Core Viewpoint - The Consul General Chen Shijie conducted visits to various Chinese institutions and companies in New Zealand, emphasizing the importance of safety, compliance, and social responsibility in business operations [1] Group 1: Visits and Engagements - The Consul General visited the Auckland Chinese Cultural Center, several Chinese banks (ICBC, China Construction Bank, Bank of China), and airlines (Air China, China Southern Airlines) [1] - Meetings were held with representatives and employees to exchange New Year greetings and discuss operational practices [1] Group 2: Business Operations and Responsibilities - Companies are urged to maintain safety in production and operate in accordance with laws and regulations [1] - There is a strong emphasis on protecting employees' legal rights and fulfilling social responsibilities [1] - The goal is to contribute to the deepening of the comprehensive strategic partnership between China and New Zealand [1]

2月5日金融一线消息，经过近两个月的激烈角逐和专家评审，新浪财经联合中国金融出版社、中信出版 集团等发起的"2025十大金融图书品鉴"活动结果正式揭晓。中国银行业协会养老金业务专业委员会所著 《养老金业务理论与实务》（第二版）获评2025十大最受欢迎金融图书。 相关推荐： 金融潮涌，书为舟楫！2025十大最受欢迎金融图书正式揭晓 责任编辑：秦艺 2月5日金融一线消息，经过近两个月的激烈角逐和专家评审，新浪财经联合中国金融出版社、中信出版 集团等发起的"2025十大金融图书品鉴"活动结果正式揭晓。中国银行业协会养老金业务专业委员会所著 《养老金业务理论与实务》（第二版）获评2025十大最受欢迎金融图书。 《养老金业务理论与实务》（第二版） 作者：中国银行业协会养老金业务专业委员会 《养老金业务理论与实务》（第二版） 作者：中国银行业协会养老金业务专业委员会 出版社：中国金融出版社 为贯彻落实中央金融工作会议精神，做实做细养老金融大文章，同时顺应养老金业务政策和市场变化， 更好服务于我国多层次多支柱养老保险体系建设，中国银行业协会养老金业务专业委员会组织编写了 《养老金业务理论与实务（第二版）》。全书系统阐述了国 ...

Core Viewpoint - The event aimed to enhance financial services for private enterprises in Guangdong, focusing on the needs of Jiangxi merchants, by establishing a strategic cooperation between Bank of China Guangdong Branch and Jiangxi Chamber of Commerce in Guangdong [1][3][11] Group 1: Event Overview - The signing ceremony and financing matchmaking event attracted over 100 representatives from various chambers of commerce, aiming to connect financial services with the needs of private enterprises [1][3] - The event was guided by the Guangdong Provincial Federation of Industry and Commerce and the Jiangxi Provincial Government Office in Guangdong [1][3] Group 2: Financial Services and Initiatives - Bank of China Guangdong Branch introduced the "GanShang Loan" financing service specifically for Jiangxi Chamber of Commerce member enterprises and their supply chains, with a total credit amount of nearly 17 billion yuan provided to around 300 member enterprises [3][7] - The bank plans to increase its support to 100 billion yuan during the 14th Five-Year Plan period, focusing on technological innovation and transformation for Jiangxi merchants in Guangdong [3][4] Group 3: Strategic Cooperation - A strategic cooperation agreement was signed between Bank of China and Jiangxi Chamber of Commerce, establishing a multi-level cooperation mechanism across 19 cities in Guangdong [4][6] - The cooperation aims to provide comprehensive services including financing, cross-border finance, personal finance, financial consulting, and resource sharing [6][10] Group 4: Addressing Financial Needs - The event featured a one-on-one consultation approach, where financial service teams addressed specific financial needs and challenges faced by Jiangxi merchants [10][11] - Bank of China emphasized its commitment to creating a favorable financing environment for private enterprises through continuous engagement and tailored service offerings [11]

中新网圣保罗2月5日电 (记者 林春茵)日前，巴西中资企业协会联合海尔巴西在圣保罗成功举办2026年 首场"中资业务大讲堂"——"中企出海巴西：安全风险与应对策略"专题讲座。 讲座特邀海尔巴西安全战略与政企总监管成担任主讲人。管成系统解析了巴西安全威胁的类型，结合近 期涉枪犯罪、暗网数据泄露等典型案例，重点讲解了三大核心安全内容：设施安全防护，包括圣保罗绿 区办公选址建议；人员与物流安全，涵盖高危区域规避、出行防护、防弹车辆配置及物流全程监控措 施；应急响应机制，详解事前预警、事中处置流程及事后复盘方法，并现场演示了止血带使用等应急实 操技能，强调"生命至上"原则，构建合规高效的海外安全保障体系。 参会企业代表纷纷表示，讲座内容直击海外安全痛点、干货满满，不仅系统梳理了核心安全风险，更通 过多场景实操指导方案的精准输出，强化了全员在巴工作生活的安全风险防范意识与底线思维，为企业 优化内部安全管理体系、降低运营风险提供了重要实践参考。(完) 李东成表示，作为共建"一带一路"中拉合作重要枢纽，巴西吸引众多中资企业扎根，而安全是发展的前 提，协会积极聚焦企业核心关切，助力在巴中资企业筑牢安全防线。 徐磊表示，本次讲 ...

（来源：青岛金融） "刚买完东西，退税款就回来了，感觉完全不一样。青岛的支付效率，让这趟旅途更加圆满！"韩国旅客 HAN JUNGMOK先生难掩喜悦。过往多国旅行，退税排队填表、数日等待到账是常态，此次他本没抱 太高期待，没想到在青岛海信广场，业务办理格外顺畅。工作人员通过操作青岛中行布设的集成退付 POS终端，一键完成预授权与退税联动，退税款"速"到账，将传统数天的退税等待压缩为"即时惠享"的 舒心体验。 近年来，在中国人民银行青岛市分行指导下，中国银行青岛市分行围绕境外来华人员需求，全力打造支 付便利化全场景服务，联合银联商务、中银通支付定制开发集成退付POS终端，将扫码核验、多卡支 付、跨境清算等功能集于一体，全面兼容境内外银联卡及Visa、万事达等主流国际卡种，彻底打破外卡 支付壁垒，退税款办完"速到账"，实现山东在离境退税便利化领域"零的突破"。 近年来，在中国人民银行青岛市分行指导下，中国银行青岛市分行围绕境外来华人员需求，全力打造支 付便利化全场景服务，联合银联商务、中银通支付定制开发集成退付POS终端，将扫码核验、多卡支 付、跨境清算等功能集于一体，全面兼容境内外银联卡及Visa、万事达等主流 ...

Core Viewpoint - The recent adjustments in margin ratios and price fluctuation limits for gold and silver deferred contracts by Bank of China are aimed at protecting investor interests and managing market risks amid significant volatility in the precious metals market [1][2]. Group 1: Margin Adjustments - Starting from February 3, 2026, the margin ratio for silver deferred contracts at the Shanghai Gold Exchange (SGE) will be adjusted from 26% to 23%, while the margin ratio for Bank of China's silver deferred contracts will change from 66.04% to 66.01% [2]. - For gold deferred contracts, the margin ratio will increase from 16% to 17%, and Bank of China's margin ratio will rise from 42.24% to 44.88% [1][2]. - The fluctuation limit for gold contracts will be adjusted from 15% to 16%, and for silver contracts, it will decrease from 25% to 22% [2]. Group 2: Market Analysis - The precious metals market has experienced significant fluctuations, with gold prices opening at 1096 yuan per gram on February 4, 2026, and rising over 6% during the day, following a drop of more than 13% on February 2 [1][4]. - Analysts suggest that the recent price adjustments do not indicate a trend reversal, as the long-term bullish logic for gold and silver remains intact [4][6]. - The market is expected to experience more volatility in February, with predictions of price fluctuations rather than a definitive upward trend, advising investors to be cautious and avoid holding positions during the holiday [6].

当地时间4日，葛海蛟会见沙特公共投资基金（PIF）副总裁兼中东北非投资总监亚齐德·阿尔胡米德 （Yazeed Al-Humied）。他表示，习近平主席2022年成功访问沙特以来，中沙关系取得新的积极进展， 多领域合作迎来广阔发展机遇。中国银行始终将PIF视为重要全球合作伙伴，在存贷款、资本市场等领 域不断拓展合作深度和广度。希望双方依托中国银行在中东地区的广泛金融服务网络，围绕人民币国际 使用、重点项目融资、金融市场等领域加强互动，共同为促进地区国家发展繁荣作出新贡献。阿尔胡米 德表示，中国银行是与PIF业务合作最密切的银行之一，希望中国银行继续支持PIF在全球投资兴业，共 同推动金融合作取得新成果。 期间，葛海蛟与中国驻沙特大使馆参赞高明会谈，围绕主动融入中沙经贸合作大局、提升人民币产品服 务质效等话题沟通交流；调研利雅得分行，就更好服务国家重大战略、切实提升可持续发展能力、扎实 筑牢风险防控根基等方面作出部署。 责任编辑：曹睿潼 来源：中国银行 来源：中国银行 当地时间2月2日至4日，中国银行董事长葛海蛟在沙特利雅得开展工作调研，围绕落实两国领导人重要 共识、拓展多领域互利合作等话题与政商界人士深入交流。 ...

分享环节中，人民银行福建省分行专家系统地讲解了我省人民币跨境使用的鲜活案例与发展机遇；福州外代国际货运代理有限公司财务人员作为国企代表， 分享了以人民币结算降低汇兑成本、稳定经营预期的使用经验。中国银行总行及澳门分行的专家则分别从全球业务视野与境外财资管理中心建设角度，阐述 了人民币国际化的新机遇与现金管理前沿应用。 活动上，中国银行福建省分行正式发布《国企跨境服务方案》。该方案整合跨境结算、融资、避险等一揽子金融服务，支持国有企业在贸易、投融资、跨境 资金管理等全业务流程中落实"本币优先"，助力构建"本币优先"的跨境生态圈。 中新网福建新闻2月5日电 2026年2月4日，由中共福建省委金融委员办公室、中国人民银行福建省分行、福建省人民政府国有资产监督管理委员会共同指 导，中国银行福建省分行承办的"闽企扬帆 本币为先"人民币国际使用推介会在福州举办。活动聚焦人民币国际使用与福建国企跨境金融需求，政府代表、 省属国企代表及金融机构负责人参会合计约120名，共话人民币跨境使用新机遇。 推介会以"依闽海而立，择本币而进；向世界而行，乘大势而上"为主题，围绕人民币国际化政策导向、国企应用案例与金融服务展开深入交流，省 ...

格隆汇2月5日｜香港交易所信息显示，贝莱德在中国银行H股的持股比例于01月30日从5.99%升至 6.04%。 ...

Core Viewpoint - The report from BOC International indicates that the Chinese banking sector remains stable with attractive valuations, maintaining an "overweight" rating, with a preference for Industrial and Commercial Bank of China (ICBC) [1] Group 1: Investment Outlook - Investors are expected to focus on H-shares of banks this year due to their low valuations and solid fundamentals, with an anticipated dividend yield of approximately 5.46%, which is significantly higher than the one-year RMB deposit rate of 1.5% and the one-year HKD deposit rate of about 3% [1] - Looking ahead to 2026, it is anticipated that policymakers will continue to promote accommodative monetary policy and proactive fiscal policy, leading long-term investors to closely monitor H-share bank stocks [1] Group 2: Preferred Stocks - Among Chinese bank stocks, ICBC is favored due to its relatively low valuation compared to peers [1] - Recommendations include "buy" ratings for Agricultural Bank of China (1288.HK), China Merchants Bank (3968.HK), China Construction Bank (0939.HK), Postal Savings Bank of China (1658.HK), and China Everbright Bank (6818.HK) [1]