证券代码：601577 证券简称：长沙银行 编号：2025-046 优先股代码：360038 优先股简称：长银优 1 长沙银行股份有限公司 关于召开 2025 年半年度业绩说明会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 投资者可于 2025 年 9 月 23 日（星期二）至 9 月 29 日（星期 一）16:00 前登录上证路演中心网站首页点击"提问预征集"栏目或 通过本行邮箱（bankofchangsha@cscb.cn)进行提问。本行将在说明 会上对投资者普遍关注的问题进行回答。 一、说明会类型 长沙银行股份有限公司(简称"本行")已于 2025 年 8 月 30 日发 布本行 2025 年半年度报告，拟于 2025 年 9 月 30 日上午 10:00-11:00 以网络互动形式召开 2025 年半年度业绩说明会，就投资者关心的经 营业绩、发展战略等事项进行沟通交流，广泛听取投资者的意见和建 议。 二、说明会召开的时间、地点 （一）会议召开时间：2025 年 9 月 30 日上午 10:00-11:00 1 ...

Core Viewpoint - Changsha Bank announced a cash dividend distribution of 0.20 CNY per share (including tax) for the first half of 2025, totaling approximately 804.31 million CNY for all shareholders [2][4]. Distribution Plan - The cash dividend distribution is based on a total share capital of 4,021,553,754 shares [4]. - The distribution plan was authorized by the shareholders' meeting on May 21, 2025, and approved by the board of directors [2][3]. Distribution Implementation - The cash dividends will be distributed to all shareholders registered with the China Securities Depository and Clearing Corporation Limited, Shanghai Branch, as of the close of trading on the registration date [3]. - Shareholders who have completed designated transactions can collect their cash dividends at their designated securities business department on the distribution date [6]. Tax Deduction Information - For individual shareholders and securities investment funds, the tax rate on dividends varies based on the holding period, with a maximum rate of 20% for shares held for one month or less [10]. - For shares held for more than one year, dividends are exempt from personal income tax [10]. - For natural person shareholders of restricted shares, a tax rate of 10% applies to dividends received before the lifting of restrictions [11]. - Qualified Foreign Institutional Investors (QFII) will also face a 10% tax rate on dividends [12]. - For investors in the Hong Kong Stock Exchange holding A-shares, a 10% tax rate applies as well [13]. Contact Information - For inquiries regarding the dividend distribution, shareholders can contact the board office at 0731-89934772 [14].

Core Viewpoint - Changsha Bank announced a cash dividend of 0.20 yuan per share (tax included) for the first half of 2025, with the record date set for September 25, 2025, and the ex-dividend date on September 26, 2025 [2] Summary by Category - **Dividend Announcement** - The cash dividend per share is 0.20 yuan, which includes tax [2] - The record date for shareholders is September 25, 2025 [2] - The ex-dividend date is September 26, 2025 [2]

Core Viewpoint - The event organized by Changsha Bank and the Changsha Medical Device Industry Association aims to enhance the development of the medical device industry in Changsha by improving the alignment between financial supply and industry demand, responding to the needs of enterprises [1][3]. Group 1: Event Overview - The "Thousand Enterprises and Ten Thousand Households" outreach event attracted over 200 representatives from the medical device industry [1]. - The event represents a deep collaboration among banks, associations, and enterprises, showcasing Changsha Bank's commitment to serving local industries through financial initiatives [3]. Group 2: Industry Characteristics - The medical device industry is characterized as a high-tech sector with significant potential and development space [3]. - Many participating enterprises are small and medium-sized enterprises (SMEs) in growth and innovation phases, facing challenges such as high financing costs and slow financing processes, which hinder their innovation and scaling efforts [5]. Group 3: Financial Solutions - Changsha Bank introduced a series of tailored financial products and services to address the specific needs of medical device companies, aiming to facilitate their growth and development [5]. - A new product called "Medical Loan" was launched, offering pure credit, small-amount loans with a maximum personal limit of 1 million yuan and a maximum corporate limit of 3 million yuan [7]. Group 4: Strategic Collaboration - A strategic cooperation agreement was signed between Changsha Bank, the Changsha Medical Device Industry Association, and industry representatives, marking a new phase of collaboration [8]. - Changsha Bank established a dedicated Q&A group during the event to provide real-time answers to financing inquiries and gather enterprise needs, enhancing financial service efficiency [8].

Core Viewpoint - Changsha Bank announced a cash dividend distribution plan for the first half of 2025, distributing a total of 804 million yuan to shareholders based on its total share capital of 4.022 billion shares, with a dividend of 0.20 yuan per share [1] Summary by Relevant Sections - **Dividend Distribution Details** - The cash dividend distribution is based on a total share capital of 4.022 billion shares [1] - A total cash dividend of 804 million yuan will be distributed [1] - The cash dividend per share is set at 0.20 yuan (including tax) [1] - The cash distribution date is scheduled for September 26, 2025 [1] - **Approval Process** - The dividend distribution plan was authorized by the board of directors based on the 2024 annual general meeting held on May 21, 2025 [1] - The plan was approved during the second meeting of the eighth board of directors, thus it does not require further approval from the shareholders' meeting [1]

重要内容提示： 每股分配比例 A 股每股现金红利0.20元（含税） 相关日期 证券代码：601577 证券简称：长沙银行 公告编号：2025-045 优先股代码：360038 优先股简称：长银优 1 长沙银行股份有限公司 2025年半年度权益分派实施公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2025/9/25 | － | 2025/9/26 | 2025/9/26 | 差异化分红送转：否 一、 通过分配方案的股东会届次和日期 本次利润分配方案由长沙银行股份有限公司（简称"本行"）2025 年 5 月 21 日的2024年度股东大会授权董事会制定和实施，并经本行第 八届董事会第二次会议审议通过，故本方案无需提交股东会审议。 二、 分配方案 1、发放年度：2025年半年度 2、分派对象： 截至股权登记日下午上海证券交易所收市后，在中国证券登记结 算有限责任公 ...

长沙银行发布2025年半年度权益分派实施公告。本次利润分配以4,021,553,754股为基数，每股派发现金 红利0.20元（含税），共计派发现金红利804,310,750.80元。股权登记日为2025年9月25日，除权（息） 日和现金红利发放日为9月26日。除部分自行发放对象外，股东红利委托中国结算上海分公司派发。不 同类型股东扣税情况不同，如流通股自然人股东及证券投资基金按持股期限差异化扣税，限售股自然人 股东按10%税率代扣所得税等。咨询可联系董事会办公室，电话0731 - 89934772 。 ...

Market Overview - On September 18, the major indices in the A-share market experienced a decline, with the ChiNext Index falling by 1.64%, the Shanghai Composite Index down by 1.15%, and the Shenzhen Component Index decreasing by 1.06% [1] - The total trading volume for the day was 3.17 trillion yuan, compared to 2.4 trillion yuan the previous day [1] Stock Performance - The FTSE China A50 Index futures saw a decline of 1.44%, with over 4,300 stocks in the market experiencing a drop [3] - The banking sector faced a significant downturn, with major banks like Agricultural Bank of China and China Construction Bank dropping over 2% and 1% respectively [5] - Conversely, the robotics sector showed strong performance, with stocks like Shoukai Co. hitting the daily limit for 12 consecutive days [3] Banking Sector Insights - The banking sector has seen a continuous decline, with the AH Index and the China Securities Banking Index both dropping over 13% since July 11 [6] - As of September 17, the dividend yield for the banking AH Index rose to 4.6%, indicating a potential opportunity for investors [8][16] - Several banks have reported shareholder increases, with notable actions from major shareholders like Everbright Group and Zijin Trust [10][11] Dividend Distribution - By September 17, 17 listed banks announced a total dividend of 237.54 billion yuan for the mid-year of 2025, with Industrial and Commercial Bank of China leading with a dividend of 50.396 billion yuan [14][15] - The trend of increasing dividends reflects confidence in the banks' future development and long-term investment value [11] Institutional Investment Trends - Insurance funds have increased their holdings in the banking sector, reaching a position of 28.24% as of the second quarter of 2025, while social security funds also raised their holdings to 51.71% [13] - The banking sector's low valuation and stable dividends continue to attract institutional investors, particularly those seeking steady returns [13][17]

Group 1 - The A-share market experienced a widespread decline in bank stocks, with Changshu Bank falling over 3% [1] - Agricultural Bank, Postal Savings Bank, Jiangyin Bank, Construction Bank, and Changsha Bank all saw declines exceeding 2% [1]

Market Overview - On September 15, the city commercial bank sector declined by 0.85% compared to the previous trading day, with Xi'an Bank leading the decline [1] - The Shanghai Composite Index closed at 3860.5, down 0.26%, while the Shenzhen Component Index closed at 13005.77, up 0.63% [1] Individual Bank Performance - Zhengzhou Bank closed at 2.07, up 0.98% with a trading volume of 1.38 million shares and a transaction value of 286 million yuan [1] - Xi'an Bank closed at 4.19, down 1.87% with a trading volume of 438,000 shares and a transaction value of 184 million yuan [2] - The highest decline was observed in Chengdu Bank, which closed at 18.07, down 0.93% [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 797 million yuan from institutional investors, while retail investors saw a net inflow of 348 million yuan [2] - The main capital inflow and outflow for individual banks varied, with Hangzhou Bank seeing a net inflow of 61.64 million yuan from institutional investors [3] - Conversely, Suzhou Bank experienced a net outflow of 11.76 million yuan from institutional investors [3]