格隆汇11月11日丨瑞丰银行(601528.SH)公布，2025年11月11日，本行收到股东安途汽车出具的《关于 权益变动的告知函》，安途汽车于2025年9月17日至2025年11月10日期间通过集中竞价和大宗交易方式 合计减持其持有的本行股份1743.92万股，占本行总股本的0.89%。 本次权益变动后，安途汽车与其一致行动人索密克、沈幼生、沈百庆合计持有本行股份98,108,057股， 占本行总股本的4.99%（直接向下取2位小数，未四舍五入），适用权益变动触及5%刻度的情形。 ...

上市公司名称： 浙江绍兴瑞丰农村商业银行股份有限公司 股票上市地点： 上海证券交易所 股票简称： 瑞丰银行 股票代码： 601528 浙江绍兴瑞丰农村商业银行股份有限公司 简式权益变动报告书 信息披露义务人： 绍兴安途汽车转向悬架有限公司 住所： 浙江省绍兴市柯桥区柯岩街道高尔夫路1号 通讯地址： 浙江省绍兴市柯桥区柯岩街道高尔夫路1号 一致行动人一： 索密克汽车配件有限公司 住所： 浙江省绍兴市柯桥区柯岩街道丁巷 通讯地址： 浙江省绍兴市柯桥区柯岩街道百舸南路577-588号 一致行动人二： 沈幼生 通讯地址： 浙江省绍兴市柯桥区柯岩街道百舸南路577-588号 一致行动人三： 沈百庆 通讯地址： 浙江省绍兴市柯桥区柯岩街道百舸南路577-588号 权益变动性质： 信息披露义务人减持股份 签署日期：二〇二五年十一月十一日 1 信息披露义务人声明 一、本报告书系信息披露义务人及其一致行动人依据《中华人民共和国公 司法》《中华人民共和国证券法》《上市公司收购管理办法》《公开发行证券 的公司信息披露内容与格式准则第15号——权益变动报告书（2025年修订）》 及其他相关法律、法规和规范性文件的有关规定编写。 二、 ...

证券代码：601528 证券简称：瑞丰银行 公告编号：2025-033 浙江绍兴瑞丰农村商业银行股份有限公司 关于合计持股 5%以上股东权益变动触及 5%刻度的 提示性公告 浙江绍兴瑞丰农村商业银行股份有限公司（以下简称"本行"或"公司"）股东绍 兴安途汽车转向悬架有限公司（以下简称"安途汽车"或"信息披露义务人"）及其一 致行动人保证向本行提供的信息真实、准确、完整，没有虚假记载、误导性陈述或重大 遗漏。 本行董事会及全体董事保证公告内容与信息披露义务人提供的信息一致。 重要内容提示： | 权益变动方向 | 比例增加□ | | 比例减少☑ | | --- | --- | --- | --- | | 权益变动前合计比例 | 5.89% | | | | 权益变动后合计比例 | 4.99% | | | | 本次变动是否违反已作出的承 | 是□ | 否☑ | | | 诺、意向、计划 | | | | | 是否触发强制要约收购义务 | 是□ | 否☑ | | 本次权益变动为信息披露义务人履行此前披露的减持计划，不触及要约 收购。 本次权益变动后，安途汽车与其一致行动人索密克汽车配件有限公司（以 下简称"索密克"）、沈幼 ...

Core Insights - The rural commercial bank sector experienced a slight increase of 0.01% on November 11, with Zhangjiagang Bank leading the gains [1] - The Shanghai Composite Index closed at 4002.76, down 0.39%, while the Shenzhen Component Index closed at 13289.0, down 1.03% [1] Stock Performance - Zhangjiagang Bank (002839) closed at 4.66, up 1.08% with a trading volume of 305,100 shares and a transaction value of 1.42 billion [1] - Su Nong Bank (603323) closed at 5.36, up 0.94% with a trading volume of 200,500 shares and a transaction value of 107 million [1] - Jiangyin Bank (002807) closed at 5.05, up 0.80% with a trading volume of 394,000 shares and a transaction value of 1.98 billion [1] - Wuxi Bank (600908) closed at 6.25, up 0.64% with a trading volume of 137,500 shares and a transaction value of 85.68 million [1] - Qingnong Commercial Bank (002958) and Changshu Bank (601128) remained unchanged at 3.27 and 7.25 respectively [1] Fund Flow Analysis - The rural commercial bank sector saw a net outflow of 140 million from institutional investors, while retail investors contributed a net inflow of 79.48 million [1] - Zhangjiagang Bank had a net inflow of 6.31 million from institutional investors, but a net outflow of 4.63 million from retail investors [2] - Wuxi Bank experienced a net inflow of 2.46 million from institutional investors, with retail investors contributing a net inflow of 3.07 million [2] - Qingnong Commercial Bank faced a significant net outflow of 23.40 million from institutional investors, while retail investors contributed a net inflow of 20.09 million [2] - Yunnan Agricultural Bank (601077) had the highest net outflow of 87.93 million from institutional investors, with retail investors contributing a net inflow of 47.76 million [2]

Core Insights - The agricultural commercial bank sector experienced a rise of 0.92% on November 10, with Shanghai Agricultural Commercial Bank leading the gains [1] - The Shanghai Composite Index closed at 4018.6, up 0.53%, while the Shenzhen Component Index closed at 13427.61, up 0.18% [1] Sector Performance - Shanghai Agricultural Commercial Bank (601825) closed at 60.6, with a gain of 2.48% and a trading volume of 291,000 shares, amounting to a transaction value of 263 million yuan [1] - Changshu Bank (601128) closed at 7.25, up 0.97%, with a trading volume of 290,900 shares and a transaction value of 210 million yuan [1] - Ruifeng Bank (601528) closed at 5.67, up 0.53%, with a trading volume of 144,300 shares and a transaction value of 81.76 million yuan [1] - Zhangjiagang Bank (002839) closed at 4.61, up 0.44%, with a trading volume of 129,300 shares and a transaction value of 135 million yuan [1] - Yuanxi Bank (600908) closed at 6.21, up 0.32%, with a trading volume of 117,800 shares and a transaction value of 72.99 million yuan [1] - Shinan Bank (603323) closed at 5.31, up 0.19%, with a trading volume of 165,600 shares and a transaction value of 87.91 million yuan [1] - Zijin Bank (601860) closed at 2.88, unchanged, with a trading volume of 366,300 shares and a transaction value of 105 million yuan [1] - Qingnong Commercial Bank (002958) closed at 3.27, unchanged, with a trading volume of 557,400 shares and a transaction value of 182 million yuan [1] - Yunnan Agricultural Commercial Bank (601077) closed at 7.00, down 0.14%, with a trading volume of 633,700 shares and a transaction value of 444 million yuan [1] - Jiangyin Bank (002807) closed at 5.01, down 0.20%, with a trading volume of 391,700 shares and a transaction value of 196 million yuan [1] Fund Flow Analysis - The agricultural commercial bank sector saw a net outflow of 210 million yuan from main funds, while retail funds experienced a net inflow of 118 million yuan [1] - The main fund flow for Shanghai Agricultural Commercial Bank was a net inflow of 9.12 million yuan, while retail funds saw a net outflow of 197,440 yuan [2] - Ruifeng Bank had a main fund net inflow of 4.43 million yuan, but retail funds experienced a net outflow of 763.71 million yuan [2] - Zhangjiagang Bank had a significant main fund net outflow of 16.33 million yuan, while retail funds saw a net inflow of 1.77 million yuan [2] - Changshu Bank experienced a main fund net outflow of 21.87 million yuan, with retail funds seeing a net inflow of 26.42 million yuan [2] - Qingnong Commercial Bank had a main fund net outflow of 32.17 million yuan, while retail funds had a net inflow of 20.39 million yuan [2] - Yunnan Agricultural Commercial Bank faced a substantial main fund net outflow of 143 million yuan, but retail funds had a net inflow of 59.38 million yuan [2]

Core Insights - The report highlights the significant growth and development of inclusive finance in China, particularly focusing on small and micro enterprises and rural areas, with a notable annual growth rate of over 20% in inclusive micro loans during the 14th Five-Year Plan period [1][2] - As of June 2025, the balance of inclusive micro loans reached 36 trillion yuan, which is 2.3 times that of the end of the 13th Five-Year Plan, with a decrease in interest rates by 2 percentage points [1][2] - The average interest rate for newly issued inclusive micro loans was 3.48% as of June 2025, reflecting a decrease of 66 basis points year-on-year [1][2] Group 1: Digital Empowerment - Digital technology has been a key driver for the development of inclusive finance, with banks utilizing big data and AI to enhance loan approval efficiency and reduce financing costs [2][7] - The market structure among banks is changing, with large commercial banks holding a 45.11% share of inclusive micro loans, while rural financial institutions have seen a decline in their market share [2][3] - The average growth rate of inclusive micro loans has been slowing down, with a decrease from 30.9% in 2020 to 12.3% by mid-2025 [2][3] Group 2: Performance of Listed Banks - Among listed banks, Agricultural Bank of China, Industrial and Commercial Bank of China, and Beijing Bank reported the highest growth rates in inclusive micro loans at 18.50%, 17.30%, and 17.27% respectively [3][4] - In contrast, some banks, including Shanghai Bank and Zhengzhou Bank, experienced negative growth rates of -3.97% and -2.06% [3][4] - The performance of different banks varies significantly, with state-owned banks generally showing stronger growth in inclusive micro loans compared to smaller banks [3][4] Group 3: Interest Rates and Risk Management - The interest rates for newly issued inclusive micro loans have decreased across various banks, with the highest rate at 4.20% and the lowest at 2.94% [7][8] - The gap in interest rates between large and small banks is narrowing, with some large banks' rates aligning closely with those of smaller banks [8][9] - The report emphasizes the importance of risk management in the inclusive finance sector, with several banks focusing on improving asset quality and managing non-performing loans [9][10]

Core Viewpoint - The company will hold an investor briefing on November 18, 2025, to discuss its Q3 2025 performance and financial indicators, allowing for interactive communication with investors [2][3][4]. Group 1: Meeting Details - The investor briefing is scheduled for November 18, 2025, from 16:00 to 17:00 [4]. - The meeting will take place at the Shanghai Stock Exchange Roadshow Center, accessible via the website [4]. - The format of the meeting will be an online interactive session [3][4]. Group 2: Participation Information - Investors can participate in the briefing by logging into the Shanghai Stock Exchange Roadshow Center on the scheduled date [5]. - Questions can be submitted from November 11 to November 17, 2025, through the "Pre-Question Collection" section on the website or via the company's investor relations email [5]. - The company will address commonly asked questions during the briefing [5]. Group 3: Contact Information - The contact for inquiries is the company's board office, reachable at phone number 0575-81105353 [6]. - Additional inquiries can be directed to the investor relations email office@borf.cn [6]. Group 4: Post-Meeting Access - After the investor briefing, participants can view the meeting's details and main content on the Shanghai Stock Exchange Roadshow Center website [7].

Core Viewpoint - The company, Zhejiang Shaoxing Ruifeng Rural Commercial Bank, is set to hold a performance briefing for the third quarter of 2025 on November 18, 2025, to discuss its financial results and address investor inquiries [2][3]. Group 1: Meeting Details - The performance briefing will take place on November 18, 2025, from 16:00 to 17:00 [6]. - The meeting will be held at the Shanghai Stock Exchange Roadshow Center, accessible via the website: https://roadshow.sseinfo.com/ [2][6]. - The format of the meeting will be an interactive online session, allowing for real-time communication with investors [3][6]. Group 2: Participation Information - Investors can submit questions for the briefing from November 11, 2025, to November 17, 2025, by visiting the Roadshow Center's "Pre-Question Collection" section or via the company's investor relations email [5]. - The company will address commonly asked questions during the briefing [5][3]. Group 3: Participants - Key participants in the briefing will include the Chairman, Mr. Wu Zhihui, the President and CFO, Mr. Chen Gangliang, the Vice President, Mr. Yan Guoli, the Independent Director, Ms. Lu Yingjun, and the Secretary of the Board, Mr. Zhang Guojiang [4].

Market Overview - On November 7, the rural commercial bank sector declined by 0.26% compared to the previous trading day, with Yunnan Rural Commercial Bank leading the decline [1] - The Shanghai Composite Index closed at 3997.56, down 0.25%, while the Shenzhen Component Index closed at 13404.06, down 0.36% [1] Individual Stock Performance - Key stock performances in the rural commercial bank sector included: - Zijin Bank: Closed at 2.88, up 0.35% with a trading volume of 311,000 shares and a turnover of 89.53 million yuan - Hu'nong Commercial Bank: Closed at 8.87, up 0.34% with a trading volume of 203,200 shares and a turnover of 181 million yuan - Jiangyin Bank: Closed at 5.02, up 0.20% with a trading volume of 414,100 shares and a turnover of 208 million yuan - Yunnan Rural Commercial Bank: Closed at 7.01, down 1.13% with a trading volume of 566,000 shares and a turnover of 397 million yuan [1] Fund Flow Analysis - The rural commercial bank sector experienced a net outflow of 59.90 million yuan from institutional investors and 50.91 million yuan from retail investors, while there was a net inflow of 111 million yuan from individual investors [1] - Detailed fund flow for individual stocks showed: - Yunnan Rural Commercial Bank: Net outflow of 10.11 million yuan from retail investors, with a net inflow of 777.16 thousand yuan from institutional investors [2] - Jiangyin Bank: Net outflow of 560.48 thousand yuan from institutional investors, with a net inflow of 1.24 million yuan from retail investors [2] - Common trends included significant net outflows from institutional and speculative investors across various banks, while retail investors showed some net inflows in several cases [2]

证券代码：601528 证券简称：瑞丰银行 公告编号：2025-032 浙江绍兴瑞丰农村商业银行股份有限公司 关于召开 2025 年第三季度业绩说明会的公告 浙江绍兴瑞丰农村商业银行股份有限公司（以下简称"本行"或"公司"） 董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： https://roadshow.sseinfo.com/） 会议召开方式：上证路演中心网络互动 投资者可于 2025 年 11 月 11 日（星期二）至 11 月 17 日（星期一）16:00 前登录上证路演中心网站首页点击"提问预征集"栏目或通过本行投资者关系邮 箱 office@borf.cn 进行提问。本行将在说明会上对投资者普遍关注的问题进行 回答。 本行已于 2025 年 10 月 29 日在上海证券交易所网站（www.sse.com.cn）披 露本行 2025 年第三季度报告，为便于广大投资者更全面深入地了解本行经营成 果、财务状况，本行计划于 2025 年 11 月 18 日（星期二）下午 16:00-17:00 举 行 2025 ...