中國平安保險（集團）股份有限公司（「本公司」及其附屬公司「本集團」）董事會（「董 事會」）兹通告謹定於二零二六年四月二十八日（星期二）舉行董事會會議，以考慮及 通過本集團截至二零二六年三月三十一日止三個月之第一季度業績，以及處理任何其他 事項。 承董事會命 盛瑞生 公司秘書 董事會召開日期 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 中國深圳，2026年3月26日 於本公告日期，本公司的執行董事為馬明哲、謝永林、郭曉濤、付欣及蔡方方；非執行董事為謝吉 人、楊小平、何建鋒及蔡潯；獨立非執行董事為吳港平、金李、王廣謙、洪小源、宋獻中及陳曉峰。 ...

Core Insights - China Ping An reported its 2025 annual results, showing a significant increase in operational profit and net profit attributable to shareholders [1] Financial Performance - The operating profit attributable to shareholders reached 134.415 billion yuan, a year-on-year increase of 10.3% [1] - The net profit attributable to shareholders, excluding non-recurring items, was 143.773 billion yuan, reflecting a year-on-year growth of 22.5% [1] - Total revenue stood at 1,140.324 billion yuan, remaining stable compared to the previous year [1] - Shareholders' equity surpassed 1 trillion yuan for the first time, reaching 1,000.419 billion yuan, an increase of 7.7% from the beginning of the year [1] Dividend Distribution - The company plans to distribute a final cash dividend of 1.75 yuan per share for 2025, with an annual cash dividend of 2.7 yuan per share, marking a year-on-year increase of 5.9% [1] - The total cash dividend amounts to 48.891 billion yuan, with a cash dividend payout ratio based on operational profit of 36.4% [1] Business Segments - The life and health insurance business maintained a high growth trajectory, with new business value reaching 36.897 billion yuan, a substantial increase of 29.3% year-on-year [1] - The new business value rate (based on standard premium) was 28.5%, up by 5.8 percentage points year-on-year [1] - In the property and casualty insurance sector, the original insurance premium income was 343.168 billion yuan, reflecting a year-on-year growth of 6.6% [1] - Insurance service income was 338.912 billion yuan, with a year-on-year increase of 3.3% [1] - The overall combined cost ratio improved to 96.8%, a year-on-year optimization of 1.5 percentage points [1]

3月26日金融一线消息，中国平安公布2025年全年业绩，拟派发2025年末期股息每股现金人民币1.75 元；全年股息每股现金人民币2.70元，同比增长5.9%；现金分红总额488.91亿元，基于归母营运利润计 算的现金分红比例为36.4%。 责任编辑：王馨茹 3月26日金融一线消息，中国平安公布2025年全年业绩，拟派发2025年末期股息每股现金人民币1.75 元；全年股息每股现金人民币2.70元，同比增长5.9%；现金分红总额488.91亿元，基于归母营运利润计 算的现金分红比例为36.4%。 责任编辑：王馨茹 ...

责任编辑：王馨茹 责任编辑：王馨茹 3月26日金融一线消息，中国平安公布2025年全年业绩。寿险及健康险业务新业务价值368.97亿元，同 比增长29.3%，新业务价值率（按标准保费）28.5%，同比上升5.8个百分点。代理人渠道新业务价值同 比增长10.4%，人均新业务价值同比增长17.2%；银保渠道新业务价值同比增长138.0%；银保渠道、社 区金融服务及其他等渠道对平安寿险新业务价值的贡献占比同比提升12.1个百分点。 3月26日金融一线消息，中国平安公布2025年全年业绩。寿险及健康险业务新业务价值368.97亿元，同 比增长29.3%，新业务价值率（按标准保费）28.5%，同比上升5.8个百分点。代理人渠道新业务价值同 比增长10.4%，人均新业务价值同比增长17.2%；银保渠道新业务价值同比增长138.0%；银保渠道、社 区金融服务及其他等渠道对平安寿险新业务价值的贡献占比同比提升12.1个百分点。 ...

中國平安保險（集團）股份有限公司 提名薪酬委員會的職權範圍及運作模式 中國平安保險（集團）股份有限公司（以下稱「公司」）董事會（以下稱「董事會」）提 名薪酬委員會（以下簡稱「提名薪酬委員會」或者「委員會」）的職權範圍及運作模 式如下： 委員會的人員組成 五 委員會的主要職責是： （一） 提名選任 1、 就董事會的規模和構成（包括技能、知識及經驗方面）向董事會 提出建議，協助董事會編製董事會技能表，以及協助公司定期 評估董事會表現； 2、 研究董事（職工董事除外）及高級管理人員的選擇標準和程序， 遴選合格人選，對其（含非經委員會提名）資格條件進行審核， 形成明確的審查意見，並就董事（職工董事除外）委任或重新委 任以及繼任向董事會提出建議（包括評核獨立非執行董事的獨立 性）； 3、 持續關注董事是否持續具備任職資格，在董事在任職期間出現 喪失任職資格情形時向董事會提出免職建議。 （二） 薪酬審查 1、 研究和審查董事及高級管理人員的全體薪酬政策、方案及架 構，及就設立正規而具透明度的程序制訂薪酬政策，向董事會 提出建議； 2、 因應董事會所訂企業方針及目標而檢討及批准管理層的薪酬建 議； 3、 就董事長及非執行董 ...

Core Viewpoint - China Ping An Insurance (Group) Co., Ltd. reported a strong performance for the year ending December 31, 2025, showcasing robust growth in various sectors, driven by its "comprehensive finance + healthcare and elderly care" strategy [2][18]. Financial Performance - The company achieved an operating profit of 134.415 billion RMB, a year-on-year increase of 10.3% [2][18]. - The net profit attributable to shareholders, excluding non-recurring items, reached 143.773 billion RMB, up 22.5% year-on-year [2][18]. - Shareholder equity surpassed 1 trillion RMB for the first time, reaching 1,000.419 billion RMB, a growth of 7.7% from the beginning of the year [2][18]. - The proposed final dividend for 2025 is 1.75 RMB per share, with a total cash dividend of 48.891 billion RMB, marking 14 consecutive years of increases [2][18]. Business Segments Life and Health Insurance - New business value in life and health insurance reached 36.897 billion RMB, reflecting a significant year-on-year growth of 29.3% [6][22]. - The new business value rate (based on standard premiums) was 28.5%, an increase of 5.8 percentage points year-on-year [6][22]. Property and Casualty Insurance - The property and casualty insurance segment reported a premium income of 343.168 billion RMB, a year-on-year increase of 6.6% [7][23]. - The overall combined cost ratio improved to 96.8%, a reduction of 1.5 percentage points year-on-year [7][23]. Banking Operations - Ping An Bank achieved a net profit of 42.633 billion RMB, with a non-performing loan ratio of 1.05%, down 0.01 percentage points from the beginning of the year [8][24]. - Retail customer assets under management (AUM) reached 4,238.409 billion RMB, a growth of 1.1% from the start of the year [8][24]. Strategic Initiatives - The company is deepening its "comprehensive finance + healthcare and elderly care" strategy, enhancing customer engagement and operational efficiency [3][19]. - The number of individual customers reached 251 million, a year-on-year increase of 3.5% [5][21]. - The retention rate for customers holding three or more products was 99% [5][21]. Technological Advancements - The company has integrated AI technologies across its services, achieving a claims processing speed with 59% of life insurance claims processed instantly [13][28]. - AI applications have significantly improved operational efficiency, with 93% of auto insurance policies being issued within one minute through digital channels [13][28]. Healthcare and Elderly Care - The healthcare and elderly care strategy is positioned to meet the growing demand for high-quality services, with over 300 million people aged 60 and above in China [9][25]. - Health insurance premium income reached 159 billion RMB, with a 2.7% year-on-year growth in medical insurance premiums [10][25]. Social Responsibility and ESG - The company has committed over 10.88 trillion RMB to support the real economy, with green investments totaling 530.087 billion RMB [14][29]. - Ping An's MSCI ESG rating has improved to AAA, maintaining its position as a leader in the Asia-Pacific region for comprehensive insurance and brokerage [14][29].

Core Viewpoint - Ping An Insurance reported strong financial performance for 2025, with operating profit up 10.3% year on year, driven by a resilient economy and strategic advancements in integrated finance and health services [1][5][21]. Financial Performance - Operating profit attributable to shareholders reached RMB134,415 million, a 10.3% increase year on year [5]. - Net profit attributable to shareholders, excluding non-recurring gains and losses, was RMB143,773 million, reflecting a 22.5% year-on-year growth [5]. - Total cash dividends for 2025 amounted to RMB48,891 million, marking the 14th consecutive year of dividend increases [5]. Business Growth and Strategy - Ping An's retail customer base grew by 3.5% to 251 million, with a customer retention rate of 99% for those holding three or more product categories [6]. - The Life & Health business saw new business value (NBV) increase by 29.3% year on year to RMB36,897 million, with a NBV margin rise of 5.8 percentage points to 28.5% [7]. - The integrated finance strategy, which includes "one customer, multiple accounts," has enhanced customer loyalty and retention [4][6]. Insurance and Investment Performance - Ping An P&C reported a premium income increase of 6.6% year on year to RMB343,168 million, with an overall combined ratio improvement to 96.8% [8]. - The insurance funds investment portfolio grew by 13.2% to RMB6.49 trillion, achieving a comprehensive investment yield of 6.3% [9]. Health and Senior Care Services - Health insurance premium income reached RMB159 billion, with a 2.7% year-on-year increase, reflecting the growing demand for health and senior care services [13]. - Ping An's health and senior care ecosystem has driven significant increases in upsell rates and premiums per policy, with notable growth in health care and senior care customer segments [16]. Technological Advancements - Ping An has developed extensive AI capabilities, with over 230,000 employees utilizing AI platforms, resulting in significant improvements in service efficiency and customer experience [18][19]. - The company achieved a 45% reduction in consultation costs year on year, showcasing the impact of technology on operational efficiency [13]. Future Outlook - As China enters its 15th Five-Year Plan, Ping An is positioned to leverage emerging opportunities in financial and health services, focusing on high-value growth and service innovation [21].

中國平安保險（集團）股份有限公司 一 委員會由三名以上（含本數）獨立非執行董事組成，其中至少一名獨立非執 行董事具備較強的識人用人和薪酬管理能力，具備在企事業單位擔任領導 或者管理職務的任職經歷。 二 委員會設主任委員一名，負責主持委員會工作。委員會主任委員及其他委 員均由董事會選舉產生。 三 委員會任期與董事會任期一致。期間如有委員不再擔任公司董事職務，則 自動失去委員資格，由董事會根據上述第一條至第二條規定補足委員人數。 四 委員會設秘書一名（以下稱「委員會秘書」），由董事會指定或經委員會選舉 產生，負責委員會日常工作聯絡和會議組織等工作。 委員會的職責權限 2 提名薪酬委員會的職權範圍及運作模式 1 中國平安保險（集團）股份有限公司（以下稱「公司」）董事會（以下稱「董事會」）提 名薪酬委員會（以下簡稱「提名薪酬委員會」或者「委員會」）的職權範圍及運作模 式如下： 委員會的人員組成 五 委員會的主要職責是： （一） 提名選任 1、 就董事會的規模和構成（包括技能、知識及經驗方面）向董事會 提出建議，協助董事會編製董事會技能表，以及協助公司定期 評估董事會表現； 2、 研究董事（職工董事除外）及高級管理人員 ...

Core Viewpoint - China Ping An reported its financial results for the year ending December 31, 2025, highlighting significant growth in operational profit and net profit attributable to shareholders [1] Financial Performance - The company achieved an operational profit of 134.415 billion yuan, representing a year-on-year increase of 10.3% [1] - The net profit attributable to shareholders, excluding non-recurring items, reached 143.773 billion yuan, marking a year-on-year growth of 22.5% [1] - Shareholders' equity surpassed 1 trillion yuan for the first time, totaling 1,000.419 billion yuan, which is a 7.7% increase from the beginning of 2025 [1]

3月26日，中国平安公布2025年全年业绩。整体经营全面向好，核心指标高值增长，归母营运利润 1,344.15亿，同比增10.3%。归属扣非净利润1,437.73亿，同比增长22.5%。归母股东权益首次突破万 亿，较年初增长7.7%。全年股息每股2.70元，同比增5.9%；分红488.91亿元，连续14年增长。险资投资 规模6.49万亿，综合投资收益率6.3%创近5年最高。寿险新业务价值同比增长29.3%，银保渠道新业务同 比增138.0%。产险整体综合成本率96.8%，为近5年最优。 ...