• 優先股代碼：360030 • 優先股簡稱：建行優1 • 每股優先股派發現金股息人民幣3.57元（含稅） • 最後交易日：2025年12月24日 • 股權登記日：2025年12月25日 • 除息日：2025年12月25日 • 股息發放日：2025年12月26日 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因依 賴該等內容而引致之任何損失承擔任何責任。 00939 境內優先股股息派發實施公告 重要內容提示： 一、通過境內優先股股息派發方案的董事會會議情況 中國建設銀行股份有限公司（「本行」）2015年6月15日舉行的2014年度股東大 會、2015年第一次A股類別股東大會及2015年第一次H股類別股東大會審議通 過了《關於本行境內發行優先股股票方案的議案》，授權董事會根據發行方案 的約定，決定並辦理向境內優先股股東支付股息事宜。本次境內優先股股息 派發方案已於2025年10月30日經本行董事會審議通過，董事會會議決議公告 - 1 - 已刊載在香港交易及結算所有限公司「披露易」網站(www.hk ...

Group 1 - Construction Bank successfully assisted Shanghai Electric Group in issuing technology innovation bonds and participated in the first batch of merger notes in Shanghai [1] - Shanghai Electric Group was included in the list of world-class demonstration enterprises and specialized, sophisticated, and innovative enterprises by the State-owned Assets Supervision and Administration Commission in February 2023 [1] - The first round of technology innovation bonds and merger notes is primarily aimed at replacing equity contributions to technology subsidiaries and repaying merger loans [1] Group 2 - The China Interbank Market Dealers Association issued a notice to optimize the mechanism for merger notes, expanding financing channels for corporate mergers and acquisitions [2] - Construction Bank's Shanghai branch has implemented a "commercial and investment banking integration" strategy since 2025, responding to the Shanghai government's action plan for supporting listed company mergers and acquisitions [2] - The bank established the first integrated circuit industry AIC merger fund in collaboration with Shanghai's state-owned asset platform to support the upgrade of high-end industries in Shanghai [2]

Core Viewpoint - Banks are increasingly tightening their gold business lines in response to market changes and to protect investor interests, particularly focusing on clients with no positions, inventory, or debts [1][2]. Group 1: Bank Announcements - Industrial and Commercial Bank of China (ICBC) announced that starting December 19, it will transfer the margin balances of clients with no positions, inventory, or debts to their linked settlement accounts and terminate related functions [2]. - China Construction Bank (CCB) has also made similar announcements, expanding the scope of clients to be cleared and terminated, indicating a trend among banks to adjust their gold trading services [2][3]. - Everbright Bank has stated that it will gradually terminate business relationships with clients who have no positions starting from October 2025, reflecting a broader industry trend towards risk management [3]. Group 2: Market Analysis - Analysts suggest that the collective withdrawal from gold trading by banks may indicate a cautious outlook on gold prices, as the current high volatility is not conducive for ordinary investors [5]. - Recent trends show that gold prices have been fluctuating significantly, with retail demand for gold jewelry declining as prices rise, leading customers to shift towards cheaper investment gold bars [5][6]. - The overall performance of the precious metals sector has been supported by expectations of interest rate cuts by the Federal Reserve, but uncertainties in global economic recovery and geopolitical tensions have increased price volatility [6]. Group 3: Regulatory Environment - Regulatory bodies have emphasized that financial institutions should primarily target non-individual investors for derivative business, leading banks to halt new account openings for individual clients in commodity derivatives, including gold [4]. - The tightening of regulations and the focus on risk management reflect a shift in the banking sector's approach to gold trading, aligning with compliance requirements and market realities [3][4].

Group 1 - The meeting emphasized the importance of aligning with the central economic work conference spirit and integrating it with the Party's 20th National Congress and subsequent plenary sessions [2] - The bank aims to implement the eight key tasks for economic work in 2024, focusing on risk prevention, regulatory strength, and promoting high-quality development [2] - The bank will enhance its capacity to serve national construction, prevent financial risks, and participate in international competition [2] Group 2 - The focus will be on improving service quality for the real economy, optimizing financial supply in key areas such as domestic demand, technological innovation, and support for small and medium enterprises [3] - The bank plans to accelerate the upgrade of its product service system and support effective investment to strengthen domestic circulation [3] - There will be a commitment to enhancing financial services in rural areas and promoting urban-rural integration and regional connectivity [3]

Core Viewpoint - The approval and disapproval of financial executives' qualifications reflect the regulatory body's emphasis on corporate governance and risk management within financial institutions [2][10]. Group 1: Approved Executives - A total of 16 financial executives have received approval for their positions across various banks, including rural commercial banks and major state-owned banks [1][11]. - Specific approvals include Zhang Zhongsheng and Zhang Haiyan as independent directors at Youyu Rural Commercial Bank, and Zhang Guodong and Yang Shaorong as vice presidents at Shanyin Rural Commercial Bank [3][4]. - Other approved positions include Wang Wenchao and Niu Shijun as vice presidents at Youyu Rural Commercial Bank, and Li Yahui as a director at Yingxian Rural Commercial Bank [4][14]. Group 2: Disapproved Executives - Recent cases of disapproval include Li Honghong's qualification for the position of secretary of the board at Shanxi Jingle Rural Commercial Bank, which was denied due to a lack of necessary knowledge, experience, and capability [6][7]. - Another disapproval involved Zhang Yanqing's qualification for the position of president at Lingqiu County Changqing Village Bank, which was rejected for not meeting specific regulatory requirements [7][18]. Group 3: Regulatory Framework - The regulatory body has established a comprehensive set of standards for the qualification of financial executives, including eight basic conditions such as having full civil capacity and the necessary knowledge and experience for the position [8][19]. - For rural and small banks, additional requirements include familiarity with the management framework and profit model of similar institutions [19]. Group 4: Professional Development in Shanxi - The recent approvals of multiple financial executives are seen as a foundation for the healthy development of Shanxi's financial sector, enhancing management levels and risk control capabilities [9][20]. - The regulatory body has previously approved several executives, including Zhao Chongping as president of Jinshang Consumer Finance Co., and other vice presidents at major banks [9][20]. Group 5: Regulatory Dynamics - The approval and disapproval of executive qualifications illustrate the regulatory body's commitment to maintaining a baseline of competence while encouraging the selection of outstanding talent [10][20]. - All approved executives are required to continuously learn and understand relevant economic and financial laws and regulations, emphasizing the importance of risk compliance awareness [10][20].

Group 1 - The core point of the news highlights the top short-selling ratios and amounts for various companies, indicating significant market activity and investor sentiment towards these stocks [1][2]. Group 2 - The top three companies with the highest short-selling ratios are New World Development Co. (80016), Anta Sports (82020), and JD Health (86618), all at 100.00% [1][2]. - The companies with the highest short-selling amounts are Alibaba (09988) at 3.027 billion, Xiaomi (01810) at 1.338 billion, and Tencent (00700) at 1.136 billion [1][2]. - The highest deviation values in short-selling are led by SenseTime (80020) at 37.00%, followed by Yum China (09987) at 26.80%, and JD Health (86618) at 25.81% [1][2].

Core Viewpoint - The Hang Seng Index (HSI) showed a slight increase, closing at 25,318.08, up by 82.67 points or 0.33% from the previous day [1]. Group 1: Market Performance - The HSI closed at 25,318.08 with a trading volume of 32.39 million, reaching a high of 25,355.41 and a low of 25,238.64 during the session [1]. - The index has a 52-week high of 27,275.90 and a low of 18,856.77, indicating a volatility of 0.46% [1]. - Major blue-chip stocks mostly rose, with HSBC Holdings closing at 116.167 HKD, down 0.03% from the Hong Kong close, while Tencent Holdings rose by 0.4% to 598.882 HKD [2]. Group 2: Individual Stock Performance - Tencent Holdings (00700) saw a decrease of 6.500 HKD, or 1.08%, with an ADR price of 598.882 HKD, which is an increase of 2.382 HKD compared to its Hong Kong stock price [3]. - Alibaba Group (09988) dropped by 4.400 HKD, or 2.96%, with an ADR price of 145.179 HKD, up by 0.979 HKD from its Hong Kong price [3]. - HSBC Holdings (00005) remained unchanged at 116.200 HKD, with an ADR price of 116.167 HKD, down by 0.033 HKD [3]. - Other notable declines included China Construction Bank (00939) down 2.12%, Xiaomi Group (01810) down 2.25%, and AIA Group (01299) down 1.05% [3].

Group 1 - The China Interbank Market Dealers Association has issued a notice to optimize the mechanism for merger and acquisition (M&A) notes, aiming to broaden financing channels for corporate mergers and acquisitions and enhance the effectiveness of the interbank bond market in serving the real economy [1][2] - On December 12, 2025, the Shanghai branch of China Construction Bank successfully assisted Shanghai Electric Group Co., Ltd. in issuing technology innovation bonds, marking the first M&A notes in Shanghai following the new notice [1][2] - Shanghai Electric Group was included in the list of world-class demonstration enterprises and specialized, sophisticated, and innovative enterprises by the State-owned Assets Supervision and Administration Commission in February 2023, focusing on smart energy, intelligent manufacturing, and digital integration [1][3] Group 2 - Since 2025, the Shanghai branch of China Construction Bank has implemented a "commercial and investment banking integration" strategy, responding quickly to the Shanghai Municipal Government's action plan for supporting listed companies in mergers and acquisitions from 2025 to 2027 [2][3] - The bank has launched an innovative action plan for M&A capital in Shanghai, successfully establishing the first integrated circuit industry AIC M&A fund in collaboration with the municipal state-owned asset platform to support the upgrade of high-end industries in Shanghai [2][3] - The Shanghai branch of China Construction Bank plans to align with the policy guidance from the Dealers Association, efficiently connecting corporate M&A funding needs with capital market financing functions, and directing market funds to key areas of industrial integration [2][3]

登录新浪财经APP 搜索【信披】查看更多考评等级 每经记者|赵景致 每经编辑|魏文艺 近日，有投资者反映，部分银行App中展示的理财收益率与实际收益率不符，存在展示收益率过高的情 况。 《每日经济新闻》记者（以下简称"每经记者"）查询多家银行App发现，部分银行在主页展示的理财产 品成立以来年化收益率，与近一个月的年化收益率相比明显偏高。 究其原因，在降息周期内，此前几年债市表现较为出色，或者银行理财产品成立时底层资产处于市场低 位，加之近期债市表现欠佳，这些因素均会导致部分银行理财产品自成立以来的年化收益率显著高于近 期实际的年化收益率。 长沙银行"长吉添利15个月周期滚动式净值型"理财产品，风险等级为R3，页面显示成立以来年化收益 率为4.18%，从历史业绩来看，近1年的年化收益率为3.34%，近6个月的年化收益率为4.36%，近3个月 的年化收益率为2.10%，近1个月的年化收益率为-1.20%。 | | | 资深金融监管政策专家周毅钦向每经记者表示："（收益率）数据实际上肯定是不会错的，但刻意地选 择一个长期的或者较高的年化收益率进行展示，这种行为是有待商榷的。目前从监管要求上来看并没有 明确规定，这 ...

Core Insights - The integration of agriculture, culture, and tourism is being actively supported by financial institutions, particularly by the China Construction Bank (CCB) in Guangdong Province, which is providing targeted financial assistance to enhance rural revitalization efforts [1][2][3][4][5][6][7] Group 1: Financial Support for Agricultural Development - CCB has provided over 7 million yuan in loans to a dragon fruit plantation in Guangzhou to support its production scale expansion and product diversification, including the development of a theme leisure facility [2] - The CCB's Qingyuan branch has issued a 5 million yuan loan to a tea plantation to support the construction of tourism facilities and enhance the integration of tea culture with tourism [3] - CCB has granted over 1.2 billion yuan in credit and 300 million yuan in loans to support the annual Chrysanthemum Festival in Zhongshan, which features 300,000 pots of chrysanthemums and nearly 1,000 varieties [5] Group 2: Cultural and Tourism Integration - The integration of cultural heritage, such as the national intangible cultural heritage of Guangxiu embroidery, is being supported by CCB through a 4.42 million yuan loan to help modernize production and meet market demands [4] - The "Zhenxiang" platform, initiated by Southern Rural News, aims to integrate rural tourism resources and provide discounts to cardholders, with CCB facilitating the entry of quality merchants into the platform [6] - Live streaming has emerged as a vital link for connecting rural production and sales, with CCB providing 1.18 million yuan in loans to a media company to enhance its live streaming capabilities, boosting local economic growth [7] Group 3: Overall Impact on Rural Revitalization - The financial support from CCB is crucial in transforming rural resources into sustainable development advantages, enhancing the vibrancy of agriculture, culture, and tourism in Guangdong [1][2][3][4][5][6][7]