格隆汇1月9日丨民生银行(600016.SH)公布，为进一步增加本行对林芝民生村镇银行的持股比例，更好 地实施对林芝民生村镇银行的改制，本行与巨人投资、南方希望签订《股份转让协议》，分别以200万 元和120万元交易金额受让巨人投资持有的林芝民生村镇银行250万股、占比2.8345%股份和南方希望持 有的林芝民生村镇银行150万股、占比1.7007%股份。本次交易的资金来源为本行自有资金。至本次关 联交易为止，过去12个月内本行与巨人投资、南方希望及其他关联方之间相同交易类别下标的相关的关 联交易未占本行最近一期经审计净资产绝对值5%以上。 ...

格隆汇1月9日丨民生银行(600016.SH)公布，为进一步增加本行对林芝民生村镇银行的持股比例，更好 地实施对林芝民生村镇银行的改制，本行与巨人投资、南方希望签订《股份转让协议》，分别以200万 元和120万元交易金额受让巨人投资持有的林芝民生村镇银行250万股、占比2.8345%股份和南方希望持 有的林芝民生村镇银行150万股、占比1.7007%股份。本次交易的资金来源为本行自有资金。至本次关 联交易为止，过去12个月内本行与巨人投资、南方希望及其他关联方之间相同交易类别下标的相关的关 联交易未占本行最近一期经审计净资产绝对值5%以上。 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2026-001 中国民生银行股份有限公司 关联交易公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第十六 次会议和第九届董事会第五次临时会议分别于 2025 年 10 月 30 日和 2025 年 12 月 26 日审议通过了《关于中国民生银行受让林芝民生村镇银行股份有限公司部 分股份的议案》，同意本行与上海巨人投资集团有限公司（以下简称"巨人投资"）、 南方希望实业有限公司（以下简称"南方希望"）签订《股份转让协议》，分别 以 200 万元1和 120 万元交易金额受让巨人投资持有的林芝民生村镇银行股份有 限公司（以下简称"林芝民生村镇银行"）250 万股、占比 2.8345%股份和南方 希望持有的林芝民生村镇银行 150 万股、占比 1.7007%股份。 ● 至本次关联交易为止，过去 12 个月内本行与巨人投资、南方希望除已披 露的日常关联交 ...

民生银行公告称，该行第九届董事会相关会议已审议通过受让林芝民生村镇银行部分股份的议案。将分 别以200万元、120万元受让巨人投资持有的250万股（占比2.8345%）、南方希望持有的150万股（占比 1.7007%）股份。交易定价0.8元/股，资金源于自有资金。巨人投资实控人为史玉柱，南方希望实控人 为刘永好，二者均为关联法人。该行已获监管批复，受让股份后将收购林芝民生村镇银行并设林芝二级 分行，该行将依法解散。 ...

Core Viewpoint - The tightening of regulatory rules and the complexity of the risk environment are driving a restructuring wave in the banking industry's risk and compliance systems [1][7]. Group 1: Appointment Trends - A surge in appointments for Chief Risk Officers (CROs) and Chief Compliance Officers (CCOs) is expected from late 2025 to early 2026, with nearly 10 banks increasing related personnel configurations in the past month [1][7]. - Since the beginning of 2025, over 20 banks and branches have had relevant qualifications approved by regulators [1][7]. - The trend is influenced by the impending expiration of a one-year transition period set by the "Financial Institutions Compliance Management Measures," which requires financial institutions to establish a CCO at their headquarters [1][7]. Group 2: Governance Models - The banking sector exhibits two governance models for CCOs and CROs: "one person holding both positions" and "independent separation" [2][9]. - The "one person holding both positions" model is prevalent, particularly in smaller banks, allowing for unified decision-making in risk and compliance management [2][9]. - Conversely, the "independent separation" model is more common in larger banks, enhancing professional checks and balances within the risk control system [3][10]. Group 3: Talent Acquisition and Challenges - The demand for composite talents is rising, with banks favoring candidates with extensive experience in finance or legal compliance [11][12]. - Some banks are adopting market-based recruitment methods for CCOs, breaking traditional selection models [11]. - Salary levels for CCO positions are increasing, with some banks offering monthly salaries between 100,000 to 130,000 yuan [11]. Group 4: Compliance Management Evolution - Effective compliance management is evolving from a "cost center" to a "value guardian," playing a crucial role in mitigating credit, market, and liquidity risks [12][13]. - The future of compliance governance in the banking industry is expected to become more institutionalized and refined, with clearer responsibilities and a focus on composite compliance talents [12][13]. - The core competencies for CCOs are expected to include deep business insight, precise regulatory interpretation, efficient execution, and strong cross-departmental collaboration [13].

Core Viewpoint - The report highlights a significant outflow of main capital from various stocks in the Shanghai and Shenzhen markets, with 387 stocks experiencing net outflows for five consecutive days or more, indicating potential investment risks in these companies [1][2][3][4]. Group 1: Main Capital Outflow Statistics - The stock with the longest continuous net outflow is Dameng Data, with 23 days of outflows [1]. - Daqin Railway follows with 20 days of net outflows, totaling 2.711 billion yuan [1]. - The total net outflow for Daqin Railway over 20 days is the highest at 2.711 billion yuan, while Xiechuang Data has a net outflow of 1.914 billion yuan over five days [1][2]. Group 2: Stocks with Significant Outflows - The top stocks by net outflow duration include: - Daqin Railway: 20 days, 2.711 billion yuan, 18.68% of trading volume, -6.22% cumulative change [1]. - Dameng Data: 23 days, 0.503 billion yuan, 7.58% of trading volume, 14.15% cumulative change [2]. - Haima Automobile: 12 days, 1.626 billion yuan, 8.26% of trading volume, -18.59% cumulative change [1]. Group 3: Other Notable Stocks - Other stocks with notable outflows include: - Wuzhou Xinchun: 5 days, 1.574 billion yuan, 5.24% of trading volume, 11.62% cumulative change [1]. - Dongshan Precision: 6 days, 1.512 billion yuan, 6.91% of trading volume, -6.80% cumulative change [1]. - Shengtai Electronics: 10 days, 1.377 billion yuan, 8.47% of trading volume, -8.71% cumulative change [1].

1月9日，河北金融监管局发布批复，同意民生银行受让河北宁纺集团有限责任公司持有的宁晋民生村镇 银行400万股股份、晶龙实业集团有限公司持有的宁晋民生村镇银行360万股股份、玉锋实业集团有限公 司持有的宁晋民生村镇银行360万股股份、河北万方线缆集团有限公司持有的宁晋民生村镇银行240万股 股份、华通路桥集团有限公司持有的宁晋民生村镇银行200万股股份、河北惠尔信新材料股份有限公司 持有的宁晋民生村镇银行120万股股份、河北圣和农业机械有限公司持有的宁晋民生村镇银行80万股股 份。受让后，民生银行合计持有宁晋民生村镇银行3800万股股份，持股比例为95%。 批复要求，宁晋民生村镇银行应加强股权管理，进一步优化股权结构，严格控制股东关联交易，完善公 司治理与内部控制机制，防范和化解风险。 责任编辑：小讯 银行频道更多独家策划、专家专栏，免费查阅>> ...

Group 1 - The National Financial Supervision Administration has imposed a fine of 400,000 yuan on the Huzhou branch of Bank of Communications for inadequate internal control management [1] - The Huzhou branch of China Minsheng Bank was fined 950,000 yuan for poor management of fixed asset loans [2] - Key personnel from Bank of Communications, including Jin Kai, have been banned from engaging in banking activities for three years, while Du Minyi and Chai Weihua received warnings [1][2]

二、中国民生银行杭州分行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国 民生银行政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任 的，本批复文件失效，舟山金融监管分局将办理行政许可注销手续。 三、中国民生银行杭州分行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固 树立风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 一、核准俞凌敏中国民生银行舟山分行副行长的任职资格。 2026年1月5日，舟山金融监管分局发布批复称，《中国民生银行（600016）杭州分行关于俞凌敏任职资 格审核的请示》（民银杭发〔2025〕79号）收悉。经审核，现批复如下： ...

Core Insights - Minsheng Bank's Liaocheng Branch is implementing a financing coordination mechanism to support small and micro enterprises, addressing local economic development challenges through innovative mechanisms and direct engagement with businesses [1] Group 1: Mechanism Efficiency and Impact - The bank has established a three-tier work structure for small micro financing coordination, collaborating with local government and regulatory bodies to enhance financial services [2] - A dual service model combining offline and online approaches has been developed, resulting in over 1,300 small micro enterprises visited, with credit granted to 728 enterprises totaling 870 million yuan, and actual loans disbursed amounting to 825 million yuan [2] - The bank exceeded its regulatory target for new inclusive loans, achieving a completion rate of 110%, with an increase in inclusive loan balance of 77.82 million yuan since the beginning of the year [2] Group 2: Innovative Practices and Solutions - The financing coordination mechanism focuses on expanding first-time borrowers, promoting credit loans, and optimizing approval processes through collaboration with local governments and business associations [3] - The bank organized targeted meetings to address the specific needs of small micro enterprises, providing tailored financial service solutions based on industry characteristics [3] Group 3: Local Engagement and Trust Building - In Zhengjia Town, a key area for the bearing retainer industry, the bank engaged with local government to host meetings and conduct on-site visits to understand the financing needs of businesses [4] - The bank successfully provided credit to over ten quality small micro enterprises, totaling more than 20 million yuan, effectively meeting their urgent financing needs [4] Group 4: Policy Communication and Service Expansion - The bank is enhancing awareness of its financing coordination mechanism and policies through on-site presentations, clarifying the core functions and application processes for small micro enterprises [5] - Small micro enterprises can access financial services through government-bank joint meetings or directly via the bank's online platform, with various initiatives to simplify loan processes and reduce costs [5] - Future plans include deepening the financing coordination mechanism, ensuring comprehensive coverage of local enterprises, and conducting demand surveys to optimize product offerings [5]