"平衡型"成投资者入场券 开年伊始，国有大行的一则业务调整公告搅动了贵金属投资市场，工商银行宣布1月12日起将个人积存金业务风险准入等 级上调至C3（平衡型）及以上。近两年，伴随着黄金价格的暴涨，市场波动风险陡然加大，急涨急跌的"过山车"行情屡 次上演，为此商业银行纷纷采取提高积存金金额、收紧风险准入门槛等措施，加强风险管控。1月7日，北京商报记者调 查发现，当前多家国有大行、股份制银行及城商行已普遍将平衡型风险承受能力设为积存金投资的入门底线，部分银行 更将准入标准提高至进取型等级，一场覆盖全行业的积存金业务风控升级正在进行中。 股份制银行与城商行的要求同样严格，北京商报记者了解到，浦发银行规定，积存金产品风险等级为R3中等风险，适合 风险承受能力为平衡型及以上的个人投资者，不支持超风险签约和后续交易；兴业银行要求办理积存金业务须满足风险 等级C3级及以上；民生银行客服人员表示，该行积存金存量客户在该行理财风险评测等级须达到3级及以上，并通过积 存金产品"投资者适合度问卷"可正常开展交易，3级属于中风险。宁波银行也要求，风险评级为平稳型C3及以上的个人客 户才可进行积存金业务交易。 部分银行甚至提出了"进取 ...

北京商报讯（记者 魏蔚）1月7日，智驾大陆neueHCT宣布，已完成近2亿美元融资。本次融资由云锋基 金、达晨（达晨财智、国晨创投）、混沌投资、碧鸿投资、宁波通商基金（甬宁高芯基金）等产业资本 及市场化基金联合投资，战略股东欧摩威集团（前大陆集团汽车子集团）与地平线继续追加投资。智驾 大陆neueHCT由地平线与大陆集团合资成立。 ...

Group 1 - The company announced that it expects a negative net profit attributable to shareholders for the fiscal year 2025, indicating an anticipated loss in operating performance for that year [1]

北京商报讯（记者 郭秀娟 王悦彤） 1月7日，克明食品发布公告称，公司的控股子公司阿克苏兴疆牧歌 食品股份有限公司（以下简称"兴疆牧歌"）在2025年12月份销售生猪8.01万头，销量环比增长55.3%， 同比增长320.64%。销售收入5429.78万元，销售收入环比增长77.68%，同比增长147.47%。 2025年1—12月，公司累计销售生猪58.91万头，较去年同期增长76.78%；累计销售收入5.52亿元，较去 年同期增长37.72%。 ...

据了解，联讯仪器是国内领先的高端测试仪器设备企业，主营业务为电子测量仪器和半导体测试设备的 研发、制造、销售及服务。公司IPO于2025年8月15日获得受理，当年8月28日进入问询阶段。 本次冲击上市，联讯仪器拟募集资金约17.11亿元，扣除发行费用后，将投资于下一代光通信测试设备 研发及产业化建设项目、车规芯片测试设备研发及产业化建设项目、存储测试设备研发及产业化建设项 目、数字测试仪器研发及产业化建设项目、下一代测试仪表设备研发中心建设项目。 北京商报讯(记者马换换王蔓蕾)2026年科创板首家上会企业来了！1月7日晚间，上交所官网显示，苏州 联讯仪器股份有限公司(以下简称"联讯仪器")科创板IPO将于1月14日上会迎考。 ...

Core Insights - Gaode has upgraded its "Street Ranking" product by introducing "Flying Street View," dynamic lifestyle service rankings, and a friend dynamic feature, aiming to build a "space + content + social" local life service ecosystem [1][3][6] Group 1: Product Upgrades - The upgrades include the launch of the world's first "Flying Street View," which provides realistic navigation and store exploration, enhancing user experience before visiting restaurants or attractions [3][5] - A new dynamic lifestyle service ranking has been introduced, leveraging data from Gaode's 1 billion users and 290 million daily behavior sequences to create seasonal and regional rankings [3][5] - The scope of the rankings has expanded to include various lifestyle interests, generating 1,550 category rankings alongside 6,553 seasonal rankings [5][6] Group 2: Market Positioning and Strategy - Gaode is transitioning from a navigation tool to a comprehensive local life platform, responding to changing user needs and the increasing demand for intelligent local life assistance [7] - The introduction of friend relationships aims to enhance user interaction and trust in consumption decisions, leveraging social attributes to increase user engagement and platform stickiness [6][7] - The competitive landscape of local life services is evolving, focusing on traffic, content, ecosystem, and experience, with Gaode aiming to establish a strong user entry advantage and credible data and recommendation mechanisms [6][7] Group 3: User Growth and Engagement - The user base of the Street Ranking has surpassed 660 million, with Gaode's app gaining 46 million new monthly active users, bringing the total to 996 million [7]

Core Viewpoint - Zhongyuan Bank has received approval from the Henan Regulatory Bureau of the National Financial Supervision Administration for the appointment of Zhou Feng as Executive Director and Vice Chairman, effective from January 4, 2026, until the next board election [2]. Group 1 - Zhou Feng's qualifications as Executive Director and Vice Chairman of Zhongyuan Bank have been officially approved [2]. - The term for Zhou Feng will last until the third board election of the bank, with eligibility for re-election upon term completion [2].

Core Insights - The departure of Gu Mai, a key figure in the makeup business of Shangmei Co., raises concerns about the future development of the NAN beauty brand, despite the company's assurance that operations remain stable [1][2][3] - The NAN beauty brand represents Shangmei's strategic expansion from skincare to makeup, and Gu Mai's management experience was seen as crucial for its growth [2][4] - Concurrently, the main brand, Han Shu, is facing issues related to product safety, which may impact overall brand reputation and financial performance [5][6][7] Group 1: Departure of Gu Mai - Gu Mai's departure is attributed to personal career development, and he will continue to collaborate with the company in other forms [1] - Gu Mai has extensive experience in the beauty industry, having held significant positions at major companies like LVMH and Alibaba [1] - The impact of Gu Mai's exit on NAN beauty's future remains uncertain, although the company claims that the brand's operations are normal and stable [2][3] Group 2: Challenges Facing Han Shu - Han Shu's official live streaming channel on Douyin has been inactive since January 5, raising concerns about the brand's market presence [5][6] - The brand is under scrutiny due to allegations of illegal ingredient additions in its products, which could damage consumer trust and sales [6][7] - Han Shu contributes significantly to Shangmei's revenue, accounting for 81.4% of total revenue in the first half of 2025, with reported earnings of 33.44 billion yuan [6][9] Group 3: Strategic Implications - The recent challenges, including Gu Mai's departure and Han Shu's product issues, pose risks to Shangmei's ten-year strategic plan aimed at achieving 30 billion yuan in revenue by 2030 [8][10] - The company has shown strong financial growth in recent years, but the current situation may hinder its transition from a single-brand reliance to a multi-brand strategy [10][11] - Analysts suggest that acquiring a well-established makeup brand could better align with Shangmei's current development model [11]

这一次，淘宝闪购拉上了微信的盟友。1月7日，北京商报记者从微盟获悉，微盟集团已与阿里巴巴集团 旗下本地生活服务平台淘宝闪购达成战略合作，双方将围绕即时零售、数字营销、技术创新等领域展开 多维业务合作与探索。 淘宝闪购是即时零售赛道的实力选手，微盟是微信私域流量的资深玩家。公私域流量、商家供给资产、 数字化经营能力等资源，是双方"联姻"的推手，也是当下急需补上的短板。 双方各取所需 从微盟和淘宝闪购具体的合作内容来看，双方将进行系统打通和业务协同，在商户资源上实现共享。例 如微盟的商户能高效接入淘宝闪购平台，实现本地零售"到家、到店"一体化运营。 这意味着淘宝闪购将借势获得更多本地生活领域的商家资源。根据微盟2025年上半年的财报数据，使用 微盟SaaS产品等订阅方案服务的商家数量有5.9万家，覆盖本地生活、服饰、快消、美妆等领域。其 中，有1227家品牌商家使用了微盟的智慧零售解决方案服务，这类商家每用户平均订单收入为179元， 具有较强的经营黏性。 和微盟合作，淘宝闪购能快速接入更多沉淀微信私域流量的中腰部商户，尤其是在服务类等非餐领域补 齐供给短板，与美团形成直接竞争。不仅如此，去年7月起，微盟相继打通抖 ...

北京商报讯（记者 魏蔚）1月7日，手游"鹅鸭杀崩了"登上微博热搜，有用户反馈，进入游戏后总是出 现闪退，也有人表示"一直卡顿""各种掉线"。北京商报记者就相关原因咨询了鹅鸭杀独家发行方虎牙直 播，截至发稿，对方相关人士未予回应。 据了解，鹅鸭杀是一款社交推理游戏，是金山世游旗下手机游戏，虎牙直播是独家发行方。发布2025年 三季度财报时，虎牙直播曾表示，"将推出首款游戏—鹅鸭杀手游，预约量在测试阶段即已快速突破 1000万"。 ...