Core Insights - The training session focused on "Regional Investment Attraction and Industrial Strategies Against the Background of De-globalization" held in Suzhou Xiangcheng Economic Development Zone [1] - The session featured Guo Aijun, a renowned strategic research expert, who analyzed the new challenges and transformation trends in regional investment attraction [1] - Guo emphasized the need for a strategic shift from "policy competition" to "ecosystem competition" and "service competition" in investment attraction efforts [1] Summary by Categories Training Content - The training provided cutting-edge content, vivid case studies, and strong guidance, enhancing participants' understanding of macroeconomic conditions and policy directions [1] - Participants expressed that the training broadened their practical perspectives and problem-solving approaches in industrial investment attraction [1] Future Directions - The Xiangcheng Economic Development Zone plans to closely align with the development direction of its leading industries and effectively absorb the training outcomes [1]

"合同能源管理贷"等产品成亮点 江南时报讯 丹阳农商银行坚定践行绿色发展理念，将绿色金融作为重要发展战略，通过扩大转型 金融覆盖面、创新绿色金融产品与服务，持续引导资金流向绿色低碳领域。在支持"三农"绿色发展和智 能制造、节能环保、清洁能源等重点产业的过程中，该行不断探索金融助力生态优先、节约集约、绿色 低碳发展的有效路径。 产品创新是丹阳农商银行绿色金融工作的亮点。该行通过"苏科贷"、"合同能源管理贷款"等产品，与江 苏省普惠金融发展风险补偿基金、省信保集团等建立风险分担机制。其中，合同能源管理贷款是该行基 于人民银行动产融资统一登记平台，以节能服务合同项下的未来收益权作质押，为节能服务公司提供的 贷款。这一产品成功解决了光伏科技型小微企业的首贷难题。 扩大覆盖面： 未来规划： 绿色信贷精准滴灌重点领域 丹阳农商银行积极落实"投向绿色、授信绿色、渠道绿色、服务绿色"的发展思路，持续加大绿色信贷投 放。截至10月末，该行绿色信贷客户达17户，余额2.83亿元，较年初增长71.16%，占各项贷款比重 0.69%。从结构上看，环境保护产业贷款5925万元，资源循环利用产业贷款5329万元，生态保护修复和 利用贷款 ...

活动伊始，孩子们在客户经理吕沐涵的带领下，有序参观了营业大厅。在现金服务区，他们近距离观察 了柜台业务办理的流程，了解了存取款的基本步骤；在智能服务区，各式各样的自助设备引起了孩子们 的浓厚兴趣，吕沐涵用简单易懂的语言，演示了如何通过智能终端办理业务，让抽象的金融概念变得直 观可感。小朋友们认真听讲，不时发出惊叹，并在引导下尝试了简单的操作，初步建立起对银行功能的 基本认知。 江南时报讯 近日，兴化农商行五里支行与蓝天幼儿园携手，成功举办了一场生动有趣的"小小银行 家"金融启蒙活动。在老师和支行工作人员的悉心陪伴下，小朋友们带着好奇与兴奋，走进银行的日常 场景，开启了一场沉浸式的金融知识探索之旅。 此次"小小银行家"活动，是兴化农商银行五里支行推动金融教育融入社区的一次具体实践。通过现场体 验与趣味教学相结合的方式，活动有效提升了学龄前儿童对金融世界的感性认识，助力他们从小树立正 确的金钱观和消费观。未来，五里支行将持续深化与周边学校的联动协作，积极履行金融机构的社会责 任。 吕沐涵 随后，活动进入了专为孩子们设计的"金融知识小课堂"环节。课堂以互动问答、故事讲解和实物展示相 结合的形式展开。工作人员从货币的 ...

Core Viewpoint - Suzhou Rural Commercial Bank has been recognized for its high-quality wealth management services, winning the "Bank Wealth Management Service Golden Bull Award" and the "Fixed Income Golden Bull Wealth Management Product Award" for its product "Koi Fish Year Enjoy B" [1][2] Group 1: Awards and Recognition - The "Golden Bull Award" is organized by China Securities Journal and is considered a prestigious recognition in the asset management industry, often referred to as the "Oscar" of the sector [1] - Suzhou Rural Commercial Bank has won the Golden Bull Award for four consecutive years, highlighting its consistent performance in wealth management [1] Group 2: Product Performance - The "Koi Fish Year Enjoy B" product has been well-received since its establishment in 2021, recognized for its excellent performance and stable net value management [1] - The product's success reflects the bank's commitment to providing reliable wealth management services to ordinary families [1] Group 3: Future Outlook - The bank emphasizes a philosophy of "long-termism and value co-creation," aiming to enhance its wealth management product management and customer service capabilities [2] - The bank plans to continue working closely with investors to achieve steady wealth growth [2]

Core Insights - The article highlights the dedication of Chen Jianming, a senior cashier at Danyang Rural Commercial Bank, who, despite nearing retirement, continues to mentor younger employees and share his extensive experience [1] Group 1: Employee Development - Chen Jianming is recognized as a versatile business expert and a committed mentor, exemplifying the "passing on knowledge" philosophy [1] - Under his guidance, the new employee team from the bank's Houchang branch excelled in the 13th Business Skills Competition, with Judy winning first place in retail business and second in ticket processing, while both Judy and Pang Jin received the "Newcomer Award" [1] Group 2: Training and Mentorship - Chen emphasizes the importance of a solid foundation in business skills, stating, "There is no business that cannot be handled, only an unwilling attitude to learn" [1] - He customizes training plans for new employees, organizing practice sessions in areas such as cash counting, ticket processing, and both corporate and retail business [1] - His mentoring approach includes creating memorable mnemonics to help newcomers quickly grasp essential skills, demonstrating his commitment to practical and effective training [1] Group 3: Cultural Impact - The "mentor-mentee" approach at Houchang branch allows the craftsmanship and experience of older employees to be passed down, fostering the growth of new talent and ensuring the spirit of serving "agriculture, rural areas, and farmers" continues [1]

工作人员随即向运营主管报告，并耐心引导老人回忆孙子的电话号码。老人回想起来的号码与刚才来电 完全不同。工作人员联系其真正的家人，确认到并无买房一事。 江南时报讯 "小姑娘，快帮我转一下这笔钱！"一位满头银发的老人急匆匆来到苏州农商银行红星支行 柜台，递上一张写着个人账户和"转账5万元"的纸条。临近岁末，针对老年人的电信诈骗高发，"紧急用 钱""亲属求助"是常见手法。工作人员立刻警觉起来，一边安抚老人，一边询问是否认识收款人。 "是我孙子，他在外地急着买房用钱！"老人语气焦急，"刚刚还打电话催我！"工作人员在核对信息时， 注意到老人的手机屏幕亮着，通话时长竟有四十多分钟。 "奶奶，让我和您孙子说句话，帮您确认账户，避免转错。"工作人员建议道。话音刚落，对方突然挂断 电话。这一细节更坚定了工作人员的怀疑——诈骗分子常保持通话以防受害人被提醒。 老人悬着的心终于放下，紧握工作人员的手，眼眶湿润："谢谢你，这可是我一辈子的积蓄。"工作人员 随即拿出反诈宣传折页，结合案例讲解防骗技巧，并手把手教老人开启手机银行"风险拦截交易功能"。 年关将至，苏州农商银行将反诈培训融入日常，持续完善风险防控机制，以专业服务和细致守护， ...

Core Insights - The meeting held by Xiangshui Rural Commercial Bank on December 27 focused on summarizing the achievements of rural inclusive financial service points for the year 2025 and recognizing outstanding contributors [1] Group 1: Financial Service Points Overview - The overall operation of financial service points was reviewed, highlighting their role in enhancing basic financial service coverage, meeting residents' daily financial needs, and promoting inclusive financial products [1] - These service points are crucial in bridging the "last mile" of financial services, effectively serving urban and rural communities [1] Group 2: Training and Compliance - A specialized training session was conducted to improve service quality and standardize business operations, covering daily service procedures, risk prevention, and the latest business policies [1] - The training emphasized compliance awareness and operational norms to ensure safe and efficient service delivery [1] Group 3: Recognition and Engagement - Outstanding service merchants were recognized for their contributions to providing convenient services, spreading financial knowledge, and fulfilling social responsibilities [1] - An engaging atmosphere was created during the event with a lottery segment, encouraging active participation from the merchants [1] Group 4: Future Plans - Xiangshui Rural Commercial Bank plans to deepen the construction of financial service points, increasing support and training for these points [2] - The bank aims to build a more accessible, vibrant, and reliable rural financial service network to contribute to rural revitalization and local livelihoods [2]

Core Viewpoint - The IPO application status of the domestic high-altitude plant skincare brand, Plant Doctor, has been updated to "inquired," marking a significant progress since the submission of its prospectus. The company's strategy of focusing on a single brand and high-altitude plants, while deepening its offline specialty store presence, is at a critical validation moment [1]. Group 1: Brand Strategy - Plant Doctor has maintained a clear focus on a single brand, emphasizing "high-altitude plants, pure beauty," which has created a differentiated advantage in a competitive market [3]. - The brand has become a leader in China's single-brand cosmetics stores, according to the China Fragrance and Cosmetic Industry Association, based on projected retail sales for 2024 [3]. Group 2: Research and Innovation - In 2014, Plant Doctor established the "Chinese Academy of Sciences Kunming Plant Research Institute R&D Center," marking a significant step in technological innovation [4]. - The collaboration has led to substantial achievements, including the transformation of large-molecule Dendrobium polysaccharides into more effective Dendrobium oligosaccharides, which won a national award for commercial technological progress [4]. - As of October 31, 2025, the company has accumulated 223 patents, supporting its product innovation through a robust R&D system [4]. Group 3: Offline Store Model - Plant Doctor operates over 4,200 offline specialty stores, which serve not only as sales points but also as brand experience centers [5]. - The stores provide product trials and skincare services, enhancing user experience and customer loyalty, effectively creating a private traffic pool for the brand [6]. - The company has been recognized for three consecutive years by Euromonitor as a "global leading single-brand skincare specialty store," validating its business model [6]. Group 4: International Expansion and Future Outlook - Plant Doctor has expanded its business to multiple countries and regions, including Japan, Indonesia, Thailand, and Hong Kong, gradually building a global brand influence [6]. - The company is on the verge of a key IPO stage, and if successful, it will continue to innovate in ingredient development, product experience, and brand building, contributing to high-quality industry development [6].

江南时报讯12月29日，南京建邺区法院召开治理企业内部犯罪护航营商环境新闻发布会，向社会各界通 报建邺法院近年严惩企业内部人员犯罪的工作情况。旨在彰显法律权威、维护司法公正，梳理社会治理 薄弱环节，切实预防企业内部人员犯罪，推动社会诚信体系建设，为经济社会高质量发展提供有力司法 服务和保障。 建邺区作为南京市蓬勃发展的经济区域之一，集聚多个规模性产业园区，凭借良好的营商环境吸引了各 类企业入驻发展，既有知名金融机构、智能科技企业，也有极具发展潜力的中小微企业，经济发展势头 强劲。但与此同时，通过近年刑事审判工作发现，部分企业在人员管理、财务管理、安全生产等方面还 存在一些问题和不足，导致企业内部人员利用职务便利实施的经济犯罪案件时有发生。此类案件不仅给 企业造成重大损失，也暴露出经济高速发展过程中企业内控机制的缺失，必须引起高度警惕。 透过案件审理，企业管理制度层面存在诸多共性问题： 1、内控管理机制缺失。部分企业财务管理制度形同虚设，存在会计、出纳关键岗位未分离等情形，给 不法分子可乘之机，最终导致侵占、贪污等犯罪发生。2、法律意识淡薄。多数涉案企业未开展常态化 涉法内容培训，从企业管理层到普通员工，对职务 ...

Core Insights - Tmall is creating a grand ice and snow season event themed "Flying to Milan," showcasing the transformation of the Winter Olympics legacy into a consumer experience [1] - The Chinese ice and snow industry is projected to exceed 1 trillion yuan by 2025, indicating a shift towards mass consumption [2] - Tmall's role is evolving from a participant to a key influencer in defining consumer trends and meeting niche market demands [4] Group 1: Event Highlights - An immersive ice and snow show was held at the Chongli ski resort, featuring live orchestral performances and professional ski demonstrations [1] - The event included the launch of over 30 winter fashion and ski gear collections from 14 major brands, marking a significant promotional effort [1] - Olympic champions participated in the event, enhancing its appeal and credibility [1] Group 2: Economic Impact - Tmall's ice and snow season activities are revitalizing the local ice and snow economy, with a focus on creating a "Tmall Flying Airport" experience [2] - The event serves as a hub for winter sports enthusiasts, offering various interactive experiences and brand promotions [2] - The ice and snow industry is transitioning from event-driven growth to sustainable commercial opportunities, driven by brand innovation and consumer experience [4] Group 3: Future Trends - The Chinese ice and snow economy is on a path of transformation, moving from scale expansion to quality enhancement and from niche markets to mainstream fashion [5] - The 2025 China Ice and Snow Industry Development Report predicts the industry will grow to 1,005.3 billion yuan, more than tripling from 270 billion yuan in 2015 [4]