9月3日，COMEX黄金（纽约黄金期货）最高突破3640美元/盎司关口，伦敦金现（现货黄金）距离3580 美元/盎司仅一步之遥，双双创下历史新高。截至当日收盘，国际金价已实现七连涨，年内涨幅超 30%，成为2025年以来表现最好的资产之一。 9月3日晚，西部黄金发布股票交易风险提示公告，自8月29日起，公司股价累计涨幅达39.01%，同期上 证指数涨幅为-0.78%，公司股价短期波动幅度较大，敬请广大投资者注意二级市场交易风险，理性决 策，审慎投资。 此前，西部黄金披露2025年半年报，上半年，西部黄金实现50.30亿元营业收入，同比增长69.01%；实 现归母净利润1.54亿元，同比大增131.94%。对于业绩增长原因，西部黄金在半年报中表示，公司黄金 产品销售价格及销量同比增加，以及自有矿山黄金销量增加，共同推动营收与利润规模扩大。 事实上，不止是西部黄金，《金融时报》记者根据申万行业统计，A股10家上市金企2025年上半年均实 现营业收入和归母净利润双增长。其中，招金黄金业绩增幅最大，上半年实现营业收入1.96亿元、归母 净利润4469.46万元，同比增幅分别达98.27%、181.36%。 自4月底以 ...

管理产品数量方面，华夏基金最多，上半年在管813只；其后是广发基金、南方基金，数量分别为770 只、751只；还有易方达基金、富国基金上半年管理产品数量均超过700只。 聚焦公募基金股票持仓，上半年宁德时代（300750）、贵州茅台（600519）、招商银行（600036）为基 金持有总市值的前三名，持仓市值分别为1492.22亿元、1295.83亿元、803.66亿元。此外还有中国平安 （601318）、紫金矿业（601899）、美的集团（000333）上半年被基金持仓超600亿元。 随着公募基金管理人半年报的披露，公募基金上半年数据正式出炉。 截至2025年8月31日，共162家公募基金管理人披露了2025年中期报告，天相投顾数据显示，本期公募基 金合计盈利6361.72亿元。从基金类型来看，股票基金、混合基金整体利润均接近1700亿元，与去年同 期相比扭亏为盈；债券基金利润超900亿元，同比下降超50%；货币市场基金整体利润超900亿元，同比 下降超20%。 在162家公募基金管理人中，上半年共有155家基金管理人利润为正。其中，易方达基金以584.01亿元位 居榜首；排名第二的是华夏基金，上半年总利润 ...

Core Viewpoint - The article emphasizes the role of digital finance in supporting the new industrialization process in China, highlighting its potential to address financing challenges faced by manufacturing enterprises through technological integration and policy support [1]. Group 1: Technological Empowerment Pathways - A "three-stage relay" financial support scheme is proposed to address key technology challenges, including "R&D loans + intellectual property securitization" during the R&D phase, and the establishment of a national digital platform for technology transfer during the commercialization phase [2]. - The use of blockchain technology is suggested to record equipment operation data, dynamically adjust insurance premiums, and provide comprehensive services for companies aiming for IPOs [2]. Group 2: Industrial Chain Empowerment Pathways - A multi-credit financial model is recommended, focusing on data credit, physical credit, and transaction credit to enhance the resilience of industrial chains [3]. - The establishment of a distributed ledger system for accounts payable is proposed to ensure traceability and reduce financing friction through electronic invoices [3]. Group 3: Regional Empowerment Pathways - A gradient financial adaptation strategy is suggested to address regional industrial development imbalances, including innovative financial support for capacity transfer and customized syndicate services for advanced manufacturing clusters [4]. - The creation of a cross-border industrial financial digital platform is recommended to facilitate cross-border trade financing and reduce currency exchange losses for export-oriented enterprises [4].

近日，记者从阿里资产司法拍卖平台获悉，民生人寿保险股份有限公司(以下简称"民生人寿")705万股股份拟于9月25日公开拍卖，起拍价为1277.95万元， 每股约1.8元。民生人寿上述股权的评估价为1825.64万元，起拍价相当于评估价的70%。 资料显示，此次被拍卖的705万股份占民生人寿总股本的0.12%，由湖南前进投资有限公司(以下简称"湖南前进")持有，目前处于冻结状态。因未履行偿付 4071.64万元及利息的义务，湖南前进与其他企业持有的民生人寿股份被深圳市福田区人民法院依法强制执行，此次拍卖所得款项将用于清偿债务。 这并非该笔股权首次被拍卖。2021年4月，湖南前进就计划将全部所持705万股民生人寿股份进行拍卖，评估价为1513.64万元，起拍价为1059.55万元，但 最终因无人出价而流拍。 此前的6月16日，北京金融法院在阿里司法拍卖平台发布的公告显示，深圳市钜盛华股份有限公司宣布于7月21日公开拍卖其持有的前海财险20%股权。截 至记者发稿前，该笔股权交易尚未完成。 对此，有业内人士表示，中小险企股权交易之所以遇冷，主要源于行业竞争加剧与盈利前景承压。此外，部分公司治理结构存在缺陷，股东关联交 ...

Core Viewpoint - The "New National Ten Articles" released by the State Council aims to strengthen regulation, prevent risks, and promote high-quality development in the insurance industry over the next 5 to 10 years, marking a significant policy direction for the sector [1] Industry Performance - As of the end of Q2 2025, the insurance industry's asset scale reached 39.22 trillion yuan, with a year-on-year growth of 9.2% [2] - The total insurance premium income amounted to 3.74 trillion yuan, reflecting a 5.3% increase compared to the same period in 2024 [2] - Insurance companies' claims and payouts reached 1.3 trillion yuan, showing a notable growth of 9% year-on-year, outpacing premium growth [2] Social Welfare Services - The insurance sector has enhanced its role in social welfare, particularly in disaster relief, with 20.5 billion yuan paid out during extreme weather events in 2025 [3] - The urban catastrophe insurance program has provided risk protection for 64.39 million households, amounting to 22.36 trillion yuan in coverage [3] - Technological advancements have improved risk reduction services, with significant outreach for disaster warnings to millions of clients [3] Health Insurance Development - The urban commercial medical insurance, known as "惠民保," has seen significant growth, with 615.9 million participants in Shenzhen and over 22 billion yuan in claims paid [4] - The commercial health insurance sector has also expanded, with claims reaching 405.2 billion yuan in 2024 and long-term health insurance reserves exceeding 2.5 trillion yuan [4][5] Support for the Real Economy - The insurance industry is aligning with national strategies by enhancing risk protection in technology innovation and green development [6][7] - Insurance services for technology activities provided coverage of nearly 24 trillion yuan in the first half of 2025 [6] - Green insurance products have seen a 23.9% increase in risk coverage, with over 126.35 trillion yuan provided [7] Investment in Strategic Areas - Insurance companies are increasing investments in strategic sectors, with China Life establishing a fund focused on high-demand industries like AI and advanced manufacturing [8] - New China Life's investment in national strategic areas surpassed 1.21 trillion yuan, reflecting a 54% year-on-year increase [8] Industry Reform and Transformation - The insurance sector is undergoing significant reforms in pricing mechanisms and product structures to enhance quality and efficiency [10][11] - The introduction of floating yield insurance products has led to a 33% share of new life insurance products in the first half of 2025 [11] - The insurance intermediary market is also experiencing a contraction, with a 11.7% decrease in the number of professional intermediary institutions in Jilin province [11] Future Outlook - The insurance industry is expected to continue leveraging its long-term advantages to contribute to the construction of a financial strong nation and support modernization efforts in China [12]

Core Insights - The total number of employees in the six major banks reached 1.826 million as of June 30, 2023, reflecting a trend towards increasing technology talent and a reduction in traditional roles [1][2] - Agricultural Bank of China has the largest workforce among the six banks, with 445,100 employees, while Postal Savings Bank has the smallest with 193,800 employees [1][2] - The number of technology personnel in the six major banks has surpassed 100,000 for the first time, indicating a growing emphasis on digital talent [2] Employee Structure - Agricultural Bank of China employs 445,100 individuals, including 836 in overseas branches and 7,145 in subsidiaries and village banks, making it the largest employer among A-share listed banks [1] - Industrial and Commercial Bank of China has 408,400 employees, with 10,554 in domestic subsidiaries and 15,537 in overseas institutions [1] - China Bank and Construction Bank both have over 300,000 employees, with China Bank at 310,500 and Construction Bank at 373,100 [1] Trends in Recruitment and Talent Management - The demand for technology talents such as artificial intelligence and big data analysts is rapidly increasing, with banks competing for these skills [2] - Several major banks are focusing on enhancing grassroots employee training and directing compensation resources towards these employees as part of their human resource management strategy [2][3] - Agricultural Bank of China emphasizes the importance of nurturing young talents in rural areas to support rural revitalization efforts [3]

近日，社保基金又迎来了利好政策！ 《通知》主要内容如下： 一是对承接主体在运用划转的国有股权和现金收益投资过程中，贷款服务取得的全部利息及利息性质的收入和金融商品转让收入，免征增值税。 二是将转让划转的国有股权及现金收益投资取得的收入，作为企业所得税不征税收入。 三是承接主体转让划转的非上市公司国有股权，免征承接主体应缴纳的印花税。 四是对承接主体转让划转的上市公司国有股权，以及运用现金收益买卖证券应缴纳的证券交易印花税，实行先征后返。 为支持划转充实社保基金国有股权及现金收益运作管理，财政部、税务总局发布《关于划转充实社保基金国有股权及现金收益运作管理税收政策的通知》 （以下简称《通知》）明确了四项税收优惠政策。 专家表示，这些措施将显著提高投资回报率，增强承接主体的投资动力。同时，税收优惠降低了试错成本，鼓励承接主体从传统低风险资产（如国债）转 向多元化配置，例如增加权益类资产、REITs或跨境投资，从而在风险可控前提下提升收益弹性，真正实现社保基金保值增值。 我们先来了解一下几个基本概念 这里提到的"承接主体"，指的是负责国有股权及现金收益运作管理的主体，包括：全国社会保障基金理事会以及由各省、自治区、 ...

中国人民抗日战争暨世界反法西斯战争，是正义和邪恶、光明和黑暗、进步和反动的大决战。中国 人民以巨大的民族牺牲支撑起了世界反法西斯战争的东方主战场，为赢得世界反法西斯战争胜利作出了 历史性贡献。 至今，我国先后公布四批国家级抗战纪念设施、遗址294处和著名抗日英烈、英雄群体1128名。"十 四五"期间，我国15个抗战纪念馆新建改扩建、68个抗战纪念馆展陈提升，抗战纪念馆体系基本形成。 全国年均举办抗战主题展览500余个，逾6000万人次走进抗战遗址和纪念场馆。 我们谨就抗战主要历史事件和抗战根据地银行，梳理出重大事件与红色金融旧址，与读者一道"走 遍大好河山，探访抗战旧址"，重温伟大抗战精神。 九一八事变 淞沪抗战 一·二八淞沪抗战：1932年1月28日夜，日军突然向驻守上海闸北的第十九路军下辖部队发起进攻， 双方激烈交战，淞沪抗战爆发。持续36天的淞沪抗战，中国军民同仇敌忾，给予侵华日军自九一八事变 以来最沉重的打击。一·二八淞沪抗战是十四年抗战中，中国军队第一次与日军的全面对抗和较量。 八一三淞沪会战：1937年8月13日，日军大举进攻上海，八一三淞沪会战爆发。淞沪会战是中国全 民族抗战爆发后的首场大型会战 ...

中国信达坚守金融资产管理公司职责定位，持续巩固不良资产主业优势，业务规模稳步提升，资产 质量整体稳定，在复杂多变的市场环境中保持较好的发展韧性和成长性。 业务结构持续优化。不良资产经营主业优势持续巩固，市场竞争力不断强化。数据显示，截至2025 年6月末，不良资产经营业务总资产9382.29亿元，较上年末增长2.51%；收入总额184.91亿元，同比增 长0.30%。推动有效投放，紧抓资产周转，母公司新增投放、现金回收较上年同期实现"双增长"，新增 投放创近5年最好水平。 转型发展加快推进。上半年，新增投放其他不良资产业务304.15亿元，同比增长88.19%。其中，能 源及基础产业结构调整、不动产风险化解、新质生产力转型升级、央地国企改革提升领域不良资产新增 投放占比分别为32.7%、17.8%、21.5%、27.8%，新增投放配置均衡合理。 发挥功能作用 风险化解有力有效 中国信达充分发挥金融资产管理公司金融救助和逆周期调节功能，持续提升风险化解和纾困能力， 深度参与重点领域风险化解，为维护经济金融稳定贡献力量。 资产管理股份有限公司（以下简称"中国信达"）日前发布2025年中期业绩报告。数据显示，截至 ...

近年来，中国东方资产管理股份有限公司（以下简称"中国东方"）聚焦制造业高质量发展需求，持 续加大金融支持力度，致力成为制造业金融风险的"化解者"、产业转型升级的"助推者"以及企业健康发 展的"护航者"。 近5年来，中国东方累计新增投放制造业项目122个，投资金额超450亿元，积极支持制造强国建 设。 聚焦痛点堵点 护航企业健康发展 中国东方聚焦制造业企业核心诉求，灵活运用不良资产收购、市场化债转股等业务模式，提供从初 创成长期到稳定成熟期的全周期金融服务，满足制造业企业不同发展阶段需求，实现金融资源精准滴 灌，护航制造业企业健康发展。 支持增洲系公司破产重整，助力船舶产业发展。增洲重工是浙江省舟山市老牌造船企业，受造船业 周期性低迷、关联企业"互保"风险爆发等影响，增洲系公司陷入资不抵债的困境。中国东方在综合研判 基础上，灵活设计"定制组包+主动收购+分别重整+产业赋能+分类处置"一揽子方案。重整完成后，增 洲系公司原超过18亿元债务问题得到妥善解决，新引入的产业投资人将36艘新造船订单在增洲厂区释放 产能，实现存量低效资产的盘活新生。 推进磷化工龙头破产和解，帮扶困境企业重生。某公司是我国精细磷化工上市公司 ...