就在近日，同样是山东上市城商行的青岛银行公告称，该行股东青岛国信产融控股（集团）有限公司（以下简 称"国信产融"）近日通过港股通渠道增持青岛银行H股股份，截至11月5日，总持股比例增加至15.42%并跃升 为该行第一大股东。 券商中国记者据上市银行公告不完全统计，2025年以来超过10家银行获得股东或董监高增持，包括厦门银行、 苏州银行、成都银行、重庆银行、上海银行、光大银行、兰州银行、邮储银行、无锡银行等，其中城商行占据 多数。而近日刚刚披露的上市银行三季报显示，多数城商行前三季度净息差相比上半年末企稳回升。 多家上市城商行股份频获增持 又有多家A股上市银行获董监高或大股东真金白银增持！ 11月7日，齐鲁银行公告该行董事、监事及高管人员增持股份的进展，截至公告披露日，齐鲁银行增持主体合 计增持金额约为315万元，占计划增持金额的90%。就在今年9月中旬，该行发布了董监高增持的公告。 近日，包括齐鲁银行、青岛银行、厦门银行等上市城商行纷纷发布公告称，获得董监高或重要股东增持，部分 增持动作仍在进行当中。 其中齐鲁银行于11月7日公告称，该行9月中旬公布的董监高增持计划已于公告发布当日完成了90%，即增持主 体 ...

标志性的涨停！ 港股新消费概念股亦出现普涨，沪上阿姨一度涨超10%，泡泡玛特一度涨超7%，巨子生物涨超5%，奈雪的茶涨超4.4%，毛戈平亦大涨超4%，达势股份、布鲁可、 古茗等集体爆发。 中信建投发研报指出，当前阶段，指数依然震荡上行但涨幅放缓，经济基本面改善或新兴产业/赛道业绩释放消化偏高的估值水平；这一阶段可能出现风格切换行 情，估值高企但增速预期下调，板块可能出现阶段性调整，基本面预期改善的品种领涨市场，景气投资风格占优。该机构表示，警惕科技板块结构性/阶段性回调风 险。建议寻找业绩弹性，把握结构性行情。 今早，中国中免A股触及涨停，其H股一度涨超12%。巨头涨停对于整个消费板块来说，本身就有很强的示范效应。欢乐家20%涨停，会稽山涨停，白酒板块亦全线 走强。 消息面上，有三大利好刺激消费板块： 首先，11月7日，财政部发布2025年上半年中国财政政策执行情况报告，将继续实施好提振消费专项行动； 其次，基本面出现积极信号，国家统计局公布，10月份，CPI环比上涨0.2%，同比上涨0.2%，扣除食品和能源价格的核心CPI同比上涨1.2%，涨幅连续第6个月 扩大； 第三，12月18日，海南将迎来全岛封关重要 ...

据央视新闻11月10日消息，韩国特检组以"一般利敌罪"及滥用职权等嫌疑追加起诉前总统尹锡悦。 特检组指出，尹锡悦在总统任上曾同韩国军方高层等合谋，试图"诱使朝鲜对韩国发动进攻"。 此外，韩国法务部近日发布的资料显示，尹锡悦在看守所被羁押期间共接收超过6.5亿韩元（约合318万元人民 币）代管金，引发外界对该制度遭滥用、沦为政治资金筹措渠道的质疑。 综合自： 央视新闻 韩国总统李在明在今年9月11日举行的就职百日记者会上曾表示，韩国政府曾派出无人机飞至平壤上空，刺激 朝鲜。他强调，韩国新政府将着力缓和朝韩关系。 目前关于尹锡悦发动紧急戒严涉嫌触犯内乱罪等案件正在持续审理之中，一审结果有望在明年初公布。 此前，尹锡悦被三次提起公诉。 2025年1月，韩国检方以涉嫌发动内乱为由对他提出拘留起诉，5月以涉嫌滥用职权妨碍权利行使罪提出起诉。 7月，韩国内乱特检组以"滥用职权妨碍行使权利"等嫌疑对尹锡悦提出拘留起诉，同时适用了"侵害国务委员审 议权、事后制定戒严令、虚假宣传戒严、指示删除加密电话记录、阻止执行逮捕令"等嫌疑，正在调查中的外 患罪嫌疑没有包含在起诉书中。 自7月10日二次被捕以来，尹锡悦多次缺席相关庭审，但 ...

Core Viewpoint - Insurance asset management is becoming a crucial "patient capital" for supporting technological innovation, leveraging its long-term funding characteristics to meet the financing needs of tech enterprises [3][5]. Group 1: Characteristics of Insurance Asset Management - Insurance funds, with a total utilization balance of approximately 33 trillion yuan and an average liability duration of 13.19 years, align well with the average 12-year R&D cycle of tech companies [5]. - The long-term investment nature of insurance asset management allows it to withstand short-term market fluctuations and support tech companies through their development phases, particularly in high-investment sectors like semiconductors, AI, and biomedicine [5][6]. Group 2: Investment Strategies - Insurance asset management is constructing a diversified investment system that includes equity investments, debt plans, and REITs to meet the full lifecycle funding needs of tech enterprises [7]. - Equity investment is identified as a core strategy, with a focus on private equity funds and direct investments in strategic emerging industries such as chips and AI [7]. - Fixed-income tools like tech bonds and REITs are also highlighted for their potential to provide stable returns and support the financing of tech enterprises [8]. Group 3: Risk Management - The company employs a proactive management strategy that incorporates both financial and non-financial risk assessment metrics, including patent value and R&D investment [10]. - A multi-layered risk diversification strategy is implemented, focusing on various sectors and regions to mitigate risks associated with specific industries [10]. - Collaboration with local governments and venture capital funds is emphasized to create a multi-tiered financial service ecosystem that supports tech enterprises [10]. Group 4: Future Outlook - The potential for insurance asset management to further enhance its role in supporting hard technology breakthroughs and new productive forces is anticipated as investment tools continue to evolve [6]. - The growth of Allianz Asset Management's assets under management from approximately 28 billion yuan to over 300 billion yuan within four years indicates a steady increase in tech-related investments [10].

Core Viewpoint - The bond fund industry is undergoing significant changes driven by market dynamics and policy adjustments, leading to a notable contraction in bond fund sizes this year [2][5][10]. Market Trends - The bond market has experienced a contraction, with a total shrinkage of nearly 170 billion yuan in the third quarter, reflecting a slowdown in growth [4][10]. - The pure bond fund sector has seen a substantial decrease of 770 billion yuan, while mixed bond funds have paradoxically increased by approximately 500 billion yuan [2][4]. Industry Concerns - Over 70 public fund managers reported a decline in scale during the third quarter, primarily due to the significant reduction in bond fund sizes [3][10]. - The anxiety among fund managers is palpable, as many firms have experienced substantial withdrawals from their bond funds, impacting overall company performance [3][12]. Policy Impact - Recent policy changes, including adjustments to fund sales fees and performance benchmarks, have raised concerns about bond fund redemptions and contributed to market volatility [7][8]. - The introduction of punitive redemption fees and tax adjustments has altered the attractiveness of bond funds for institutional investors, leading to increased withdrawals [6][8]. Strategic Responses - Some firms, such as Invesco Great Wall Fund, have successfully increased their bond fund sizes by focusing on mixed bond products, demonstrating the importance of strategic positioning [10][11]. - Smaller public funds are also adapting by enhancing their mixed bond fund offerings, indicating a shift in focus towards more flexible investment strategies [10][12]. Future Outlook - The bond fund market is expected to evolve, with opportunities arising from the expansion of tool-based products, increased institutional demand, and innovation in niche areas [12][13]. - Despite current challenges, bond funds are anticipated to remain a crucial component of long-term asset allocation for residents, balancing risk and return [14].

责编： 战术恒 排版：刘珺宇 校 对： 杨舒欣 百万用户都在看 Wind数据显示，上周（11月3日至11月9日）公募基金新发市场延续近期的回暖态势，展现出强劲的增长势 头。全周新成立公募基金合计募集规模达265亿元，资金入市情绪持续升温。当周新发市场的另一大看点是 跨境投资热情高涨，两只瞄准巴西市场的QDII基金成立，两只基金共获得逾51亿元资金抢购。 值得关注的是，主动权益类产品成为上周发行市场的绝对主力。股票型基金与混合型基金合计募集金额高达 218.36亿元，在新发总规模中占比达到82.4%，占据压倒性优势。这一结构特征突出表明，随着市场预期逐步 企稳，投资者对权益资产的配置意愿明显增强，信心逐步回归。 具体来看，上周新成立基金总数达41只，平均发行规模为6.46亿元。其中，主动权益基金中，股票型基金新成 立21只，募集规模94.33亿元，占比35.6%；混合型基金新成立9只，募集规模124.03亿元，占比46.8%。两者合 计占比超过80%，成为推动本周发行市场回暖的核心动力。相比之下，债券型基金募集规模为40.64亿元，占 比15.3%；QDII基金募集6.00亿元，占比2.3%；其他类型基金如货币 ...

11月7日，中国香港证监会披露，东区裁判法院在一宗由其提起的刑事检控个案中，裁定金融网红周某贤罪 名成立。 原因是周某贤虽未领有牌照，却在其于Telegram建立、管理的一个可订阅聊天群组中提供投资意见。 网上收费教炒股被判监禁 香港证监会称，这是法院首次对无牌在社交媒体聊天群组提供付费投资意见的金融网红作出扣押刑罚——周某 贤被判处监禁六星期，并支付香港证监会的调查费用。 根据案情，周某贤在2021年4月16日至2021年5月14日期间，以"Futu大股东"的名称建立并管理一个名为"Futu真 ·财自Private Group"的Telegram付费订阅聊天群组，公众可以付费形式订阅。 在关键时间内，周某贤在上述Telegram聊天群组内发布了关于多只证券的评论、推荐建议和目标价，并回应付 费订户针对纳斯达克上市证券表现所提出的问题。通过向该Telegram聊天群组的成员收取200美元或1560港元 的订阅月费，周某贤共赚取了43680港元的订阅费用。 根据香港《证券及期货条例》，"就证券提供意见"属于受规管活动，任何人无合理辩解而在未领有香港证监会 牌照的情况下，经营某类受规管活动的业务，即属犯罪。因此， ...

据新华社消息，韩国法务部9日发布的资料显示，前总统尹锡悦在看守所被羁押期间共接收超过6.5亿韩元 （约合318万元人民币）代管金，引发外界对该制度遭滥用、沦为政治资金筹措渠道的质疑。 看守所代管金用于在押人员购买洗漱用品等生活必需品，任何人均可汇款。根据相关规定，代管金存入笔 数和总额没有限制，在看守所内使用金额上限为400万韩元（约合2万元人民币），超出部分可在被羁押 期间或获释后提取。 韩国法务部向祖国革新党国会议员朴恩贞提交的资料显示，尹锡悦7月10日再次被捕至10月26日，累计 接收超过6.5亿韩元代管金。其妻子金建希接收约2250万韩元（约合11万元人民币）代管金。 朴恩贞说，看守所代管金制度设立的初衷是为方便在押人员生活，如今却沦为政治资金筹措渠道，应尽快 完善相关制度，严控代管金限额。 今年7月，特检组以涉嫌滥用职权、侵害国务委员审议权、指示删除秘密电话通话记录、阻止执行逮捕令 等罪名对尹锡悦提起诉讼。 自7月10日二次被捕以来，尹锡悦曾多次缺席相关庭审，但随着关键证人开始 作证，他近期恢复出庭。 首尔中央地方法院8月12日签发对金建希的逮捕令，她随后一直在押。8月29日，负责侦办相关案件 的" ...

Core Viewpoint - The article highlights the positive market reaction following the U.S. Senate's agreement to end the federal government shutdown, which has been a significant factor affecting liquidity in the market [1][3]. Market Reaction - Major markets responded positively to the news, with U.S. stock index futures rising across the board, European stock index futures also showing positive movement, and the Asia-Pacific markets opening strongly, with the South Korean index up over 2% and the Japanese index rising nearly 1% [6][1]. - Bitcoin surged past $106,000 and Ethereum exceeded $3,600, indicating a strong rebound in the cryptocurrency market [1][8]. Government Shutdown Details - The Senate's agreement includes funding for the government until January 30 of the following year and plans to vote on the Affordable Care Act in December. This agreement aims to prevent future shutdowns and ensures funding for food assistance programs until the fiscal year 2026 [3][4]. - The agreement does not extend the enhanced subsidies for the Affordable Care Act, a key demand from the Democrats, but it allows for a separate vote on this issue later [4]. Economic Impact - The government shutdown has reached a historical high of 40 days, significantly impacting liquidity and economic data. The delay in salary payments to federal employees has weakened consumer spending, which constitutes 80% of overall expenditure [9]. - The Treasury General Account (TGA) balance has risen to $1 trillion due to ongoing financing without spending, contributing to tighter liquidity in the money market [9]. - Consumer confidence in the U.S. has dropped, with the preliminary November index falling to 50.3, indicating ongoing concerns about employment and inflation [9].

Core Viewpoint - The article highlights the recent advancements in the deployment of digital RMB in the cross-border payment sector, emphasizing collaborations and infrastructure developments that enhance its application and internationalization [1][2]. Market Developments - Hang Seng Bank, in collaboration with its subsidiary Hang Seng China and China Construction Bank, has launched a digital RMB merchant payment service in Hong Kong, expanding its use in retail consumption [2][3]. - Consumers can now use digital RMB wallets at over 100 local merchants in Hong Kong across various sectors, including dining, tourism, electronics, and clothing [3]. - The initiative aims to increase the usage of digital RMB in Hong Kong and strengthen its position as an offshore RMB business hub [3]. Infrastructure Advancements - The Digital RMB International Operation Center in Shanghai has commenced operations, alongside the establishment of the Digital RMB Operation Management Center in Beijing, both aimed at facilitating cross-border applications and international development of digital RMB [2][6]. - The Shanghai center is responsible for building and operating the cross-border and blockchain infrastructure for digital RMB, while the Beijing center focuses on the core infrastructure for the central bank's digital RMB system [7]. Future Directions - The People's Bank of China (PBOC) is exploring new cross-border payment solutions using digital RMB, emphasizing principles of "no loss," "compliance," and "interconnectivity" in the development of digital currency infrastructure [4][5]. - The PBOC plans to promote multilateral central bank digital currency bridge cooperation and leverage digital RMB platforms for cross-border payment collaborations [5]. Accelerated Application Progress - The application of digital RMB in cross-border payments has significantly accelerated in 2023, with the establishment of the Digital RMB International Operation Center and the introduction of three major business platforms [6]. - These platforms include a cross-border digital payment platform, a blockchain service platform, and a digital asset platform, each addressing specific challenges in traditional cross-border payments and enhancing digital financial services [6].