Core Viewpoint - Shanghai Pudong Development Bank Chengdu Branch is actively supporting local economic development through innovative financial products and services, demonstrating its commitment to the "Four Modernizations" strategy in Sichuan [5][6]. Financial Performance - As of June 30, 2025, the bank reported a general deposit balance of 72.088 billion RMB, an increase of 20.81% year-on-year, and a loan balance of 137.302 billion RMB, which grew by 8.48% [5][6]. - The bank has cumulatively provided 216 billion RMB in loans and over 30 billion RMB in bond financing to Sichuan over the past five years [5]. Strategic Initiatives - The bank has launched the "Tongwei Co., Ltd. 2025 Second Phase Technology Innovation Bond" to support technological research and development, showcasing its role in financing local enterprises [5]. - The bank has implemented a digital strategy focusing on five key financial sectors: technology finance, supply chain finance, inclusive finance, cross-border finance, and treasury finance [6]. Community and Social Responsibility - The bank has provided over 30 billion RMB in loans to 700 key projects across the province, supporting strategic emerging industries and high-tech sectors [6]. - As of June 2025, the bank's green finance loan balance reached 20.157 billion RMB, focusing on renewable energy and green construction [6]. - The bank has donated over 2.38 million RMB to various rural communities and educational initiatives, reinforcing its commitment to social responsibility [6].

Core Viewpoint - The Shanghai Pudong Development Bank's board of directors approved a significant related party transaction involving a credit limit of RMB 20 billion for China Mobile Communications Group Co., Ltd, which is considered a normal credit business and does not significantly impact the company's financial status [6][12]. Group 1: Board Meeting Resolutions - The board meeting held on July 29, 2025, approved three key proposals: the related party transaction with China Mobile, the revision of the Outsourcing Risk Management Measures, and the optimization plan for the retail personal loan pooling model, all receiving unanimous support [2][4]. - The board meeting was attended by all 11 directors, meeting the legal requirements for quorum [1][4]. Group 2: Related Party Transaction Details - The approved transaction involves a comprehensive credit limit of RMB 20 billion for China Mobile Group, valid for one year, and constitutes a significant related party transaction as it exceeds 2.72% of the company's latest audited net assets [6][7]. - The transaction was reviewed and approved by the board's risk management and related party transaction control committee, as well as independent directors, and does not require shareholder approval [7][12]. Group 3: Impact and Compliance - The transaction is classified as a normal credit operation and is not expected to have a significant impact on the company's ongoing operations, profits, or asset status [12]. - The pricing policy for the related party transaction adheres to compliance and fairness principles, ensuring that terms are not more favorable than those offered to non-related parties [11][13].

本报记者 彭妍 近日，建设银行、四川银行等多家银行公告了二级资本债和永续债（以下统称"二永债"）发行情况。记者据中国货币网数 据整理，7月份以来至少有12家银行发行"二永债"补充资本，显示"二永债"发行节奏加快。 对于下半年"二永债"发行规模走势，受访业内人士表示，综合多方面因素，下半年银行"二永债"市场将呈现"中小行主导、 成本下行、供给增加"的格局，总体发行规模有望保持稳步增长。 7月份发行放量 Wind资讯数据显示，截至7月29日，今年以来商业银行"二永债"总发行量已达到10419.6亿元，发行数量达到67只。从季度 分布来看，一季度仅发行9只，发行总量为1738.6亿元；二季度发行43只，发行总量为6387亿元；进入三季度后，截至7月29日 已发行15只，发行总量为2294亿元。 7月份以来，已有工商银行、中国银行、农业银行、浦发银行、广州银行、四川银行、兰州银行、晋商银行、广东顺德农 村商业银行等12家银行发行"二永债"。比如，7月28日，建设银行发布公告称，其2025年第二期二级资本债券已于7月25日发 行，总规模450亿元。其中，10年期品种（第5年末可赎回）发行400亿元，票面利率1.94%； ...

（文章来源：证券日报） 证券日报网讯 7月29日晚间，浦发银行发布公告称，公司监事会2025年第七次会议审议通过了《公司关 于与中国移动通信集团有限公司关联交易的议案》等多项议案。 ...

低息差环境与转型压力之下，商业银行下半年经营路线图如何谋划？近期密集召开的年中工作会议给出答案。7月29日，北京商报记者梳理发现，农业银 行、广发银行、浦发银行、光大银行、华夏银行、平安银行、兴业银行、北京银行、苏州银行、长沙银行等多家银行近日召开2025年年中工作会议，金 融"五篇大文章"、优化业务结构、数字化转型等成为下半年银行工作的"关键词"，部分银行更将"反内卷"纳入工作要点。 业内分析人士指出，下半年银行业发力的核心仍要落在"实效"上。既要把"五篇大文章"的特色路径转化为具体业务的渗透率与客户获得感，也要让数字化转 型跳出技术堆砌的困境，真正嵌入业务流程以实现降本提效，同时需警惕低息差下的风险边际变化，在普惠小微、科创企业等领域平衡好规模扩张与资产质 量。 从数字化向数智化转型 在低息差持续的背景下，银行业正通过改革寻找新动能。平安银行零售端重塑信用卡竞争力、升级财富管理体系，对公端启动战略改革，以提升风险调整后 收益率为目标优化客群结构，下半年更将推进四大改革强化总行对一线的赋能支撑；农业银行则加速智慧银行建设，用科技为基层减负，以"客户满意、员 工满意"为目标优化业务流程；光大银行则提出平稳有序 ...

（编辑 任世碧） 证券日报网讯 7月29日晚间，浦发银行发布公告称，公司董事会2025年第七次会议审议通过了《公司关 于与中国移动通信集团有限公司关联交易的议案》《公司关于修订的议案》《公司关于零售个贷分池模 型优化方案的议案》。 ...

Group 1: Overview of Rankings - In 2025, a total of 9 Chinese banks and 7 insurance companies made it to the Fortune Global 500 list, with 6 institutions entering the top 100 [1][6] - Among banks, Agricultural Bank of China rose in rank, surpassing China Construction Bank to become the second-ranked domestic bank, while Minsheng Bank fell 36 places [1][4] - In the insurance sector, China Life Insurance surpassed Ping An Insurance to become the top-ranked domestic insurer, with Xinhua Life Insurance making a comeback to the list [5][7] Group 2: Bank Rankings and Changes - The rankings of major Chinese banks in the 2025 Fortune Global 500 are as follows: ICBC (26), Agricultural Bank (30), China Construction Bank (31), and Bank of China (38) [2][3] - Minsheng Bank experienced the largest drop, falling 36 places to rank 207, while Agricultural Bank was the only bank to rise, gaining 4 places [3][4] Group 3: Insurance Rankings and Changes - The 7 Chinese insurance companies on the list include China Life, Ping An, People's Insurance, Pacific Insurance, Taikang Insurance, AIA, and Xinhua Life [6][7] - Pacific Insurance saw the largest increase in rank, rising 80 places, while Taikang Insurance improved by 47 places [7] Group 4: Profitability Insights - ICBC is the only Chinese company in the top ten of the Fortune Global 500's most profitable companies, with profits exceeding $50.8 billion [8][10] - China Merchants Bank ranked tenth in profit margin at 29.3%, while several other banks and insurance companies also made it to the list of the most profitable companies [10][12]

Core Viewpoint - Shanghai Pudong Development Bank (SPDB) has approved a significant related party transaction involving a comprehensive credit limit of RMB 20 billion to China Mobile Communications Group Co., Ltd., which constitutes a major related party transaction as it exceeds 1% of SPDB's latest audited net assets [1][2] Group 1 - SPDB's board of directors approved the credit limit for China Mobile Group during its seventh meeting in 2025, with the credit valid for one year [1] - The transaction amount represents 2.72% of SPDB's latest audited net assets, qualifying it as a major related party transaction [1] - The approval process included reviews by the bank's risk management and related party transaction control committee and independent directors, eliminating the need for shareholder meeting approval [1] Group 2 - SPDB stated that this related party transaction is part of its normal credit business and does not significantly impact its ongoing operational capacity, profit and loss, or asset status [2]

2024年1至12月份，浦发银行的营业收入构成为：利息收入占比82.07%，非利息收入占比8.48%。 每经AI快讯，浦发银行（SH 600000，收盘价：12.79元）7月29日晚间发布公告称，公司2025年第七次 董事会会议于2025年7月29日以书面传签方式召开。会议审议了《公司关于与中国移动通信集团有限公 司关联交易的议案》等文件。 每经头条（nbdtoutiao）——直击首例基孔肯雅热报告社区：下水井盖都加装纱网和胶带，已很难见到 一只蚊子！千人投入"防蚊战" （记者 胡玲） 截至发稿，浦发银行市值为3871亿元。 ...

公告编号：临2025-047 证券代码：600000 证券简称：浦发银行 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 转债代码：110059 转债简称：浦发转债 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 交易简要内容：上海浦东发展银行股份有限公司（以下简称公司）拟为 中国移动通信集团有限公司（以下简称"中国移动集团"）核定人民币 200 亿元 的综合授信额度。 ● 中国移动集团为公司关联法人，本次交易构成关联交易。 ● 本次交易不构成重大资产重组。 ● 本次关联交易事项已经董事会风险管理与关联交易控制委员会（消费者 权益保护委员会）及独立董事专门会议审议通过，并由公司董事会批准，无需提 交股东会审议。 ● 本次关联交易是公司的正常授信业务，对公司持续经营能力、损益及资 产状况不构成重要影响。 一、关联交易概述 根据《银行保险机构公司治理准则》《银行保险机构关联交易管理办法》《上 海证券交易所股票上市规则》，以及《公司章程》《公司关联交易管理办法》等相 关规定，公司核定：给予 ...