Group 1 - The meeting between An Wei, the Secretary of the Zhengzhou Municipal Committee, and Liu Jun, the Vice Chairman and President of the Industrial and Commercial Bank of China (ICBC), highlights the importance of collaboration for economic development in Zhengzhou [2][3] - An Wei expressed gratitude for ICBC's long-term support in the economic and social development of Zhengzhou, emphasizing the city's commitment to high-quality development and innovation-driven growth during the 14th Five-Year Plan period [2] - Zhengzhou aims to enhance its competitiveness and improve the well-being of its citizens by implementing innovative strategies and governance models, while also seeking to leverage opportunities from the comprehensive reform pilot for market-oriented allocation of factors [2][3] Group 2 - Liu Jun outlined ICBC's domestic and international business operations, reaffirming the bank's commitment to fulfilling its responsibilities as a state-owned bank and supporting high-quality economic development in collaboration with Zhengzhou [3] - The discussion included exploring new mechanisms for financial collaboration and the role of finance in empowering economic growth and efficient governance [3]

Market Overview - The Hang Seng Index (HSI) closed at 26,513.11, down by 334.21 points or 1.24% [1] - The index reached a high of 26,812.73 and a low of 26,414.23 during the trading session [1] - The trading volume was 70.4034 million shares, with an average price of 26,613.48 [1] Major Blue-Chip Stocks Performance - HSBC Holdings closed at HKD 139.704, up by 0.51% compared to the previous close [2][3] - Tencent Holdings closed at HKD 552.190, down by 1.04% compared to the previous close [2][3] - Alibaba Group (W) closed at HKD 159.500, down by 0.93% [3] - AIA Group closed at HKD 90.700, up by 1.40% [3] - Xiaomi Group (W) closed at HKD 33.960, down by 1.85% [3] - Meituan (W) closed at HKD 92.150, down by 1.13% [3] - China Ping An closed at HKD 72.050, up by 1.05% [3] ADR Performance - Tencent's ADR (TCEHY) was priced at USD 552.190, reflecting a decrease of 1.04% compared to its Hong Kong counterpart [3] - Alibaba's ADR (BABA) was priced at USD 155.411, down by 2.56% compared to its Hong Kong counterpart [3] - HSBC's ADR (HSBC) was priced at USD 139.704, up by 0.51% compared to its Hong Kong counterpart [3]

Core Viewpoint - The meeting between An Wei, the Secretary of the Zhengzhou Municipal Committee, and Liu Jun, the Deputy Secretary and President of the Industrial and Commercial Bank of China (ICBC), emphasizes the collaboration between finance and fiscal policies to promote high-quality economic development in Zhengzhou [2][3]. Group 1: Economic Development Strategies - Zhengzhou is committed to implementing the important directives from General Secretary Xi Jinping regarding the work in Henan and Zhengzhou, focusing on innovation-driven development and constructing a modern industrial system [2][6]. - The city aims to enhance its governance efficiency through a "Party building + grid + big data" model, addressing urgent public concerns effectively [2][6]. - Zhengzhou plans to strengthen its urban competitiveness and ensure significant progress towards socialist modernization during the "14th Five-Year Plan" period [2][6]. Group 2: Collaboration with ICBC - ICBC is recognized as a world-class bank with significant strengths in the global financial sector, and both parties aim to seize opportunities for comprehensive reform in the market-oriented allocation of factors in Zhengzhou [2][7]. - The bank will actively undertake its responsibilities as a state-owned enterprise, focusing on enhancing factor security and exploring new paths for financial empowerment of high-quality economic development [3][7]. - The collaboration aims to create a new mechanism for fiscal and financial synergy, contributing to the construction of Zhengzhou as a regional financial center [2][7].

"十五五"规划建议提出，要扩大高水平对外开放，开创合作共赢新局面。"旅游业作为世界经济的重要 产业，是促进贸易畅通、资金融通、民心相通的重要纽带，也是我国扩大高水平对外开放的重点领 域。"中国工商银行副行长兼首席财务官姚明德表示，工银欧洲旅行信用卡为中国游客和出海企业"走出 去"提供安全可靠的支付工具，助力中欧文旅合作深化。 中国青年报客户端讯（中青报·中青网记者 夏瑾）"中国出境游市场正在复苏，规模已基本恢复至2019年 水平，但其内涵与结构已发生显著变化。如今的出境旅游更趋近于一种生活方式消费，游客不再以购物 为主要目的，更倾向于像当地人一样沉浸式体验目的地生活。"2月3日，在北京举办的欧洲旅游委员会 2026新年论坛上，万事达卡东北亚区首席经济学家李炜说。 为助力游客享受更顺畅、包容的旅行体验，论坛现场，中国工商银行与欧洲旅游委员会、万事网联联合 发布了工银万事达欧洲旅行联名信用卡。该卡支持人民币及欧元、英镑、瑞士法郎等10种外币直接支 付。持卡者可享有免收外汇兑换手续费、欧洲消费返现及境外取现补贴等金融权益。 "如今的旅行者追求的是安心、透明的体验，期待旅程顺畅易行、基于信任，并充分尊重当地社区与文 ...

[Table_Page] 跟踪分析|银行 证券研究报告 [Table_Title] 2026 年 1 月社融前瞻 预计社融增速 8.3％ [Table_Summary] 核心观点： [Table_PicQuote] 相对市场表现 [分析师： Table_Author]倪军 SAC 执证号：S0260518020004 021-38003646 nijun@gf.com.cn 分析师： 林虎 SAC 执证号：S0260525040004 SFC CE No. BWK411 021-38003643 gflinhu@gf.com.cn -10% -2% 6% 14% 22% 30% 02/25 04/25 06/25 09/25 11/25 01/26 银行 沪深300 请注意，倪军并非香港证券及期货事务监察委员会的注册 持牌人，不可在香港从事受监管活动。 [Table_ 相关研究： DocReport] | 银行行业:浙江 163 家区域性 | 2026-02-03 | | --- | --- | | 银行全梳理——丈量地方性 | | | 银行（2） | | | 银行行业:政府债及春节取现 | 2026-02- ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"一种排队仿真处理方法及装置"的 专利，授权公告号CN114329999B，申请日期为2021年12月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"非正常用户识别方法和装置"的专 利，授权公告号CN115271930B，申请日期为2022年8月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 来源：市场资讯 ...

Core Viewpoint - International gold prices have experienced significant volatility, rebounding from a previous drop and surpassing the $5000 per ounce mark as of February 4, 2026, following a sharp decline earlier in the week [2][3]. Market Dynamics - Gold prices saw a dramatic fluctuation, peaking near $5600 per ounce on January 29, 2026, before plummeting nearly 10% on January 30, dropping below $4500 per ounce by February 2, and then rebounding with over a 6% increase on February 3 [3]. - Analysts from Guangzhou Futures Co. noted that concerns over future monetary policy, coupled with technical selling pressure due to crowded positions, contributed to the price drop. However, long-term factors such as central bank gold purchases and geopolitical risks are expected to support gold prices [5]. Risk Management Adjustments - Major state-owned banks have announced measures to strengthen risk management for gold investment businesses in response to price volatility. For instance, China Bank adjusted margin requirements and trading limits for gold and silver contracts starting February 3 and 4, respectively [6][8]. - Agricultural Bank also modified trading limits for gold and silver contracts effective February 3 and 4, respectively, to mitigate risks associated with market fluctuations [7][8]. Changes in Investment Products - Industrial and Commercial Bank of China announced limits on its gold accumulation business starting February 7, 2026, particularly on non-trading days, to manage risk exposure [10]. - Construction Bank raised the minimum investment amount for personal gold accumulation to 1500 yuan, reflecting a tightening of investment conditions amid increased market volatility [11]. Investor Guidance - Banks have urged clients to monitor changes in trading limits and manage their positions wisely, emphasizing the importance of rational investment strategies [9][11]. - Financial experts recommend a systematic approach to gold investment, such as regular contributions, to avoid the pitfalls of emotional trading during volatile periods [12].

Group 1 - The State Intellectual Property Office of China has granted a patent to Industrial and Commercial Bank of China Limited for a technology related to "business processing methods, devices, electronic equipment, and storage media," with the announcement number CN115268851B and an application date of August 2022 [1] - Industrial and Commercial Bank of China Limited, established in 1985 and located in Beijing, primarily engages in monetary financial services, with a registered capital of 35,640.6257 million RMB [1] - According to data analysis from Tianyancha, Industrial and Commercial Bank of China Limited has invested in 28 companies, participated in 5,000 bidding projects, holds 969 trademark records, and has 5,000 patent records, in addition to possessing 79 administrative licenses [1] Group 2 - ICBC Technology Co., Ltd., founded in 2019 and based in Shijiazhuang, focuses on software and information technology services, with a registered capital of 900 million RMB [1] - Data from Tianyancha indicates that ICBC Technology Co., Ltd. has invested in 2 companies and participated in 347 bidding projects, holding 801 patent records [1]

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"一种基于分布式的虚拟资源分配 方法及装置"的专利，授权公告号CN114896062B，申请日期为2022年5月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 ...