Core Viewpoint - The recent approval of the share transfer from Australia and New Zealand Banking Group to New China Life Insurance Company signifies a strategic move to enhance asset allocation and strengthen the financial service capabilities of New China Life in the banking sector [1][2]. Group 1: Share Transfer Details - Hangzhou Bank announced the transfer of 329,638,400 shares from Australia and New Zealand Banking Group to New China Life at a price of 13.095 yuan per share, totaling approximately 4.317 billion yuan [2]. - Following the transfer, New China Life will hold a total of 356,555,844 shares, representing 5.63% of Hangzhou Bank's total ordinary shares as of April 14, 2025, making it the fourth-largest shareholder [2]. Group 2: Insurance Companies Increasing Bank Holdings - Since the beginning of 2024, multiple insurance companies have increased their stakes in various banks, including Changcheng Life acquiring Wuxi Bank and Xintai Life increasing holdings in Zhejiang Commercial Bank and Beijing Bank [3]. - New China Life and Ping An Life have also raised their stakes in major banks such as China Construction Bank and Postal Savings Bank [3]. Group 3: Reasons for Insurance Companies' Preference for Bank Stocks - The decline in long-term interest rates and the maturity of high-yield assets have pressured insurance companies to reallocate their assets, making bank stocks attractive due to their high dividends and stable returns [4]. - New accounting standards have led insurance companies to favor high-dividend assets and long-term equity investments to reduce profit volatility [4]. Group 4: Policy Support for Insurance Capital Allocation - In 2024, insurance companies have made 28 equity investments in listed companies, with New China Life being active in acquiring stakes in various firms [6]. - New China Life emphasizes its commitment to increasing equity asset allocation, aligning with national policies to support the development of the capital market and the real economy [7][8].

证券代码：600926 证券简称：杭州银行 公告编号：2025-022 优先股代码：360027 优先股简称：杭银优 1 可转债代码：110079 可转债简称：杭银转债 杭州银行股份有限公司 非公开发行限售股上市流通公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和 完整性依法承担法律责任。 重要内容提示： 本次股票上市类型为非公开发行股份；股票认购方式为网下， 上市股数为504,083,000股。 本次股票上市流通总数为504,083,000股。 本次股票上市流通日期为2025 年 4 月 23 日。 本次限售股解禁后，杭州市财开投资集团有限公司（以下简 称"杭州财开集团"）将遵守其另外出具的股份锁定承诺，自杭州 市财政局取得的杭州银行股份有限公司 703,215,229 股股份（包含 本次上市流通的116,116,000股股份）自完成过户登记之日（即2024 年 5 月 16 日）起 5 年内不转让。 一、本次限售股上市类型 二、本次限售股形成后至今公司股本数量变化情况 本次限售股形成后，经中国证监会《关于核准杭州银行股份 有限公司公开发行 ...

中国国际金融股份有限公司 关于杭州银行股份有限公司 非公开发行股票部分限售股解禁上市流通的核查意见 中国国际金融股份有限公司（以下简称"保荐机构"）作为杭州银行股份有限公司 （以下简称"杭州银行"、"公司"）公开发行 A 股可转换公司债券的持续督导机构， 根据《证券发行上市保荐业务管理办法》《上海证券交易所股票上市规则》《上海证券 交易所上市公司自律监管指引第 11 号——持续督导》等有关法律法规和规范性文件的 要求，对杭州银行非公开发行股票部分限售股解禁上市流通事宜进行了核查，发表核查 意见如下： 一、本次限售股上市类型 经中国证券监督管理委员会（以下简称"中国证监会"）《关于核准杭州银行股份 有限公司非公开发行股票的批复》（证监许可〔2020〕654 号）核准，杭州银行于 2020 年 4 月向红狮控股集团有限公司（以下简称"红狮集团"）、杭州市财政局、苏州苏高 新科技产业发展有限公司（以下简称"苏州高科"）和苏州新区高新技术产业股份有限 公司（以下简称"苏州高新"）等 4 家特定对象非公开发行人民币普通股（A 股）股票 8 亿股（以下简称"本次非公开发行"）。 本次非公开发行新增股份已于 2020 年 ...

从中证浙江100指数持仓样本的行业来看，工业占比21.64%、原材料占比17.77%、信息技术占比 17.14%、可选消费占比16.02%、金融占比13.72%、医药卫生占比8.28%、公用事业占比1.99%、房地产 占比1.31%、通信服务占比1.12%、主要消费占比1.02%。 数据统计显示，中证浙江100指数近一个月下跌10.74%，近三个月下跌3.08%，年至今下跌4.11%。 据了解，中证浙江100指数从浙江省上市公司中选取100只规模大且流动性较好的证券作为指数样本，以 反映浙江省内有代表性的上市公司证券的整体表现。该指数以2012年12月31日为基日，以1000.0点为基 点。 从指数持仓来看，中证浙江100指数十大权重分别为：海康威视（5.76%）、宁波银行（4.45%）、同花 顺（3.09%）、杭州银行（3.05%）、三花智控（2.95%）、浙商银行（2.47%）、华友钴业（2.3%）、 小商品城（2.25%）、恒生电子（2.14%）、新和成（1.85%）。 从中证浙江100指数持仓的市场板块来看，上海证券交易所占比52.24%、深圳证券交易所占比47.76%。 金融界4月16日消息，A股三 ...

Core Insights - The article highlights the successful interception of a suspicious transaction targeting an elderly customer by Hangzhou Bank's Beijing branch, showcasing the critical role of financial institutions in risk prevention and safeguarding public assets [1][3] Group 1: Incident Overview - On April 14, 2025, an elderly customer attempted to withdraw 10,000 yuan for a wellness therapy payment, which raised suspicions due to previous transfers totaling 28,000 yuan to the same institution over three months [1][3] - The bank staff initiated a verification process, pausing the transaction and reporting the situation to the branch manager, who discovered irregularities in the recipient's business information [3] Group 2: Risk Prevention Mechanisms - Hangzhou Bank has established a comprehensive risk warning mechanism, including mandatory inquiries about transaction purposes, monitoring of high-frequency transfers, and large cash withdrawals [3] - The bank has intercepted five suspicious transactions this year, preventing potential losses exceeding 100,000 yuan for customers [3] Group 3: Commitment to Customer Safety - The bank emphasizes its responsibility to protect customer funds and plans to continuously enhance its risk prevention mechanisms and employee fraud detection capabilities [3] - The bank encourages the public to remain vigilant against financial fraud and to consult legitimate financial institutions for assistance [3]

Group 1 - The core event "Little Bankers" financial experience activity was successfully held by Hangzhou Bank Beijing Branch in collaboration with a volunteer organization, attracting 15 new families to participate [1][4] - The event included three main activities: a cash counting skills learning area, a financial literacy game simulating investment scenarios, and a family-oriented financial planning lecture [1][4] - The activity resulted in the opening of 2 new accounts and the addition of 400,000 yuan in fixed deposits, establishing a dedicated customer community for ongoing financial education and targeted marketing [4] Group 2 - Hangzhou Bank Beijing Branch emphasized its commitment to customer needs and financial education, showcasing its strategic advantage in this area [1][4] - The bank has developed a comprehensive "online + offline" promotional system to enhance financial knowledge dissemination, including articles on its public account and regular community and campus outreach [4] - The successful execution of the "Little Bankers" event reflects the bank's responsibility in promoting financial development in the capital and its ongoing efforts to deepen inclusive finance strategies [4]

Core Viewpoint - Hangzhou Bank's Vice President Pan Huafu indicated that the overall risk of housing mortgages and traditional offline consumer loans remains stable, while online loan risks have also been relatively stable in recent months. However, there has been an increasing trend in mortgage loan defaults among certain customer segments since the beginning of this year, which warrants attention. The bank's primary focus on risk areas includes credit risks related to small and micro enterprises, including personal business loans [1] Group 1 - The risk of housing mortgages and traditional offline consumer loans is overall stable [1] - Online loan risks have remained relatively stable in recent months [1] - An increasing trend in mortgage loan defaults among certain customer segments has been observed since the beginning of this year [1] Group 2 - The primary focus of Hangzhou Bank regarding risk is on credit risks related to small and micro enterprises [1] - Personal business loans are included in the areas of concern for credit risk [1]

证券代码：600926 证券简称：杭州银行 公告编号：2025-021 优先股代码：360027 优先股简称：杭银优 1 可转债代码：110079 可转债简称：杭银转债 杭州银行股份有限公司 关于变更股权获国家金融监督管理总局浙江监管局 核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确 性和完整性承担法律责任。 近日，杭州银行股份有限公司（以下简称"公司"）收到《国 家金融监督管理总局浙江监管局关于杭州银行变更股权的批复》 （浙金复〔2025〕125 号），同意新华人寿保险股份有限公司受 让澳洲联邦银行持有的公司 329,638,400 股股份。 受 让 后 ， 新 华 人 寿 保 险 股 份 有 限 公 司 合 计 持 有 公 司 356,555,844 股股份，占截至 2025 年 4 月 14 日公司普通股总股 本的 5.63%。 公司将依照相关法律法规办理后续股权变更手续，并依法履 行相应信息披露义务。 特此公告。 杭州银行股份有限公司董事会 2025 年 4 月 15 日 ...

瑞财经 王敏 4月11日，杭州银行(SH600926)发布2024年年度报告。 2024年末，全行资产规模突破2.1万亿元，贷款总额较上年末增长16.16%，存款总额较上年末增长21.74%。 截至2024年末，公司不良贷款率0.76%，与上年末持平；逾期贷款与不良贷款比例、逾期90天以上贷款与不良贷款比 例分别为72.74%和55.61%，分别较上年末下降9.79、2.55个百分点；拨备覆盖率541.45%，保持较高水平。 截至2024年末，公司在职员工的数量14409人，较2023年末的13756人增加653人，增幅4.75%。 杭州银行董事长为宋剑斌，他同时代行行长一职。 | | | | | 单位:人民币千元 | | --- | --- | --- | --- | --- | | 主要会计数据 | 2024年度 | 2023年度 | 本期比上年 | 2022年度 | | | | | 同期增减(%) | | | 营业收入 | 38.381.172 | 35.015,541 | 9.61 | 32,931,506 | | 营业利润 | 19.259.238 | 16,286,983 | 18.25 | 12 ...

日前，杭州银行披露了2024年财报，2024年实现营收383.8亿元，同比增长9.6%；归母净利润169.8亿元， 同比增长18.1%，归母净利润增速维持行业第一梯队；总资产同比增长14.7%至2.1万亿元，首次突破两万 亿关口。 "优等生、好银行"是杭州银行的愿景，近年，杭州银行成了行业一个独特现象。2024年末，杭州银行不良 率0.76%、拨备覆盖率541.45%，核心一级资本充足率8.75%；在已公布数据的A股上市银行中，杭州银行 不良率最低，拨备覆盖率最高，资产质量维持极优水平，但核心一级资本充足率倒数第三，距离监管底线 7.5%依旧较近。 近年，在"不以风险换发展"经营理念下，杭州银行这个"优等生"背后，是一个在区域红利下，连接融资与 扩大资产规模间的微妙平衡，其中依赖对公基建业务实现低不良率是维持平衡的重要砝码。 营收增长靠规模、投资拉动 财报显示，2024年，杭州银行实现营收383.8亿元，同比增长9.6%；归母净利润169.8亿元，同比增长 18.1%，归母净利润增速在已公布业绩的35家A股上市银行中排名第3，继续维持高增。 分业务看，利息净收入244.57亿元，同比增长4.37%，占营收比例 ...