证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-047 中国民生银行股份有限公司 日常关联交易公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第五次临 时会议于 2025 年 12 月 26 日审议通过了《关于本行日常关联交易预计额度的议 案》，同意核定中国长城资产管理股份有限公司及其关联企业、新希望集团有限 公司及其关联企业、工银金融资产投资有限公司、深圳前海微众银行股份有限公 司日常关联交易预计额度1。 ● 本行与中国长城资产管理股份有限公司及其关联企业集团关联交易，尚需 提交股东会审议。 ● 上述交易为关联交易，关联董事均回避表决。 ● 上述关联交易是本行根据企业合理的实际业务需求，基于正当商业目的开 展的正常银行业务，对本行正常经营活动及财务状况无重大不利影响。 一、日常关联交易基本情况 （一）日常关联交易履行的审议程序 根据《上海证券交易所股票上市规则》《上市公司独立董事管理 ...

赵鹏先生的辞职不会导致本行董事会成员低于法定人数，不会对本行董事会 运作及本行经营管理造成影响。 特此公告 今日，中国民生银行股份有限公司（以下简称"本行"）收到赵鹏先生的辞 任申请。因个人原因，赵鹏先生申请辞去本行第九届董事会董事及董事会风险管 理委员会委员、董事会提名委员会委员等职务。赵鹏先生的辞职自 2025 年 12 月 26 日起生效。 一、辞职的基本情况 | 姓名 | 辞任职务 | | | 原定任期 | | | 是否继续在上 | 是否存在未 履行完毕的 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | 辞任时间 | | 到期日 | | 辞任原因 | 市公司及其控 | | | | | | | | | | 股子公司任职 | 公开承诺 | | 赵鹏 | 非执行董事 | 2025 年 12 | | 2027 | 年 6 | 个人原因 | 否 | 否 | | | | 月 26 | 日 | 月 26 | 日 | | | | 二、辞职对本行的影响 证券代码：600016 证券简称：民生银行 优先股简称：民生优 1 优先股代码：3600 ...

中国民生银行股份有限公司 第九届董事会第五次临时会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-046 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第五次临时会 议于 2025 年 12 月 26 日在北京以现场方式召开，会议通知、会议文件于 2025 年 12 月 19 日以电子邮件方式发出。会议由高迎欣董事长召集并主持。会议应到董事 15 名，现场出席董事 9 名，董事长高迎欣，副董事长王晓永，董事郑海阳、曲新久、 温秋菊、宋焕政、程凤朝、刘寒星、张俊潼现场出席会议；电话/视频连线出席董事 6 名，副董事长刘永好，董事史玉柱、宋春风、梁鑫杰、林立、杨志威通过电话/视 频连线参加会议。会议符合《中华人民共和国公司法》（以下简称《公司法》）《中 国民生银行股份有限公司章程》（以下简称《公司章程》）的规定，表决所形成决 议合法、有效。 会议审议通过了如下决议： 1. 关于提名张震先生为本行第九届 ...

12月26日金融一线消息，民生银行公告称，公司收到赵鹏的辞任申请，赵鹏因个人原因申请辞去公司第 九届董事会董事及董事会风险管理委员会委员、董事会提名委员会委员等职务。赵鹏的辞职自2025年12 月26日起生效。赵鹏的辞职不会导致本行董事会成员低于法定人数，不会对本行董事会运作及本行经营 管理造成影响。 | 姓名 | 辞任职务 | 辞任时间 | 原定任期 | 辞任原因 | 是否继续在上 市公司及其控 | 是否存在未 履行完毕的 | | --- | --- | --- | --- | --- | --- | --- | | | | | 到期日 | | 股子公司任职 | 公开承诺 | | 赵鹏 | 非执行董事 | 2025 年 12 | 2027年6 | 个人原因 | 否 | 香 | | | | 月 26日 | 月 26日 | | | | 责任编辑：李琳琳 12月26日金融一线消息，民生银行公告称，公司收到赵鹏的辞任申请，赵鹏因个人原因申请辞去公司第 九届董事会董事及董事会风险管理委员会委员、董事会提名委员会委员等职务。赵鹏的辞职自2025年12 月26日起生效。赵鹏的辞职不会导致本行董事会成员低于法定人数，不会对 ...

每经AI快讯，12月26日，民生银行（600016）(600016.SH)公告称，赵鹏因个人原因申请辞去公司第九 届董事会董事及董事会风险管理委员会委员、董事会提名委员会委员等职务，辞职自2025年12月26日起 生效。 ...

智通财经记者 | 张晓云 华夏恒业"飞单"案有了新进展。 智通财经记者独家获悉，12月16日，北京三中院二审就该"飞单"一起诉讼案，判决民生银行承担20%赔 偿责任。该判决与中投万通理财 "飞单"案一起诉讼判决一致且相关。 此前于2022年，民生银行北京分行西站支行员工丁某乐，向11名客户售卖中投万通理财 "飞单"，一审 被判非法吸收公众存款罪，获刑4年，涉案金额达9000万元。 在丁某被刑事定罪后，部分投资者相继起诉银行索赔。今年9月，智通财经独家报道了一起生效案例判 决民生银行承担20%赔偿责任。 值得关注的是，两起"飞单"案，其中中投万通理财 "飞单"案已刑事立案，但华夏恒业理财"飞单"事件未 被刑事立案，共同点是，均涉及民生银行丁某乐。 2017年4月，张某就该投资向北京仲裁委员会申请仲裁，要求华夏恒业公司、恒业鼎瑞中心返还本金350 万元及利息。仲裁庭查明华夏恒业公司已支付利息92万元，裁决其返还本金350万元及剩余利息，但张 某向法院申请强制执行后未获实际财产。经查，华夏恒业公司虽曾登记为私募基金管理人，但恒业鼎瑞 中心未取得私募基金备案记录。 2021年，丁某乐因涉嫌非法吸收公众存款罪被刑事追诉 ...

智通财经记者 | 张晓云 华夏恒业"飞单"案有了新进展。 智通财经记者独家获悉，12月16日，北京三中院二审就该"飞单"一起诉讼案，判决民生银行承担20%赔偿责任。该判决与中投万通理财 "飞单"案一起诉讼判 决一致且相关。 此前于2022年，民生银行北京分行西站支行员工丁某乐，向11名客户售卖中投万通理财 "飞单"，一审被判非法吸收公众存款罪，获刑4年，涉案金额达9000 万元。 在丁某被刑事定罪后，部分投资者相继起诉银行索赔。今年9月，智通财经独家报道了一起生效案例判决民生银行承担20%赔偿责任。 值得关注的是，两起"飞单"案，其中中投万通理财 "飞单"案已刑事立案，但华夏恒业理财"飞单"事件未被刑事立案，共同点是，均涉及民生银行丁某乐。 华夏恒业理财"飞单"产品管理人为华夏恒业投资基金管理（北京）有限公司（下称华夏恒业），上述丁某乐不仅卖了中投万通理财"飞单"，还卖了华夏恒 业"飞单"。因华夏恒业"飞单"未被刑事立案，目前不清楚该"飞单"事件中民生银行牵涉总金额。 法院二审判决20%赔偿 智通财经获得的该案二审判决书显示，2013年8月22日，张某与北京恒业鼎瑞投资中心（有限合伙）（下称"恒业鼎瑞中心"） ...

Core Viewpoint - China Minsheng Bank, as the first national joint-stock commercial bank initiated by private enterprises, has consistently focused on supporting the private economy as its core strategy since its establishment 29 years ago. The bank is actively enhancing its services to private enterprises in the Guangdong-Hong Kong-Macao Greater Bay Area, aiming to facilitate high-quality financial development [1]. Group 1: Service Development - The Guangzhou branch of China Minsheng Bank has established a comprehensive service matrix to address the financing challenges faced by small and micro enterprises, significantly improving the convenience of obtaining loans [2]. - The branch has conducted over 90 outreach activities to connect with nearly 80 private enterprises, facilitating financing needs and enhancing service foundations in manufacturing and quality small and micro enterprises [3]. Group 2: Financial Products and Support - The bank has developed a diverse product system targeting small and micro enterprises, including the "Minsheng Hui" series, which offers tailored financial services based on specific scenarios, aiming for precise financial support [4]. - As of November 30, the Guangzhou branch has served over 10,000 small micro customers through its Minsheng Hui services, demonstrating its commitment to providing comprehensive financial solutions [4]. Group 3: Technological Empowerment - The Guangzhou branch emphasizes technology as a key driver for enhancing financial services, integrating new technologies such as the internet, big data, and AI to improve service efficiency and reduce operational costs for clients [5]. - The bank has partnered with various SaaS platforms to provide integrated solutions for the restaurant industry, showcasing its innovative approach to financial service delivery [5]. Group 4: Focus on Key Sectors - The bank has issued over 60 billion yuan in preferential loans this year, benefiting more than 8,000 small micro clients, and has established specialized teams to support cross-border and technological innovation sectors [6]. - As of November, the loan balance in key sectors such as consumption recovery reached 8.878 billion yuan, indicating the bank's proactive role in stimulating market recovery [6]. Group 5: Future Commitment - Looking ahead, the Guangzhou branch of China Minsheng Bank will continue to leverage its private enterprise roots, focusing on customer needs and technological innovation to deepen its practice of inclusive finance, thereby contributing to the high-quality development of the Guangdong-Hong Kong-Macao Greater Bay Area [7].

Group 1 - The banking sector saw a slight increase of 0.12% on December 25, with Minsheng Bank leading the gains [1] - The Shanghai Composite Index closed at 3959.62, up 0.47%, while the Shenzhen Component Index closed at 13531.41, up 0.33% [1] - The trading volume for Minsheng Bank was 2.2674 million shares, with a transaction value of 873 million yuan [1] Group 2 - The net inflow of main funds in the banking sector was 122 million yuan, while retail funds experienced a net outflow of 69.36 million yuan [1] - The detailed fund flow for individual banks shows that Ping An Bank had a net inflow of 51.47 million yuan from main funds [2] - Industrial Bank experienced the highest net outflow from main funds at 70.30 million yuan [2]

Core Insights - Chinese banks are expanding their overseas presence, establishing a comprehensive service network that covers major financial centers globally and key regions along the Belt and Road Initiative [1][2] - The internationalization strategy of Chinese banks has shifted from traditional markets in Europe and the US to emerging markets in Southeast Asia, the Middle East, Latin America, and countries involved in the Belt and Road Initiative [1][2] Group 1: Global Expansion Strategy - Chinese banks are utilizing representative offices, branches, and subsidiaries for overseas expansion, with larger banks often establishing branches in mature markets and starting with representative offices in emerging markets [2] - The distribution of overseas institutions shows that major state-owned banks are leading the expansion, with a focus on both traditional and emerging markets [2][4] Group 2: Performance Metrics - As of June 2025, Bank of China leads with 539 overseas branches in 64 countries, including 45 Belt and Road countries, showcasing its extensive global network [4] - Industrial and Commercial Bank of China follows with 413 overseas institutions in 49 countries, including 250 in Belt and Road countries, demonstrating a flexible international strategy [4] - Agricultural Bank of China has established 13 branches and 4 representative offices, focusing on supporting high-quality Belt and Road initiatives [4] Group 3: Revenue Growth and Market Dynamics - In the first half of 2025, Bank of China reported overseas revenue of 783.13 billion yuan, a 14.4% increase from the previous year, with overseas revenue accounting for 23.77% of total revenue [12] - Industrial and Commercial Bank of China's overseas revenue was 562.52 billion yuan, showing a slight decline of 1.88%, while Agricultural Bank of China experienced a 21.03% increase [12][11] - The growth of overseas revenue among joint-stock banks, such as Shanghai Pudong Development Bank, which saw a 119.37% increase, highlights the varying performance across banks [14] Group 4: Challenges and Future Directions - Chinese banks face regulatory challenges in overseas markets, including compliance with both domestic and foreign regulations, which can lead to significant penalties [15] - The demand for diversified financial services is evolving, with a shift from traditional trade financing to more complex needs such as global treasury management and cross-border mergers [16] - Future competitiveness will depend on enhancing global collaboration, local operational capabilities, compliance risk management, and financial technology innovation [18][19]