Core Viewpoint - The National Financial Regulatory Administration has issued the "Supervision and Management Measures for Custody Business of Commercial Banks (Trial)" to enhance the supervision and management of custody business, promoting its standardized and healthy development [1][2]. Group 1: Regulatory Framework - The Measures consist of five chapters and 49 articles, covering general principles, custody responsibilities, management requirements, supervision and legal responsibilities, and supplementary provisions [2]. - The Measures define the concept of custody business and the basic principles for conducting such business, requiring commercial banks to establish a sound governance structure and management system for custody services [2]. Group 2: Implementation and Oversight - Commercial banks are mandated to provide appropriate custody services based on their capabilities and service levels, while the Measures also strengthen ongoing supervision, regulatory penalties, data reporting, and self-regulation [2]. - The National Financial Regulatory Administration will continue to urge commercial banks to enhance their management levels and risk prevention capabilities, promoting standardized, healthy, and high-quality development of custody business [3].

Core Viewpoint - The recent trading activity of Industrial and Commercial Bank of China (ICBC) indicates a significant net selling by institutional investors, with a total transaction amount of 24.78 million yuan on December 12, 2023, reflecting a cautious market sentiment towards the stock [1][2]. Group 1: Trading Activity - On December 12, 2023, ICBC recorded two block trades totaling 3.11 million shares, with a transaction value of 24.78 million yuan at a price of 7.97 yuan per share [1][2]. - The closing price of ICBC on the same day was 7.97 yuan, marking a decline of 0.38% with a daily turnover rate of 0.19% and a total trading volume of 4.11 billion yuan [1]. - Over the past five days, ICBC's stock has seen a cumulative decline of 0.25%, with a total net outflow of 515 million yuan [1]. Group 2: Financing Data - The latest margin financing balance for ICBC stands at 2.069 billion yuan, which has decreased by 51.80 million yuan over the past five days, representing a decline of 2.44% [2]. - ICBC was established on November 22, 1985, with a registered capital of approximately 35.64 billion yuan [2].

Core Viewpoint - The implementation of "Shanghai Science Credit Loan" aims to enhance financial support for technology-driven enterprises by using the "Shanghai Science Credit" as a key evaluation tool for innovation capabilities and financial assistance [1] Group 1: Policy and Implementation - The People's Bank of China Shanghai Branch, along with several local financial and regulatory bodies, has issued a notice to promote "Shanghai Science Credit Loan" as a specialized financial product for evaluating and supporting enterprise innovation [1] - Financial institutions in Shanghai are encouraged to utilize "Shanghai Science Credit" as a basis for assessing the innovation capabilities of local enterprises, facilitating loan issuance under manageable risk conditions [1] Group 2: Case Studies of Financial Support - A biotechnology company with a "Shanghai Science Credit" score above 80 has received a loan of 30 million yuan from Bank of Communications Shanghai Zhangjiang Branch, utilizing a differentiated credit model based on its innovation capabilities [2] - Shanghai Guangjiang Environmental Art Co., Ltd. increased its loan limit to 2.8 million yuan through collaboration with Bank of China Shanghai Branch, which utilized the "Shanghai Science Credit" evaluation to address financing challenges for small and medium-sized tech enterprises [3] Group 3: Features of "Shanghai Science Credit Loan" - The notice outlines that financial institutions should enhance the application of "Shanghai Science Credit" results, offering differentiated arrangements such as increased loan limits and reduced interest rates for top-ranked enterprises [4] - Institutions are encouraged to innovate the design of "Shanghai Science Credit Loan" products, focusing on key industries and enhancing the convenience of application processes through digital technology [4] Group 4: Future Directions - The People's Bank of China Shanghai Branch plans to establish a joint working mechanism to strengthen policy coordination and promote the expansion of "Shanghai Science Credit Loan" products [5]

Group 1 - The core issue is that many banks have removed 5-year fixed deposit products, and the threshold for 3-year fixed deposits has increased, leading to a shift in consumer behavior towards alternative investment options [1][6] - Banks are responding to the uncertain long-term interest rate environment and the need to stimulate consumption by reducing the availability of long-term fixed deposits, which are becoming less attractive due to low interest rates [1][6] - The reduction of long-term fixed deposit products is a market-driven decision, reflecting the banks' need to adapt to changing economic conditions and consumer preferences [1][6] Group 2 - Risk-averse consumers are now seeking alternative investment opportunities as fixed deposit options diminish, with a focus on stable, high-dividend assets such as bond funds and blue-chip stocks, particularly in the banking sector [2][7] - Recent trends show that large state-owned bank stocks have been rising due to the influx of low-risk capital, previously invested in real estate and infrastructure, now flowing into these banks as the real estate market changes [2][7] - The annualized dividend rates of major state-owned banks are declining, with examples such as Industrial and Commercial Bank of China at 3.8%, China Construction Bank at 4.3%, and Agricultural Bank of China at 3% [3][8] Group 3 - The banking sector in A-shares is highly interconnected, with similar operational models and profitability levels among banks, but state-owned banks have outperformed due to shifts in investor risk preferences [4][9] - Some regional city commercial banks, like Beijing Bank, show strong performance metrics and competitive dividend yields, making them attractive alternatives to traditional fixed deposits [5][10] - Beijing Bank has an annualized dividend rate of 5.7%, positioning it among the top banks, and its solid fundamentals suggest it can maintain this rate even in a changing economic landscape [5][10]

Group 1 - A total of 143 bonds are set to mature or pay interest in the upcoming week from December 13 to December 19 [2][6] Group 2 - The list includes various bonds from different issuers, with details such as the issuer name, bond name, outstanding amount, and maturity/payment dates [3][4]

【工商银行：积极支持构建房地产发展新模式 助力有序化解地方政府债务风险】智通财经12月12日 电，中国工商银行党委传达学习中央经济工作会议精神。会议强调，要扎实做好"五篇大文章"，积极融 入强大国内市场，加力支持扩大内需、科技创新、中小微企业等重点领域。围绕服务高水平安全，积极 支持构建房地产发展新模式，助力有序化解地方政府债务风险。持续巩固深化全面风险管理体系，确保 资产质量基本稳定、各类风险总体可控。 转自：智通财经 ...

Core Viewpoint - The meeting of the Industrial and Commercial Bank of China (ICBC) emphasized the importance of aligning with the spirit of the Central Economic Work Conference, which provides guidance for economic and financial work in the upcoming year and beyond [1][7]. Group 1: Key Themes from the Meeting - The meeting highlighted the significance of the achievements during the 14th Five-Year Plan and the need to understand the decisive meaning of the "two establishments" [2][8]. - It stressed the importance of confidence, leveraging advantages, and addressing challenges to maintain economic stability and growth [2][8]. - The meeting called for a comprehensive understanding of the overall requirements and policy directions for economic work in the coming year, focusing on the "eight persistences" [2][8]. Group 2: Implementation Strategies - The meeting outlined five key strategies for financial work: 1. Upholding the centralized and unified leadership of the Party over financial work, enhancing political capabilities, and promoting strict governance [3][9]. 2. Acting as a main force to promote high-quality development by providing comprehensive financial solutions and supporting key sectors such as domestic demand and technology innovation [3][9]. 3. Serving as a stabilizing force by managing risks and ensuring asset quality remains stable [3][9]. 4. Leading efforts in high-level openness and supporting initiatives like the Belt and Road [3][9]. 5. Acting as a benchmark bank to enhance reform effectiveness and align with the financial power construction goals [4][10]. Group 3: Future Work Focus - The meeting emphasized the need to complete annual goals with high quality and to plan for the key tasks of the 15th Five-Year Plan to ensure a strong start [4][10].

Core Insights - The ongoing financial anti-corruption efforts in China have led to the investigation of a senior official at the Industrial and Commercial Bank of China (ICBC) Gansu Branch, Vice President Lv Hongxiao, for serious violations of discipline and law [1] Group 1: Investigation Details - Lv Hongxiao has voluntarily surrendered and is currently under investigation by the Central Commission for Discipline Inspection and the Gansu Provincial Commission for Supervision [1] - Despite being active in his role as recently as August, where he participated in a ceremony with the Qilihe District Court, Lv is now facing scrutiny for his actions [1] Group 2: Background Information - Lv Hongxiao has a long tenure within the ICBC system, having previously served as the president of the ICBC branches in Anyang and Luoyang before his appointment as vice president of the Gansu branch in May 2020 [1] - During his time at the Luoyang branch, the bank faced a fine of 300,000 yuan for violations related to post-loan management and improper use of credit funds [1][2]

Core Viewpoint - The major state-owned banks in China are set to distribute over 200 billion yuan in cash dividends for the mid-term of 2025, reflecting a stable dividend policy amidst regulatory encouragement for increased shareholder returns [2][3][6]. Group 1: Dividend Announcements - Bank of Communications announced a cash dividend of 0.1563 yuan per share (including tax), with the A-share dividend date expected on December 25, 2025 [2][3]. - China Construction Bank declared a cash dividend of 0.1858 yuan per share, totaling approximately 486.05 billion yuan, with the payment date on December 11, 2025 [3][5]. - Bank of China announced a cash dividend of 0.1094 yuan per share (pre-tax), amounting to 352.50 billion yuan, also payable on December 11, 2025 [3][5]. - Industrial and Commercial Bank of China and Agricultural Bank of China will distribute dividends on December 15, 2025, with amounts of approximately 503.96 billion yuan and 418.23 billion yuan, respectively [3][5]. - Postal Savings Bank plans to hold a meeting on December 19, 2025, to discuss a proposed dividend of 1.230 yuan per 10 shares, totaling 147.72 billion yuan [3][5]. Group 2: Overall Dividend Trends - The total mid-term dividend amount for the six major state-owned banks is projected to reach 2046.57 billion yuan, remaining stable compared to the previous year [4][6]. - Among 42 A-share listed banks, 26 have announced mid-term dividends, with a total of 2646.22 billion yuan, reflecting a 2.45% increase from last year [6]. - The dividend payout ratio for these banks is maintained around 30%, indicating a consistent approach to shareholder returns [4][6]. Group 3: Regulatory Influence - Recent regulatory changes, including the revised guidelines from the China Securities Regulatory Commission, aim to simplify the mid-term dividend process and encourage companies to increase dividend frequency [6]. - The "New Nine Policies" introduced in April 2024 emphasize enhancing the stability and predictability of dividends, promoting multiple distributions within a year [6].

【导读】中国工商银行甘肃分行党委委员、副行长吕红晓接受纪律审查和监察调查 中国基金报记者 李智 金融反腐仍在继续。 今年 8 月份，吕红晓仍活跃在工作岗位上。据兰州市七里河区法院信息，吕红晓曾带领团队 向七里河区法院送锦旗并参观座谈。 公开简历显示，吕红晓，男，中共党员，大学学历，郑州大学行政管理硕士。吕红晓在工商 银行系统内工作多年，曾任中国工商银行安阳市分行行长、洛阳市分行行长； 2020 年 5 月，任中国工商银行甘肃省分行副行长。 值得注意的是，吕红晓在洛阳分行任职期间，中国工商银行洛阳分行曾因涉及贷后管理未尽 职，信贷资金未按约定用途使用，未在贷后管理报告中反映使用情况等违法违规行为，被处 罚款 30 万元。 无障碍浏览 | 繁 | 区 国家金融监督管理总局 | 河南省局 诸瑜入您要搜索的内容 个 统计数据 当前位置:首页 > 政务信息 > 行政处罚 > 监管分局本级行政处罚 来源:河南监管局 文章类型:原创 冒打印 发布时间:2020-06-16 6 微博 4 微信 (1)更多 河南银保监局洛阳分局行政处罚信息公开表 (洛银保监罚决字〔2020〕14号） (中国工商银行洛阳分行) 洛银保监罚决字〔 ...