closed at 23959.99 points, increasing by 390.03 points, or 1.65% [1]

Core Insights - The President of the International Olympic Committee, Thomas Bach, praised the technological advancements and sustainable development efforts of Chinese companies, particularly TCL, during her visit to Shenzhen [1] - TCL is recognized for its leading position in various technological fields and its commitment to developing energy-efficient products, aligning with the Olympic values of sustainability [1] - The visit aims to foster deeper communication with Olympic partners to understand their development visions and explore future collaboration opportunities [1] Company Highlights - TCL is one of the three Chinese companies among the 12 global Olympic partners, indicating the growing influence of Chinese enterprises in the global economy [1] - TCL's founder and chairman, Li Dongsheng, expressed confidence that more Chinese brands will be visible in future global sporting events, reflecting the rise of China's economic power [1]

Core Points - Recent solar activity has seen multiple significant solar flares, including X1.8, X1.1, M7.4, M8.6, and X1.7 flares, indicating heightened solar activity [1][2] - Solar flares and coronal mass ejections (CMEs) can impact space weather, which affects high-tech fields such as aerospace, aviation, and communications, although ground-level human health is not at risk [2][5] - The current solar activity is reportedly weaker compared to last year, with solar flares categorized by intensity levels (C, M, X) and geomagnetic storms classified as weak, medium, or strong [2][5] Industry Developments - The "Xihe" satellite, China's first solar exploration satellite, is part of a broader initiative to enhance space weather monitoring capabilities [2][5] - The completion of the Meridian Project Phase II marks a significant advancement in China's ground-based monitoring of space weather across all layers of the sun-Earth system [5] - Plans for the "Xihe II" solar exploration project aim to position a satellite at the L5 Lagrange point, enabling advanced observation and tracking of solar activities directed towards Earth, enhancing predictive capabilities for space weather [5]

10月28日发布的《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》提出"大力提振消费"，并作出"加大直达消费者的普惠政 策力度"等具体部署。 《建议》还提出，加大直达消费者的普惠政策力度，增加政府资金用于民生保障支出。完善促进消费制度机制，清理汽车、住房等消费不合 理限制性措施，建立健全适应消费新业态新模式新场景的管理办法，落实带薪错峰休假。强化消费者权益保护。 新华社音视频部制作 【纠错】 【责任编辑:施歌】 《建议》提出，"统筹促就业、增收入、稳预期，合理提高公共服务支出占财政支出比重，增强居民消费能力"，明确"扩大优质消费品和服务 供给""培育国际消费中心城市，拓展入境消费"。 ...