Core Insights - The article discusses the diverse range of bank wealth management products available, emphasizing the need for investors to discern and select suitable options amidst similar-sounding and vaguely characterized products [1] - The South Finance Wealth Management team compiles a weekly performance ranking of wealth management products sold through various distribution channels, focusing on those with outstanding performance [1] - The ranking criteria include product type, specifically targeting pure fixed income, "fixed income plus," and mixed products, along with performance stability, requiring a minimum of three months of performance data [1] Product Performance Summary - The ranking showcases annualized performance over the past month, three months, and six months, sorted by the three-month annualized return to reflect multidimensional performance during recent market fluctuations [1] - The current focus is on pure fixed income products issued by wealth management companies, highlighting those available for investors through distribution channels [1] Distribution Institutions - A total of 28 distribution institutions are mentioned, including major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [2] - The ranking's assessment of the "on-sale" status of wealth management products is based on their investment cycle, but actual availability may vary due to factors like sold-out quotas or differences in product listings for different customers [2] Performance Data - The article provides specific performance data for various wealth management products, including annualized returns and investment periods, with notable products listed from institutions like Bank of China and Minsheng Bank [5][7][10] - For instance, products from Bank of China show annualized returns ranging from 5.40% to 8.53% over different holding periods, indicating competitive performance in the current market [5][10]

编者按：当前银行理财货架产品琳琅满目，诸如 " 增强 "" 稳健 "" 均衡 " 等名称相近、特征模糊的产品层出不穷，投资者应如何甄 别与选择？为降低投资者的选择成本，南财理财通课题组从代销机构角度入手，聚焦各渠道当周在售的理财产品，搜罗其中业 绩表现优异者，并发布代销产品业绩榜单。 9 2 BIF o 36 ID 0 南小财 南财 理 财 通 AI理财助手 COAD 4 R 扫码试用 智能理财分析 投资决策支持 统计代销机构（28家）：工商银行、中国银行、农业银行、邮储银行、建设银行、交通银行、招商银行、中信银行、光大银 行、民生银行、兴业银行、浦发银行、广发银行、浙商银行、华夏银行、平安银行、恒丰银行、渤海银行、北京银行、宁波银 行、江苏银行、上海银行、南京银行、杭州银行、徽商银行、微众银行、网商银行、百信银行 需要特别提醒的是： 本榜单对理财产品"在售"状态的判断基于其投资周期推算。但实际情况中，部分产品可能因额度售罄，或 银行针对不同客户展示的产品清单存在差异而无法购买。因此，建议投资者以代销银行APP的实际展示为准。 此外，南财理财通虽力求客观公正，但不对本评价榜信息的真实性、完整性和准确性作任何保 ...

Core Insights - The article focuses on the performance of bank wealth management products with varying minimum holding periods, specifically highlighting the annualized returns of these products to assist investors in making informed choices [1][2]. Summary by Categories 7-Day Holding Period Products - The top-performing product is from Huaxia Bank, with an annualized return of 16.86% [4]. - Other notable products include: - Minsheng Bank's "Fuzhu Pure Bond" at 13.12% [4]. - Minsheng Bank's "Guizhu Fixed Income" at 12.94% [4]. - Bank of China’s "Stable Wealth High-Grade Pure Bond" at 11.45% [4]. 14-Day Holding Period Products - Minsheng Bank's "Guizhu Fixed Income" leads with a return of 13.71% [7]. - Other significant products include: - Minsheng Bank's "Fuzhu Pure Bond" at 10.97% [7]. - Bank of China's "Stable Wealth Fixed Income" at 9.67% [7]. 30-Day Holding Period Products - Minsheng Bank's "Fuzhu Pure Bond" has an annualized return of 9.51% [9]. - Other key products include: - Minsheng Bank's "Guizhu Fixed Income" at 8.99% [10]. - Bank of China's "Stable Wealth Preferred" at 7.13% [10]. 60-Day Holding Period Products - Bank of China's "Smart Wealth Index Tracking Strategy" tops the list with a return of 23.99% [12]. - Other notable products include: - Minsheng Bank's "Fuzhu Pure Bond" at 7.48% [12]. - Bank of China's "Stable Wealth Credit Selection" at 6.31% [12].

5、景顺长城衡益混合型发起式证券投资基金（以下简称"本基金"）基金份额将于2025年10月16日至 2025年10月29日通过本公司直销中心和其他销售机构网点公开发售。 6、投资者欲购买本基金，需开立本公司基金账户。基金募集期内本公司直销中心和指定销售网点同时 为投资者办理开立基金账户的手续。在基金募集期间，投资者的开户和认购申请可同时办理。 登录新浪财经APP 搜索【信披】查看更多考评等级 重要提示 1、景顺长城衡益混合型发起式证券投资基金经中国证监会证监许可【2025】1904号文准予募集注册。 中国证监会对本基金的注册并不代表中国证监会对本基金的风险和收益做出实质性判断、推荐或者保 证。 2、本基金为混合型发起式证券投资基金。 3、本基金的管理人和登记机构为景顺长城基金管理有限公司（以下简称"本公司"），基金托管人为招 商银行股份有限公司（以下简称"招商银行"）。 4、本基金的发售对象为符合法律法规规定的可投资于证券投资基金的个人投资者、机构投资者、发起 资金提供方、合格境外投资者以及法律法规或中国证监会允许购买证券投资基金的其他投资人。 7、已经开立本公司基金账户和销售机构要求的交易账户的投资者无须再 ...

Core Insights - The launch of cross-border bond repurchase transactions marks a significant step in China's bond market opening, following the introduction of Bond Connect and Swap Connect [1][5] - The first day of trading saw a transaction volume of 5.8 billion yuan, indicating strong initial interest from both domestic and foreign institutions [2][3] Summary by Sections Cross-Border Bond Repurchase Launch - Multiple banks have successfully executed the first batch of cross-border bond repurchase transactions, with a total transaction volume of 5.8 billion yuan on the first day [2][3] - The People's Bank of China, the China Securities Regulatory Commission, and the State Administration of Foreign Exchange jointly announced support for foreign institutional investors to engage in bond repurchase transactions in the Chinese bond market [2][4] Benefits for Domestic and Foreign Institutions - The new policy provides foreign investors with liquidity management tools, enhancing their investment experience and potential returns [4][5] - Foreign investors can use their held RMB bonds as collateral for financing, significantly improving asset utilization efficiency [4][5] - For domestic banks, participating in this business broadens liquidity management channels and enhances their influence in international markets [4][5] Future Market Activity - The cross-border bond repurchase business is expected to see steady growth in scale and activity, indicating a deeper integration of onshore and offshore financial markets [5][6] - The new policy aligns with international practices, reducing barriers for foreign institutions to participate in the Chinese market [5][6] - Market participants have positive expectations for the future activity level of the cross-border RMB repurchase market [5][6]

Core Insights - The Central Securities Depository and Clearing Company and the Interbank Lending Center launched a centralized bond lending business, involving 78 participating institutions from various banking sectors [1][2] Group 1: Business Overview - The centralized bond lending business allows for a bond pool exceeding 1.3 trillion yuan, including various types of bonds such as government bonds, local government bonds, and corporate bonds [1] - The top ten institutions in the bond pool include major banks like Industrial and Commercial Bank of China and China Construction Bank [1] Group 2: Operational Mechanism - The initiative is designed to enhance risk management, improve market efficiency, and increase liquidity in the bond market [2] - It features a standardized lending product, streamlined initiation processes, and automated collateral management to meet the diverse needs of market participants [2]

转自：新华财经 | 序号 | 当事人名称 | 主要违法违规行 | 行政处罚内容 | 作出决定机关 | | --- | --- | --- | --- | --- | | | | 为 | 对招商银行股份 | | | | | | 有限公司杭州分 | 浙江令融监管局 | | | 招商银行股份 | 流动资金贷款"三 | 行罚款300万元; | | | | 有限公司杭州 | 查 "不到位;固定 | 对 吴 瑛、顾 天 | | | 1 | 分行及相关责 | 资产贷款"三查" | 宇、潘琪霞、潘 | | | | 任人 | 不到位等。 | 超艇、江泠、陆 | | | | | | 盈盈、于欣雨警 | | | | | | 告。 | | 编辑：王春霞 新华财经北京10月11日电 10月9日，国家金融监督管理总局浙江监管局行政处罚信息公开表显示，招商银行股份有限公司杭州分行因流动资金贷款"三查"不 到位、固定资产贷款"三查"不到位等违法违规行为，被罚款300万元；对吴瑛、顾天宇、潘琪霞、潘超艇、江泠、陆盈盈、于欣雨警告处理。 ...

| 4 | 建设银行 | 声誉指数 | 传播指数 | □碑指数 | | --- | --- | --- | --- | --- | | 12 | 国有大型商业银行 | 375 | 443 | 402 | | 5 | 招商银行 | 声誉指数 | 传播指数 | 口碑指数 | | 12 | 股份制商业银行 | 370 | 407 | 385 | | 6 | 交通银行 | 声誉指数 | 传播指数 | 口碑指数 | | 12 | 国有大型商业银行 | 266 | 295 | 278 | | 7 | 兴业银行 | 声誉指数 | 传播指数 | 口碑指数 | | 11 | 股份制商业银行 | 273 | 266 | 270 | | 8 | 中信银行 | 声誉指数 | 传播指数 | 口碑指数 | | 14 | 股份制商业银行 | 252 | 263 | 257 | | 9 | 浦发银行 | 声誉指数 | 传播指数 | 口碑指数 | | | 股份制商业银行 | 246 | 251 | 248 | | 10 | 江苏银行 | 声誉指数 | 传播指数 | 口碑指数 | | 13 | 城市商业银行 | 221 | 273 | 242 ...

转自：智通财经 【独家|招商银行旗下AIC将落地深圳】智通财经10月10日电，招商银行相关知情人士对智通财经记者确 认，招银金融资产投资公司（下称招银AIC）将落地深圳，目前筹备进度与兴业、中信两家接近，行内 希望尽快成立挂牌。但是最终还需以监管批复为准。由此，三大股份行兴业、中信和招商旗下AIC注册 地均已基本确定。据智通财经记者掌握的信息，其分别有望落地福州、广州和深圳。（智通财经记者 梁柯志） ...

招商银行相关知情人士对记者确认，招银金融资产投资公司（下称招银AIC）将落地深圳，目前筹备进 度与兴业、中信两家接近，行内希望尽快成立挂牌。但是最终还需以监管批复为准。由此，三大股份行 兴业、中信和招商旗下AIC注册地均已基本确定。据记者掌握的信息，其分别有望落地福州、广州和深 圳。（智通财经） ...