中纪委网站1月21日下午发布消息，经中央纪委国家监委批准，中央纪委国家监委驻中国农业银行纪检监察组、山东省菏泽市监委对中国农业银行深圳市分 行原党委副书记、副行长王国彪严重违纪违法问题进行了立案审查调查。 经查，王国彪丧失理想信念，背弃初心使命，履行全面从严治党主体责任不力，对抗组织审查，串供，转移、隐匿证据，搞迷信活动；无视中央八项规定精 神，接受可能影响公正执行公务的宴请；违反组织原则，不按规定报告个人有关事项，利用职权和职务上的影响违规为他人谋取人事利益；廉洁底线失守， 收受可能影响公正执行公务的礼品、礼金、消费卡，违规借用管理对象钱款，违规收受他人大额钱款；利用职务上的便利，在招标采购、工程承揽方面为他 人谋取利益并非法收受巨额财物。 通报指出，依据有关规定，经中国农业银行党委研究，决定给予王国彪开除党籍处分；经中央纪委国家监委驻中国农业银行纪检监察组研究，决定给予其开 除公职处分。 记者注意到，王国彪已在去年5月接受纪律审查和监察调查。 （文章来源：南方都市报） ...

Group 1 - The article highlights the increasing demand for imported beef and lamb in the Tianjin market, particularly during the pre-Spring Festival period, with significant order volumes reported by traders in the Xin Hui Yang cold chain logistics park [1] - The Agricultural Bank of China (ABC) has introduced financial products like "Micro Quick Loan" and "Merchant e-Loan" to support traders in managing their cash flow during the busy season, providing quick access to funds [1] - The Tianjin branch of ABC has focused on understanding the financing needs of the beef and lamb trade sector, offering online, credit-based financial solutions to meet the urgent and frequent funding requirements of merchants [1] Group 2 - ABC has increased its financial support for supply chain enterprises in the Xin Hui Yang park, enhancing the overall supply capacity for imported beef and lamb [2] - Tianjin Mei He Supply Chain Management Co., Ltd. has benefited from ABC's support, receiving a total of 88 million yuan in credit, which has improved its capabilities in procurement, cold chain storage, and market distribution [2] - The international finance team of ABC has streamlined foreign exchange transactions for enterprises, enabling same-day settlements for online currency purchases and payments, thereby improving the efficiency of the cold chain logistics system [2]

2026年1月16日，喀什金融监管分局发布批复称，《中国农业银行新疆分行关于张乐乐金融机构高级管 理人员任职资格核准的请示》（农银新发〔2025〕144号）收悉。经审核，现批复如下： 三、中国农业银行喀什分行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固 树立风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 二、中国农业银行喀什分行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国 农业银行政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任 的，本批复文件失效，由决定机关办理行政许可注销手续。 一、核准张乐乐中国农业银行喀什分行副行长任职资格。 ...

Core Viewpoint - The six major banks in China have collectively announced the implementation of the latest fiscal interest subsidy policy for personal consumption loans, aiming to enhance related services and support consumer spending [1]. Group 1: Policy Implementation - The implementation period for the fiscal interest subsidy policy for personal consumption loans has been extended to December 31, 2026 [1]. - The scope of support has been expanded to include credit card bill installment services [1]. Group 2: Subsidy Expansion - The subsidy field has been broadened by removing the restriction on single transactions of 50,000 yuan and above [1]. - The subsidy standard has been improved by eliminating the cap of 500 yuan on single transaction subsidies and the previous limit of 1,000 yuan on cumulative subsidies for each borrower at a single institution [1]. Group 3: Existing Agreements - For loans that have already signed the "Fiscal Interest Subsidy Service Agreement for Personal Consumption Loans," any consumption occurring after January 1, 2026, will automatically apply the latest fiscal interest subsidy policy without the need to re-sign the agreement [1].

主动服务暖人心。在王宇眼中，服务从来不是被动的应答，而是主动的先行。她始终将客户的需求放在 心上，用主动上前的服务，为客户排忧解难，让金融服务更有温度。 作为首都重要金融机构，中国农业银行北京市分行（以下简称"农行北京分行"）积极践行金融工作的政 治性、人民性，持续擦亮服务品牌，凝练服务内涵，丰富服务文化，涌现了一批扎根基层、为民服务的 先进典型。在中国农业银行2025年"网点最美服务明星"评选中，农行北京城市副中心宋庄支行王宇、分 行营业部营业室王琪脱颖而出，二人将"主动、专业、规范、高效"的服务标准融入日常，以一系列暖心 举措践行金融为民初心。 王宇：主动先行 专业护航 情系客户的金融暖阳 自2001年入行以来，王宇一直坚守厅堂一线，是一名深受客户喜爱的客服经理。迎客时，她主动微笑问 好、热情引导分流；送客时，她礼貌道别、提醒携带物品，二十余载初心不改，以主动服务解民忧，用 专业素养护民安，在平凡的岗位上诠释着"农情服务"的真谛。 高效服务显担当。面对急难任务和突发情况，王琪始终冲锋在前，以高效的统筹协调能力和扎实的业务 功底，圆满完成各项工作。 2025年7月，年逾七旬的李大爷忘记银行卡密码，因行动不便 ...

Economic Policy - The People's Bank of China will continue to implement a moderately loose monetary policy in 2026, utilizing various tools such as reserve requirement ratio cuts and interest rate reductions to maintain ample liquidity [1] - The Ministry of Commerce and nine other departments have issued opinions to promote high-quality development in the pharmaceutical retail industry, supporting mergers and acquisitions among retail pharmacies [1] Capital Market Developments - The People's Bank of China announced a 900 billion yuan MLF operation to maintain liquidity in the banking system, with a one-year term [3] - Public funds have focused on core sectors such as electronics and power equipment, with Zhongji Xuchuang becoming the largest holding stock, valued at 78.421 billion yuan [3] - The National Development and Reform Commission has allocated 93.6 billion yuan in special bonds to support over 4,500 projects across various sectors, driving total investment exceeding 460 billion yuan [3] Industry Highlights - The commercial aerospace sector is gaining attention, with Blue Arrow Aerospace's IPO status changing to "inquiry" as it aims to become the first commercial aerospace stock [7] - Domestic AI chip company Suiyuan Technology has received approval for its IPO, aiming to raise 6 billion yuan for AI chip development [7] - The human-shaped robot sector remains active, with Zhejiang's innovation center completing a 450 million yuan Pre-A round of financing [7] Company Updates - Zhaoyi Innovation expects a net profit of 1.61 billion yuan for 2025, a year-on-year increase of approximately 46%, benefiting from AI computing demand [8] - ST Biology announced the termination of its major asset restructuring plan to acquire a 51% stake in Hunan Huize Biomedical Technology [9] - Xiaomi Group plans to repurchase up to 2.5 billion Hong Kong dollars of its Class B shares starting January 23 [10] - Alibaba has decided to support its chip subsidiary "Pingtouge" for future independent listing, initiating a restructuring process [11] - Intel reported a fourth-quarter revenue of 13.674 billion dollars, with a net loss of 591 million dollars, while its annual revenue was 52.853 billion dollars [11]

Group 1 - The core viewpoint of the news is that major Chinese banks have announced the implementation of optimized personal consumption loan subsidy policies, which will automatically apply to loans signed before January 1, 2026, without the need for re-signing agreements [1][3] Group 2 - The implementation period for the personal consumption loan subsidy policy has been extended to December 31, 2026 [3] - The support scope has been expanded to include credit card bill installment services [3] - Restrictions on single transactions of 50,000 yuan and above have been removed, broadening the subsidy areas [3] - The subsidy standards have been improved by removing the cap of 500 yuan on single transaction subsidies and the cumulative limit of 1,000 yuan for each borrower at a single institution for transactions below 50,000 yuan [3]

1月20日，《Brand Finance 2026年全球品牌价值500强榜单报告》在瑞士达沃斯正式发布。 具体来看，此次有多家银行进入上述榜单，包括工商银行、建设银行、中国银行、农业银 行、招商银行、中信银行、邮储银行、交通银行、浦发银行、兴业银行、民生银行、光大银 行等。与2025年榜单相比，光大银行排名下滑最多，降71个名次至461位；其次是民生银 行，降60个名次至404位。 此外，另有中国平安、中国人寿、中国人保、太平洋保险、友邦保险、保诚保险、国泰人寿 7家中国保险公司上榜。其中，保诚保险排名下滑明显，较上年排位下降117个名次。 | 排名变化 | 2026年排名 | 2025年排名 | 银行名称 | 工商银行 | 12 | 13 | 11 | | --- | --- | --- | --- | --- | --- | --- | --- | | 建设银行 | 1 d | I d | 1 | 12 | 中国银行 | 17 | 19 | | 农业银行 | 19 | J3 | 16 | 招商银行 | 74 | 69 | 1 5 | | 中信银行 | 126 | 128 | V2 | 邮储银行 | 134 ...

Core Viewpoint - The new personal consumption loan interest subsidy policy aims to enhance consumer spending by expanding the scope of eligible loans and simplifying the application process for consumers [1][4]. Group 1: Policy Implementation - The Ministry of Finance, the People's Bank of China, and the financial regulatory authority jointly issued a notice to optimize the implementation of the personal consumption loan interest subsidy policy [1]. - The subsidy period for personal consumption loans is set from September 1, 2025, to December 31, 2026, while the credit card installment subsidy period is from January 1, 2026, to December 31, 2026 [1]. - Major banks, including ICBC, ABC, Bank of China, and others, have quickly responded by issuing operational guidelines and FAQs regarding the subsidy services [1][2]. Group 2: Eligibility and Application Process - Customers who have previously signed consumption loan subsidy agreements do not need to re-sign; the new policy will automatically apply to their existing loans [2]. - For credit card installment services newly included in the subsidy, banks like Postal Savings Bank and Agricultural Bank have outlined specific application paths for customers [2][3]. - Agricultural Bank requires customers to sign a supplementary agreement for credit card installment subsidies, with each card needing a separate agreement [3]. Group 3: Impact on Interest Rates - The new policy includes a 1% annual subsidy rate for credit card installments, which could lower the effective interest rate for eligible borrowers to the "2% range" after subsidies [4]. - The minimum execution interest rate for consumption loans remains at 3%, indicating potential benefits for borrowers with good credit ratings [4].

Group 1 - The core viewpoint of the news is the comprehensive upgrade of the consumer loan "national subsidy" policy, which includes extending the policy deadline to the end of this year and incorporating credit card bill installment services into the support scope [1] - The annual subsidy rate for credit card bill installments is set at 1%, which is a significant highlight of the policy upgrade that consumers are concerned about [1] - Financial institutions such as China Construction Bank and Agricultural Bank of China have clarified the application process for credit card bill installment subsidies, emphasizing that the process remains generally the same but requires signing specific agreements [1] Group 2 - Credit card holders can enjoy consumer credit support through bill installments without needing to apply for personal consumer loans, making it more convenient and often at lower rates than credit card overdrafts, which can effectively enhance consumer willingness and capacity [2] - Major banks like Industrial and Commercial Bank of China and Bank of China have stated that loans with completed subsidy applications do not need to re-sign subsidy agreements, and transactions from January 1, 2026, will automatically apply the latest subsidy policy [2] - The policy has expanded the range of institutions eligible for subsidies, including city commercial banks, rural cooperative financial institutions, foreign banks, consumer finance companies, and auto finance companies, which will help boost consumption in lower-tier cities and rural areas [2]