上海银行股份有限公司 独立董事提名人声明与承诺 提名人上海银行股份有限公司董事会提名与薪酬委员会，现 提名李正强、杨德红、董煜、肖微、薛云奎、靳庆鲁为上海银行 股份有限公司第七届董事会独立董事候选人，并已充分了解被提 名人职业、学历、职称、详细的工作经历、全部兼职、有无重大 失信等不良记录等情况。6 名被提名人已同意出任上海银行股份 有限公司第七届董事会独立董事候选人（参见独立董事候选人声 明）。提名人认为，6 名被提名人具备独立董事任职资格，与上 海银行股份有限公司之间不存在任何影响其独立性的关系，具体 声明并承诺如下： 一、6 名被提名人具备上市公司运作的基本知识，熟悉相关 法律、行政法规、规章及其他规范性文件，具有 5 年以上法律、 经济、会计、财务、管理或者其他履行独立董事职责所必需的工 作经验。 6 名被提名人已经参加培训并取得证券交易所认可的相关培 训证明材料。 二、6 名被提名人任职资格符合下列法律、行政法规和部门 规章的要求： （一）《中华人民共和国公司法》关于董事任职资格的规定； （二）《中华人民共和国公务员法》关于公务员兼任职务的 规定（如适用）； 1 （七）中国人民银行《股份制商业银行独 ...

重要内容提示： 一、 召开会议的基本情况 （一）股东会类型和届次 | 证券代码：601229 | 证券简称：上海银行 | 公告编号：临 2025-069 | | --- | --- | --- | | 优先股代码：360029 | | 优先股简称：上银优 1 | | 可转债代码：113042 | | 可转债简称：上银转债 | 上海银行股份有限公司 关于召开2025年第二次临时股东会的通知 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告内 容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确 性和完整性承担法律责任。 2025年第二次临时股东会 （二）股东会召集人： 公司董事会 （三）投票方式： 本次股东会所采用的表决方式是现场投票和网络投票相结合的方式 （四）现场会议召开的日期、时间和地点 1 股东会召开日期：2025年12月26日 本次股东会采用的网络投票系统：上海证券交易所股东会网络投票系统 召开的日期时间：2025 年 12 月 26 日 15 点 00 分 召开地点：上海市浦东新区东园路 18 号中国金融信息中心 3 楼上海厅 （五）网络投票的系统、起止日期和投票 ...

| 证券代码：601229 | 证券简称：上海银行 | 公告编号：临2025-068 | | --- | --- | --- | | 优先股代码：360029 | | 优先股简称：上银优1 | | 可转债代码：113042 | | 可转债简称：上银转债 | 上海银行股份有限公司 董事会 2025 年第十一次会议决议公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 同意新一届董事会构成方案，审议通过新一届董事会董事候选人名单如下： 执行董事候选人 2 名：顾建忠、施红敏。 非执行董事候选人 8 名：叶峻、应晓明、于福林、孔旭洪、黎健、陶宏君、 庄喆、甘湘南。除上述非执行董事候选人外，预留 1 个非执行董事席位，后续待 相关股东提名。 独立董事候选人 6 名：李正强、杨德红、董煜、肖微、薛云奎、靳庆鲁。 此外，经公司职工代表大会选举，牛韧为新一届董事会职工董事，将于股东 会审议通过换届选举事项后直接进入新一届董事会。 本次会议由顾建忠董事长主持，会议经审议并通过以下议案： 一、关于董事会换届 ...

Market Overview - The city commercial bank sector experienced a decline of 0.73% on December 10, with Hangzhou Bank leading the drop [1] - The Shanghai Composite Index closed at 3900.5, down 0.23%, while the Shenzhen Component Index closed at 13316.42, up 0.29% [1] Individual Stock Performance - Hangzhou Bank's stock price fell by 2.62% to 15.25, with a trading volume of 629,600 shares and a transaction value of 968 million [2] - Other notable declines include Qilu Bank down 2.23% to 5.69 and Chongqing Bank down 2.00% to 10.76 [2] - Conversely, Nanjing Bank and Shanghai Bank saw slight increases of 0.71% and 0.63%, respectively [1] Capital Flow Analysis - The city commercial bank sector saw a net outflow of 357 million from institutional investors, while retail investors contributed a net inflow of 207 million [2] - The capital flow data indicates that Shanghai Bank had a net inflow of 52.73 million from institutional investors, despite a net outflow from retail investors [3] - Hangzhou Bank recorded a net inflow of 10.66 million from institutional investors, but a significant outflow of 35.34 million from retail investors [3]

Core Insights - The awards for financial bond underwriting and market-making have been announced, recognizing various banks and securities firms for their outstanding performance in the industry [1][2][3][4][5][6][7] Group 1: Outstanding Underwriters - The title of "Outstanding Underwriter" was awarded to several banks, including CITIC Bank, Shanghai Pudong Development Bank, and Industrial and Commercial Bank of China [1][2] - A total of 10 banks were recognized as "Excellent Underwriters," highlighting their contributions to the financial bond market [1] Group 2: Excellent Market Makers - The "Excellent Market Maker" category included firms such as Huatai Securities and CITIC Securities, showcasing their role in enhancing market liquidity [2][4] - A diverse range of banks, including Ping An Bank and Industrial Bank, were acknowledged for their market-making capabilities [2][4] Group 3: Special Awards - Special awards were given for various categories, including "Debt Sea Rising Award" and "Green Low Carbon Award," recognizing banks like Agricultural Bank of China and Postal Savings Bank of China for their innovative approaches [3] - The "Technology Innovation Award" was awarded to banks that demonstrated significant advancements in financial technology [3] Group 4: Individual Recognitions - Individual awards were presented to key personnel from various banks, such as CITIC Bank's Sun Wei and China Everbright Bank's Liu Yan, acknowledging their leadership in driving financial bond initiatives [4][5] - The "Outstanding Underwriting Supervisor" category highlighted individuals from major banks, emphasizing the importance of leadership in underwriting processes [5]

东方网记者曹磊12月9日报道：当前全球经济深度调整，科技创新成为产业升级与经济增长的核心引擎，股权投资作为资本与实体经济的关键纽带，在赋 能科创企业、优化资源配置等方面作用凸显。 本次论坛还见证了重要战略合作签约，上海市国际股权投资基金协会与上海银行达成全面合作，将深化科创金融领域探索，推动金融、科技与产业深度融 合。两场圆桌论坛亮点纷呈：第一场由金浦投资董事、总裁范寅主持，嘉宾围绕并购重组实践与跨市场投资机遇展开探讨，一致认为应把握产业升级趋 势，强化跨领域协同与风险防控；第二场在源星资本创始人兼董事长卓福民主持下，聚焦生命健康产业投资新范式，嘉宾强调投资需聚焦源头创新与产业 化能力。 此次论坛的成功举办，搭建了资本与科创的高效对接平台，既为股权投资行业提供了理论与实践指引，也彰显了上海构建全球竞争力产业生态的决心。未 来，上海将持续以资本为纽带，推动科技创新与实体经济深度融合，为经济高质量发展注入强劲动力。 周海鹰在致辞中表示，杨浦作为国家创新型城区、上海科创中心重要承载区，充分发挥高校院所集聚、创新创业活跃等特色优势，因地制宜发展新质生产 力，着力构建以数字经济为核心主导的创新型现代化产业体系。面向未来 ...

Core Insights - The digital transformation of China's banking industry is entering a "deep water zone" by 2025, characterized by market expansion, technological upgrades, and intensified competition [1] - The IT investment in the banking sector is projected to reach 169.315 billion yuan in 2024, with a growth rate of 3.6%, and is expected to exceed 266.2 billion yuan by 2028 [1] - The digital bidding landscape shows that successful digitalization in banking relies not only on investment scale but also on precise alignment with the bank's positioning and strategic partnerships [1] Investment Trends - In 2024, the six major state-owned commercial banks are expected to invest a total of 125.459 billion yuan in fintech, accounting for 52% of the total banking sector investment [2] - By 2025, the banking sector's fintech investment is anticipated to reach 333.85 billion yuan, representing a 38% increase from 2024 [2] Bank Types and Investment Focus - State-owned banks are leading in digital investment, with major banks like ICBC planning to invest 285.18 billion yuan in fintech in 2024, while smaller banks are focusing on localized services and specific pain points [3][5] - The investment focus for state-owned banks includes large model development, data platforms, and intelligent risk control systems [3] - Regional banks are prioritizing local economic services and optimizing processes for small and medium enterprises, with some banks investing over 6% of their revenue in technology [5] Digital Bidding Characteristics - The digital bidding projects are categorized into four main tracks: risk management, compliance control, data services, and technology platforms, each with varying technical requirements and budget allocations [7][8] - Risk management projects are rated the highest in complexity, requiring a deep understanding of financial logic and AI technology [7] - Compliance control projects are driven by regulatory requirements and have a high degree of standardization, making them easier to replicate [7] Competitive Landscape - A dual-competitive landscape is emerging between bank technology subsidiaries, which excel in understanding financial regulations, and internet technology companies, which leverage general technology capabilities [10][11] - The collaboration between bank technology subsidiaries and internet technology companies is becoming a mainstream approach, combining business understanding with technological innovation [17] Future Outlook - The investment landscape is expected to become more differentiated, with large banks focusing on systematic construction while smaller banks target essential local needs [18] - The emphasis will shift towards practical technologies that address compliance issues and enhance operational efficiency, with a growing trend of collaboration between different types of technology providers [18]

Core Insights - Shanghai Bank has evolved over 30 years, from its origins in local credit cooperatives to a significant player in the financial sector, emphasizing its mission of making life better through finance [1] - The bank has focused on supporting small and micro enterprises, contributing to local economic development, and fostering a sense of community [1] Group 1: Technological Financial Services - Shanghai Bank's Minhang branch identified a promising startup, Qionglong Technology, and provided crucial support through a credit loan of 8 million yuan, marking the first bank credit for the company [8][10] - The bank utilized a "technology flow" assessment model to evaluate the startup's potential, despite its lack of revenue and collateral [8][10] - Over four years, the bank increased its support to Qionglong Technology, raising the credit limit to 50 million yuan and expanding services to include cross-border settlements and funds supervision [10][12] Group 2: Cross-Border Financial Services - Shanghai Bank has developed a comprehensive cross-border financial service ecosystem, including cross-border investment and financing, and digital payment solutions [29] - The bank's cross-border payment capabilities have evolved significantly, with transaction volumes increasing from over 10 billion USD in 2005 to more than 160 billion USD by 2025 [29] - The introduction of digital RMB in cross-border payments marks a significant advancement in the bank's service offerings, enhancing transaction speed and efficiency [29] Group 3: Pension Financial Services - Shanghai Bank pioneered the socialization of pension distribution in China, becoming one of the first banks to offer this service in 1998 [30][33] - The bank has developed a comprehensive pension financial service model, evolving from basic pension distribution to include wealth management and intelligent services [46] - Currently, Shanghai Bank serves approximately 6 million elderly clients, maintaining a leading market share in pension services in Shanghai [46]

Group 1 - The city commercial bank sector experienced a decline of 0.31% on December 8, with Shanghai Bank leading the drop [1] - The Shanghai Composite Index closed at 3924.08, up 0.54%, while the Shenzhen Component Index closed at 13329.99, up 1.39% [1] - Key individual stock performances in the city commercial bank sector included Xiamen Bank rising by 3.32% and Shanghai Bank falling by 1.43% [1][2] Group 2 - The net inflow of main funds into the city commercial bank sector was 129 million yuan, while retail investors saw a net outflow of 156 million yuan [2] - The table of fund flows indicated that Jiangsu Bank had a net outflow of 56.86 million yuan from main funds, while Hangzhou Bank had a net inflow of 49.79 million yuan [3] - The overall trend showed that retail investors were withdrawing funds from several banks, with notable outflows from Suzhou Bank and Qingdao Bank [3]

Investment Rating - The report maintains an "Overweight" rating for the securities and banking sectors, while also recommending a focus on quality insurance companies [9]. Core Insights - The report highlights investment opportunities in the order of securities > banking > insurance, emphasizing the optimization of performance evaluation rules for fund companies, which is expected to enhance long-term incentive mechanisms and promote sustainable development in the fund industry [12][31]. - The China Securities Regulatory Commission (CSRC) has introduced new regulations to strengthen governance and oversight across the entire lifecycle of listed companies, which is anticipated to improve market stability and investor confidence [15][16]. - The People's Bank of China (PBOC) has conducted a 1 trillion yuan reverse repurchase operation to support liquidity, particularly during the year-end and Spring Festival periods, with major banks expected to begin distributing mid-term dividends [31][33]. Summary by Sections Securities - The CSRC has proposed to relax capital and leverage restrictions for high-quality securities firms, which is expected to enhance their operational efficiency [14]. - In November, the number of new A-share accounts increased by 3% month-on-month, with a year-to-date growth of 8%, indicating sustained market interest [18]. - The report recommends focusing on high-quality brokers with low price-to-book (PB) ratios, including CITIC Securities, Guotai Junan, and GF Securities [12][13]. Banking - The PBOC's recent reverse repurchase operations are aimed at ensuring ample liquidity in the market, especially during high-demand periods [31][32]. - The report notes that the banking sector's PB ratio is currently at 0.71, indicating a relatively low valuation compared to historical levels, suggesting potential for recovery [31]. - Recommended banking stocks include Nanjing Bank, Chengdu Bank, and Shanghai Bank, which are considered high-quality picks [31][33]. Insurance - The insurance sector has shown resilience, with regulatory adjustments to risk factors for equity investments leading to a significant increase in stock prices [46]. - The report suggests that investors should focus on leading insurance companies, such as China Life and Ping An, which are expected to benefit from improved liquidity conditions [46][47]. - Regulatory changes are aimed at encouraging long-term investments by insurance companies, which could enhance their stability and support economic growth [48][49].