| 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600036 招商银行 | | 2.41 Z ﮯ | 11.36% | -1.62 Z | -7.63% | -7909.35万 | -3.72% | | 601166 兴业银行 | | 1.59亿 | 14.95% | -5094.28万 | -4.80% | -1.08亿 | -10.15% | | 600000 浦发银行 | | 6208.70万 | 17.72% | -5431.72万 | -15.50% | -776.98万 | -2.22% | | 601818 光大银行 | | 3978.51万 | 8.95% | -2532.93万 | -5.70% | -1445.58万 | -3.25% | | 000001 平安银行 | | 2927.65万 | 5.81% | 1083.39万 | 2.15% | -4011.04万 | -7.96% | | ...

南财智讯12月26日电，奥特维公告，近日公司为控股子公司无锡奥特维旭睿科技有限公司与招商银行股 份有限公司无锡分行签署担保合同，提供人民币3,000.00万元的连带责任保证担保，担保期限为2025年 12月22日至2026年12月21日。本次担保在公司2025年第一次临时股东大会审议通过的担保额度内，且由 被担保方其他股东以其持有股份向公司提供反担保。截至公告日，公司为合并报表范围内子公司提供的 担保总额为200,801.23万元，占最近一期经审计净资产的48.65%，无逾期担保情况。 ...

A500ETF南方(159352)跟踪误差较小、区间净值超额收益率明显较高，折溢价率均值（绝对值）并不 高，具备"低偏离+精准跟踪+规模支撑"优势。 A500ETF南方(159352)紧密跟踪的中证A500指数。中证A500指数被誉为"中国新质生产力风向标"，以革 新编制逻辑突破传统：通过"三级行业龙头优先+ESG负面剔除"机制，覆盖约90个三级行业，同时汇聚 千亿巨头及百亿成长龙头，实现行业与市值双平衡。指数深度绑定国家战略产业，全面配置信息技术、 高端制造、医药等新质生产力领域，为投资者提供分享经济转型红利、分散风险的优质载体。 A500ETF南方(159352)凭借0.15%管理费+0.05%托管费全行业最低费率档位，为投资者提供高精度、低 成本配置通道。场内高流动性满足交易需求，场外联接基金(A：022434；C：022435；Y：022918)便捷 定投，打造攻守兼备的新时代配置利器。 截至2025年12月26日 13:50，A500ETF南方(159352)上涨0.65%，冲击6连涨。盘中换手17.12%，成交 78.78亿元，市场交投活跃。跟踪指数中证A500指数上涨0.60%，成分股永兴材料上 ...

Group 1 - The core point of the article is that China Merchants Bank has obtained a patent for a method and device related to "hot data query," with the patent granted on August 2023 [1] - China Merchants Bank, established in 1987 and located in Shenzhen, primarily engages in monetary financial services, with a registered capital of approximately 25.22 billion RMB [1] - The bank has made investments in 15 companies, participated in 5,000 bidding projects, and holds 1,327 trademark registrations and 2,138 patents, along with 358 administrative licenses [1]

Core Viewpoint - The court has ruled in favor of Shenzhen Fuanna Home Furnishings Co., Ltd. in a lawsuit against CITIC Securities regarding overdue payments on a financial product, ordering CITIC Securities to compensate nearly 29.3 million yuan in principal losses [1][3]. Group 1: Legal Proceedings - The lawsuit initiated by Fuanna against CITIC Securities and China Merchants Bank Guangzhou Branch pertains to a financial trust contract dispute, with the court's first-instance judgment requiring CITIC Securities to pay Fuanna approximately 29.3 million yuan [1][2]. - The case has been ongoing since 2022, and the court held three hearings in 2024 to address the matter [2]. - The court's ruling states that the subsequent liquidation proceeds from the financial product will be split 50% between Fuanna and CITIC Securities [3]. Group 2: Financial Impact - As of September 30, 2025, Fuanna's investment in the CITIC Securities customized asset management plan (Fuanna No. 1) had a net asset value of approximately 77.82 million yuan, with a total impairment provision of 27.87 million yuan recorded for overdue amounts [2]. - Fuanna's remaining principal investment in Fuanna No. 1 is about 106 million yuan, with expected fixed income yet to be recovered, including approximately 35.84 million yuan from West Trust [2][3]. - The latest financial report indicates a decline in both revenue and profit for Fuanna, with Q3 2025 total revenue at 535 million yuan, down 7.58% year-on-year, and net profit attributable to shareholders at 53.57 million yuan, down 28.74% year-on-year [3].

| 2025年商业银行主要监管指标一览(单位: 万亿元) | | --- | | 指标 | 2024年 | 2025年 | 2025年 | 2025年 | | --- | --- | --- | --- | --- | | | 12月末 | 3月末 | 6月末 | 9月末 | | 总资产(法人口径) | 380.52 | 394.29 | 402.89 | 409.63 | | 其中:国有大行 | 190.26 | 198.49 | 204.22 | 208.15 | | 国有大行总资产占比 | 50.00% | 50.34% | 50.69% | 50.81% | | 不良贷款占比 | 1.50% | 1.51% | 1.49% | 1.52% | | 拨备覆盖率 | 211.19% | 208.13% | 211.97% 207.15% | | | 核心一级资本充足率 | 11% | 10.70% | 10.93% | 10.87% | 这一年，经济周期深刻影响着每一个经济体、每一个行业。银行业犹如在一片并不平静的海域上航行的巨舰，汹涌的浪花不断拍打着船舷—— 有利率下行带来的息差之困，有风险暴露拉响的警 ...

Core Insights - The article highlights the commitment of China Merchants Bank's Changsha branch to provide "extreme service" by focusing on the needs of foreign clients and optimizing processes to enhance customer experience [1][3] - Two service stories illustrate the bank's dedication to "service without boundaries and care without barriers," showcasing its international service capabilities [1][3] Group 1: Customer Experience - A foreign client from the Philippines, referred to as Xiao Y, received efficient and attentive service while opening a local bank account, which included English-language support and thorough guidance [1][2] - Xiao Y expressed gratitude through a heartfelt thank-you letter, reflecting both trust in the bank and the effectiveness of its international service [1][2] Group 2: Entrepreneurial Support - A Spanish entrepreneur, Mr. P, experienced anxiety due to language barriers when opening a personal savings account, but was reassured by the bank's staff who provided one-on-one assistance and thoughtful details like refreshments [2] - The bank presented Mr. P with a "Fortune Card," symbolizing good wishes for his entrepreneurial journey in China, which reinforced his confidence in starting a business [2][3] Group 3: Service Philosophy - The bank aims to bridge communication gaps through professional capabilities and attentive details, ensuring that financial services transcend language and cultural barriers [3] - China Merchants Bank is committed to continuing its customer-centric approach, providing robust and efficient financial support for foreign individuals pursuing their dreams in China [3]

Group 1 - The core point of the article is that the well-known domestic electric vehicle brand, Deep Blue Automotive, backed by Changan Automobile, has successfully completed a capital increase plan, raising a total of 6.122 billion yuan [1][9] - The capital increase involved three investors: Changan Automobile, Chongqing Yufu Group, and China Merchants Bank Investment Financial Asset Investment Company (招银AIC), with Changan contributing 3.122 billion yuan, Chongqing Yufu Group 2.5 billion yuan, and 招银AIC 500 million yuan [1][9] - After the capital increase, Changan Automobile remains the largest shareholder with a stake of nearly 51%, while Chongqing Yufu Group holds approximately 12.09% and 招银AIC enters as a new shareholder with about 2.42% [1][9] Group 2 - Deep Blue Automotive, formerly known as Chongqing Changan New Energy Technology Co., was renamed in April 2023 and operates as an independent electric vehicle brand under Changan Automobile [2][10] - The company reported revenues of nearly 28 billion yuan for the first eight months of 2025, with a total profit loss of 979 million yuan and a net profit loss of approximately 1.005 billion yuan [3][11] - Financial data shows that Deep Blue Automotive has been consistently losing money since its establishment, with total assets of 257 billion yuan and total liabilities of 301.93 billion yuan, resulting in a net asset deficit of nearly 45 billion yuan [3][11] Group 3 - In 2024, Deep Blue Automotive achieved revenues of 37.225 billion yuan, with a net profit loss of about 1.57 billion yuan, while in 2023, revenues were 26.926 billion yuan with a net profit loss of approximately 3.107 billion yuan [4][12] - The company has seen a steady increase in revenue from 15.678 billion yuan in 2022 to 37.225 billion yuan in 2024, although it continues to face significant losses [4][13] - Deep Blue Automotive's product lineup includes various models such as the entry-level S05, mid-size SUV S07, flagship SUV S09, and several sedan models targeting young consumers [7][14] Group 4 - 招银AIC, established in late November 2023, is a new player in the market with a focus on market-oriented debt-to-equity swaps and shareholder investment pilot projects, with a registered capital of 15 billion yuan [8][15] - The investment by 招银AIC in Deep Blue Automotive marks its first significant move since its establishment, indicating a strategic entry into the electric vehicle sector [8][15] - The competitive landscape for Deep Blue Automotive is intensifying, as evidenced by a decline in sales in November despite a year-on-year growth of 45.7% in the first ten months of the year [7][14]

哈佛商业评论 . 《哈佛商业评论》创建于1922年，是哈佛商学院的标志性杂志，被全球商界誉为"管理圣经"。 更多管 理智慧，请登录网站：www.hbr-caijing.com 国家是时间河流上的航船，而我们每家企业、每个个体，都只是航船上的乘客而已。 当经济周期的浪潮奔涌而过，信用卡正从"黄金时代"驶入一片暗流涌动的水域：规模上，中 国人民银行数据显示，截至2 0 2 4年末，我国信用卡和借贷合一卡数量同比下降5 . 1 4%；外部 环 境 上 ， 社 会 经 济 的 整 体 波 动 明 显 影 响 着 大 众 消 费 行 为 ， " 理 性 收 缩 " " 小 额 高 频 " 成 为 新 常 态，直接影响着信用卡交易额的增长前景。 以下文章来源于哈佛商业评论 ，作者刘玥 与行业的变化同步而来的是技术领域的革新。AI等技术的快速进化正在重构金融服务链条， 从风险定价到用户运营的逻辑都在被改写，信用卡行业也开始思考如何"在高速行驶的同时， 平稳地更换车轮"。 时代的变革带给信用卡行业诸多挑战，这也是为什么招商银行信用卡中心特别关注对宏观趋 势与行业走势的研判。正如招商银行信用卡中心总经理刘加隆所言："现在要做什 ...

盘面消息 A股三大指数今日集体小幅上扬，沪指日线七连阳。截止收盘，沪指涨0.47%，收报3959.62 点；深证成指涨0.33%，收报13531.41点；创业板指涨0.30%，收报3239.34点。 沪深两 市成交额达到19245亿，较昨日放量443亿。 水皮杂谈 一家之言 兼听则明 偏听则暗 六亲不认 老水看盘 上证指数七连阳， 步态走得有点 "六亲不认" ，但上涨过程中 "患得患失" ，始终伴随试探 与突破。尤其 今天 面对 3950 点关键压力位，这一特征更为明显。 午后开盘，在宁德时代与 中际旭创 回升的带动下，深成指与创业板指逐步翻红，随后借助东 方财富的拉升，于 14 ： 06 触及 今天 高点，彼时深成指最大涨幅达 0.56% ，最终收盘回 落至 0.33% 的涨幅。 从个股表现来看， 今天上涨个股 较为理想。全天上涨个股 3647 家，下跌个股 1386 家， 涨幅中位数为 0.50% ，较午盘收盘时明显改善 —— 上涨个股增加 500 家，中位数提升约 0.3 个百分点。成交量是 今天 市场最大亮点，全天成交额达 1.92 万亿元，较昨 天 增加 500 亿元。值得注意的是，这一成交量是在北 ...