Workflow
CMBC(01988)
icon
Search documents
民生银行App是否有进步?互动体验有所提升,个别功能与老问题待攻坚
Xin Lang Cai Jing· 2025-12-25 03:33
新浪金融评测室综合用户体验、功能服务、性能安全、发展创新4大维度,327项细分指标对中国民生银 行手机银行App"民生银行"进行全扫描,最终给予81.300分(总分100)。 | | ■#x= ADD又符手机号管求、暴于机型支持面容、指纹、手势等快捷管家刀 式,仅可选择一种快捷方式。 | | --- | --- | | 鼎面体验 | App底边栏调整为"首页、资讯、财富、生活圈、我的"五大频道。具 体来看,"首页"自上而下分为"导航、头图、置顶功能、常用功能、消 | | | 息、热门活动+小应用(支持自定义)"。 | | | 常用功能键可否自定义 | | | M | | 操作体验 | 常用操作关联是否合理 | | | "常用功能"沿用十宫格模式,用户点击"全部"既可以查看/搜索全部应 | | | 用,可以自定义9个"我的应用"- 但与置顶功能排量仍不充分。 | | | 搜索互动体验 M | | 互动体验 | 客服互动体验 | | | 消息互动体验 | | | 互动体验也有提升,但消息体验仍不够完善,搜索、客服也可更进一步。 | | | App设有语音助手,支持客服中语音输入,上线了数字员工,暂不支 | | | ...
生物股份(600201.SH):大股东生物控股取得增持专项贷款承诺函
Ge Long Hui A P P· 2025-12-24 09:58
格隆汇12月24日丨生物股份(600201.SH)公布,中国民生银行股份有限公司呼和浩特分行(简称"民生银 行")已为生物控股出具《贷款承诺函》,同意为生物控股增持本公司A股股份提供专项贷款支持,贷 款金额最高不超过人民币9000万元,贷款期限36个月。除上述贷款外,本次A股股份增持的其余资金为 生物控股自有资金。 ...
关于国泰海通新锐量化选股混合型证券投资基金 可能触发基金合同终止情形的提示性公告
Group 1 - The core point of the announcement is that the Guotai Haitong New锐 Quantitative Stock Mixed Securities Investment Fund may trigger termination conditions as it has continuously reported a net asset value below 50 million yuan for 40 consecutive working days as of December 23, 2025 [1][2] - The fund's management will initiate a liquidation process if the net asset value remains below 50 million yuan for 50 consecutive working days, without the need for a meeting of fund shareholders [2] - The fund is managed by Shanghai Guotai Haitong Securities Asset Management Co., Ltd., and the custodian is China Minsheng Bank Co., Ltd. [1] Group 2 - The fund's contract stipulates that if the number of fund shareholders falls below 200 or the net asset value is below 50 million yuan for specified periods, the fund management must disclose this in regular reports [1] - Upon entering the liquidation process, the fund will cease to process subscriptions and redemptions [3] - Investors are encouraged to read the fund's contract, prospectus, and product information for detailed information [3]
民生银行青岛分行:AI感知预测模型数据资产质押融资
Qi Lu Wan Bao· 2025-12-24 03:30
Core Viewpoint - The successful integration of the "AI Perception Prediction Model" as a data asset into financial statements marks a significant milestone in the financialization of data assets, facilitating a pioneering data asset pledge financing of 30 million yuan in the AI sector in Shandong Province [1][2][5][6] Group 1: Data Asset Evaluation and Integration - The company established a dual evaluation mechanism for data asset quality and value, ensuring comprehensive assessment through compliance checks, quality testing, model performance evaluation, and application scenario validation [3] - The "AI Perception Prediction Model" was incorporated into the financial statements as an intangible asset, enhancing the diversity of the company's asset structure and providing a compliant basis for future financing [4] Group 2: Financing Innovation - The financing model innovatively uses AI model data assets as collateral, breaking away from traditional financing methods that rely on physical assets or credit guarantees, thus exploring a deep integration of data elements and financial capital [5][7] - The 30 million yuan loan represents the first instance of data asset pledge financing in the AI field within Shandong Province, signifying a critical transition of data assets from "resources" to "capital" [5][6] Group 3: Impact and Future Directions - The case serves as a "new district sample" for national data element market-oriented configuration reform, effectively promoting the capitalization, assetization, and financialization of data elements [6][7] - The funds obtained from this pledge financing will be utilized to enhance data infrastructure and analytical capabilities, further driving the monetization and appreciation of the company's data assets [5]
民生银行:以金融创新服务湾区建设
Zhong Jin Zai Xian· 2025-12-24 01:26
Core Viewpoint - Minsheng Bank has been committed to serving the public and supporting the local economy in Guangdong for 29 years, focusing on high-quality financial development through innovative products and services [1] Group 1: Inclusive Finance - Minsheng Bank's Guangzhou branch prioritizes inclusive finance, addressing financing challenges for small and micro enterprises and individual businesses with innovative products [2] - The branch developed an online supply chain product "Xinrong E," which has provided over 1.1 billion yuan in loans to more than 100 inclusive suppliers [2] - The "Minsheng Fast Loan" project, launched in 2025, has approved loans exceeding 60 million yuan for 38 dealers, enhancing the financial ecosystem for the real economy [2] Group 2: Technological Empowerment - The Guangzhou branch leverages technology to enhance financial services, transitioning from traditional to intelligent solutions [3] - The self-developed "Cloud Strategy" digital operating analysis platform has improved decision-making efficiency and service capabilities for customer managers [3] - The branch has introduced user-friendly banking solutions for elderly customers, including a simplified mobile banking interface and upgraded physical branches with senior-friendly features [3] Group 3: Community Welfare - Minsheng Bank emphasizes customer-centric service, implementing accessibility improvements in branches to better serve elderly clients [4] - The bank conducts community outreach, including financial fraud prevention seminars and home service initiatives for those with mobility challenges [4] - The branch has served nearly 2,500 individuals through community service points, providing essential services like social security card processing [4] Group 4: Green Finance - The Guangzhou branch focuses on green finance, supporting infrastructure and low-carbon industry development [5] - A strategic partnership with Guangzhou Metro Group has resulted in 4.2 billion yuan in green working capital loans for urban transportation projects [5] - The bank aims to expand its green finance product offerings to support the transition of related industries towards sustainability [5] Group 5: Social Responsibility - Minsheng Bank actively engages in social responsibility initiatives, contributing to rural revitalization and community support [6][7] - In 2025, the bank allocated 1 million yuan for targeted assistance in Henan, alongside additional funding for local infrastructure and industry development [7] - The bank has donated nearly 700,000 yuan to support rural revitalization efforts in Guangdong, promoting shared prosperity [7]
烟台市公安局高新技术产业开发区分局关于认领资金的公告
Xin Lang Cai Jing· 2025-12-22 18:17
山东省烟台市公安局高新技术产业开发区分局在侦办"117"开设赌场案时,依法查明招商银行 6214836558334666等6个银行账户并非户主本人使用,账户内的资金与户主无关。请上述银行账户的实 际使用人或者账户内资金的实际所有人自公告之日起六个月内持有效身份证件及证明材料到山东省烟台 市公安局高新技术产业开发区分局配合调查,确实与案件无关的,依法予以发还,逾期无人认领的,公 安机关将依法上缴国库。联系人:宋警官,联系电话:0535-6922721。特此公告。 附:《银行账户明 细》 烟台市公安局高新技术产业开发区分局 2025年12月23日 银行名称及账号如下: 招商银行: 6214836558334666;民生银行:6226220635367260;农业银行:6228480086518059174、 6228430339414336373;工商银行:6212261909002724889;中国银行:6217850500025909387。 转自:法治日报 (来源:法治日报) ...
民生银行公告称,“25华光环保MTN005(科创债)”申购结束前一小时内出现投资人撤标
Xin Hua Cai Jing· 2025-12-22 15:43
Core Viewpoint - Minsheng Bank announced that there was a withdrawal of investment by investors in the "25 Huaguang Environmental MTN005 (Sci-Tech Bond)" one hour before the subscription ended, specifically by Zhejiang Yin Wealth Management [1] Group 1 - The scale of the bond was 50 million yuan, with a subscription rate of 1.77% [1] - The withdrawal occurred at 17:58:59 [1]
中国民生银行华中地区两家山姆社区支行在长沙开业
Chang Sha Wan Bao· 2025-12-22 12:54
Core Viewpoint - The opening of two new branches of China Minsheng Bank in Changsha marks a significant step in the integration of "finance + consumption" in Central China, highlighting a new phase of collaboration with Sam's Club [1][3]. Group 1: Financial and Consumer Integration - The collaboration between China Minsheng Bank and Sam's Club aims to create a "finance + life" service ecosystem, responding to national policies aimed at boosting consumption and optimizing the business environment [3]. - In 2024, the two entities plan to launch co-branded credit and debit cards, focusing on customer daily consumption needs and establishing a specialized service system [3]. - Currently, nearly 1.3 million customers nationwide have been served by the Minsheng Bank Sam's Club co-branded card, with 55,000 customers in the Changsha area [3]. Group 2: Community Service and Customer Experience - The opening day of the new branches saw a high volume of local residents seeking banking services, with positive feedback on the convenience of banking while shopping [3][4]. - Customers expressed appreciation for the one-stop service that combines shopping and financial advice, making financial products more accessible and relevant to their daily lives [3]. - The new branches enable customers to handle various high-frequency banking tasks within the Sam's Club locations, promoting the idea of "financial needs within the community" [4]. Group 3: Economic Development and Community Engagement - China Minsheng Bank has been committed to enhancing retail financial services in Hunan for 17 years, with the new branches representing a strategic move to deepen community financial engagement [4]. - The co-branded card offers exclusive benefits to customers, and the bank plans to continue community outreach through financial education and consumer rights protection initiatives [4]. - The bank aims to innovate its financial service models and improve service quality, contributing to the high-quality development of the local economy [4].
宋都服务附属认购2480万元结构性存款产品
Zhi Tong Cai Jing· 2025-12-22 08:54
宋都服务(09608)发布公告,为充分利用集团的闲置资金以获取更佳回报,于2025年12月22日,公司附 属公司杭州兴润与中国民生银行订立结构性存款产品协议,据此,杭州兴润同意利用集团内部资金向中 国民生银行认购人民币2480万元的结构性存款产品。 ...
宋都服务(09608)附属认购2480万元结构性存款产品
智通财经网· 2025-12-22 08:49
智通财经APP讯,宋都服务(09608)发布公告,为充分利用集团的闲置资金以获取更佳回报,于2025年12 月22日,公司附属公司杭州兴润与中国民生银行订立结构性存款产品协议,据此,杭州兴润同意利用集 团内部资金向中国民生银行认购人民币2480万元的结构性存款产品。 ...