Core Insights - The article discusses the implementation of a registration management system for generative artificial intelligence applications in Beijing, allowing services to go live after registration [1] - As of December 19, 30 new generative AI services have been registered in Beijing, which must display their registration number prominently [1] Group 1: Regulatory Framework - The "Interim Measures for the Management of Generative Artificial Intelligence Services" outlines the registration process for AI applications that utilize large models via API or other means [1] - The registration system aims to ensure compliance and transparency for generative AI services operating in the region [1] Group 2: Registered AI Services - A total of 30 generative AI services have been registered, including platforms from various companies such as: - ChuXin Intelligent Platform by People's Daily [3] - LoVong Dragon Phoenix AI Platform by Higher Education Press [3] - TongDao by China Electronic Technology Standardization Institute [3] - XiaoJing Financial Intelligence by Beijing Yin Financial Technology [3] - AI Assistant by China Construction Bank [3] - Each registered service is assigned a unique registration number that must be displayed in a prominent location [1][3]

Group 1 - The Hainan Free Trade Port officially launched its full island closure on December 18, serving as a crucial infrastructure for high-level financial openness in Hainan [1] - The multi-functional free trade account (EF account) facilitates cross-border fund transfers, enhancing the efficiency of capital settlement for enterprises [1][2] - The EF account allows banks to provide more convenient cross-border financial services without the need for prior registration or approval from foreign exchange management departments [1][2] Group 2 - Financial institutions are seizing the opportunity for financial innovation in Hainan, with significant growth in international settlement clients and cross-border RMB business volumes [2] - As of November, 11 banks in Hainan had opened EF accounts, with a total business volume equivalent to 2,950 billion RMB, involving fund transfers with 80 countries and regions [2] - The EF account has become a vital platform for cross-border fund flows in Hainan, with a notable increase in business volume since its launch [2] Group 3 - A series of financial innovation policies are being piloted in Hainan, including cross-border asset management and trade investment, with significant transaction volumes reported [3] - The cumulative cross-border trade facilitation pilot business in Hainan has reached 430.5 billion USD, while cross-border investment facilitation has totaled 28 billion USD [3] - Hainan's cross-border revenue and expenditure scale has shown consistent growth, with a year-on-year average growth rate of 55% since 2020 [3] Group 4 - The People's Bank of China has been enhancing cross-border fund flow management policies to ensure both openness and security in financial operations [4] - A comprehensive risk monitoring mechanism has been established to improve the ability to prevent cross-border financial risks [4] Group 5 - Experts indicate that the launch of the full island closure will continue to support the construction of a new cross-border financial ecosystem in Hainan, promoting institutional openness and sharing development opportunities with the world [5]

摩根士丹利发布研报称，根据建设银行（601939）(00939)2025年第三季度业绩，修订对该行的盈利预 测。该行将2025至2027年度净息差预测下调，同时因2025年第三季手续费收入增长超出预期，上调相关 预测。因此2025年税后净利润预测微调上调0.1%，而2026年及2027年税后净利润预测则分别下调0.3% 及0.8%。目标价由9.5港元升至9.9港元，评级"增持"。 ...

智通财经APP获悉，摩根士丹利发布研报称，根据建设银行(00939)2025年第三季度业绩，修订对该行的 盈利预测。该行将2025至2027年度净息差预测下调，同时因2025年第三季手续费收入增长超出预期，上 调相关预测。因此2025年税后净利润预测微调上调0.1%，而2026年及2027年税后净利润预测则分别下 调0.3%及0.8%。目标价由9.5港元升至9.9港元，评级"增持"。 ...

Group 1 - The core viewpoint of the news is that A-share listed banks are expected to distribute significant cash dividends, with a total expected amount exceeding 260 billion yuan, indicating a trend towards increased shareholder returns [1][2] - As of December 17, 2025, 26 A-share listed banks have disclosed their mid-term or quarterly dividend plans, surpassing the 24 banks that did so for 2024 [1][2] - The six major state-owned banks are the main contributors to this dividend distribution, with a total cash dividend expected to exceed 200 billion yuan, accounting for over 70% of the total dividends from all listed banks [2] Group 2 - The Industrial and Commercial Bank of China leads the dividend distribution with 50.396 billion yuan, followed by other major banks such as China Construction Bank and Agricultural Bank of China [2] - Several banks, including China Merchants Bank and Changsha Bank, are initiating mid-term dividends for the first time, with a total dividend amount of approximately 23 billion yuan [2] - The trend of high-frequency dividends aligns with national policy directives aimed at enhancing the quality of capital market development and protecting investor rights [3][4] Group 3 - The increase in dividend frequency is seen as a positive response to policy guidance, providing a model for other listed companies to improve their dividend mechanisms [4] - High-frequency dividends not only enhance shareholder satisfaction but also meet the investment needs of long-term funds such as social security and pension funds [4][5] - The banking sector's move towards mid-term dividends is expected to positively impact stock prices and the overall banking sector, signaling strong profitability and ample cash flow [6]

Core Viewpoint - The issuance of technology innovation bonds (科创债) by banks has significantly increased, with a total issuance scale reaching 301.4 billion yuan as of December 18, indicating a strong market response to the regulatory support initiated in May 2023 [3][14]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with the largest share coming from state-owned banks, which account for 38.16% of the total issuance [3][15]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have also become significant players, with issuance scales of 74.9 billion yuan and 15 billion yuan respectively [4][17]. Interest Rates - The interest rates for technology innovation bonds vary, with state-owned banks offering rates between 1.65% and 1.81%, while city and rural commercial banks have higher rates ranging from 1.67% to 2.07% [7][21]. - Notably, some city and rural commercial banks have rates exceeding 1.8%, indicating a competitive pricing environment [3][18]. Maturity Periods - The majority of the issued bonds have a maturity period concentrated around 5 years, which accounts for over 70% of the total, followed by 3-year bonds at over 20% [11][22]. - This maturity structure is designed to meet the medium to long-term funding needs of technology enterprises for research and development, as well as for project implementation [22]. Funding Allocation - The funds raised through these bonds are primarily directed towards technology innovation sectors, including the issuance of loans for technology projects and investments in innovative enterprises [6][17].

来源：行长男朋友 2025年12月16日，中国建设银行山东总审计室副主任陈栋涉嫌严重违纪违法，目前正接受中央纪委国家 监委驻中国建设银行纪检监察组纪律审查和东营市垦利区监委监察调查。 责任编辑：王进和 来源：行长男朋友 2025年12月16日，中国建设银行山东总审计室副主任陈栋涉嫌严重违纪违法，目前正接受中央纪委国家 监委驻中国建设银行纪检监察组纪律审查和东营市垦利区监委监察调查。 陈栋，2025年6月任山东总审计室副主任，曾任江苏省分行行长助理，建行德州分行行长。 当时活动还挺隆重，山东省分行行长文志军出席并致辞，还有总行金融科技部副总经理张晓东、数字化 建设办公室资深副经理刘皓、团委书记蔡丛露分别对参赛项目进行了点评，各二级分行都通过视频直播 参会，没想到一个月后，就出了被查的消息，实在让人意外。 陈栋，2025年6月任山东总审计室副主任，曾任江苏省分行行长助理，建行德州分行行长。 就在上个月，11月11号的时候，建行山东省分行办人工智能大赛决赛，陈栋还以山东总审计室副主任的 身份出席了活动。 当时活动还挺隆重，山东省分行行长文志军出席并致辞，还有总行金融科技部副总经理张晓东、数字化 建设办公室资深副经理 ...

摩根士丹利发表报告指，根据建设银行2025年第三季业绩，修订对该行的盈利预测。该行将2025年税后 净利润预测微调上调0.1%，而2026年及2027年税后净利润预测则分别下调0.3%及0.8%；目标价由9.5港 元上调至9.9港元，评级"增持"。 ...

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注:为保护基金份额持有人的利益，保障基金平稳运作，自2025年12月19日起，本基金管理人暂停接受 投资者通过中国建设银行股份有限公司对本基金A类份额（基金代码：001987）的单笔金额1000万元以 上（不含1000万元）申购（包括日常申购和定期定额申购）、转换转入申请，且单个基金账户单日累计 申购（包括日常申购和定期定额申购）及转换转入金额不得超过1000万元以上（不含1000万元）。对于 超过限额的申请，本基金管理人有权拒绝，不予确认。 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 证券之星消息，12月19日东方基金管理股份有限公司发布《东方金元宝货币市场基金A类份额在部分代 销渠道暂停大额申购、转换转入、定期定额投资业务的公告》。公告中提示，为了保证基金的平稳运 作，保护基金份额持有人利益，自2025年12月19日起东方金元宝货币市场基金A类份额在部分代销渠道 暂停大额申购、转换转入、定期定额投资业务，下属分级基金调整明细如下： ...