香港交易及結算所有限公司及香港聯合交易所有限公司對本公告內容概不負責，對其準確性或 完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1983） 截至2025年6月30日止六個月之中期業績公告 瀘州銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈本行截至2025年6月 30日止六個月之未經審計中期業績。本中期業績公告列載本行2025年中期報告全 文，並符合香港聯合交易所有限公司證券上市規則中有關中期業績初步公告附載 的資料之要求。 本行2025年中期報告將於適當時候可在香港交易及結算所有限公司披露易網站 www.hkexnews.hk 及本行網站www.lzccb.cn 閱覽。 承董事會命 瀘州銀行股份有限公司* 董事長 游江 中國瀘州，2025年8月28日 （一） 法定名稱 2 瀘州銀行股份有限公司 2025中期報告 1、 法定中文名稱：瀘州銀行股份有限公司 （簡稱：「瀘州銀行」） 2、 法定英文名稱：LUZHOU BANK CO., LTD. （簡稱：「LUZHOU B ...

格隆汇8月18日丨泸州银行(01983.HK)公告，董事会会议将于2025年8月28日(星期四)举行，藉以(其中包 括)考虑及批准本行截至2025年6月30日止6个月中期业绩及其发布，并考虑建议派发中期股息(如有)。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不會就因本公告全部或任何部分內容而產生或因 依賴該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1983） 董事會會議通告 瀘州銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈，董事會會議將於 2025年8月28日（星期四）舉行，藉以（其中包括）考慮及批准本行截至2025年6月 30日止六個月之中期業績及其發佈，並考慮建議派發中期股息（如有）。 承董事會命 瀘州銀行股份有限公司* 董事長 游江 中國瀘州，2025年8月18日 截至本公告日期，董事會成員包括執行董事游江先生及劉仕榮先生；非執行董事 潘麗娜女士、熊國銘先生、羅火明先生及陳萍女士；以及獨立非執行董事鍾錦先 生、高晉康先生、程如龍先生、韓子榮先生及范靜東先生。 * 瀘州銀行股份有限公司並非香港法例第155章《銀行業條例》所指認可機構，不受香港金融 管理局的監督，亦不獲授權在香港經營銀行╱接受存款業務。 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 泸州银行股份有限公司 呈交日期: 2025年8月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01983 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 753,120,000 | RMB | | 1 RMB | | 753,120,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 753,120,000 | RMB | | 1 RMB | | 753,120,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明 ...

Distribution Plan - The company announced a profit distribution plan for the year 2024, with a total share capital of 2,717,752,062 shares, distributing a cash dividend of 1.2 RMB per 10 shares, totaling 326,130,247.44 RMB (including tax) [1] Dividend Recipients and Method - The dividend will be distributed to shareholders listed on the company's register as of July 11, 2025 [2] - The distribution will be executed in the form of cash dividends [3] - The payment date for the dividends is set to begin on July 29, 2025 [4] Implementation Procedures - For individual domestic shareholders who have signed a cash dividend account binding agreement, the company will automatically transfer the dividends to their linked bank accounts after withholding a 20% personal income tax [5] - Individual domestic shareholders who have not signed the agreement must present their original share certificate, valid ID, and bank account details to receive their dividends [5] - For corporate domestic shareholders with a signed agreement, dividends will also be automatically transferred to their linked accounts [6] - Corporate shareholders without an agreement must provide necessary documentation to receive their dividends [6] Dividend Processing and Consultation - Shareholders with a binding agreement can collect their dividends at any of the company's branches, while those without an agreement must visit the headquarters for processing [7] - The board office is available for inquiries, with a contact number provided [8] Reference Documents - The announcement includes the profit distribution plan and the resolutions from the 2024 annual shareholders' meeting [9]

Core Viewpoint - The article emphasizes the significant growth potential in the renewable energy sector, driven by increasing global demand for sustainable energy solutions and supportive government policies [1] Group 1: Industry Overview - The renewable energy market is projected to reach a value of $1.5 trillion by 2025, growing at a compound annual growth rate (CAGR) of 8% from 2020 [1] - Solar and wind energy are leading the growth, with solar energy capacity expected to increase by 20% annually over the next five years [1] - Government incentives and investments in green technology are crucial for the industry's expansion, with many countries committing to net-zero emissions by 2050 [1] Group 2: Company Insights - Company A has reported a 15% increase in revenue year-over-year, attributed to its expansion in solar panel production [1] - Company B is investing $500 million in research and development to enhance battery storage technology, which is essential for the integration of renewable energy sources [1] - Company C has secured contracts worth $300 million for offshore wind projects, indicating strong demand in the sector [1]

Core Viewpoint - The aging population in China is increasing, with 22.0% of the population aged 60 and above by the end of 2024, leading to a focus on the "digital divide" in financial services for the elderly [1] Group 1: Innovations in Services - Luzhou Bank has developed a dedicated service channel for customers aged 60 and above, allowing them to connect directly with experienced customer service representatives, thus eliminating the need for navigating complex voice menus [2] - The bank has launched a "Caring Version" of its mobile banking app, featuring enlarged fonts, simplified functions, and voice prompts to assist elderly users [2] - Luzhou Bank has introduced a video connection service in its mobile banking platform, enabling elderly customers to interact with bank staff from home, addressing mobility issues [2] Group 2: In-Branch Services - Luzhou Bank has created an "Elderly Service Manual" tailored to the needs of older customers and established dedicated service positions in branches, staffed by personnel wearing "Elderly Service Specialist" badges [4] - The bank has implemented "three service cards" at its branches to facilitate communication for elderly customers with hearing or mobility challenges, ensuring their needs are met [4] Group 3: Financial Safety and Education - Luzhou Bank emphasizes financial safety for elderly clients by conducting regular "Silver Hair Classes" to educate them on fraud prevention through various outreach methods [5] - The bank organizes engaging activities, such as paper-cutting and photography, to foster social interaction among elderly clients while reinforcing its commitment to community service [5] - The overall transformation of Luzhou Bank's services for the elderly reflects a commitment to the principle of "finance for the people," combining technological upgrades with a human touch [5]

Core Insights - The 2025 China International Financial Expo has commenced in Shanghai, featuring over 300 participating institutions, including domestic and international financial entities, technology companies, and industry organizations [1] - Luzhou Bank, as the first listed bank in a prefecture-level city in Southwest China, showcased its innovative practices in inclusive finance, pension finance, financial technology, and collaborative construction of a western financial center [1] - The bank's new generation electronic banking platform project won the "Best Technology Innovation Award" at a recent financial competition, highlighting its technological advancements [1] Group 1: Inclusive Finance Innovations - Luzhou Bank has launched a fully intelligent credit center system, enabling "minute-level credit approval" through AI decision engines and blockchain technology, providing a seamless service experience [2] - The bank has developed a matrix of 23 online products to cater to various small and micro enterprises, offering customized financial solutions across different industries [2] Group 2: Elderly Financial Services - In response to the growing demand for pension financial services due to an aging population, Luzhou Bank has created a "five-in-one" service system, focusing on mobile, companionship, remote, on-site, and security services [3] - The bank's "elderly-friendly" mobile banking version simplifies operations for older users, enhancing accessibility through larger fonts and clearer layouts [3] Group 3: Key Features of Elderly Services - The bank's elderly services include features like one-click access to video customer service and automatic identification of users over 60, ensuring quick access to human representatives [4] - Luzhou Bank has introduced a "fraud prevention safety bell" service, requiring verification from family members for transactions, thereby protecting elderly clients from financial fraud [4] Group 4: Future Directions - Luzhou Bank views participation in the China International Financial Expo as a significant opportunity to showcase innovation, enhance industry communication, and boost brand influence [5] - The bank aims to continue leading with technological innovation, integrating financial technology with business development to support the real economy and contribute to the construction of a western financial center [5]

Core Viewpoint - Luzhou Bank's planned capital increase of approximately HKD 1.8 billion has been abruptly halted due to shareholder objections, impacting its refinancing efforts [1][4] Group 1: Capital Increase Plan - Luzhou Bank intended to issue up to 1 billion new H-shares to raise no less than HKD 1.85 billion, with a board meeting scheduled for June 30 to discuss this plan [1][3] - The bank's decision to pause the capital increase was made after receiving feedback from shareholders, indicating a divergence of opinions among them [4][6] - The proposed issuance price of HKD 1.85 per share is significantly lower than the bank's net asset value and current market price, which may have contributed to the objections [1][7] Group 2: Financial Performance - For the year ending 2024, Luzhou Bank reported a revenue of CNY 5.209 billion, a year-on-year increase of 9.2%, and a net profit of CNY 1.276 billion, up 28.31% [8] - The bank's total assets approached CNY 171 billion, with net customer loans of CNY 98.585 billion, reflecting growth rates of 8.48% and 11.44%, respectively [8] Group 3: Capital Adequacy - As of the end of 2024, Luzhou Bank's core Tier 1 capital adequacy ratio stood at 8.27%, with total capital adequacy at 13.12% [2][8] - The bank has issued perpetual bonds worth CNY 6 billion and plans to issue an additional CNY 18 billion to bolster its capital base [8] Group 4: Loan Quality - Luzhou Bank's non-performing loan ratio was 1.19%, a decrease of 0.16 percentage points from the previous year, but the proportion of loans under watch increased from 1.28% to 2.1% [9] - The bank's top ten watch loans totaled CNY 1.942 billion, heavily concentrated in the real estate and construction sectors, indicating potential risks [9]

Market Overview - The Hang Seng Index closed down 0.17% at 24,284.15 points, while the Hang Seng Tech Index fell 0.07% to 5,341.43 points, and the Hang Seng China Enterprises Index decreased by 0.47% to 8,762.47 points [2] - The automotive, pharmaceutical, and banking sectors showed weakness, while the metals sector experienced gains [4] Metals Sector Performance - The metals sector saw significant gains, with Jiangxi Copper rising over 7%, Tianqi Lithium and Luoyang Molybdenum both increasing over 6%, and Zijin Mining among the top performers [4] - Notable stock performances included Luoyang Molybdenum at 6.26% with a market cap of 191.02 billion, Tianqi Lithium at 6.78% with a market cap of 56.97 billion, and Ganfeng Lithium at 2.74% with a market cap of 69.64 billion [5] Commodity Price Outlook - Goldman Sachs forecasts that copper prices will peak at approximately $10,050 per ton by August 2025 due to tightening supply in markets outside the U.S. [5] - Ping An Securities reports that the weakening of the U.S. dollar credit system will continue to drive precious metal prices higher, while industrial metals like copper and aluminum are expected to benefit from a loose monetary environment [5] Automotive Sector Dynamics - Xiaomi Group's stock rose by 3.6%, while major automotive stocks like Xpeng Motors, NIO, and BYD saw declines of 3.17%, 1.84%, and 1.19% respectively [6][7] - Market analysts suggest that the automotive sector may be impacted by Xiaomi's competitive pricing strategy for its new YU7 series, with expectations of monthly sales reaching 60,000 to 80,000 units [7] Banking Sector Trends - Chinese bank stocks experienced slight declines, with Luzhou Bank, Chongqing Bank, and China Merchants Bank dropping by 3.49%, 2.91%, and 2.39% respectively [8] - Recent reports indicate that insurance funds have been favoring high-dividend bank stocks, but this trend may be slowing down as investment teams shift focus towards technology innovation board companies [8] Financial Sector Developments - Huaxing Capital Holdings saw a significant intraday rise of nearly 38% before closing up 4.67% at HKD 4.48 per share, following its announcement of a $100 million investment in the Web 3.0 and cryptocurrency asset space [11] - The Hong Kong Securities and Futures Commission announced an increase in position limits for futures and options contracts on major indices, effective July 2, 2025, aimed at enhancing market flexibility [12]