Core Viewpoint - The event organized by Minsheng Bank Jining Branch and the police aimed to enhance public awareness of anti-fraud measures through engaging and practical methods [1][2] Group 1: Event Details - The event featured various activities such as hanging banners, distributing promotional materials, and explaining real-life fraud cases to educate the public on anti-fraud knowledge [1] - Topics covered included telecom fraud, online fraud, and financial investment fraud, with a focus on common scams like card skimming, fake investment schemes, and online loan scams [1] - An interactive Q&A session was included to deepen the public's understanding of anti-fraud knowledge and to encourage vigilance against potential scams [1] Group 2: Public Response and Future Plans - The event received positive feedback from the public, with many participants expressing that they learned practical anti-fraud knowledge and felt more empowered to protect their financial security [2] - Minsheng Bank Jining Branch plans to continue promoting anti-fraud initiatives in communities, enterprises, and schools, aiming to strengthen the anti-fraud safety net for the public [2]

Core Points - The event aimed to enhance public financial literacy and consumer protection awareness through a financial knowledge promotion activity themed "Protecting Customer Rights, Enjoying a Safe Life" [1][2] - The community branch of Minsheng Bank actively engaged with local merchants, distributing informative brochures covering topics such as preventing telecom fraud, identifying illegal financial advertisements, and protecting personal information [1] - Staff provided practical demonstrations on mobile payment security and discussed common financial scams, emphasizing the importance of vigilance and timely reporting to banks or police [1] Summary by Sections - **Event Overview** - Minsheng Bank's community branch organized a financial knowledge promotion event in response to the "Financial Knowledge Promotion Campaign" [1] - The event was held in a local business district, targeting merchants to improve their financial awareness [1] - **Content of the Promotion** - Brochures included information on various financial safety topics, making complex financial concepts accessible [1] - Real-life examples of financial scams were shared, including impersonation of law enforcement and high-return investment schemes [1] - **Merchant Engagement** - Over 100 merchants were visited, and more than 300 brochures were distributed, reaching an audience of over 1,000 people [2] - Merchants expressed appreciation for the knowledge gained, indicating a positive reception of the initiative [2] - **Future Plans** - Minsheng Bank plans to continue organizing financial knowledge promotion activities, aiming to innovate in outreach methods and expand coverage [2]

Core Viewpoint - The article discusses the recent developments at Minsheng Bank, including changes in its shareholder structure, strategies for managing non-performing assets, and the bank's approach to revenue and net interest margin challenges. Shareholder Changes - New shareholders have emerged, with New Hope Group becoming the second-largest shareholder after increasing its stake through the secondary market [2][3] - The exit of the "Pan Ocean" group as a major shareholder has been confirmed, with their holdings reduced to just one share [3][4] - Longcheng Asset Management has also become a significant shareholder, holding over 3% of the bank's shares and nominating a representative for the board [2][3] Non-Performing Asset Management - Minsheng Bank has adopted a cash recovery-first strategy for handling non-performing assets, utilizing litigation and asset disposal methods [4][5] - From 2021 to 2024, the bank disposed of non-performing assets totaling 344.6 billion, achieving cash recoveries of 95.3 billion, with a cash recovery rate of 27.7% [4] - The bank reported a loan balance of 76.4 billion from the Oriental Group, with ongoing litigation expected to have limited financial impact [4][5] Revenue and Net Interest Margin Strategies - The bank's management acknowledged challenges in sustaining revenue growth and net interest margin due to a low-interest environment [6][7] - The bank's first-quarter net interest margin was reported at 1.41%, showing a year-on-year increase of 3 basis points [7][8] - The bank is focusing on long-term strategies, including optimizing asset-liability structures and enhancing customer experience to improve profitability [6][7] Retail Banking and Wealth Management - Retail banking is prioritized as a long-term strategic focus, with significant growth in retail business income and a 17% increase in average daily demand deposits [9][10] - The bank's wealth management business has seen over 30% growth in intermediary income, emphasizing a stable and trustworthy investment approach for clients [10]

Meeting Details - The annual general meeting of China Minsheng Bank was held on June 26, 2025, at the bank's headquarters in Beijing [5] - The total number of shares with voting rights at the meeting was 37,093,668,169, representing 84.72% of the total shares [4] Voting Results - All non-cumulative voting proposals were approved with significant support: - A-shares: 99.36% in favor, 0.59% against, and 0.05% abstained [6] - H-shares: 99.36% in favor, 0.35% against, and 0.29% abstained [6] - Total ordinary shares: 99.36% in favor, 0.54% against, and 0.10% abstained [6] Shareholder Participation - A total of 3,099 A-share shareholders and 3 H-share shareholders attended the meeting [5] - A-share shareholders held 12,692,102,683 shares, accounting for 34.22% of the total shares [5] Legal Compliance - The meeting was conducted in accordance with the Company Law and the bank's articles of association, with legal verification provided by Guohao Law Firm [11] Resolutions Passed - Various resolutions were passed, including profit distribution plans and the appointment of auditors for the 2024 fiscal year [10][11]

本次会议是否有否决议案：无 A 股代码：600016 证券简称：民生银行 优先股简称：民生优 1 优先股代码：360037 公告编号：2025-024 中国民生银行股份有限公司 2024年年度股东会会议决议公告 本行及董事会全体成员保证公告内容不存在任何虚假记载、误导性陈述或者 重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： (二) 股东会召开的地点：北京市西城区西绒线胡同 28 号中国民生银行 东门一层第三会议室 (三) 出席会议的普通股股东及其持有股份情况： | 1.出席会议的股东和代理人人数 | 3,102 | | --- | --- | | 其中：A 股股东人数 | 3,099 | | 股） 境外上市外资股股东人数（H | 3 | | 2.出席会议的股东所持有表决权的股份总数（股） | 16,002,701,762 | | 其中：A 股股东持有股份总数 | 12,692,102,683 | | 境外上市外资股股东持有股份总数（H 股） | 3,310,599,079 | | 3.出席会议的股东所持有表决权股份数占本行有表决权股 | | | 份总数的比例（%） | 43.14 ...

郎(北京)事務所 LAW FIRM (BEIJING · 什· 昆明·天津· 虎君· 所有· 一 · · · JANGZHOU · GUANCZHOU · KUNMING · TIAN IIN · CHENGDU · FIIZHOI · NINGRO · XI'AN · NANJING · NA . WIJHAN . GUIYANG . LIRUMOI . ZHENGZHOII . SHIJIAZHUANG . HONG KONG . PARIS . MADRID 京市朝阳区东三环北路 38 号泰康金融大厦 9 层 邮编: 100026 Taikang Financial Tower, 38 North Road East Third Ring, Chaoyang District, Beijing 1000 电话/Tel: (+86)(10) 6589 0699 传真/Fax: (+86)(10) 6517 6800 网 tl-A/Vebsite: www.grandall.com.cr 国浩律师(北京)事务所 关于中国民生银行股份有限公司 2024年年度股东会会议的 法律意见书 国浩京证字[2025]第 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-025 中国民生银行股份有限公司 第九届董事会第十三次会议决议公告 本行董事会及董事会全体成员保证本公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第十三次会议 于 2025 年 6 月 26 日在北京以现场方式召开，会议通知、会议文件于 2025 年 6 月 12 日以电子邮件方式发出。会议由高迎欣董事长召集并主持。会议应到董事 14 名， 现场出席董事 9 名，董事长高迎欣，副董事长王晓永，董事曲新久、温秋菊、宋焕 政、程凤朝、杨志威、刘寒星、张俊潼现场出席会议；电话/视频连线出席董事 4 名， 副董事长刘永好，董事史玉柱、宋春风、梁鑫杰通过电话/视频连线参加会议；赵鹏 董事因个人事项安排请假，未出席会议。监事会成员列席会议。会议符合《中华人 民共和国公司法》《中国民生银行股份有限公司章程》的规定，表决所形成决议合 法、有效。 会议审议通过了如下决议： 关于中国民生银行 2025 年第 ...

Core Viewpoint - The company is utilizing temporarily idle raised funds for cash management to enhance fund efficiency and generate investment returns without affecting normal operations and maintaining risk control [1][2][10]. Summary by Sections Cash Management Overview - The purpose of cash management is to maximize the use of temporarily idle raised funds while ensuring normal operations and risk control [2]. - The funds used for cash management are sourced entirely from temporarily idle raised funds, specifically from the 2014 non-public stock issuance and the 2018 asset acquisition fundraising [2][3]. Fundraising Details - The total amount raised from the 2014 non-public stock issuance was 62,865 million, with a remaining balance of 30,956,300 as of June 25, 2025 [5]. - The 2018 asset acquisition fundraising had a total investment of 100 million, with a remaining balance of 133,800 as of June 25, 2025 [5][6]. Cash Management Products - The company has engaged China Minsheng Bank to manage cash through structured deposits, with two products totaling 2,488 million [4][5]. - The first product has an expected annual yield of 0.9%-1.6% and a term of 32 days, while the second product has an expected yield of 0.95%-1.65% and a term of 61 days [5][7]. Risk Control Measures - The company has established internal controls to ensure the safety of funds during cash management, including separation of decision-making, execution, and supervision [8]. - The cash management products are low-risk, with a commitment to capital protection, and the company will maintain close contact with the bank to monitor the investment [8][9]. Financial Impact - The cash management initiative is expected to improve fund efficiency and generate returns without adversely affecting the company's main business or fundraising projects [10]. - As of March 31, 2025, the company's cash management payments totaled 2,488 million, representing 2.88% of the total cash [10][11]. Recent Cash Management Performance - In the last 12 months, the company invested 45,138 million in cash management products, with actual returns of 264.88 million [13]. - The highest single-day investment in the last year was 10,470 million, which is 3.61% of the net assets [13].

Group 1 - The core viewpoint emphasizes the shift in corporate strategies from mere scale expansion to building smart, green, and responsible supply chain ecosystems, driven by the rapid development of information technology and the restructuring of global supply chains [1] - Minsheng Bank, as the first commercial bank to establish a supply chain finance division, has become an innovator in supply chain financial services, continuously innovating supply chain products and creating a comprehensive product system called "Minsheng E-Chain" [1] - The "Minsheng E-Chain" product line covers various aspects of supply chain management, including core enterprise credit enhancement, de-core supply chains, and small and micro supply chains, providing integrated services such as settlement, financing, and supply chain management [1] Group 2 - Minsheng Bank's Qingdao branch leverages the "Minsheng E-Chain" product system to provide a series of comprehensive services focused on enterprise management, procurement, production, and sales, utilizing financial technology to empower regional economic development [1] - The "Minsheng E-Chain" products are designed to offer personalized service plans for different enterprises, combining standardization with specialization, and integrating online and offline services [2] - By utilizing big data for multi-dimensional customer profiling, the bank optimizes credit approval and loan processes, enhancing risk control and precise fund allocation while simplifying operations for enterprises [2]

Group 1 - Minsheng Bank Beijing Branch is actively engaging in financial education activities, including "Preventing Illegal Financial Activities Month" and "Banking Knowledge Promotion Campaign" to enhance consumer financial literacy and risk awareness [1][2] - The bank is collaborating with universities, communities, and other organizations to deliver financial knowledge through diverse and innovative methods, targeting different demographics [1] - Specific initiatives include financial education activities in schools aimed at young students to raise awareness about financial risks, legal rights, and personal information protection [1] Group 2 - The bank is also focusing on improving financial literacy among the elderly by providing practical knowledge and services through community outreach programs [1][2] - Minsheng Bank emphasizes a customer-centric approach, aiming to enhance service quality and contribute to financial risk prevention and harmonious financial relationships [2]