Core Viewpoint - The announcements from various Chinese banks, including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and others, emphasize their commitment to implementing consumer loan interest subsidies as part of the government's initiative to stimulate consumption and reduce credit costs for residents [1][2][5][6][8][10]. Group 1: Implementation of Subsidies - The banks will begin implementing interest subsidies for eligible personal consumer loans starting from September 1, 2025, in accordance with the directives outlined in the official notices [2][5][6][8]. - The subsidy program aims to lower the cost of consumer credit and enhance market vitality, thereby stimulating consumer spending [1][4][10]. Group 2: Communication and Safety Measures - Each bank will provide detailed procedures and guidelines for the subsidy process through their official channels, including websites and mobile applications [1][5][8][10]. - The banks have issued warnings against potential scams, stating that they will not charge any service fees for the subsidy process and will not delegate this task to third parties [2][6][10].

有记者问，大陆汽车品牌比亚迪有意通过台湾代理商从泰国进口后入台销售。民进党当局称，出于安全 及产业发展等考虑，将严格防堵"中国"品牌车以各种方式进入台湾市场，研议管制措施，预计年底前公 告。对此有何评论？ 朱凤莲说，包括新能源汽车在内的大陆产品，以创新技术和卓越性能受到全球消费者的欢迎。两岸在相 关领域加强合作对台湾民众和业界都是实实在在的好事。民进党当局出于一己私利，罔顾岛内民众对优 质产品的期盼和业界对加强两岸产业合作的呼声，打着所谓"安全"的幌子阻止广大台湾同胞购买和使用 大陆优质产品，竭力打压两岸经济交流合作。这种倒行逆施，损害两岸企业和消费者权益，破坏和恶化 台湾市场和营商环境。 来源：北京日报客户端 国务院台办13日上午举行例行新闻发布会，发言人朱凤莲回答记者提问。 转自：北京日报客户端 ...

Core Viewpoint - Geely Galaxy A7 has officially launched with seven models priced between 81,800 to 117,800 yuan, offering various consumer benefits including financial plans and trade-in incentives [1][3]. Group 1: Product Features - The Geely Galaxy A7 features the Thunder AI Hybrid 2.0 system, achieving a thermal efficiency of 47.26% and a fuel consumption of 2.67 liters per 100 kilometers when running on gasoline [3]. - The vehicle boasts a comprehensive range of over 2,100 kilometers and can be charged from 30% to 80% in just 18 minutes, addressing range anxiety for consumers [3]. - With a length of 4,918 mm and a wheelbase of 2,845 mm, the car offers a spacious interior of 4.2 square meters, with rear legroom of 950 mm and knee space of 132 mm, both leading in its class [5]. Group 2: Comfort and Design - The design includes a flat floor and 10-layer cotton candy SPA seats with 14-point massage functions, enhancing passenger comfort [5]. - The vehicle features 28 storage spaces and a trunk capacity of 535 liters, expandable to 988 liters, catering to diverse consumer needs [5]. Group 3: Technology and Safety - The Galaxy A7 is equipped with the Galaxy Flyme Auto intelligent cockpit, supporting voice control, navigation, and full-scene connectivity [6]. - It includes the Qianli Haohan H3 driver assistance system with 11 cameras, 3 millimeter-wave radars, and 12 ultrasonic radars, enabling advanced features like highway navigation and automatic parking [6].

Core Viewpoint - The National Computer Virus Emergency Response Center has detected 70 mobile applications that illegally collect and use personal information, violating laws such as the Cybersecurity Law and the Personal Information Protection Law [1][4]. Group 1: Violations in User Consent and Information Handling - 13 applications failed to clearly inform users about their privacy policies and the handling of personal information before processing it [1]. - 38 applications did not specify the purposes, methods, and scope of personal information collection in their privacy policies [1]. - 17 applications did not inform users about the recipients of their personal information and did not obtain separate consent [1]. - 7 applications began collecting personal information without obtaining user consent [2]. - 5 applications did not provide effective options for users to correct, delete personal information, or cancel their accounts [2]. - 7 applications failed to process complaints and reports within the promised timeframe [2]. - 28 applications did not provide a way for users to withdraw consent for personal information collection [2]. - 2 applications used automated decision-making for information push and marketing without providing options to refuse [2]. - 1 application processed sensitive personal information without obtaining separate consent [3]. - 12 applications did not establish specific rules for handling personal information of minors [3]. Group 2: Security and Compliance Issues - 31 applications did not implement adequate security measures such as encryption or de-identification [3]. - 2 applications had advertisements that could not be closed easily [3]. - 5 applications lacked a privacy policy altogether [3]. - 25 applications from a previous report were found to still have issues and have been removed from distribution platforms [4].

Core Points - The State Council held a press conference on August 13 to introduce two subsidy policies: personal consumption loan interest subsidies and service industry operating entity loan interest subsidies [1][3] - The policies aim to simplify the application process and remove complex requirements, ensuring broad accessibility for the public and business entities [3] Policy Details - The Ministry of Finance, represented by Vice Minister Liao Min, emphasized that the policies are designed to be user-friendly, with the loan processing institutions primarily responsible for interest subsidy calculations and applications [3] - For personal consumption loans, borrowers must authorize the processing institutions to access transaction information related to their loan accounts for subsidy calculation purposes [3]

转自：北京日报客户端 新质生产力是创新起主导作用，摆脱传统经济增长方式、生产力发展路径，具有高科技、高效能、高质 量特征，符合新发展理念的先进生产力质态。它将在以智能化技术为主要标志的第四次工业革命条件 下，不断地催生新产业、新模式、新动能，为中国经济塑造持续稳定发展的动力机制，为世界经济复苏 与稳定发展注入新的活力。加快发展新质生产力是推进高质量发展、实现中国式现代化的基本要求，也 是唱响中国经济"光明论"的底气所在。我们不仅要准确理解新质生产力的内涵，提出加快发展新质生产 力的具体、精准的措施，还需要在这一过程中对过去产业政策的实施方式进行改革，通过产业政策转型 防范在新一轮发展中可能出现的问题。 习近平总书记的话语发人深省："上项目，一说就是几样：人工智能、算力、新能源汽车，是不是全国 各省份都要往这些方向去发展产业？"这为我们在实践中发展新质生产力的方式方法敲响了警钟。根据 过往的经验，在中国政府动员性体制下，如果我们对发展新质生产力本身的理论认识存在不足或缺陷， 往往就会蛮干，导致做偏或做错，由此造成严重的失误和浪费。这是必须预防的首要问题。具体来看， 涉及以下错误认识，需要纠正： 四是认为发展新质 ...

Core Viewpoint - Beijing's market regulatory authorities have initiated a concentrated special governance campaign against illegal modifications of electric bicycles, resulting in significant enforcement actions to enhance vehicle safety and compliance with national standards [1][2]. Group 1: Regulatory Actions - Since late July, the market regulatory department has suspended, canceled, or revoked 216 electric bicycle certification certificates to prevent problematic models from being produced and sold nationwide [1][2]. - A total of 30 cases of illegal "five modifications and five sales" have been investigated, with fines totaling 156,300 yuan (approximately 23,500 USD) and 173 illegal vehicles confiscated [2]. - The authorities have conducted continuous monitoring of online sales platforms, leading to the removal of 357 links related to illegal sales of modification parts and tutorials [2]. Group 2: Safety Concerns - The illegal modification of electric bicycles poses serious risks to traffic and fire safety, as modified vehicles may have overloaded batteries and electrical systems, leading to potential accidents [2]. - The modifications can result in vehicles exceeding speed and weight limits, increasing the likelihood of loss of control while driving [2]. Group 3: Case Examples - Case 1: Beijing Mengyu Haoke Trading Co., Ltd. was fined 50,000 yuan for replacing batteries inconsistent with product certification and adding unauthorized components [3]. - Case 2: Beijing Hongshun Xinye Technology Co., Ltd. was fined 30,000 yuan for adding safety-impacting modifications to electric bicycles [4]. - Case 3: Beijing Haoyunfulai Electric Bicycle Sales Store was penalized for selling an electric bicycle that did not meet fire safety standards, resulting in fines and confiscation of illegal gains [5].

昨夜的星空，浪漫美好。北半球三大流星雨之一的英仙座流星雨在8月12日-13日达到极大值。北京日报 拍客在内蒙古锡林郭勒盟明安图拍摄到了英仙座流星划过中科院国家天文台行星际闪烁望远镜的美景。 一起转发流星雨，接住全年好运！ 0:00 / 0:22 更多热点速报、权威资讯、深度分析尽在北京日报App 来源：北京日报客户端 流程编辑：U022 如遇作品内容、版权等问题，请在相关文章刊发之日起30日内与本网联系。版权侵权联系电话：010-85202353 ...

日前，财政部、中国人民银行、金融监管总局印发《个人消费贷款财政贴息政策实施方案》。8月12 日、8月13日，多家银行发布公告，落实个人消费贷款财政贴息相关工作。 中国银行 中国银行关于落实个人消费贷款财政贴息工作的公告 为深入贯彻落实党中央、国务院决策部署，助力扩内需促消费，中国银行将全力落实并严格执行《关于 印发<个人消费贷款财政贴息政策实施方案>的通知》（财金[2025]80号），确保财政贴息的政策红利直 达广大消费者，为激发消费潜力贡献金融力量。 我行将遵循市场化、法治化原则，于2025年9月1日开始，针对符合政策条件的个人消费贷款开展财政贴 息工作。后续将通过中国银行官微、官网、营业网点等渠道公布办理流程等实施细则，敬请关注。 中国建设银行 中国农业银行关于个人消费贷款贴息工作的公告 为深入贯彻落实党中央、国务院决策部署，有效降低居民消费信贷成本，充分激发消费市场潜力，我行 积极响应并严格执行《关于印发<个人消费贷款财政贴息政策实施方案>的通知》（财金〔2025〕80 号）精神及相关要求，依法合规推进个人消费贷款贴息工作，确保将国家政策红利切实惠及广大金融消 费者。 我行将按照市场化、法治化原则，自2 ...

转自：北京日报客户端 为落实党中央、国务院决策部署，进一步支持提振和扩大消费，激发消费潜力，提升市场活力，降低居 民消费信贷成本，我行积极响应并严格执行《关于印发的通知》（财金〔2025〕80号），有序开展个人 消费贷款贴息相关工作。自2025年9月1日起，对符合上述通知要求的客户进行贴息。 我行办理个人消费贷款贴息不收取任何服务费用，没有委托官方渠道以外的任何机构、人员代为办理， 请广大客户谨防各种形式的诈骗，保障财产和信息安全。具体事宜将及时在我行官方网站、微信公众 号、网点等渠道发布，敬请留意。 中国农业银行 中国银行关于落实个人消费贷款财政贴息工作的公告 为深入贯彻落实党中央、国务院决策部署，助力扩内需促消费，中国银行将全力落实并严格执行《关于 印发的通知》（财金[2025]80号），确保财政贴息的政策红利直达广大消费者，为激发消费潜力贡献金 融力量。 我行将遵循市场化、法治化原则，于2025年9月1日开始，针对符合政策条件的个人消费贷款开展财政贴 息工作。后续将通过中国银行官微、官网、营业网点等渠道公布办理流程等实施细则，敬请关注。 中国建设银行 中国建设银行关于个人消费贷款财政贴息工作的公告 日前 ...