Core Viewpoint - Jiangsu Bank has demonstrated strong performance in its 2025 semi-annual report, achieving significant growth in revenue and net profit amidst a challenging industry environment, highlighting its commitment to high-quality development and effective risk management [1][4]. Financial Performance - The bank reported a total revenue of 448.64 billion yuan, a year-on-year increase of 7.78%, and a net profit attributable to shareholders of 202.38 billion yuan, up 8.05% year-on-year [2][3]. - As of June 30, 2025, total assets reached 47.9 trillion yuan, growing 21.16% from the end of the previous year, with total deposits at 25.4 trillion yuan (up 20.22%) and total loans at 24.3 trillion yuan (up 15.98%) [3][4]. Business Development - Jiangsu Bank's asset growth rate improved by 8.32 percentage points compared to the first quarter, with loan growth accelerating by 8.02 percentage points [4]. - The bank's net interest income was 329.39 billion yuan, reflecting a 19.10% increase, while net fee and commission income reached 31.86 billion yuan, up 5.15% [4]. Industry Ranking - Jiangsu Bank improved its ranking to 56th in the 2025 Global Bank 1000 list published by The Banker, rising 10 places from the previous year, and ranked 162nd in the Fortune China 500 list, maintaining its position as the top city commercial bank in the country [4]. Loan Portfolio - The bank's loan balance reached 24.3 trillion yuan, with corporate loans at 16.25 trillion yuan (up 22.20%) and personal loans at 6.955 trillion yuan, which included an increase of 20.7 billion yuan [6][7]. Support for Key Industries - Jiangsu Bank has focused on supporting the manufacturing sector, with loans to manufacturing enterprises totaling 360.6 billion yuan, a growth of 18.90%, representing 22.20% of corporate loans [7]. - The bank has also engaged in technology finance initiatives, participating in the "Su Ke Loan" program and providing over 10,000 services to enterprises [8]. Green Finance Initiatives - The bank's green financing scale exceeded 720 billion yuan, a growth of 32.1%, with green assets accounting for over 16.4% of total assets, an increase of 1.4 percentage points [8]. Inclusive Finance - Jiangsu Bank has expanded its inclusive finance services, with micro-loan balances exceeding 750 billion yuan and inclusive micro-loans at 235.8 billion yuan, adding 25.3 billion yuan since the end of the previous year [9]. Consumer Finance Growth - The bank launched a consumption promotion initiative, resulting in 139,400 new consumer loan customers, 1.88 times the number from the previous year, with green consumer loans increasing by 36% [10]. Risk Management - The non-performing loan ratio improved to 0.84%, down from 0.89% at the end of the previous year, marking the best level since the bank's listing [11][12]. - The bank has upgraded its risk management system, enhancing its internal control mechanisms and expanding its risk management framework [12]. Market Recognition - Jiangsu Bank's stock price increased by 20.97% year-to-date, outperforming the banking sector, and it was included in the FTSE China A50 Index, becoming the only city commercial bank in this index [14][15]. - The bank's management has shown confidence in its future growth, completing a voluntary share buyback plan ahead of schedule [16].

8月22日晚间，江苏银行发布2025年半年报。今年上半年，该行实现营收448.64亿元，同比增长7.78%， 实现归母净利润202.38亿元，同比增长8.05%。年化ROE为15.64%，年化ROA为0.96%。 资产质量方面，半年报显示，江苏银行不良贷款率较上年末的0.89%进一步降至0.84%，创上市以来最 优水平，其中，关注类贷款比例为1.24%，较上年末下降0.16个百分点。 这份半年成绩单后，则是城商行"一哥"之争愈发激烈。作为参照，北京银行2025年第一季度报告显示， 营业收入171.27亿元，同比下降3.18%；归属于母公司股东净利润76.72亿元，同比下降2.44%。截至 2025年3月末，北京银行资产总额4.47万亿元，较年初增长5.87%，不良贷款率1.30%。这也意味着，江 苏银行和北京银行在资产规模在同一个维度。 采写：南都湾财社记者 卢亮 半年报显示，截至2025年6月末，该行资产总额4.79万亿元，较上年末增长21.16%；各项存款余额2.54 万亿元，较上年末增长20.22%，各项贷款余额2.43万亿元，较上年末增长15.98%。 ...

Core Viewpoint - Jiangsu Bank reported a positive financial performance for the first half of 2025, with significant growth in revenue and net profit, indicating a strong operational capacity and asset quality improvement [1]. Financial Performance - The bank achieved an operating income of 44.864 billion yuan, representing a year-on-year increase of 7.78% [1]. - The net profit attributable to shareholders was 20.238 billion yuan, reflecting a year-on-year growth of 8.05% [1]. Asset and Deposit Growth - As of the end of the reporting period, Jiangsu Bank's total assets reached 4.79 trillion yuan, an increase of 21.16% compared to the end of the previous year [1]. - The total deposit balance stood at 2.54 trillion yuan, marking a growth of 20.22% year-on-year [1]. - The total loan balance was 2.43 trillion yuan, which is a year-on-year increase of 15.98% [1]. Asset Quality - The non-performing loan ratio was reported at 0.84%, a decrease of 0.05 percentage points from 0.89% at the end of the previous year [1].

证券代码：600919 证券简称：江苏银行 公告编号：2025-032 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司董事会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 江苏银行股份有限公司（以下简称"公司"）第六届董事会第二 十一次会议通知于 2025 年 8 月 12 日以电子邮件方式发出，会议于 决董事 15 名，实际参与表决董事 15 名，监事及高级管理人员列席会 议。会议符合《公司法》等法律法规及公司章程的有关规定，表决所 形成的决议合法、有效。 会议由公司董事长葛仁余先生主持，审议通过以下议案： 一、关于江苏银行股份有限公司 2025 年上半年行长工作报告的 议案 表决结果：同意 15 票，反对 0 票，弃权 0 票。 本议案已经公司董事会审计委员会事前认可。 三、关于江苏银行股份有限公司 2025 年半年度第三支柱信息披 露报告的议案 表决结果：同意 15 票，反对 0 票，弃权 0 票。 四、关于江苏银行股份有限公司 2024 年全球系统重要性评估指 标的议案 表决结 ...

证券代码：600919 证券简称：江苏银行 公告编号：2025-033 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司监事会决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 江苏银行股份有限公司（以下简称"公司"）第六届监事会第十 三次会议通知于 2025 年 8 月 12 日以电子邮件方式发出，会议于 2025 年 8 月 22 日以现场加视频方式召开。本次会议应出席监事 9 名，实 际出席监事 9 名。会议符合《公司法》等法律法规及公司章程的有关 规定，表决所形成的决议合法、有效。 会议由季金松监事长主持，审议并通过如下议案： 一、关于江苏银行股份有限公司 2025 年半年度报告及其摘要的 议案 监事会认为： 律、法规、公司章程和公司相关内部管理制度的规定。 定，所包含的信息真实反映出本公司报告期内的经营管理和财务状况 等事项。 -1- 要编制的人员有违反保密规定、损害公司利益的行为。 表决结果：同意 9 票，反对 0 票，弃权 0 票。 表决结果：同意 9 票，反对 0 票，弃权 ...

格隆汇8月22日丨江苏银行(600919.SH)公布2025年半年度报告，报告期实现营业收入448.64亿元，同比 增长7.78%；归属于上市公司股东的净利润202.38亿元，同比增长8.05%；归属于母公司股东的扣除非经 常性损益的净利润201.71亿元，同比增长8.96%；基本每股收益1.03元。 ...

Core Viewpoint - Jiangsu Bank has demonstrated strong performance in the first half of 2025, achieving significant growth in revenue and net profit despite industry challenges, positioning itself as a leader in the banking sector [1][2]. Financial Performance - The bank reported a total revenue of 44.864 billion yuan, a year-on-year increase of 7.78%, and a net profit attributable to shareholders of 20.238 billion yuan, up 8.05% year-on-year [1][2][14]. - The annualized Return on Equity (ROE) reached 15.64%, and the annualized Return on Assets (ROA) was 0.96% [1][15]. - Total assets amounted to 4.79 trillion yuan, reflecting a growth of 21.16% compared to the end of the previous year [2][14]. Loan and Deposit Growth - The total loan balance stood at 2.43 trillion yuan, increasing by 15.98% year-on-year, with corporate loans growing by 22.20% to 1.625 trillion yuan [4][16]. - Total deposits reached 2.54 trillion yuan, marking a growth of 20.22% from the previous year [2][14]. Asset Quality and Risk Management - The non-performing loan (NPL) ratio improved to 0.84%, down from 0.89% at the end of the previous year, achieving the best level since the bank's listing [8][15]. - The provision coverage ratio was reported at 331.02%, indicating strong risk mitigation capabilities [15]. Market Recognition and Stock Performance - Jiangsu Bank ranked 56th in the 2025 Global Bank 1000 list, improving by 10 places from the previous year, and was ranked 162nd in the Fortune China 500 list, maintaining its position as the top city commercial bank in China [3]. - The bank's stock price increased by 20.97% year-to-date, outperforming the banking sector's average growth [10]. Strategic Initiatives - The bank has focused on supporting technological and industrial innovation, with a technology loan balance of 274 billion yuan, and has implemented over 40 service plans for key industries [5][16]. - Jiangsu Bank has also made strides in green finance, with green financing exceeding 720 billion yuan, a growth of 32.1% from the previous year [5][16]. Customer Engagement and Financial Inclusion - The bank has expanded its micro-loan offerings, with a balance exceeding 750 billion yuan, and has introduced 20 measures to boost consumer finance [7][19]. - The number of new consumer loan customers reached 139,400, representing a 1.88 times increase compared to the same period last year [7][19].

Core Viewpoint - Jiangsu Bank is committed to high-quality development, focusing on stability and progress while adhering to regulatory policies and market performance [3] Group 1: Asset Growth - Total assets reached 4.79 trillion yuan, an increase of 21.16% compared to the end of the previous year [4] - Total deposits amounted to 2.54 trillion yuan, growing by 20.22% year-on-year [4] - Total loans reached 2.43 trillion yuan, reflecting a year-on-year growth of 15.98% [4] Group 2: Operating Performance - Operating income increased to 44.864 billion yuan, a year-on-year growth of 7.78% [5] - Net profit attributable to shareholders rose to 20.238 billion yuan, marking an 8.05% increase [5] - Annualized ROE (Return on Equity) stood at 15.64% and annualized ROA (Return on Assets) at 0.96% [5] Group 3: Asset Quality - Non-performing loan ratio improved to 0.84%, down by 0.05 percentage points from the end of the previous year, achieving a historical low [6] - Provision coverage ratio was 331.02%, indicating strong risk mitigation capabilities [6] - The proportion of special mention loans decreased to 1.24%, down by 0.16 percentage points year-on-year [6] Group 4: Business Structure Optimization - Corporate deposits reached 1.4197 trillion yuan, increasing by 22.20% compared to the previous year [8] - Corporate loans amounted to 1.625 trillion yuan, reflecting a growth of 23.30% [8] - Inclusive small and micro loans reached 235.8 billion yuan, with a new addition of 25.3 billion yuan [11] Group 5: Retail Business Achievements - Personal deposits grew to 948.4 billion yuan, a year-on-year increase of 15.25% [14] - Personal loans reached 695.5 billion yuan, with a new addition of 20.7 billion yuan [15][16] - Retail AUM (Assets Under Management) surpassed 1.59 trillion yuan, setting a new historical high [19][20] Group 6: Financial Market Development - Financial investment assets totaled 1.8833 trillion yuan, up by 23.38% from the previous year [23] - Custody assets reached 5.06 trillion yuan, reflecting a growth of 7.32% [23] - The bank maintained a leading position in public fund custody scale among city commercial banks [23] Group 7: Subsidiary Performance - The total assets of "Suyin Financial Leasing" reached 142.8 billion yuan [24] - "Suyin Wealth Management" managed financial products totaling 745.384 billion yuan [27] - "Suyin Consumer Finance" reported total assets of 63.037 billion yuan [29]

证券代码：600919 证券简称：江苏银行 公告编号：2025-034 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司 关于召开 2025 年半年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 重要内容提示 投资者可于 2025 年 8 月 26 日 17:30 前将重点关注的问题通过 电子邮件的形式发送至指定邮箱：dshbgs@jsbchina.cn。公司将在业 绩说明会上对投资者普遍关注的问题进行回答。 一、会议类型 江苏银行股份有限公司（以下简称"公司"）于 2025 年 8 月 23 日披露《江苏银行股份有限公司 2025 年半年度报告》及其摘要。公 司决定召开 2025 年半年度业绩说明会，就经营发展情况进行沟通交 流，广泛听取投资者的意见和建议。 二、会议召开的时间、形式 1 会议内容：江苏银行股份有限公司 2025 年半年度业绩说明会 召开时间：2025 年 8 月 29 日（星期五）上午 9:00-10:00 召开形式：上证路演中心网络互动 会议网址：上证路演 ...

证券代码：600919 证券简称：江苏银行 公告编号：2025-033 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司监事会决议公告 - 1 - 要编制的人员有违反保密规定、损害公司利益的行为。 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 江苏银行股份有限公司（以下简称"公司"）第六届监事会第十 三次会议通知于 2025 年 8 月 12 日以电子邮件方式发出，会议于 2025 年 8 月 22 日以现场加视频方式召开。本次会议应出席监事 9 名，实 际出席监事 9 名。会议符合《公司法》等法律法规及公司章程的有关 规定，表决所形成的决议合法、有效。 会议由季金松监事长主持，审议并通过如下议案： 一、关于江苏银行股份有限公司 2025 年半年度报告及其摘要的 议案 监事会认为： 1.本公司 2025 年半年度报告及其摘要的编制和审议程序符合法 律、法规、公司章程和公司相关内部管理制度的规定。 2.该报告的内容和格式符合中国证监会和证券交易所的有关规 定，所包含的信息真实反映出本公司报告期内的 ...