Jiang Nan Shi Bao
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筑牢银行反诈“铜墙铁壁”,守护人民群众“钱袋子”
Jiang Nan Shi Bao· 2025-11-13 12:26
Core Insights - The article highlights a successful intervention by a bank branch in preventing a potential fraud case, showcasing the importance of proactive risk management in banking [1][2][3] Group 1: Incident Overview - A customer attempted to withdraw a 100,000 yuan time deposit prematurely, raising suspicions among bank staff due to the unusual request [1] - The customer was being pressured by fraudsters who claimed to be from a financial institution, promoting a high-return, low-risk investment product [1][2] Group 2: Response Actions - Bank staff quickly activated an emergency response plan, involving the branch manager and lobby manager to collaboratively address the situation [2] - Staff reviewed the customer's communication with the fraudsters, confirming the risk and educating the customer about the nature of the scam [2] Group 3: Outcome and Future Actions - The customer recognized the scam after thorough guidance from bank staff and decided against transferring her funds [2] - The bank plans to enhance anti-fraud education and integrate fraud prevention knowledge into daily customer service practices to protect client assets [3]
工行南通海门支行营业室柜面服务从“忙应对”到“巧服务”的转变
Jiang Nan Shi Bao· 2025-11-13 12:26
江南时报讯 作为每天直面企业客户的对公柜员,过去我们常被对公开户、变更、销户等复杂业务"缠 住",60%的时间在核对纸质材料、手工录入信息,遇到材料不全的客户,还要反复解释补正要求,既 让客户跑多趟,自己也陷入"高强度、低效率"的循环,"多次跑、耗时长、材料繁"是企业客户与柜面人 员共同面临的"堵点"。自我行推行对公业务远程柜台模式后,我们从"业务办理者"转型为"远程引导 者",用具体行动推动远程业务办理率,不仅为自己减负,更让客户体验大幅提升。 先破"顾虑关",用专业打消客户对远程办理的担忧。起初,很多企业客户对远程办理存疑,常说"我都 到柜面上了,就不能直接帮我办理吗?还要预约远程,搞得麻烦了。"这时候,我们不能只简单推荐, 而是要站在客户角度解疑答惑。告诉客户远程办理业务业务是未来银行业的大趋势,企业网上银行提 供"预约取号办理"服务,企业线上预约后,远程团队及时响应,办理进度实时推送至客户手机,解 决"等待无预期"问题。一来节省了客户到店等候的时间,二来也为柜面上办理人员减轻了负担,一举多 得。 如今,我们对公柜员逐渐不用再被大量重复性录入工作占据时间。有更多精力和客户聊"企业最近资金 周转情况""有 ...
中信银行携手领匠装饰上线家装资金存管服务
Jiang Nan Shi Bao· 2025-11-13 08:18
Core Insights - The event marked a significant step towards addressing the pain points of the home decoration industry by introducing a transparent new consumption trust system through a "funds custody service" [1][2][5] - The collaboration between CITIC Bank and Lingjiang Decoration aims to enhance consumer trust and ensure the safety of funds in home decoration transactions [1][3] Group 1: Event Overview - The "Transparent New Consumption Creation Demonstration Project and Home Decoration Funds Custody Launch Ceremony" took place in Changzhou, China, with the participation of various media and industry experts [1][2] - The initiative is guided by the China Interior Decoration Association and aims to create a healthier home decoration market [2] Group 2: Industry Challenges and Opportunities - The home decoration market is at a critical juncture, facing both challenges and opportunities, with a national push to optimize the consumption environment and boost consumer confidence [2] - Lingjiang Decoration is taking proactive steps to address core consumer pain points, aiming to eliminate information asymmetry in the industry [2][4] Group 3: Funds Custody Service Details - The funds custody service allows consumers to pay renovation funds into a dedicated account managed by CITIC Bank, ensuring that funds are released only upon meeting specific project milestones [3][4] - This model aims to prevent early fund misappropriation by decoration companies and enhances transparency in fund usage [3][4] Group 4: Commitment to Consumer Rights - The introduction of the funds custody service reflects a commitment to safeguarding consumer rights and ensuring that funds are used appropriately [3][4] - Lingjiang Decoration emphasizes the importance of building long-term trust with consumers, transitioning from a contractor-led to a customer-led approach in the industry [4] Group 5: Symbolic Launch - The launch ceremony was attended by representatives from CITIC Bank, Lingjiang Decoration, and the China Interior Decoration Association, symbolizing the start of a new era in home decoration consumption [5] - The initiative is expected to accelerate the formation of a positive consumption ecosystem based on funds custody [5]
农发行吴江支行“金融活水”精准灌溉科创学园 赋能长三角一体化示范区创新引擎
Jiang Nan Shi Bao· 2025-11-13 06:48
Core Viewpoint - The successful loan of 7.56 million yuan by Agricultural Development Bank of China’s Wujiang branch to the New Development Construction Company of the Yangtze River Delta Integration Demonstration Zone highlights the bank's role in supporting national strategies and regional development [1] Group 1: Loan Details - The loan amount is specifically allocated for the construction of the Sci-Tech Innovation Park project within the Yangtze River Delta Integration Demonstration Zone [1] - This financial support is part of a broader initiative to enhance innovation capabilities in the region [1] Group 2: Project Impact - The Sci-Tech Innovation Park is positioned as a key platform for attracting high-end innovative elements and nurturing emerging industries [1] - The completion of the project is expected to inject strong momentum into the high-quality development of the demonstration zone [1] Group 3: Future Commitment - The Agricultural Development Bank of China’s Wujiang branch plans to continue leveraging its role as a policy bank to contribute to the higher quality integration development of the Yangtze River Delta [1]
《鬼灭之刃 : 无限城篇 第一章 猗窝座再袭》大头贴机在上海展开,FURYU面向全球市场开始导入“IP大头贴机”
Jiang Nan Shi Bao· 2025-11-13 03:22
Core Insights - FURYU Corporation is collaborating with Mitsui & Co. (China) and Wanda Film to introduce an "IP photo booth" in Shanghai, set to launch on November 14, 2025, featuring the movie "Demon Slayer: Infinity Castle Chapter 1" [1][2] - The global content market is projected to grow from approximately $1.1 trillion in 2020 to $1.3 trillion by 2025, with China's content market exceeding $200 million in 2021, particularly in gaming and anime [1] - FURYU aims to create a new business model combining content, entertainment devices, and consumer conversion, targeting Generation Z [1] Company Overview - FURYU operates primarily in two business segments: "female trend commercialization" centered around photo booths and "IP worldview commercialization" showcasing character IP through merchandise [3][4] - The company emphasizes its ability to localize Japanese photo booths for various cultures and languages, with plans to expand its "IP photo booths" globally [3][4] - FURYU's corporate philosophy focuses on creating rich and happy entertainment experiences, leveraging its strengths in developing "cute" products and services [4][6] Product Launch Details - The "IP photo booth" will feature localized designs from the "Hyper shot" series, including exclusive frames and stickers related to the movie "Demon Slayer" [2][3] - The launch location is at Wanda Cinema in Shanghai, with the specific address being 58 Guobin Road, Yangpu District, Shanghai [3] Market Context - The collaboration is positioned within a rapidly growing content market, particularly in China, where interest in gaming and anime has surged [1][3] - FURYU's strategy includes validating a new commercial model that integrates entertainment devices with content to enhance consumer engagement [1][3]
南京建邺首座综合体垃圾分类驿站投用
Jiang Nan Shi Bao· 2025-11-12 23:55
Core Points - The renovation project of the garbage station in Nanjing's Jianye District has been successfully completed, transforming a previously unsightly waste disposal area into an aesthetically pleasing and functional "self-service waste sorting station" [1][2] - The new facility addresses the high demand for waste disposal in a mixed-use community, which includes 504 residential units and a commercial street, by providing a more efficient and organized waste management solution [1][2] Summary by Sections Project Overview - The project involved upgrading a garbage station to improve waste sorting and disposal in the Zhongtai International community, which previously had only 11 temporary garbage bins that were insufficient for the area's needs [1] - The renovation was initiated after a meeting with resident representatives to gather feedback and ensure community involvement in the decision-making process [1] Facility Features - The new waste sorting station covers approximately 32 square meters and features a stainless steel structure with two main disposal areas, accommodating 40 categorized garbage bins [2] - It includes advanced amenities such as an intelligent deodorizing system, an underground sewage network, and a dedicated washing area, effectively eliminating the issues of overflowing garbage and unsightly conditions [2] Community Impact - Residents have expressed satisfaction with the improvements, noting that the new facility has become a point of pride and a visual enhancement to the community [2] - The local authorities emphasize the importance of this upgrade in enhancing residents' quality of life and plan to use this station as a model for future waste management initiatives [2]
软件谷推动产业经济提质增效
Jiang Nan Shi Bao· 2025-11-12 23:55
Group 1 - The core viewpoint of the article highlights the proactive measures taken by Nanjing Software Valley to enhance the business environment and support enterprises amid economic challenges [1] Group 2 - Strengthening economic operation scheduling to achieve target tasks, with a focus on a normalized visiting service mechanism for key enterprises, resulting in an expected software business revenue of 262.5 billion yuan from January to September, a year-on-year increase of 16.7%, aiming for an annual revenue of 350 billion yuan [1] - Tackling major project construction to generate effective investment increments, with 3.012 billion yuan invested in key projects from January to September, achieving an annual investment completion rate of 78.4%, and promoting the completion of five industrial projects including "Internet+" technology parks [1] - Building a platform for talent and industry integration to accelerate district development, with initiatives like signing agreements for platforms such as "Hui Zhi Intelligent" and "Yun Tun Tun," and deepening AI application innovations in collaboration with Tian Chuang Robotics to create an AI-guided service scenario in the park [1]
银行业资产业务的客群经营和链式营销策略研究——以南京市鼓楼区为例
Jiang Nan Shi Bao· 2025-11-12 14:23
Core Insights - The financial system in China is undergoing a critical period of deep reform and transformation, with Nanjing's Gulou District playing a significant role in regional economic development and financial strength [1] Industry Development - Gulou District is focusing on creating a modern industrial system characterized by a "1+2+3" framework, which includes leading innovation industries, modern finance, and logistics, supported by commerce, culture, software, and professional services [1] - The main industrial clusters in Gulou District include business commerce, digital economy, green economy, health economy, financing leasing, commercial factoring, logistics, cultural tourism, software information, and professional services [1] Banking Sector Strategy - In the health economy sector, banks should leverage platforms like the Biopharmaceutical Innovation and Transformation Center to connect with innovative drug research companies, customizing financing access for different stages of development [2] - For the green economy, banks can design comprehensive service plans that extend the credit of core enterprises to upstream and downstream SMEs through tools like accounts receivable pledges and supply chain financing [2] - Banks should adopt a cautious approach in financing quality shipping service companies, potentially relaxing financing policies while ensuring proper evaluation and legal compliance of ship collateral [2] Financial Services and Economic Development - The upgrade and optimization of banking asset services in Gulou District reflect a microcosm of financial services contributing to China's modernization and Jiangsu's new practices [2] - The banking sector should precisely segment customer groups based on industrial characteristics and implement vertical chain marketing to effectively meet regional industrial upgrade demands [2] - As the industrial clusters in Gulou District grow, the banking sector must further enhance its service to the real economy, contributing to the broader financial narrative in China [2]
紫金农商银行:深耕养老金融 为银发客群添“金”彩
Jiang Nan Shi Bao· 2025-11-12 08:05
Core Viewpoint - The company is actively implementing a comprehensive strategy to address the financial service needs of the aging population, focusing on the renovation of service points, product adaptation, and service extension to enhance elderly financial services [1] Group 1: Service Point Renovation - The company has completed the renovation of all 135 service points to meet elderly-friendly standards, ensuring that elderly clients can conveniently access financial and governmental services nearby [3] - The renovated service points include features such as barrier-free access, elderly care zones equipped with necessary facilities, and dedicated service windows for elderly clients, enhancing their comfort and ease of use [2][3] Group 2: Resource Allocation for Elderly Financial Services - The company is directing financial resources towards the development of tailored savings, investment, and credit products that align with the consumption habits of elderly clients [4] - A comprehensive assessment of clients' needs based on age, risk preference, and retirement goals is conducted to provide customized financial planning and support for wealth accumulation [4] - As of the end of September, the company has provided wealth management services to over 300,000 clients aged 60 and above, with a significant number of credit clients receiving loans totaling 716 million [4] Group 3: Extension of Elderly Services - The company is enhancing its elderly financial services through professional training for staff, community volunteer services, and various special activities to meet the diverse needs of elderly clients [5][6] - Volunteer teams have been established to provide on-site services such as haircuts, appliance repairs, and health check-ups, with over 1,000 community service events conducted [6] - The company organizes financial education and community safety activities to improve elderly residents' awareness of fraud and scams, alongside cultural events to enrich their lives [6]
扬州农商银行:强化精细管理 推进降本增效
Jiang Nan Shi Bao· 2025-11-12 07:23
Core Insights - Yangzhou Rural Commercial Bank emphasizes the integration of business and finance, enhancing comprehensive budget management, and improving capital utilization capabilities to boost profitability and operational efficiency [1] Group 1: Profitability and Efficiency Enhancement - The bank focuses on optimizing asset-liability management to enhance capital efficiency, including reducing bill sizes and adjusting asset structures as paths to increase efficiency [1] - A phased plan for replacing low-yield assets is implemented to mitigate the impact of narrowing interest spreads on profitability metrics [1] - The bank aims to enhance the retention of settlement funds by seizing opportunities in intermediary businesses and scenario channels, innovating deposit product combinations, and optimizing deposit structures [1] Group 2: Cost Control and Revenue Growth - The bank strengthens budget execution monitoring and establishes a revenue and expenditure analysis mechanism to address income gaps promptly and ensure rigid adherence to budget targets [1] - Cost control measures are emphasized, including improving the efficiency of marketing expenses and conducting thorough evaluations of large projects [1] - The bank seeks to diversify revenue channels and steadily increase the contribution of funding and intermediary businesses to profits, while optimizing portfolio structures and enhancing proactive trading capabilities [1] Group 3: Pricing Management - The bank implements refined pricing management to balance interest spread risks, including preemptive pricing strategies for existing loans and establishing a dynamic pricing monitoring mechanism [2] - Market research and customer assessments are conducted to evaluate risk levels and contribution differences, promoting differentiated risk pricing [2] - The bank aligns its pricing strategies with regulatory guidance and industry conditions, adjusting pricing mechanisms scientifically to explore potential for interest rate reductions and cost savings [2]