Group 1 - The core viewpoint of the article is the introduction of the "Administrative Measures for the Supervision and Management of Custody Business of Commercial Banks (Trial)" to enhance the supervision and management of custody services provided by commercial banks, ensuring their healthy and standardized development [1][2]. Group 2 - The background for the formulation of the measures includes the steady expansion of custody services by commercial banks for various financial products, which has led to increased demands for professional, refined, and standardized management and risk control [2]. - The measures aim to clarify the basic rules for custody business, strengthen bottom-line requirements, and enhance internal governance and risk management capabilities of commercial banks [2][3]. Group 3 - The measures consist of five chapters and 49 articles, covering general principles, custody responsibilities, management requirements, supervision and legal responsibilities, and transitional provisions [3]. - Key contents include defining the concept and principles of custody business, detailing the responsibilities of custodians, establishing management requirements, and outlining the supervisory role of regulatory authorities [3]. Group 4 - Commercial banks are required to provide various services such as account opening, asset custody, settlement, accounting, asset valuation, information disclosure, and investment supervision, ensuring compliance with the measures [4]. - Banks must sign custody contracts that clearly outline compliance, risk disclosure, and the rights and obligations of all parties involved [4]. Group 5 - The measures stipulate that banks must establish a sound governance structure for custody business, with specific norms for management systems, business independence, and data protection [5]. - Regulatory authorities are tasked with enhancing ongoing supervision, regulatory penalties, and data reporting requirements [5]. Group 6 - Prohibited actions for banks in custody business include assuming credit or market risks of custody products, providing guarantees, or participating in investment decision-making [6]. - The measures aim to prevent banks from blurring the lines of responsibility and overexposing themselves to risks [6]. Group 7 - Internal management requirements include establishing a risk management system appropriate to the scale and complexity of custody business, ensuring independence from other business lines, and protecting data and client information [7]. - Banks must conduct due diligence on custody products and partners, implementing entry standards for clients and products [7].

Core Viewpoint - The news highlights the investigation of a senior official at the Gansu branch of the Industrial and Commercial Bank of China (ICBC) for serious violations of discipline and law, indicating ongoing scrutiny and accountability within the banking sector in China [1] Group 1 - The official involved is Lü Hongxiao, a member of the Party Committee and Vice President of ICBC Gansu Branch [1] - Lü Hongxiao has voluntarily surrendered and is currently under investigation by the Central Commission for Discipline Inspection and the Gansu Provincial Supervisory Committee [1] - This incident reflects the broader efforts of the Chinese government to enforce strict compliance and integrity within financial institutions [1]

Core Viewpoint - The National Financial Supervision Administration has released the "Supervision and Management Measures for Custody Business of Commercial Banks (Trial)" to enhance the regulation and management of custody services, emphasizing the establishment of a negative list for prohibited custody products and strengthening qualification review and risk management [1][27]. Group 1: General Principles - The measures aim to promote the standardized and healthy development of custody business in commercial banks, based on relevant laws and regulations [3][29]. - Custody refers to the act of commercial banks providing asset custody and related services as an independent third party within the People's Republic of China [3][29]. - Custody products include various financial products and investment portfolios formed from special funds recognized by financial management departments [3][29]. Group 2: Custody Responsibilities - Commercial banks are required to provide services such as account opening, asset custody, clearing and settlement, accounting, asset valuation, information disclosure, and investment supervision for custody products [5][31]. - A custody contract must be signed, detailing the rights and obligations of all parties, and ensuring compliance and clarity in terms [5][31]. - Banks must evaluate the capital strength, governance, compliance management, risk control, and market influence of product managers before providing custody services [6][31]. Group 3: Management Requirements - Commercial banks must establish a governance structure for custody business, ensuring that the board and senior management are responsible for custody operations [43]. - A risk management system must be in place that is commensurate with the scale and complexity of the custody business [43]. - Banks are required to maintain a separation of custody business from other operations to prevent conflicts of interest [45]. Group 4: Prohibited Practices - Commercial banks are prohibited from managing custody products that are on the negative list, which includes products established illegally or managed by unqualified managers [20][48]. - Banks must not mix custody assets with their own or with other custody products, nor engage in the misappropriation of custody assets [37][48]. - The measures also prohibit banks from providing guarantees or liquidity support for custody products [37][48]. Group 5: Supervision and Legal Responsibilities - The National Financial Supervision Administration will strengthen ongoing supervision of custody business and can impose corrective measures on banks that do not meet the required standards [41][42]. - Banks must report significant matters related to custody business to the National Financial Supervision Administration in a timely manner [45][52]. - Violations of these measures can lead to penalties, including the suspension of related business activities [42][43].

从沪股通前十大成交个股来看，寒武纪位居首位；紫金矿业和药明康德分居二、三位。 二、板块个股主力大单资金 一、沪深股通前十大成交 今日沪股通总成交金额为1498.83亿，深股通总成交金额为1598亿。 | | | 沪股通( 12月12日 ) | | | --- | --- | --- | --- | | 排名 | 股票代码 | 股票名称 | 成交金额(亿元) | | 1 | 688256 | 寒武纪 | 29.26 | | 2 | 668109 | 三十四年 | 20.54 | | 3 | 603259 | 约明康德 | 20.39 | | 4 | 600519 | 贵州茅台 | 18.79 | | 5 | 601398 | 工商银行 | 17.62 | | 6 | 601318 | 中国平安 | 15.77 | | 7 | 603993 | 洛阳铜V | 14.75 | | 8 | 688041 | 海光信息 | 14.16 | | 9 | 688008 | 測起科技 | 13.54 | | 10 | 688313 | 仕佳光子 | 13.44 | | | 一環證 | 12月12日 ) | | | 排名 | ...

据中央纪委国家监委驻中国工商银行纪检监察组、甘肃省纪委监委消息：中国工商银行甘肃分行党委委 员、副行长吕红晓涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家监委驻中国工商银行纪检监 察组纪律审查和甘肃省定西市监察委员会监察调查。 ...

Core Viewpoint - The total trading volume of the Shanghai and Shenzhen Stock Connect reached 309.68 billion, with significant trading activity in specific stocks and sectors, indicating a dynamic market environment [1]. Trading Volume Summary - The total trading amount for the Shanghai Stock Connect was 149.88 billion, while the Shenzhen Stock Connect totaled 159.8 billion [2]. - The top traded stocks included Cambricon (29.26 billion) and Zhongji Xuchuang (55.84 billion) for Shanghai and Shenzhen respectively [3]. Sector Performance - The leading sectors in terms of net inflow of funds were power grid equipment (48.52 billion) and electric new industry (26.91 billion) [6]. - Sectors with the highest gains included controllable nuclear fusion, precious metals, and commercial aerospace, while retail and real estate sectors saw declines [5]. ETF Trading Activity - The top ETF by trading volume was A500ETF Huatai Baichuan with 105.91 billion, followed by Hong Kong Securities ETF at 99.49 billion [9]. - The China Securities 500 ETF (159922) experienced a remarkable trading volume increase of 258% compared to the previous trading day [10]. Stock Specific Activity - Notable stocks with significant net inflow included Dongshan Precision (11.51 billion) and BYD (8.28 billion) [7]. - Conversely, stocks with the highest net outflow included Sunshine Power (-21.87 billion) and Changying Precision (-14.64 billion) [7]. Institutional and Retail Activity - Institutional trading was active, with notable purchases in Guocera Materials (1.86 billion) and Zhongneng Electric (1.24 billion) [12]. - Retail investors showed high activity, particularly in stocks like Lian Te Technology, which saw significant net buying from various brokerage firms [14]. Quantitative Fund Activity - Quantitative funds were notably active, with significant trading in stocks like Moer Thread, which saw a net inflow of 2.07 billion from Morgan Stanley and outflows from multiple firms [15].

Core Viewpoint - Banks are reverting to physical verification processes for account openings to combat identity theft and mule accounts, marking a significant shift from their previous digital-first strategies [1][2][14]. Group 1: Industry Trends - Many banks are now requiring physical inspections and branch or home visits by relationship managers for clients wishing to open accounts online [1][14]. - This shift represents a U-turn for banks that had been digitizing services and streamlining procedures [2][14]. - The Reserve Bank of India (RBI) has imposed fines on banks for not adhering to strict KYC protocols, prompting tighter onboarding processes [9][12]. Group 2: Company Responses - ICICI Bank has halted its insta-account opening service, now only allowing salary accounts to be created digitally, while other accounts require an assisted process [3][15]. - HDFC Bank continues to onboard customers digitally but is investing in enhancing the security and robustness of its digital onboarding process [4][7][15]. - Banks are now instructed to open accounts only for customers within their locality, with provisions for those outside a specified radius [6][15]. Group 3: Fraud Prevention Measures - The increase in mule accounts has led to a tightening of online account onboarding services, with banks facing challenges in fully digitizing the process due to fraud risks [9][12][14]. - Instances of digital accounts being blocked due to high-volume transactions have been reported, necessitating customers to visit branches for resolution [10][11][15]. - Banks are increasingly requesting income documents from customers to verify they are not involved in fraudulent activities [11][15].

中央纪委国家监委网站讯 据中央纪委国家监委驻中国工商银行纪检监察组、甘肃省纪委监委消息：中 国工商银行甘肃分行党委委员、副行长吕红晓涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家 监委驻中国工商银行纪检监察组纪律审查和甘肃省定西市监察委员会监察调查。 （中央纪委国家监委驻中国工商银行纪检监察组、甘肃省纪委监委） 责任编辑：曹睿潼 中央纪委国家监委网站讯 据中央纪委国家监委驻中国工商银行纪检监察组、甘肃省纪委监委消息：中 国工商银行甘肃分行党委委员、副行长吕红晓涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家 监委驻中国工商银行纪检监察组纪律审查和甘肃省定西市监察委员会监察调查。 （中央纪委国家监委驻中国工商银行纪检监察组、甘肃省纪委监委） 责任编辑：曹睿潼 ...

| 交易日期 | 证券简称 | 证券代码 | 成交价(元) 成交金额(万元) 成交量(*) 买入营业部 | | | | | 类出营业部 | 是否为专场 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 2025-12-12 | 工商银行 | 866 TOB | 7.97 | 1454.6 | 182.51 | 母壹漫画意露眼份 | 机构专用 | | Ka | | 2025-12-12 | 工商银行 | 601398 | 7.97 | 1023.35 | 128.4 | នគ្រឹទ្ធស្នាន់ | 机构专用 | | Ka | 12月12日，工商银行大宗交易成交310.91万股，成交额2477.95万元，占当日总成交额的0.6%，成交价 7.97元，较市场收盘价7.97元持平。 ...

（中央纪委国家监委驻中国工商银行纪检监察组、甘肃省纪委监委） 中央纪委国家监委网站讯 据中央纪委国家监委驻中国工商银行纪检监察组、甘肃省纪委监委消息：中 国工商银行甘肃分行党委委员、副行长吕红晓涉嫌严重违纪违法，主动投案，目前正接受中央纪委国家 监委驻中国工商银行纪检监察组纪律审查和甘肃省定西市监察委员会监察调查。 ...