EF002 免責聲明 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | --- | --- | | | 股票發行人現金股息（可選擇貨幣）公告 | | 發行人名稱 | 中國農業銀行股份有限公司 | | 股份代號 | 01288 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 派發截至2025年6月30日止六個月之中期股息 | | 公告日期 | 2025年11月28日 | | 公告狀態 | 更新公告 | | 更新/撤回理由 | 更新股東批准日期、選擇權截止時限及股息所涉及的代扣所得稅 | | 股息信息 | | | 股息類型 | 中期（半年期） | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年6月30日 | | 宣派股息 | 每 10 股 1.195 RMB | | 股東批准日期 | 2025年11月28日 | | 香港 ...

Core Viewpoint - Following the fire incident at Hong Kong's Tai Po Wang Fuk Court, multiple banks have swiftly mobilized to support disaster relief and post-disaster reconstruction through donations, emergency financial services, loan extensions, and fee waivers [1][2][3]. Group 1: Donations and Financial Support - Shanghai Bank initiated an emergency donation mechanism, contributing 10 million HKD to the Hong Kong White Magnolia Charity Foundation to support rescue operations, medical treatment, and post-disaster recovery [1]. - Major banks including ICBC Asia, Bank of China Hong Kong, and others have also announced donations to aid emergency relief and reconstruction efforts [1][2]. Group 2: Emergency Services - ICBC Asia has set up dedicated service windows for affected customers, offering cardless cash withdrawals and expedited card replacements [2]. - SPD Bank established a green channel for emergency services, prioritizing the transfer of disaster relief funds and ensuring uninterrupted financial services [3]. - Several banks have increased staffing and extended operating hours at branches in the affected area to assist customers [3]. Group 3: Loan Management - Banks such as Bank of Communications (Hong Kong) and Bank of China Hong Kong are considering individual cases of affected customers for loan management, including loan extensions and fee waivers [4]. - ICBC Asia is also implementing a comprehensive plan for loan extensions, interest reductions, and fee waivers for early withdrawals from fixed deposits to meet the financial needs of disaster-affected individuals [4]. Group 4: Insurance Claims - Several banks have announced the establishment of emergency claims channels for affected customers, simplifying the claims process and providing prompt responses to inquiries [5]. - Agricultural Bank of China Insurance has initiated customer risk assessments and launched a service green channel to ensure the rights of disaster-affected individuals are protected [5].

Core Viewpoint - Multiple banks in Hong Kong are actively supporting rescue and reconstruction efforts following a significant fire incident in Tai Po, New Territories, which resulted in major casualties [1] Group 1: Donations and Support Actions - Industrial and Commercial Bank of China (ICBC) donated 10 million HKD and organized a volunteer team to assist local government in rescue efforts [3] - Agricultural Bank of China (ABC) also donated 10 million HKD, focusing on supporting fire rescue and post-disaster recovery [6] - Bank of China (BOC) announced a donation of 20 million HKD and established a special account for public donations [11] - China Construction Bank (CCB) pledged 10 million HKD for emergency relief and recovery efforts, while also facilitating cross-border donations [15] - Bank of Communications (BoCom) plans to donate 10 million HKD and set up emergency service stations in affected areas [18] - Shanghai Bank and Minsheng Bank collectively donated over 50 million HKD, with Shanghai Bank contributing 10 million HKD and Minsheng Bank 5 million HKD [24] Group 2: Financial Services and Customer Support - ICBC is providing emergency financial services, including extended service hours and special service windows for affected customers [3] - ABC is coordinating with public welfare organizations for targeted donations and has initiated a volunteer team for disaster support [6] - BOC is expediting the reissuance of bank cards for affected customers and waiving related fees [12] - CCB is offering flexible identity verification and free reissuance of bank cards for customers unable to provide identification [15] - BoCom has set up priority service channels and is providing emergency cash support for affected customers [19]

Core Viewpoint - Multiple banks are taking urgent actions to support the rescue and reconstruction efforts following a significant fire incident in Hong Kong's Tai Po district, which resulted in major casualties and damage [1]. Group 1: Bank Contributions - Industrial and Commercial Bank of China (ICBC) has pledged HKD 10 million for disaster relief and reconstruction efforts, coordinating with its Hong Kong branches to provide emergency financial services and support [3]. - Agricultural Bank of China (ABC) is also donating HKD 10 million to assist in fire rescue and post-disaster recovery, while organizing volunteer teams to support affected families [6][7]. - Bank of China (BOC) has committed HKD 20 million, establishing a special donation account for public contributions and offering various financial support measures for affected customers [11][12]. - China Construction Bank (CCB) announced a donation of HKD 10 million and is providing flexible identity verification and fee waivers for affected customers [15][16]. - Bank of Communications plans to donate HKD 10 million and has set up emergency service stations to assist affected residents [19][20]. - Other banks, including Shanghai Bank and Minsheng Bank, collectively donated over HKD 50 million, with HSBC and Hang Seng Bank contributing HKD 30 million [25][26].

Core Points - A significant fire occurred in Hong Kong's Tai Po district, resulting in major casualties and prompting extensive rescue efforts by the Hong Kong Fire Services [1] - Various banks have pledged financial support for the fire relief efforts, with donations totaling 100 million HKD from multiple institutions [1] Group 1: Donations and Support - China Construction Bank donated 10 million HKD to support the fire rescue efforts in Tai Po [1] - Agricultural Bank of China, along with its Hong Kong branches, pledged 10 million HKD specifically for fire rescue and post-disaster reconstruction [1] - Shanghai Pudong Development Bank also contributed 10 million HKD to aid in the fire rescue operations [1] - Shanghai Bank initiated an emergency donation mechanism, donating 10 million HKD to the Hong Kong Baiyulan Charity Foundation [1] - Minsheng Bank's Hong Kong branch announced a donation of 5 million HKD to the "Tai Po Hongfuyuan Assistance Fund" for emergency aid and reconstruction efforts [1] - DBS Bank (Hong Kong) donated 10 million HKD to the Hong Kong Red Cross [1] - HSBC and Hang Seng Bank announced an initial donation of 30 million HKD to support the affected residents and families from the Hongfuyuan fire [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 AGRICULTURAL BANK OF CHINA LIMITED 1288 董事會決議公告 中國農業銀行股份有限公司（「本行」）董事會（「董事會」）於2025年11月28日以書面傳簽方 式召開會議（「會議」）。會議召開符合法律法規、《中國農業銀行股份有限公司章程》及《中 國農業銀行股份有限公司董事會議事規則》的規定。 議案表決情況：有效表決票13票，同意13票，反對0票，棄權0票。 本次會議同意向香港災區捐款港幣1,000萬元，專項用於支持緊急救災及災後重建工作。 承董事會命 中國農業銀行股份有限公司 劉清 公司秘書 會議審議並通過了《向香港災區緊急捐贈事宜》的議案。 中國北京 2025年11月28日 於本公告日期，本行的執行董事為谷澍先生、王志恒先生和林立先生；本行的非執行董事為周濟女士、李蔚先生、 劉曉鵬先生和張奇先生；本行的獨立非執行董事為吳聯生先生、汪昌雲先生、鞠建東先生、莊毓敏女士、張琦先 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 中國農業銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈，本行2025年度第二次 臨時股東會（「臨時股東會」）已於2025年11月28日（星期五）於中國北京市東城區建國門內 大街乙18號本行總行舉行。 本行於臨時股東會當日之已發行普通股總股份數目349,983,033,873股，此乃股東有權出席 並可於臨時股東會上表決贊成、反對或棄權任何提呈之決議案的股份總數。本行並無任 何股東有權出席臨時股東會但根據《香港聯合交易所有限公司證券上市規則》（「上市規 則」）第13.40條須放棄表決贊成決議案，亦無任何股東根據上市規則的規定須放棄表決 權。出席臨時股東會的股東和代理人共4,848人，共持有本行312,878,595,040股普通股股 份，佔本行有表決權股份總數的89.398218%，具體如下表所示： AGRICULTURAL BANK OF CHINA LIMITED 1288 2025年度第二次 ...

Core Viewpoint - The absence of 5-year large denomination certificates of deposit (CDs) from major state-owned banks reflects a trend in the banking sector towards shorter-term products and more precise liability management in a low interest rate environment [1][2][3] Group 1: Current Market Situation - Major banks including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank currently do not offer 5-year large denomination CDs [1] - Bank of China has issued at least 37 batches of personal large denomination CDs from 2016 to 2025, but since 2023, 5-year CDs are only available to specific clients rather than all personal customers [1] - Agricultural Bank of China has not issued 5-year large denomination CDs since 2022, focusing instead on products with terms of 3 years or less [2] Group 2: Interest Rate Dynamics - Some banks are experiencing a phenomenon where the interest rate for 5-year fixed deposits is lower than that for 3-year fixed deposits, indicating a "negative spread" [2] - As of the third quarter of this year, the net interest margin for commercial banks was 1.42%, showing a year-on-year decrease of 11 basis points, despite some banks stabilizing their margins [2] Group 3: Strategic Adjustments - Banks are adopting more refined strategies for liability management, including shortening deposit terms and offering differentiated deposit strategies targeting specific customer segments, particularly the elderly [3] - The elderly demographic, which accounts for over 70% of savings deposits, is being targeted with higher interest rates and lower minimum deposit thresholds, optimizing the banks' liability structure and reducing liquidity management pressure [3] - This approach not only enhances the banks' ability to attract stable long-term funds but also aligns with social responsibility by providing tailored services to older customers, thereby building brand trust and achieving a balance between commercial and social value [3]

Core Viewpoint - The absence of 5-year large denomination certificates of deposit (CDs) from major state-owned banks in China has raised concerns, but this trend is not new as some banks have stopped offering these products for several years [1][9]. Group 1: Product Availability - Major banks, including the six largest state-owned banks, currently do not offer 5-year large denomination CDs, which were not a long-term product type for these banks [1]. - China Bank has issued at least 37 batches of personal large denomination CDs from 2016 to 2025, with some 5-year products available in specific years, but since 2023, these are only offered to select customers [1][9]. - Agricultural Bank of China has not offered 5-year large denomination CDs since at least 2022, focusing instead on products with shorter terms [7][9]. Group 2: Interest Rate Environment - The current low interest rate environment has led banks to actively manage their liabilities, resulting in the discontinuation of longer-term large denomination CDs [9]. - As of the third quarter of this year, the net interest margin for commercial banks was 1.42%, showing a year-on-year decrease of 11 basis points, indicating ongoing pressure on profitability [9]. Group 3: Targeted Strategies - Banks are adopting differentiated deposit strategies, particularly targeting older customers with higher interest rates and lower minimum deposit requirements, which is becoming a common practice in the industry [10][11]. - This approach helps optimize the liability structure, secure stable long-term funding, and reduce liquidity management pressure [11].

北京商报讯（记者 宋亦桐）11月26日下午，香港大埔宏福苑发生重大火灾，造成严重人员伤亡，牵动 社会各界关注。灾难发生后，银行业迅速启动应急机制，以捐款、物资支援、金融服务绿色通道等多元 化方式，构建起灾后救援的"金融生命线"。 民生银行香港分行向香港特区政府设立的"大埔宏福苑援助基金"捐赠500万港元，专项用于紧急援助大 埔火灾受灾群众。 中银香港将捐款港币2000万元。"中银香港慈善基金"也将开设"大埔火灾捐款专户"，用于接收市民捐 款。 在应急服务方面，建行亚洲针对香港大埔宏福苑火灾，已即时为受影响居民紧急启动三项措施：一是为 未能提供身份证明的居民提供弹性的身份认证，以方便居民提款及处理银行事宜；二是免除受影响居民 定期存款提早赎回的相关费用；三是免除按揭迟延还款的相关费用。同时，建银国际发动公司募集善款 200万港元，用于应急救灾和社区重建等工作，为受灾市民提供生活物资及紧急经济支援。 工银亚洲大埔附近分行根据实际情况延长服务时间，并按照"特事特办、急事急办"原则，设置专属服务 窗口，为受影响的客户提供无卡取现、快速补卡等便利，统筹安排贷款展期、减免利息和定期存款提前 支取免手续费等一揽子举措。 交 ...