新华财经北京8月3日电（成玲丽可达叶海成）工行河北省分行持续深化数字金融创新，不断探索更多数 字化服务模式和产品，推动金融与数字技术深度融合。 据工行河北省分行金融科技部相关负责人介绍，工行河北省分行的数字金融主要从两个方面推动，一是 对外服务客户，二是对内服务管理，通过数字化战略、数字化驱动、数字化服务、数字化赋能、数字化 培育等五个数字化核心举措实现数字金融大文章的新突破。 数字工行持续发力提升金融服务客户体验 据悉，截至2025年6月底，工行河北省分行个人手机银行客户总量达2899万户，企业网上银行客户总量 116万户。 "没想到工行远程在线服务办理业务竟然这么方便！"石家庄的刘女士感慨道。 据了解，远程在线服务模式是工商银行秉持"金融为民"理念，依托企业级即时通讯、数字媒体服务能 力，深度应用数字化、智能化技术，创新打造的网点全新对客服务模式。 在远程在线模式下，专业团队通过实时音视频，"屏对屏"为网点到店客户提供业务处理服务，复杂业 务、专业性强的业务"远程办专家办"，对公账户开户笔均用时减少30%，单位客户信息变更、个人账户 解锁、财富继承等复杂业务笔均用时减少近70%。据悉，目前工行河北省分行全 ...

Core Viewpoint - Industrial and Commercial Bank of China (ICBC) is actively implementing a personal consumption loan and service industry loan interest subsidy policy, adhering to market-oriented and legal principles [1] Group 1 - ICBC is advancing the organization and implementation of the loan interest subsidy policy in a lawful and orderly manner [1] - The bank aims to optimize the application process and simplify procedures to expedite policy implementation [1] - Detailed implementation guidelines, including application channels and operational instructions, will be announced through ICBC's official website, branches, and official WeChat account [1]

特此公告。 感谢您长期以来给予我行的大力支持! 转自：北京日报客户端 中国工商银行关于个人消费贷款与服务业经营主体贷款贴息工作的公告 尊敬的中国工商银行客户： 为深入贯彻党中央、国务院决策部署，降低居民信贷成本和服务业经营主体融资成本，更好激发消费潜 力、提升市场活力，我行正在依法依规、积极有序推进个人消费贷款与服务业经营主体贷款贴息政策的 组织实施工作。 我行将坚持市场化、法治化原则，优化办理流程，简化办理手续，推动政策尽快实施。具体办理渠道、 操作指引等实施细则后续将通过中国工商银行官网、营业网点、官方微信公众号等渠道公布，敬请留 意。 中国工商银行股份有限公司 2025年8月2日 来源：中国工商银行 ...

Group 1 - The People's Bank of China Tianjin Branch reported that cross-border RMB payments in Tianjin reached 275.5 billion yuan in the first half of the year, marking a strong year-on-year growth of 19.3% [1] - Multiple integrated, innovative, and convenient cross-border RMB policies continue to empower the high-quality development of Tianjin's economy [1] - The Tianjin Branch facilitated a 220 million yuan overseas loan to the China-Egypt TEDA Suez Economic and Trade Cooperation Zone, effectively opening up the cross-border RMB funding channel between China and Egypt [1] Group 2 - To support the development of shipping finance, the Tianjin Branch, in collaboration with the municipal financial office, introduced special cross-border RMB incentive policies to enhance financial support for the integration of port, industry, and city [2] - The Tianjin Branch guided banks to innovate nearly 20 shipping finance products to meet diverse corporate needs [2] - As of July 31, five banks in Tianjin have launched the Free Trade Account (FT Account) system, providing more service options and financing channels for enterprises [2]

Group 1 - The Hang Seng Index (HSI) closed at 24,337.44, down by 170.37 points or 0.70% [1] - Major blue-chip stocks mostly declined, with HSBC Holdings closing at HKD 96.348, up by 1.15% compared to the Hong Kong close, while Tencent Holdings closed at HKD 533.076, down by 0.36% [2] Group 2 - The ADR performance of major companies showed mixed results, with Tencent Holdings down by 0.36% to HKD 533.076, and HSBC Holdings up by 1.15% to HKD 96.348 [3] - Other notable declines included BYD Company down by 3.74% to HKD 111.859, and Kuaishou Technology down by 5.30% to HKD 70.648 [3]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01398 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 2. 股份分類 | 普通股 | 股份類別 | A | | | 於香港聯交所上市 (註1) | | 否 | ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國工商銀行股份有限公司 呈交日期: 2025年8月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01398 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 2. 股份分類 | 普通股 | 股份 ...

Group 1 - The core viewpoint of the news is the performance and structure of the China Europe Central State-Owned Enterprises Dividend Index Fund (QDII) A, which has experienced a decline in value and has specific characteristics regarding its holdings and management [1][3]. - As of July 31, the fund has seen a decrease of 1.89%, with a latest net value of 1.24 yuan, marking a cumulative decline of 2.31% over five consecutive trading days [1]. - The fund was established on July 31, 2024, with a total size of 0.44 billion yuan and has achieved a cumulative return of 24.95% since inception [1]. Group 2 - As of June 30, 2025, the top ten holdings of the fund account for a total of 28.90%, with the largest holding being China COSCO Shipping (6.62%) [2]. - Other significant holdings include Orient Overseas International (3.04%), CITIC Bank (2.92%), and China Petroleum (2.45%) among others [2]. - The fund's holder structure shows that institutional investors hold 0.10 billion shares (46.36%), while individual investors hold 0.12 billion shares (53.64%) [1]. Group 3 - The current fund manager is Ms. Fang Shenshen, who has a background in finance and has held various positions in investment management prior to her current role [1]. - She has been managing the fund since July 1, 2024, and has experience with other funds under China Europe Fund Management Company [1].

以下文章来源于财联社资管视界 ，作者梁柯志 财联社资管视界 . 财联社倾力打造的金融、资管、FICC资讯和投研平台，为广大金融从业者和投资者提供电报、独家新 闻、精选资讯、重大事件点评、深度报道、研究报告等。 7月30日，中央政治局会议再次提到反内卷部署，强调"推动市场竞争秩序持续优化。依法依规 治理企业无序竞争"。 财联社记者注意到，种种迹象表明， 银行业反内卷行动已向区域和行业纵深铺开。 在区域层面，不久前广东打响银行保险全面反内卷自律第一枪之后，部分地区银行业协会开始 跟进。在行业层面， 7月30日刚刚结束的年中工作会议上，"宇宙行"工商银行明确要求带头整 治"内卷式"竞争，成为首家将反内卷列入下半年工作重点的国有大行。 7月31日，某上市银行董办负责人对财联社表示，从供给端看，现在银行天量的资金供给没 有"好的出处"，贷款可能是各家银行收益相对高的配置选择，价格内卷也是各家银行"无奈选 择"。 7月30日，山东某地方监管人士对财联社表示，金融业与产业端是一体，如今各行各业都卷， 银行业也在所难免。 该人士表示， 经过调研发现银行业"卷"的原因存在于若干客观因素， 一是 近年经济调整，地 产行业在内的传 ...

Core Viewpoint - Industrial and Commercial Bank of China (ICBC) has publicly committed to addressing "involution" in the banking sector, marking a significant stance among state-owned banks [1][2][3] Group 1: ICBC's Initiatives - ICBC's mid-year meeting emphasized the need to combat "involution-style" competition and to implement policies that stabilize the economy [3] - The bank aims to enhance service quality and foster new growth drivers while adhering to self-regulatory management [3] - ICBC's leadership is expected to set a precedent for other state-owned banks to follow suit in addressing "involution" [3][5] Group 2: Industry Response - Other banks, including Ping An Bank and Guangfa Bank, are also initiating measures against "involution" in their mid-year meetings [6][7] - The banking sector has been suffering from irrational price wars and risk management failures, leading to a call for more balanced competition [7] - Analysts suggest that the shift initiated by ICBC could create a more equitable competitive environment for smaller banks [3][4] Group 3: Regulatory Actions - Regulatory bodies are increasingly focusing on curbing "involution" through enhanced supervision and self-regulatory measures [9][10] - The Guangdong Financial Regulatory Bureau has introduced a negative list for "involution" practices and is promoting self-regulatory agreements among financial institutions [11] - Future efforts are expected to combine regulatory oversight with industry self-discipline to foster healthy competition [11]