为筑牢"阵地+队伍"双防线，中国人民银行吴忠市分行同心营管部先后升级完善9个反假宣传站，新增2 个站点，配套验钞机、电子宣传终端、残损币兑换仪等设备，更新反假宣传资料9000余份，积极为群众 提供验钞服务，协助群众识假鉴假，农贸市场等假币高发区域的商户拒假、防假主动性显著提升。特邀 地方高校专家开展反假货币知识讲座，将金融机构、反假工作站、商户代表等人员纳入培训范围，围绕 新版人民币防伪特征、假币收缴流程、涉假纠纷处理技巧等内容开展实操教学，全面增强拦截假币的精 准性与实效性。 为确保反假货币工作常态化、精准化，中国人民银行吴忠市分行同心营管部结合县域实际持续深化"宣 传+防控+联动"机制，聚焦"宣教扩面、阵地筑基、队伍赋能、协同聚力"，打出反假货币专项整治"组合 拳"，有效推动反假货币工作从集中整治向常态化治理转变，全力筑牢辖区金融安全"防护网"，切实维 护人民群众财产安全和社会经济秩序稳定。 反假货币是一场需要全民参与的持久战。在推进县域群众反假认知从"被动听"向"主动防"转变过程中， 中国人民银行吴忠市分行同心营管部实行"集中造势+基层下沉"双轨推进方式，联合公安、市场监管等 部门举办反假货币宣传启动仪 ...

Core Viewpoint - The National Foreign Exchange Administration's Songyuan Branch is enhancing financial services for the real economy by promoting cross-border financial service platforms to address the financing difficulties faced by local agricultural import-export enterprises [1][2]. Group 1: Industry Context - Songyuan's foreign economic structure is relatively singular, with agricultural products accounting for approximately 90% of the region's total exports [2]. - Agricultural export enterprises often face significant short-term funding shortages during peak grain purchasing seasons due to bulk inventory pledges [2]. Group 2: Financing Solutions - Traditional financing models are characterized by lengthy processes and narrow channels, leading to inefficiencies that cause enterprises to miss market opportunities [2]. - The cross-border financial service platform has restructured the financing process, significantly speeding up credit approval and disbursement [3]. Group 3: Platform Benefits - A local agricultural export enterprise successfully obtained a credit limit of 18 million yuan through the cross-border financial service platform, which facilitated timely cash flow during critical purchasing periods [3]. - The platform allows enterprises to connect with multiple banks online, showcasing their cross-border credit information and enjoying more market-oriented and convenient financing services [4]. Group 4: Future Directions - The National Foreign Exchange Administration's Songyuan Branch plans to continue promoting the cross-border financial service platform, focusing on agricultural product exports to inject financial resources more precisely and efficiently into the real economy [4].

低自由流通股比例是印尼股市长期存在的核心问题。印尼基准股指雅加达综合指数的多数成份股，均为 被少数富豪控制、导致实际可交易股份极少，市场流动性严重不足。由于大量股票交易清淡，雅加达综 合指数的表现容易被少数高权重股操纵，无法真实反映市场整体走势。投资者认为，这类波动剧烈的股 票严重扭曲了指数表现，既掩盖了市场真实行情，又加剧了市场操纵风险。 明晟（MSCI）警告称，若印尼在5月之前仍未能在信息透明度方面取得足够进展，将重新评估印尼市场 的准入状况。这可能导致所有印尼在MSCI新兴市场指数中的权重被下调，甚至面临降级的风险。 对此，印尼证券交易所表示，印尼金融服务管理局、印尼证交所与印尼中央证券存管机构将继续与 MSCI展开磋商。为缓解市场担忧，印尼监管机构已计划将股票最低流通比例从当前的7.5%上调至10% —15%，长期目标定为25%，不过尚未设定具体时间表。相较之下，中国香港和印度的最低流通比例要 求为25%，泰国为15%。 另外，印尼金融监管机构还在筹备针对小型企业上市的更严格规则。但印尼证券交易所提醒，即便企业 扩大流通股份额，市场仍需更多流动性来承接新增股票供给。 当地时间28日，印度尼西亚基准股指 ...

Core Viewpoint - The semiconductor industry is experiencing significant price increases due to supply shortages and rising costs, with companies like Zhongwei Semiconductor and Guokewi announcing price hikes of 15%-50% and 40%-80% respectively for various products [1][8][9]. Group 1: Price Adjustments - Zhongwei Semiconductor has issued a price adjustment notice, increasing prices for MCU and Nor Flash products by 15%-50% due to industry-wide chip supply constraints and rising costs [1][3]. - Guokewi has announced price increases for its KGD products, with hikes of 40%, 60%, and 80% for different memory capacities starting January 2026 [8][10]. Group 2: Market Reactions - Following the price announcement, Zhongwei Semiconductor's stock reached a peak increase of 19.47%, closing at 54.61 yuan per share, while Guokewi's stock saw a slight decline of 0.76% [8][9]. Group 3: Industry Context - The semiconductor sector is facing a "supply-demand imbalance" and high costs from raw materials and manufacturing, prompting a new round of price adjustments across the industry [9][11]. - Major semiconductor companies, including Texas Instruments and ADI, have already initiated price increases, indicating a broader trend in the market [9][11]. Group 4: Company Performance - Zhongwei Semiconductor expects a revenue of approximately 1.122 billion yuan for 2025, a year-on-year increase of about 23.07%, and a net profit of around 284 million yuan, reflecting a growth of approximately 107.55% [9][10]. - In contrast, Guokewi anticipates a net loss of 180 million to 250 million yuan for 2025, attributed to increased R&D and operational costs, alongside a decrease in revenue [10]. Group 5: Factors Driving Price Increases - The price hikes are driven by a combination of rising costs across the supply chain, structural supply-demand imbalances, and increased demand for AI-related semiconductor products [11][12]. - Analysts note that the demand for AI computing is significantly impacting the semiconductor market, leading to a surge in prices for certain chip categories [11][12].

近年来，沭阳农商银行坚守支农支小战略，坚持走普惠金融路线，在跟紧政策步伐、贴近市场和客 户所需中求变求新，创新金融产品，让金融服务更有温度。 沭阳农商银行积极运用科技手段提升服务质效，面对金融市场的需求变化，积极推进产品创新与服 务升级，加快流程改造和产品迭代，积极携手县财政局创新具有财政贴息支持的"富民创业贷"、携手县 妇联创新具有降低利率支持的"妇女创业贷"、携手保险机构创新具有增信支持的"农保贷"等系列特色信 贷产品。针对经济下行花卉电商艰难经营的困境，该行主动获取电商数据、完善授信模型、创新推 出"电商贷"，将电商交易流水变为支持其创业经营的金融活水。同时，充分考虑信贷客户遭遇的困难和 压力，提前做好到期贷款摸底，做好"一户一策"，对暂时出现困难的包括花木产业在内的小微客群全面 提供"纾困贷"专属产品，坚决做到不抽贷、不断贷、不压贷。 精准对接民营小微企业、个体工商户及乡村振兴主体，通过差异化利率政策，切实降低经营主体的 融资成本。将经营发展与践行社会责任相结合。今年以来，该行深入开展"千企万户大走访"专项活动， 打破"等客上门"传统模式，按事业部对辖区进行分片，明确走访对接任务和时间进度，以"全覆盖 ...

前段时间，G5515张南高速湖南张家界至湘西州段正式通车，标志着张南高速全线贯通，湘鄂渝川 四省市串联，武陵山片区交通格局被重塑。农业银行桑植县支行为这条起始于张家界桑植县、串联张南 高速与龙吉高速的交通干线投放信贷支持资金5.5亿元。该项目建成后将桑植县至龙山县的车程从2.5小 时缩短至40分钟，湘鄂渝交界地区"一小时交通圈"有望尽快建成，拥有丰富红色文化与生态资源的桑植 县加速融入张家界旅游经济圈，为沿线发展注入新动力。 责任编辑：杨喜亭 与此同时，毗邻天子山核心景区的白石溪凭借"武陵源后花园"的美誉，正成为张家界旅游体系的重 要补充。当地旅游公司采用"公司+村集体"合作方式打造的旅游品牌，备受游客青睐。项目建设中期， 面对无担保融资难的问题，农业银行桑植县支行为其提供了200万元"潇湘财银贷"支持，以"财银合作 +风险共担"模式助力景区完成基础设施升级，包括修建安全步道、完善游客服务中心并开发了溪边露 营、悬崖鸟巢、苗族文化演绎、土家族摆手舞等特色项目，让游客在领略核心景区壮美之余，还能享受 别样的山水、文化体验。据统计，该景区自2025年开业以来已接待游客5.7万人次，日均接待量约1300 人，单日最 ...

邮储银行怀化分行持续深化普惠金融服务内涵，聚焦大宗商品价格波动下企业"备货难、融资紧"等 新问题，灵活运用"线上审批+担保增信"双渠道赋能，精准扩大授信覆盖面，帮助企业打破资金束缚、 把握市场节奏，真正实现"敢囤货、降成本、增利润"，为区域特色产业稳健发展注入金融动能。 责任编辑：杨喜亭 本报讯 通讯员张舒婕报道 "前段时间真是眼看着锰矿价格一天一个样地往上涨，心里着急啊。想多 备点原料降低成本，但手里资金又不够，200万元的贷款额度捉襟见肘，根本不敢囤货，利润空间越来 越薄。"湖南溆浦江龙锰业有限责任公司负责人回想这段往事时眉头紧锁。原材料市场价格持续走高， 企业因资金限制无法开展原材料储备，生产经营陷入被动。 邮储银行怀化分行在定期摸排企业融资需求时，敏锐捕捉到该企业正面临"原料压款、资金吃紧"的 现实困境。尽管企业原有线上信用额度已达200万元，但仍难以应对锰矿价格快速上涨带来的资金压 力。该行迅速响应，结合企业实际经营状况与发展需求，主动协助其对接合作担保公司，通过"信用 +担保"多重风险分担模式，成功将授信额度提升至326万元。 额度提升后，企业迅速组织原料采购，及时在价格相对低位完成了锰矿储备，有 ...

《全民阅读促进条例》将于今年2月1日起施行。同时，在近日公布的第二批山东省公共文化服务高质量发展 典型案例名单中，枣庄市"乡村阅读行：让书香流进乡间·订单直达基层"案例成功入选。 近年来，枣庄市聚焦全民阅读，积极深化"文化润民心・服务惠民生"品牌建设，将全民阅读融入现代生活， 实现精准文化服务，共建书香社会，让群众可感可及，人人享有优质文化资源。其中，冯卯书香小院、东郭镇小 党山村综合文化中心等公共文化空间成功入选"山东省最美乡村书房"和"山东省最美公共文化空间"。 "阅读是人们成长进步的重要阶梯，让更多好书走近读者，让更多读者遇见好书，使人开卷时有所希冀，闭卷 时有所获益，这也正是书香最美模样。"山东当康文化传播有限公司仓库房主管苗田田说。 随着信贷资金迅速注入到位，不仅及时化解公司运营资金压力，更有效扩大其上下游100余家文化产业企业的 合作，同时，带动相关就业岗位200余个，形成"帮扶一个企业、带动一片产业、活跃一方经济"的良性循环。 走进山东当康文化传播有限公司，一排排整齐的书架跃入眼帘，书架上一本本书籍有序地排列，工作人员伴 随浓浓书香在书架间整理图书，并不时与前来购书者介绍相关书籍；仓储一侧图书分 ...

Core Viewpoint - The People's Bank of China Beijing Branch and the State Administration of Foreign Exchange Beijing Branch reported on the implementation of monetary policy and financial support for the capital's economic development, highlighting the effectiveness of their measures in promoting high-quality growth in Beijing's economy [1] Financial Growth and Credit Structure - In 2025, Beijing's financial total grew reasonably, with a social financing scale increase of 1,898.43 billion yuan and a year-end RMB loan balance of 12.09 trillion yuan, reflecting a 4.9% year-on-year growth [2] - Corporate loans increased by 5.8% year-on-year, with an addition of 505.82 billion yuan, while household loans grew by 4.0% [2] - The financial support for key sectors and weak links was precise and effective, with significant growth in loans for scientific research and technology services, information transmission, and business services [2] Monetary Policy Tools - Structural monetary policy tools played a crucial role, with over 800 billion yuan injected into Beijing's financial system in 2025, including a reserve requirement ratio cut releasing nearly 50 billion yuan [3] - The average interest rate for newly issued general loans was 2.88%, down 25 basis points year-on-year, while the corporate loan rate was 2.34%, down 31 basis points [3] Special Policy Funds - The Beijing Branch of the People's Bank of China launched a series of special policy funds totaling 66.7 billion yuan to support key areas of the capital's economy [4] - Over 280 billion yuan was allocated to support agriculture, small enterprises, and private sectors, with a significant increase in loans in these areas [4] Financial Services Adaptability - Financial institutions were guided to enhance the adaptability of financial services and products, with innovations such as "equity pledge loans" and "R&D loans" introduced [5] - By the end of 2025, enterprises in Beijing issued technology innovation bonds totaling 361.2 billion yuan, ranking among the top in the country [5] Green Finance Initiatives - The State Administration of Foreign Exchange introduced a pilot program for green foreign debt, allowing non-financial enterprises to access increased cross-border financing limits [8] - The risk conversion factor for green foreign debt was reduced from 1 to 0.5, significantly lowering the capital requirement for enterprises [9] - The pilot program aims to support projects that meet green or low-carbon transformation criteria, with initial successful registrations for green foreign debt exceeding 60 million yuan [9]

2026年1月1日，《区域全面经济伙伴关系协定》（RCEP）迎来生效实施四周年。四年来，随着政策红 利持续释放，中国企业面向RCEP区域的贸易往来更加活跃，产业链供应链国际合作更加紧密。数据显 示，2025年，全国贸促系统RCEP原产地证书签证金额共计96.22亿美元，同比增长19.37%；签证份数共 计33.85万份，增长23.93%，均呈现两位数的高增长态势。 据新华社讯 记者1月28日从中国贸促会例行新闻发布会上获悉，2025年，全国贸促系统累计签发原产地 证书、ATA单证册、商事证明书等各类证书841.3万份，同比增长18.94%。其中，优惠原产地证书签证 金额共计1032.81亿美元，签证份数318.82万份，同比分别增长34.28%和41.81%。 ...