Core Viewpoint - The increasing integration, signal frequency, and compactness in high-end manufacturing sectors such as electronics, communications, and new energy vehicles raise the risk of electromagnetic interference (EMI), necessitating higher requirements for circuit design [1] Group 1: EMI Challenges and Solutions - EMI can lead to signal distortion, delay, or loss, and prolonged exposure may accelerate component aging or cause permanent damage [1] - To address the challenges of electromagnetic compatibility (EMC) and bonding in high-frequency, high-speed, and lightweight electronic devices, the company has launched an EM product series that includes conductive tapes and absorbing materials [1] Group 2: Conductive Tapes - Conductive tapes create conductive pathways through internal conductive fillers, allowing current to pass between materials, dispersing static electricity, and providing grounding functions to protect sensitive components [3] - The double-sided conductive non-woven tape features low impedance and high conductivity, suitable for curved surfaces, and is designed for applications in antennas, FPC, and PCB grounding [4] - The printed black conductive fabric tape offers low impedance, high conductivity, and temperature resistance, primarily used for edge wrapping of display modules, cable winding, and shielding [5] Group 3: Conductive Adhesives and Absorbing Materials - The conductive thermosetting adhesive film is made from modified epoxy resin and conductive powder, requiring heat activation for adhesion, and is suitable for high-strength applications like FPC reinforcement and small structural components [6] - The absorbing material, a flexible composite of soft magnetic alloy powder and polymer, effectively absorbs EMI and is suitable for various electronic components, enhancing system EMC performance [7] - The company’s four functional materials work synergistically to create a comprehensive EMI protection system, providing an overall solution from materials to performance, thus supporting higher reliability and better signal integrity in electronic manufacturing [7]

Core Insights - The "Yangtze Explorer" luxury cruise ship has successfully docked at Nanjing Port, marking the official opening of an inter-provincial cruise route connecting Chongqing, Hubei, Jiangxi, Anhui, and Jiangsu, which is expected to enhance the cruise economy in Nanjing and promote coordinated development of the port industry [1] - The cruise ship measures 104.8 meters in length and has a total tonnage of 7,389 tons, with a low passenger capacity of 148, setting a record for space per passenger on the Yangtze River, thus positioning it as a benchmark for inland shipping comparable to top international cruise ships [1] - The Nanjing Maritime Safety Administration has been actively supporting the integration of transportation and cultural tourism in Nanjing, providing comprehensive safety supervision and service guarantees for the safe operation of Yangtze River cruises [2] Summary by Sections Cruise Ship Details - The "Yangtze Explorer" has a total length of 104.8 meters and a total tonnage of 7,389 tons, with a passenger capacity of 148, achieving a 1:1 passenger service ratio and a record for space per passenger on the Yangtze River [1] - The inaugural journey carried 139 passengers, including 135 foreign guests, on the "Chongqing-Nanjing" route [1] Safety and Regulatory Support - The Nanjing Maritime Safety Administration has implemented a comprehensive safety assurance system, focusing on preemptive control and precise coordination, taking into account the cruise ship's specifications, docking requirements, water conditions, and weather [2] - Advanced technologies such as smart maritime systems, drone patrols, and CCTV monitoring are utilized for real-time surveillance and dynamic perception of the surrounding waters [2] Future Developments - The Nanjing Maritime Safety Administration plans to continue optimizing regulatory services to support the integration of water transportation and cultural tourism, aiming for the safe, green, and sustainable development of the Yangtze River cruise economy [3] - The administration is committed to building a world-class inland cruise brand through ongoing enhancements in service and safety measures [3]

Core Viewpoint - Taizhou Rural Commercial Bank has achieved steady growth in key indicators and significant breakthroughs in key tasks this year through a focus on "scale expansion, structural optimization, and quality improvement" across three dimensions: business scale expansion, risk control enhancement, and service innovation upgrade [1] Business Scale Expansion - The bank has achieved coordinated expansion across three fronts, with a focus on small and micro enterprises and the real economy, resulting in increased loan balances and growth rates in key areas, exceeding regulatory targets for inclusive loans [1] - For large enterprises, the bank offers flexible credit limits, preferential interest rates, and supply chain financial services, while simplifying credit loan approval processes for small and medium enterprises, enhancing customer loyalty significantly [1] - The bank has seen growth in low-cost funding retention on the liability side, with increases in corporate settlement account openings, effective payroll enterprises, and payroll amounts, alongside a steady rise in monthly active users for personal and corporate wallets [1] Risk Control - The bank has established a "three-line defense" for risk control, with a decrease in non-performing loan rates since the beginning of the year and significant achievements in the recovery and disposal of non-performing loans [2] - An innovative online mediation model, "Rongyi Jie," has significantly improved the resolution rate of small non-performing disputes, while a revised responsibility recognition method for non-performing loans has been introduced to stimulate lending enthusiasm among account managers [2] - The efficiency of the full-process risk control has improved, with a nearly 50% reduction in credit approval time under the "three platforms and six posts" model, maintaining a high renewal approval rate for personal clients [2] Service Innovation - The bank has initiated a grid-based service model, leveraging "grid + big data + footwork," resulting in significant increases in the number of new face-to-face clients, archived clients, credit clients, and loan clients in the third quarter [3] - The establishment of specialty branches, such as the government and early tea branches, has progressed smoothly, with the early tea branch collaborating with merchants for promotional activities, creating a "finance + livelihood" service loop [3] - The bank has expanded its convenient service coverage, establishing multiple inclusive financial service demonstration points, achieving good results in agricultural withdrawal and agency payment business volumes and amounts [3]

Core Insights - The 2025 World Internet Conference in Wuzhen, Zhejiang, focused on building an open, cooperative, and secure digital future, emphasizing the concept of a community with a shared future in cyberspace [1][2] - The "Eternal Heritage" project initiated by the Nanjing Da Bao En Temple Ruins Museum was selected as one of the 12 exemplary cases from 315 global submissions, marking Jiangsu's first inclusion in this annual recognition [1][2] Group 1 - The World Internet Conference is recognized as a significant platform for global digital civilization collaboration, having received 315 project submissions from 78 countries and regions this year [2] - The selection criteria for the exemplary cases included the breadth and depth of international cooperation, alignment with the community concept in cyberspace, and global inclusivity [2] - Other awarded projects included Siemens' cybersecurity framework for the global automotive industry and China Mobile's 5G messaging services, showcasing a diverse range of industry representatives [2] Group 2 - The "Eternal Heritage" project has gained support from UNESCO and involved collaboration with 17 global universities and institutions, attracting thousands of young creators from 19 countries [3] - The project utilizes advanced technologies such as VR, AR, AI, and digital twins to revive the "disappeared glazed tower," demonstrating a commitment to the community concept in cyberspace [3] - The Nanjing Da Bao En Temple Ruins Museum has partnered with prestigious institutions to achieve high-precision digital restoration of cultural heritage, enhancing the global visibility of traditional Chinese culture [3]

Core Insights - Blockchain technology is revolutionizing various sectors of the global economy, particularly in finance, due to its characteristics such as decentralization, immutability, anonymity, transparency, support for smart contracts, and efficiency [1] Group 1: Payment and Settlement - In the payment and settlement sector, blockchain enables instant cross-border payments, reduces intermediaries, enhances transaction efficiency, and lowers costs [1] - All transaction records are publicly transparent and immutable, which increases transaction transparency and security [1] - Blockchain lowers financial service barriers, allowing remote or credit-challenged populations to access convenient financial services, thus promoting inclusive finance [1] Group 2: Credit Financing - In credit financing, blockchain can store and share historical transaction records of enterprises or individuals, providing credit institutions with comprehensive and accurate credit assessment data [1] - Smart contracts can automate the execution of financing terms, reducing manual reviews and paper document circulation, thereby simplifying the financing process [1] - The removal of certain intermediary roles leads to lower financing costs [1] Group 3: Asset Management - Blockchain facilitates the digitization and fragmentation of assets, allowing for rapid trading and transfer of assets, which enhances liquidity [1] - Through encryption and distributed storage, blockchain ensures that asset data is not tampered with or lost, thereby increasing asset security [1] - Smart contracts can automatically execute the issuance, trading, and clearing of securities, reducing operational risks and costs, and promoting asset securitization [1] Group 4: Challenges and Development - Blockchain faces significant challenges in the financial sector, including performance bottlenecks, scalability issues, and a lack of unified technical standards and interoperability among different blockchain platforms [2] - Regulatory challenges exist due to insufficient legal frameworks, unclear legal status of digital assets, and inadequate regulatory responsibilities [2] - There is a need to enhance market awareness and acceptance of blockchain technology [2] Group 5: Future Directions - To promote healthy development, blockchain should integrate deeply with existing information technologies to create a more efficient and intelligent technical system for financial services [2] - Increasing the adoption and acceptance of central bank digital currencies (CBDCs) is essential, as several countries are already exploring their issuance and application [2] - Continuous improvement of regulatory policies and implementation standards is necessary, with financial institutions needing to keep pace with policy changes to adapt to the evolving financial landscape [2]

Group 1 - The global economic slowdown and increased market volatility are driving investors to seek professional asset management solutions, leading to a significant rise in the demand for FOF (Fund of Funds) products in the public fund sector [1] - As of the end of Q3 this year, the number of public FOF products in China reached 518, with a total scale exceeding 193.49 billion, marking a 16.8% increase from the end of Q2 [1] - Nearly 99% of FOF products achieved positive returns in the past three quarters, demonstrating strong risk resistance and stable return characteristics in a volatile market [1] Group 2 - The successful operation of FOF products relies on a specialized and multidisciplinary research team that collaborates effectively across various fields such as macro analysis, quantitative analysis, risk identification, and comprehensive process control [2] - Minsheng Jianyin Fund has established a diverse and experienced FOF research team, supported by a scientific risk management system and a global asset allocation framework [2] - The upcoming Minsheng Jianyin Multi-Asset Stable Allocation 3-Month Holding Period Mixed FOF is set to be managed by Liu Xin and fund manager Kong Siwei, implementing a "localized all-weather" strategy to dynamically optimize asset allocation [2]

Core Insights - The opening of the Suqian Agricultural Wholesale Market in China signifies a robust foundation for the region's food supply and price stability [1] - Zhangjiagang Rural Commercial Bank's Suyu Branch celebrates its 16th anniversary by integrating business marketing with customer engagement, focusing on tailored financial solutions for merchants [1] Group 1: Market Development - The Suqian Agricultural Wholesale Market features numerous stalls and heavy traffic, indicating a thriving environment for agricultural trade [1] - The market aims to support the region's "vegetable basket" and "rice bag" initiatives, ensuring stable supply and pricing for essential goods [1] Group 2: Financial Services Initiative - The Suyu Branch has deployed over 30 customer managers in five service teams to engage directly with merchants and buyers at the market [1] - The bank is providing promotional materials that explain agricultural credit policies and settlement discounts, enhancing financial literacy among market participants [1] - The initiative includes distributing essential goods like rice and flour to merchants, fostering closer relationships through a combination of financial services and thoughtful gifts [1] Group 3: Future Plans - The bank plans to continue optimizing financial services for agricultural wholesale market merchants and will conduct regular financial education and policy briefing sessions [1] - The goal is to create a win-win ecosystem between banks and enterprises, contributing to the high-quality development of the regional agricultural product circulation industry [1]

江南时报讯 11月，南通濠东路支行迎来了一位心事重重的客户——她手持公证书，前来办理一笔遗产 继承。这本应是按部就班的业务，却很快显露出棘手的端倪。 尘埃落定，业务顺畅办理。而在整个服务过程中，网点负责人始终保持着敏锐的观察力。他留意到其中 一位继承人对资金有短期闲置的打算。抓住这个时机，他自然地介绍了工行大额定期存款的优势——安 全、稳定、收益可观。精准的推荐，切中了客户的需求。最终，这位客户欣然将继承所得中的35万元， 成功转存为一张大额定期存单。 一场看似难以调和的遗产风波，在南通濠东路支行专业、主动、温暖的介入下，不仅圆满解决，更意外 促成了一笔35万元的大额定期业务，实现了客户满意与银行效益的双赢。 客服经理仔细审核了公证书，依照规定告知客户："女士，遗产继承需要所有继承人共同到场确认。"然 而，客户面露难色道出了实情：另一位关键继承人不仅拒接她的电话，甚至已悄然离开了常住地，彻底 杳无音信。一场看似寻常的继承，瞬间蒙上了失联与拒绝的阴影。 面对这复杂的僵局，客服经理没有丝毫犹豫，第一时间将情况汇报给了网点负责人。负责人敏锐意识到 问题的特殊性——僵持下去不仅客户权益受损，更可能激化家庭矛盾。网点迅 ...

此行不仅成功为企业员工现场办理了银行卡，更高效完成了目标企业"薪管家"系统的安装与落地应用， 以务实行动让金融服务的温度真切传递。支行网点负责人强调："我们深知企业运作节奏快、时间宝 贵，将服务窗口延伸到企业门口，用主动上门的脚步替代客户奔波的辛劳，正是我们践行'以客户为中 心'服务理念的核心行动。未来，我们将继续深化此类精准服务，将便捷高效的金融支持送到更多企业 身边，成为他们发展路上坚实的金融后盾。" 服务有温度，关怀无距离。银行柜台延伸出的一米空间，丈量着金融服务的深度与诚意。当南通南川园 支行员工主动踏入企业大门，当办理窗口与"薪管家"系统在企业内部落地生根，改变的不仅是效率，更 是企业与员工对银行服务的感知维度。这一次行动，正是"服务为民"理念在基层的生动实践，它证明： 真正有价值的服务，始于走出行门，终将走进人心。 服务现场，井然有序划分为两个关键区域。在办理区，支行员工熟练地引导企业员工填写所需资料，耐 心讲解办理流程，利用便携设备高效完成信息采集。面对员工提出的各种疑问，如激活步骤、密码设 置、功能使用等，工作人员一一细致解答，确保每一位员工真正明白操作要领。"原先总担心请假耽误 工作时间，现 ...

Core Points - The article highlights a situation where a customer at a bank urgently needed to access funds for a family member's surgery, showcasing the bank's responsive customer service and problem-solving approach [1][2][3] Group 1: Customer Service - The bank staff quickly recognized the customer's distress and provided immediate assistance, demonstrating a high level of empathy and professionalism [1] - The customer service representative suggested a partial withdrawal strategy to minimize interest loss while addressing the customer's urgent financial need [2] - The interaction emphasized the importance of combining efficiency with a caring approach in customer service, which not only resolved the immediate issue but also reassured the customer [3] Group 2: Financial Products - The customer held a three-year fixed-term deposit, which would incur a loss if withdrawn early, highlighting the need for customers to understand the implications of their financial products [2] - The bank's ability to facilitate a partial withdrawal while maintaining the remaining funds at the original interest rate reflects a flexible approach to financial services [2][3]