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金融为民践初心 民生银行南京分行守护消费者金融权益
Jiang Nan Shi Bao· 2025-09-22 03:15
Core Viewpoint - Minsheng Bank's Nanjing branch emphasizes a customer-centric approach by integrating integrity into its services, enhancing financial accessibility, and addressing community needs through innovative solutions [1][2][3][4] Group 1: Customer Service Innovations - The bank has implemented a dual protection mechanism of "technology warning + manual verification" to ensure customer fund safety by intercepting abnormal transactions and advising against suspected fraud in real-time [1] - Minsheng Bank has introduced six measures to assist elderly customers, including dedicated service counters, warm toolkits, and home service teams to facilitate banking processes for seniors [2] - The bank has extended its services to local communities by establishing "banking at your doorstep" initiatives, providing home delivery and purchasing services for residents with mobility issues [3] Group 2: Financial Education and Awareness - The bank conducts risk awareness classes in communities, using case studies and simulations to educate elderly individuals on recognizing scams and protecting their financial interests [4] - It organizes financial knowledge outreach programs in rural areas and schools to promote financial literacy and responsible consumption among different demographics [4] - The bank's commitment to consumer rights is reflected in its ongoing efforts to provide detailed financial education and support, ensuring that services are accessible and transparent [4]
银行群体为何易出ESG评级优等生
Core Insights - The MSCI ESG rating of CITIC Bank has been upgraded by two levels to the highest AAA rating, making it one of five banks in the A-share market to achieve this rating [1][2] - China's banking sector is leading in ESG performance compared to other industries, with 25 out of 42 listed banks rated A or above [2][3] - The improvement in ESG ratings is attributed to both regulatory support and the banks' own efforts in governance and green finance innovation [1][4] ESG Performance - As of September 19, five banks, including CITIC Bank, have achieved the AAA rating in the MSCI ESG ratings [1] - The average ESG rating of the banking sector is higher than that of other industries, with nearly 60% of listed banks rated A or above [2] - The disclosure rate of ESG reports among A-share listed banks is significantly higher than the overall market, with 100% of banks disclosing their 2024 ESG reports compared to 46.83% for all A-share companies [2] Green Finance Growth - The scale of green finance in the banking sector has been growing rapidly, with major banks like ICBC and Bank of China leading in green loan balances [3] - As of June 2023, ICBC's green loan balance exceeded 6 trillion yuan, while Bank of China's green loan balance reached 4.54 trillion yuan, growing by 16.95% compared to the end of 2024 [3] - The total green loan balance in the banking sector is projected to reach approximately 42 trillion yuan by June 2025 [3] Governance and Strategy - Banks are increasingly integrating ESG into their corporate strategies, with many viewing it as a catalyst for business innovation and risk management [4][5] - Major banks have established comprehensive ESG management systems, with clear responsibilities for ESG-related risk management at the board level [4] - Training programs on ESG governance and sustainable development are being implemented, with ICBC training over 120,000 employees in 2024 [5] Social Responsibility - Banks are enhancing their performance in consumer rights protection and inclusive finance, contributing positively to their ESG ratings [6][7] - For instance, CITIC Bank and China Merchants Bank have implemented systematic compliance management measures for financial marketing [6] - In inclusive finance, China Merchants Bank reported a balance of 887.68 billion yuan in loans to small and micro enterprises by the end of 2024, an increase of 83.4 billion yuan from the previous year [7] Climate Change Initiatives - The banking sector is increasingly focusing on climate-related issues, conducting stress tests and scenario analyses to assess the impact of climate change on their assets [8][9] - Banks are leveraging digital capabilities to support industrial transformation towards green and low-carbon practices [9] - Notable projects include Bank of China's financing for a carbon capture project and CITIC Bank's issuance of a green loan linked to sustainable development in the construction industry [10]
民生银行:为乡村振兴注入持续动力
单位类型组织专场培训,定制专题课程,如金融单位侧重乡村振兴金融产品设计、供应链金融、保险 +期货等,央企、国企重点侧重产业帮扶、消费帮扶、就业帮扶等,而民企重点侧重社会企业模式、公 益创投、电商助农等。 当前,全面建设社会主义现代化国家,最艰巨、最繁重的任务仍然在农村。全面推进乡村振兴,关键在 人,关键在干部,迫切需要一支懂农业、爱农村、爱农民的骨干队伍。加强干部队伍建设,是乡村振兴 工作的重中之重。 9月15日,"聚力振兴・赋能先行"基层干部乡村振兴能力提升培训班在河南省安阳市滑县正式开班。本 次培训由中国乡村发展基金会、中国民生银行主办,农业农村部管理干部学院、滑县党校承办,旨在助 力基层干部进一步提升乡村振兴政策领悟力、实践本领和实操能力,为乡村振兴注入持续动力。 提升基层专业能力 强化乡村人才支撑 此次培训班为期6天,将通过理论教学、实地观摩等形式,邀请有关专家围绕定点帮扶政策、强农惠农 政策解读,学用"千万工程"经验推进乡村建设实践,以及推进帮扶产业发展、做好"土特产"文章等主题 开展专题讲授,帮助基层干部提升能力水平,更好发挥在巩固脱贫攻坚成果、推进乡村全面振兴中的重 要作用。 "聚力振兴·赋能先 ...
封丘县帮扶调研:“特色产业”促乡村振兴
Group 1: Core Insights - Minsheng Bank has been supporting Fengqiu County since 2002, focusing on local agricultural and educational development to aid poverty alleviation and rural revitalization [1][4] - The bank has initiated projects like the "Huangde Town Jin Yinhua Industry Park" and "High-tech Sweet Potato Planting Pilot Project" tailored to the county's land and climate characteristics [1][3] Group 2: Agricultural Development - Fengqiu County is known for its high-quality Jin Yinhua (honeysuckle) production, with Minsheng Bank donating 2 million yuan in 2023 to develop a Jin Yinhua industry park in Jiazhuang Village, creating 300 jobs and increasing annual income by 10,000 yuan per person [2] - The bank plans to collaborate with Henan Normal University to enhance the production quality of Jin Yinhua, focusing on the "Tere 1" variety, which has shown promising characteristics [2] - A high-standard Jin Yinhua planting industry park is being developed on 300 acres, with expected yields of over 3,000 jin per acre by 2026, generating 20,000 yuan in income and 10,000 yuan in profit per acre [2] Group 3: Educational Development - Minsheng Bank has invested over 45 million yuan in the construction of Fengqiu County Minsheng School, a modern public school that opened in September 2019, alleviating local educational pressures [4] - The school spans 117,000 square meters with a total building area of 39,000 square meters, accommodating over 4,700 students and providing various facilities for comprehensive development [4] - The Fengqiu County Special Education School, supported by Minsheng Bank, caters to students with disabilities and has received additional funding for upgrading facilities and resources [5]
滑县帮扶样本:“文旅”带动显成效
滑县位于河南安阳市南部,常住人口114.83万人,整体面积198.81万亩,属省直管县。滑县历史文化底 蕴厚重,曾是颛顼帝的都城和卫国的都城,有史记载5000余年。 与此同时,民生银行整合文化艺术资源,开展特色文化帮扶项目——民生MA+艺术赋能计划。 曹奕萌介绍,"民生MA+艺术赋能计划"主要为三种帮扶模式,首先是"艺术+文旅"模式。2023年,民生 银行创新提出滑县"人文极点·麦田之旅"概念,举办"民生MA+艺术乡建创意展暨文化产业赋能乡村振兴 (滑县)论坛",活动围绕滑县"人文极点·麦田之旅"主题文化产业IP开发进行研讨,致力于打造文旅新 名片,让滑县成为美丽中国版图上的文化地标。同年,建成人文极点麦田之旅美术馆,吸引大量游客和 村民,并承载了研学功能。 其次,民生银行构建"艺术+非遗"模式。基于滑县257项各级非物质文化遗产名录和"人文极点·麦田之 旅"总体框架,民生银行通过数据地点化、信息地理化、知识地域化技术,设计开发滑县非遗艺术地图 平台,推出人文极点、非遗艺术、特色美食、文旅打卡地图,有效展现了滑县深厚的文化内涵和丰富的 文化吸引力。 再次,民生银行通过"艺术+乡建"赋能,组织权威院校团体的艺术 ...
民生银行信用卡中心总经理孙兴任职资格获批
Bei Jing Shang Bao· 2025-09-19 14:09
北京商报讯(记者孟凡霞实习记者周义力)9月19日,北京金融监管局发布《关于孙兴中国民生银行 (600016)股份有限公司信用卡中心总经理任职资格的批复》,核准孙兴担任民生银行信用卡中心总经 理的任职资格。 ...
中国民生银行信用卡中心开展送金融知识进敬老院主题活动
Zheng Quan Ri Bao· 2025-09-19 09:46
本报讯 (记者吕东)为切实提升老年群体金融安全意识,守护银发一族财产安全,9月16日,中国民生 银行信用卡中心联合四季青镇敬老院,以"保障金融权益助力美好生活"为主题,打造了一场集游园互 动、文艺汇演、非遗体验于一体的特色金融宣教活动。 (文章来源:证券日报) 活动现场巧妙融合传统文化与现代金融元素,设置了多个趣味互动摊位。在"慧眼识骗局"摊位,老人们 根据抽取的情景描述,识别诈骗信息;"权益拼拼乐"摊位以拼图形式传播消费者八项基本权益,普及合 理维权知识;"理财算盘坊"摊位通过正规理财收益计算与非法高息对比,引导老人识别骗局陷阱。 作为活动的重头戏,"银龄守护行动-金融教育示范基地"揭牌仪式上,国家金融监督管理总局北京监管 局、中国民生银行、四季青镇敬老院相关负责人,以及老年群体代表齐聚一堂,共同见证了这一重要时 刻。宣教基地的建立,旨在持续普及金融消费者权益保护知识,传授防范非法金融活动的实用技巧,传 播"金融为民办实事"相关举措。 ...
北京民企百强榜单出炉,京东联想小米位列前三
除主榜单外,同期发布的北京民营企业科技创新百强榜单显示,百度公司、北京三快在线科技有限公司 (美团)、小米通讯技术有限公司分别位列前三位。 北京民营企业文化产业百强榜单显示,北京快手科技有限公司、北京爱奇艺科技有限公司、北京石头世 纪科技股份有限公司位居前三。 北京民营企业专精特新百强榜单中,圣邦微电子(北京)股份有限公司、中际联合(北京)科技股份有 限公司、北京康斯特仪表科技股份有限公司跻身前三。 转自:北京日报客户端 9月19日下午,2025北京民营企业100强发布会举行。依照营业收入总额排序,100家民营企业进入百强 榜单。京东集团以11588.19亿元营业收入总额位居榜首,为榜单中唯一一家超万亿元的企业。 北京民营企业百强榜单发布现场 除京东集团外,入围榜单前10的企业还包括联想控股股份有限公司、小米通讯技术有限公司、北京三快 在线科技有限公司(美团)、泰康保险集团股份有限公司、北京建龙重工集团有限公司、北京嘀嘀无限 科技发展有限公司(滴滴出行)、理想汽车、中国民生银行股份有限公司、百度公司。 今年入围百强榜单企业的最低门槛为50.8762亿元,营业收入总额已突破50亿元大关。 | 25 | 北京东方 ...
中国民生银行沈阳分行扎实推进“金融教育宣传周”主题活动
Core Viewpoint - The Minsheng Bank Shenyang Branch has organized a "Financial Education Promotion Week" to enhance public financial literacy, prevent financial risks, and create a harmonious financial environment, reflecting its commitment to social responsibility and political stance [1][2] Group 1: Event Overview - The event aims to improve public financial literacy and risk awareness while promoting rational and value-based investment concepts [1] - The bank emphasizes the importance of financial education in maintaining financial stability and fulfilling its mission of serving the public [1] Group 2: Implementation Strategies - The bank utilized both traditional and digital platforms for the promotion, including setting up educational zones, hosting seminars, and distributing knowledge handbooks [2] - Online initiatives included articles, short videos, and interactive quizzes to engage a wider audience and effectively disseminate financial knowledge [2] Group 3: Future Commitment - The Minsheng Bank plans to continue exploring long-term mechanisms for financial education and enhancing service quality to contribute to national financial literacy and stability [2]
民生银行再领148万元罚单,今年累计被罚约2700万
Guan Cha Zhe Wang· 2025-09-19 02:36
Core Viewpoint - China Minsheng Bank's Xiamen branch has been penalized for multiple violations, resulting in a total fine of 1.4796 million yuan, highlighting ongoing regulatory scrutiny and compliance issues within the bank [1][2]. Summary by Category Violations and Penalties - The Xiamen branch of China Minsheng Bank was found guilty of five types of violations, including failure to comply with counterfeit currency management regulations and data security management [2]. - Specific penalties were imposed on three individuals within the bank for their direct responsibilities in the violations, with fines ranging from 10,000 yuan to 25,000 yuan [3]. Regulatory Actions - Since the beginning of the year, China Minsheng Bank has accumulated fines totaling approximately 27 million yuan due to various compliance failures, including inadequate system controls and dual failures in loan management [4]. - Recent fines include 5.9 million yuan for system management issues and 950,000 yuan for dual failures in loan management at the Haikou branch [4]. Financial Performance - In the first half of the year, China Minsheng Bank reported an operating income of 72.384 billion yuan, a year-on-year increase of 7.83%, while the net profit attributable to shareholders decreased by 4.87% to 21.38 billion yuan [6]. - As of June, the bank's total assets were approximately 7.77 trillion yuan, reflecting a slight decline of 0.59%, while total loans and advances increased by 0.44% to about 4.47 trillion yuan [6].