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去延边抢“迎客红包”
Jin Rong Shi Bao· 2025-09-05 05:01
在开展多次调研的基础上,中国人民银行延边州分行充分发挥智囊作用,建议采用红包方式向入延人员发放 交通补贴。除了向当地政府提交"入延有礼 迎客红包"的意见清单外,该行向当地政府部门提出了"线上+线下", 即云闪付APP线上补贴+银行线下补贴双轨运行的模式。为提高工作时效,该行在一个工作日完成延边州商务局开 立"迎客红包"专用存款账户的工作,并协调由工行延边州分行作为主办单位负责全州线下迎客红包发放工作。 出于提升飞行安全和效率并改建新机场的需要,延吉朝阳川国际机场于2025年8月20日-11月20日临时关闭。 事实上,夏秋两季是延边州的旅游旺季,且较多游客、特别是国际旅客都是乘坐飞机前往延边州游玩的。基于 此,延边州政府同步启动《延吉机场临时关闭期间"引客入延"工作方案》,计划投入约2500万元发放各类红包及 消费券,同时,优化交通接驳,以保障旅游市场平稳运行,游客便捷入延。 中国人民银行延边朝鲜族自治州分行(以下简称"中国人民银行延边州分行")从支付及现金服务延边州经济 社会高质量发展出发,在推进快速支付系统互联互通,不断完善多层次、多元化支付服务体系上重点发力,创新 实践"线上+线下"迎客红包支付工作方案。 ...
用金融温度温暖老年人
Jin Rong Shi Bao· 2025-09-05 05:01
主动谋划,推广高效率支付服务。中国人民银行白银市分行指导金融机构在老年客户进入网点、休息区等 候、办理业务、离开网点的整个过程中,安排专人全程陪同,提供咨询、协助、帮扶,提醒老人注意排队叫号情 况、指导客户核对业务细项、签名确认等。同时,以老年人返柜率作为员工考核参考依据,持续提升老年人金融 服务满意度。各银行网点在业务办理高峰时段及时启动弹性窗口,进一步缩短老年客户等候时间。 靠前布局,完善"无障碍"设施建设。针对年龄较大、行动不便等老年客户群体,中国人民银行白银市分行指 导各金融机构在风险可控的前提下,延伸服务触角,灵活采取上门服务等方式,将银行服务"送"到家中,切实满 足老年客户群体的金融服务需求。据统计,白银市金融机构通过上门服务方式为特殊老年人群体办理业务上百 次。同时,在网点门口醒目位置张贴爱心援助电话,保证援助电话在拨通3声内有人接听,对老年人异常情况能够 及时响应、妥善处置。对常来银行网点办理业务的老年客户,在网点备案老年客户家人联络卡,以便及时联系家 人,提升服务纵深度。 科技赋能,提升智能化创新服务。在中国人民银行白银市分行引导下,辖内269家银行网点已完成适老化改 造。网点自助机具在识别 ...
一封饱含深情的感谢信
Jin Rong Shi Bao· 2025-09-05 05:01
看着肖同学从腼腆的小姑娘成长为自信的大学生,农行人从中体会到公益最大的意义。该行负责人 表示,"未来,我们将继续关注贫困学子的成长,探索更多元化的帮扶模式,为乡村振兴贡献更多元的 农行力量。" 责任编辑:杨喜亭 三年前,农行客户经理在一次下乡走访中发现了这个特殊的家庭。父亲早年患病丧失劳动能力,母 亲独自扛起家庭的重担,家庭情况较为困难。近年来,在当地政府的扶持下,肖同学一家的生活情况得 到了很大的改善,但对于立志考取大学的她来说,始终要面临学费和生活费所带来的巨大压力。"不能 让贫困折断梦想的翅膀。"该行党委当即决定,由团委牵头成立专项帮扶小组,在短短一周内,全行员 工自发捐款1万余元,并制定了"经济资助+心灵关怀"的长期帮扶计划。 三年来,农行会同支行不仅定期为肖同学提供助学金,在经济上给予支持,还安排专人对接,关心 她的学习和生活情况,鼓励她坚定信念、勇敢追梦。每逢节假日,该行党委还会委派支行团委带上学习 用品和生活物资去看望她,了解她的学习进展和心理状态,在精神上给予鼓励,帮助肖同学树立积极向 上的人生观。"他们不仅给了我物质支持,更给了我精神力量。"肖同学手捧着中南大学的录取通知书动 情地说。今年高 ...
终于敲定!美日贸易协议正式实施
Jin Rong Shi Bao· 2025-09-05 04:28
Group 1 - The US and Japan have officially implemented a trade agreement after reaching consensus on specific terms, including Japan's commitment to invest $550 billion in the US [1][2] - The agreement includes a 15% baseline tariff on nearly all Japanese imports to the US, with specific treatments for sectors like automotive, aerospace, and agriculture [1][2] - Japan will increase its procurement of US agricultural products, including a 75% increase in US rice purchases, totaling $8 billion annually [1][2] Group 2 - The trade agreement alleviates uncertainties for Japanese automotive companies regarding tariffs, which have been a sensitive topic during negotiations [2] - The US government will select the projects for the $550 billion investment from Japan, which is expected to create hundreds of thousands of jobs and boost domestic manufacturing [2] - The judicial legitimacy of the Trump administration's tariff policies is under scrutiny, with a recent court ruling stating that the president exceeded his authority in imposing broad tariffs [3]
不是冒险,而是懂企业更懂产业 解码深圳如何为“不确定”的科技创新定价
Jin Rong Shi Bao· 2025-09-05 03:53
春分时节的冀中平原,晨雾还未散尽,河北省涿州市刁窝镇潘各庄村的麦田里已响起嗡鸣声,村民杨某 操控的银灰色农业无人机腾空而起,机翼下的雾化喷头均匀洒出农药,机身掠过之处,麦浪泛起细密 的"药雾涟漪"。 "一个小时能喷150亩地,抵得上20个工人忙一整天,用药量还比人工少30%,既省成本又环保。"杨某 的手指在遥控器上灵活操作,目光追随着无人机的飞行轨迹,语气里满是对这台"新农具"的认可。对他 而言,这不仅是无人机,更是他年初刚添的"新伙计"。"购买无人机的钱是从农行深圳市分行贷的,不 需要抵押,只需要在手机上操作,钱就到账了。"杨某说。 杨某的无人机在麦田上划出的,不只是一道农药轨迹,更是一条清晰的资金航线。它的起点远在千里之 外的深圳。支撑杨某更新设备的"飞手贷",是农行深圳市分行为无人机科技企业定制的专属个贷产品, 于2024年11月上线。上线至今,农行深圳市分行的"飞手贷"已惠及农户超过1.3万户,涉及河南、山 东、河北等全国主要农业省份,累计投放贷款超7亿元,助力"科技下乡",有力支持农业农村领域低空 经济的应用和推广。 从河北农田里的一台无人机,到一条惠及万家的金融产品线。"飞手贷"勾勒出的,正是中国 ...
上半年逾九成基金管理人利润为正 发行市场持续升温
Jin Rong Shi Bao· 2025-09-05 03:49
Core Insights - The public fund industry reported a total profit of 636.17 billion yuan for the first half of 2025, indicating a significant recovery compared to the previous year [1][2] - The growth in public fund scale has accelerated, with expectations for increased market activity due to upcoming fund issuances [1][3] Fund Performance - Out of 162 public fund managers, 155 reported positive profits, with E Fund leading at 58.40 billion yuan, followed by Huaxia Fund at 57.27 billion yuan [2] - Equity and mixed funds generated profits close to 170 billion yuan each, recovering from losses in the previous year, while bond funds saw profits exceeding 90 billion yuan, down over 50% year-on-year [1][2] Fund Management and Holdings - Huaxia Fund managed the highest number of products at 813, followed by GF Fund and Southern Fund with 770 and 751 products respectively [2] - The top three stocks held by public funds in terms of market value were Ningde Times, Kweichow Moutai, and China Merchants Bank, with holdings valued at 149.22 billion yuan, 129.58 billion yuan, and 80.37 billion yuan respectively [2] Industry Trends - The public fund management scale reached 34.39 trillion yuan by the end of June and surpassed 35 trillion yuan by the end of July, reflecting a warming market [3] - The issuance of active equity funds has significantly increased, with a total issuance of 85.96 billion yuan in 2025, up nearly 60% from the previous year [3][4]
透视4000家首店背后的“流量密码”
Jin Rong Shi Bao· 2025-09-05 03:45
Group 1 - Chengdu has become a hub for new flagship stores, with over 4,000 first stores, ranking third in China after Beijing and Shanghai [1] - In the first half of the year, Chengdu welcomed 395 new flagship stores and hosted over 180 high-profile launch events [1][2] - The Jinjiang District, as the core area of Chengdu's international consumption center, houses more than 600 first stores and nearly 2,000 international brands, accounting for over 30% of the city's launch resources [1] Group 2 - The local government has established a professional investment promotion team to attract businesses, reducing approval times from 7-10 days to 2-3 days [2] - A "Gold Service Specialist" system has been introduced to provide one-on-one support for businesses, covering all aspects from site selection to operational coordination [2] - The government has implemented various supportive policies to stimulate consumption through innovation, service upgrades, and scene creation [2][3] Group 3 - The Jinjiang District government launched the "High-Quality Development Leading Plan for First Launch Economy (Spring Action)" in early 2025, establishing a first-launch economic promotion alliance [3] - The Spring Street business district hosts a new flagship store or exhibition every two days on average, contributing to a 6.8% year-on-year increase in consumption, leading the nation [3] Group 4 - Future efforts will focus on attracting and nurturing businesses, improving the business environment for the first-launch economy, and launching the first national first-launch information index [4] - Plans include brand selection and incubation to promote sustainable and healthy development of the first-launch economy, contributing to Chengdu's status as an international consumption center [4]
年销量破2亿元!穿越千年的文物竟成“带货顶流”?
Jin Rong Shi Bao· 2025-09-05 03:31
近日,《金融时报》记者跟随"活力中国调研行"采访团走进三星堆博物馆,开启了一场穿越千年的文明 对话。刚一踏入展厅,记者便被那些神秘诡谲的青铜面具、通天彻地的青铜神树、庄严肃穆的立人像所 震撼——它们静静矗立在展柜中,仿佛仍在低语着一个遥远而辉煌的古蜀王国。 更让人惊喜的是,当记者随着人流步入三星堆博物馆文创商店时,发现刚才在展厅里令人肃然起敬的文 物,已经"走"下展台,"变身"为各式各样充满创意与生活气息的文创产品。冰箱贴、盲盒、徽章、毛绒 玩具……琳琅满目,既保留文物神韵,又贴近现代审美,吸引不少游客驻足挑选。 "这是我逛过产品最全面的一家文创店。"正在购物的游客李杰(化名)告诉记者,他入手了几款青铜面 具主题的文创,"一个是黄金面具,一个是纵目面具,还有一个神树造型的抽签冰箱贴,做得特别精 致,很有纪念意义。" 实际上,三星堆的文创起步是比较晚的,2019年才开始从传统旅游商品向文创产业转型,那时年销售额 只有几百万元。而到去年,年销售总额已经突破两亿元。"虽然起步晚,但三星堆文创一直秉持开放合 作的态度,引入国内一流设计师和供应商企业参与文创产品的开发制作,并按照管委会牵头、博物馆授 权审核和公司销售管 ...
中国保险行业协会发布首台(套)首批次 综合保险示范条款及配套的承保理赔服务指引
Jin Rong Shi Bao· 2025-09-05 03:18
Core Viewpoint - The release of the first comprehensive insurance demonstration clauses for major technical equipment and new materials by the China Insurance Industry Association is a significant step towards enhancing the insurance policy framework to support the national strategy for manufacturing strength [1][2]. Group 1: Insurance Demonstration Clauses - The first comprehensive insurance demonstration clauses for major technical equipment include five main insurance clauses: liability insurance, quality assurance insurance, installation testing liability insurance, domestic transportation insurance, and quality assurance insurance [1]. - The first batch of demonstration clauses for new materials includes three main insurance clauses: liability insurance, quality assurance insurance, and domestic transportation insurance [1]. - The accompanying service guidelines include trial versions for underwriting and claims services, allowing production enterprises to negotiate insurance types and rates based on risk characteristics such as technology maturity and historical claims levels [1][2]. Group 2: Impact on the Insurance Industry - The release of these demonstration clauses and service guidelines reflects the insurance industry's commitment to supporting the technological advancement of the country by addressing the risk protection needs of production enterprises during the promotion and application of major technical equipment and new materials [2]. - The revision expands the insurance coverage and enhances the level of protection, addressing risks during three stages for major technical equipment and two stages for new materials, including transportation and acceptance delivery [2]. - The service guidelines establish clear self-regulatory requirements for all business processes related to the first batch of insurance services, which is crucial for standardizing operations and improving service quality [2].
不是冒险,而是懂企业更懂产业
Jin Rong Shi Bao· 2025-09-05 03:09
春分时节的冀中平原,晨雾还未散尽,河北省涿州市刁窝镇潘各庄村的麦田里已响起嗡鸣声,村民杨某操控 的银灰色农业无人机腾空而起,机翼下的雾化喷头均匀洒出农药,机身掠过之处,麦浪泛起细密的"药雾涟漪"。 "一个小时能喷150亩地,抵得上20个工人忙一整天,用药量还比人工少30%,既省成本又环保。"杨某的手指 在遥控器上灵活操作,目光追随着无人机的飞行轨迹,语气里满是对这台"新农具"的认可。对他而言,这不仅是 无人机,更是他年初刚添的"新伙计"。"购买无人机的钱是从农行深圳市分行贷的,不需要抵押,只需要在手机上 操作,钱就到账了。"杨某说。 杨某的无人机在麦田上划出的,不只是一道农药轨迹,更是一条清晰的资金航线。它的起点远在千里之外的 深圳。支撑杨某更新设备的"飞手贷",是农行深圳市分行为无人机科技企业定制的专属个贷产品,于2024年11月 上线。上线至今,农行深圳市分行的"飞手贷"已惠及农户超过1.3万户,涉及河南、山东、河北等全国主要农业省 份,累计投放贷款超7亿元,助力"科技下乡",有力支持农业农村领域低空经济的应用和推广。 从河北农田里的一台无人机,到一条惠及万家的金融产品线。"飞手贷"勾勒出的,正是中国科技 ...