浙商银行（601916）公告，横店集团控股有限公司于2025年4月18日至2025年5月19日通过竞价方式减持 浙商银行A股股份2.42亿股，占公司总股本的0.88%。本次权益变动后，横店集团控股有限公司持有浙 商银行的股份比例从5.88%降至4.99%。本次减持不触及要约收购，不会导致浙商银行产生控股股东或 实际控制人。 ...

浙江材华科技是国内第一家专业从事大分子着色剂研发和推广的创新型科技公司。通过"越青贷"，兴业 银行（601166）绍兴分行为企业提供了600万元创业贷款，为绍兴纺织业绿色转型注入科技实力。 "这笔钱就像'空中加油'，让我们顺利闯过初创期。"苏州鹏泰航空工业有限公司负责人赵萌感慨道。 2024年5月，德国TENSOR AG公司的旋翼飞行器项目落户苏州，在项目落地初期，外资企业对中国市 场规则不熟悉，母公司注资需分阶段到位，资金链面临"时间差"。"我们急需一笔过渡资金完成研发中 心建设，但跨境股权架构增加了融资方案的设计难度。"赵萌说，建设银行（601939）苏州分行创新"科 技招商贷"，将贷款发放与境外投资款到位进度动态挂钩，为企业批复1000万元信用额度。 科技创新需要金融服务护航。近日，科技部、中国人民银行等七部门联合发布《加快构建科技金融体制 有力支撑高水平科技自立自强的若干政策举措》，推出15项科技金融政策举措，为科技创新提供全生命 周期、全链条的金融服务。 书写科技金融大文章笔墨正酣，如何提升金融服务的精准性和有效性，进一步为科技创新保驾护航？商 业银行积极破题，助力打通科技创新资金链，以金融力量激发 ...

Group 1 - The Ministry of Finance and the Financial Regulatory Administration issued a notice to accelerate the digital development of bank confirmation letters, emphasizing the need for a unified platform and improved service functions [1] - The People's Bank of China released a data security management measure to enhance data protection and clarify the obligations of data processors throughout the data lifecycle [1] - The Shenzhen Financial Regulatory Bureau supports state-owned and joint-stock banks in establishing technology financial centers, outlining 25 policy measures for high-quality development in technology finance [1] Group 2 - Recent adjustments in deposit rates by several small and medium-sized banks have led to an inverted yield curve, where shorter-term deposit rates exceed longer-term rates [2] - The Shanghai Stock Exchange held a training session for commercial bank wealth management companies to enhance their capabilities in equity asset management, with a focus on increasing participation in the capital market [2] - Ping An Life has increased its holdings in Agricultural Bank of China and Postal Savings Bank of China, marking its second acquisition of these banks this year, indicating a trend of insurance companies favoring bank stocks [2] Group 3 - Shanghai Bank elected Gu Jianzhong as the new chairman of its board, pending approval from the banking regulatory authority [3] - Everbright Bank appointed Ma Bo as its first Chief Risk Officer, a position aimed at enhancing theoretical research and practical exploration within the bank [4] Group 4 - Huaxia Bank announced that the qualification of its director, Duan Yuangang, has been approved by the regulatory authority [5] - Zhu Jiangtao, a long-serving executive at China Merchants Bank, is expected to take on the role of president at China Merchants Securities, marking a new challenge outside the banking sector [5] - Zhejiang Wuyi Rural Commercial Bank was fined 3.14 million yuan for multiple regulatory violations, including breaches of financial statistics management and customer identity verification [5] Group 5 - Zhejiang Merchants Bank successfully issued 5 billion yuan in technology innovation bonds with a 3-year term and a coupon rate of 1.66%, aimed at supporting technology innovation projects [6]

Investment Rating - The report indicates a cautious outlook for the banking sector, with expected revenue and net profit growth rates for listed banks in 2025 projected at approximately -1% and 0% respectively [3][9]. Core Insights - The overall revenue and net profit growth rates for listed banks in Q1 2025 were -1.7% and -1.2% year-on-year, reflecting a decline compared to Q4 2024 [3][9]. - The performance of different types of banks varied significantly, with city and rural commercial banks leading in growth due to improved scale and net interest margin, while state-owned banks showed weaker performance [3][10]. - The net interest margin for listed banks in Q1 2025 was 1.37%, a decrease of 13 basis points year-on-year, but the decline was less severe than in the previous year [3][9]. Summary by Sections Revenue and Profit Overview - Listed banks experienced a decline in revenue and net profit growth rates, with Q1 2025 figures at -1.7% and -1.2% respectively, marking a drop of 1.8 percentage points and 3.5 percentage points from Q4 2024 [3][9]. - The decline in net interest income was attributed to a narrowing interest margin and challenges in volume compensating for price [9]. Asset Quality and Provisioning - The asset quality remained stable, with a decrease in non-performing loan ratios and a reduction in provisioning pressure, as banks continued to report lower provisions in a challenging income environment [3][9]. - The provision coverage ratio for listed banks decreased to 238% in Q1 2025, reflecting a trend of reduced provisioning amid stable asset quality [3][9]. Investment Recommendations - The report suggests that the banking sector's configuration value is enhanced by both fundamental and liquidity factors, with a focus on key index-weighted stocks such as China Merchants Bank and Industrial and Commercial Bank of China [3][9]. - The report highlights the potential for mid-sized banks to attract capital for growth, particularly in the context of capital replenishment and profitability [3][9].

Group 1 - The company plans to sell a non-performing asset package through public transfer, consisting of 13 accounts with a total principal balance of approximately 295,092.54 million yuan, primarily located in Ningbo and Shanghai [1] - Interested parties must meet the qualifications for acquiring the corresponding debts and will undergo a qualification review by the company [2] - The auction date is set for June 13, 2025, at 3 PM, with the asset package to be sold through a competitive public bidding process [2] Group 2 - The announcement does not constitute an offer to sell the asset package, and interested parties can submit bids based on the conditions outlined in the relevant transaction documents [3] - The address for submitting registration documents is located in Ningbo, Zhejiang Province [4] - Contact persons for inquiries are Manager Luo and Manager Wang, with provided phone numbers for further assistance [4]

Core Viewpoint - Zhejiang Commercial Bank's stock closed at 3.1 yuan on May 16, 2025, with a slight decline of 0.32% and a trading volume of 1.7279 million shares, amounting to a total transaction value of 534 million yuan [1] Trading Information Summary - On May 16, 2025, the net outflow of main funds from Zhejiang Commercial Bank was 19.1176 million yuan, while speculative funds and retail investors saw net inflows of 7.6373 million yuan and 11.4803 million yuan, respectively [2][5] Company Announcement Summary - Zhejiang Commercial Bank will hold its 2024 Annual General Meeting on June 13, 2025, at 14:30, in Hangzhou, Zhejiang Province. The record date for shareholders is June 6, 2025. The meeting will combine on-site and online voting, with several key proposals to be reviewed, including: - The 2024 Board of Directors' work report - The Supervisory Committee's work report - Annual report and summary - Financial settlement report - Profit distribution plan - 2025 financial budget report - Appointment of the accounting firm for 2025 - Execution of related party transaction management system and report on related party transactions - Special resolution for issuing financial bonds up to 100 billion yuan - Separate voting for small investors on profit distribution, appointment of accounting firm, and execution of related party transaction management system [3][5] Additional Information - H-share shareholders must return their proxy forms by June 12, 2025, at 14:30. The bank will suspend H-share transfer registration from June 19 to June 24, 2025, to ensure dividend distribution. The board recommends shareholders vote in favor of all proposals [4]

转自：新华财经 活动现场，浙商银行温州分行与首批离境退税商店代表集中签订服务协议并进行授牌，标志着温州市离境退税"即买即退"服务正式启动。在政策与操作讲解 环节，浙商银行温州分行专业团队围绕"即买即退"服务展开深度解读，详细介绍了"即买即退"业务、POS预授权操作流程及办理业务前中后期的注意事项， 并通过现场演示和互动答疑，确保商店员工熟练掌握业务全流程。 据悉，5月13日，浙商银行温州分行助力温州市成功落地了首笔离境退税"即买即退"业务，为政策实施积累了实践经验。 "即买即退"是离境退税政策的一项便利化举措和升级优化，是浙江省政府优化跨境消费营商环境的重要决策部署，此次宣讲会是温州政银企三方协同推进外 向型经济发展的重要实践。（熊紫轩） 5月16日，温州市首批离境退税"即买即退"商店集中宣讲活动在温州市税务局成功举办。本次活动由温州市税务局、浙商银行温州分行联合举办，为30余家 离境退税商店代表提供专业的金融支持和服务，旨在推动离境退税"即买即退"政策高效落地，进一步优化温州旅游消费环境，提升境外旅客购物体验。 离境退税"即买即退"政策是优化跨境消费环境、提升城市国际竞争力的重要举措，浙商银行股份有限公司行 ...

Group 1 - The event "5.15 National Investor Protection Publicity Day" was organized by Zhejiang Financial Vocational College, Zheshang Bank, and China Galaxy Securities, focusing on investor education and financial literacy [1][2] - Over 100 participants, including students and staff from Zhejiang Financial Vocational College and Zheshang Bank, took part in a 5.15 km health run to promote the dual concepts of physical fitness and financial literacy [1] - The event featured interactive activities such as a fraud prevention and deposit insurance zone, where participants engaged in games to learn about identifying financial traps like high-yield investments and agency rights protection [1] Group 2 - Zheshang Bank's deputy president highlighted the increasing prevalence of financial fraud targeting students, emphasizing the need for awareness and education [2] - The health run marks the beginning of a series of investor education initiatives planned for 2025, including various activities aimed at enhancing financial literacy and investor protection [2] - The event combined physical activity with financial education, aligning with the "Healthy China" initiative and promoting a comprehensive approach to investor protection [2]

Core Points - The company proposes to issue RMB financial bonds, with a maximum issuance amount of RMB 100 billion, subject to shareholder approval at the annual general meeting [2][3] - The company recommends the removal of an external supervisor due to their inability to perform duties, which also requires shareholder approval [3][4] - A cash dividend of RMB 1.56 per share is proposed for the 2024 fiscal year, totaling approximately RMB 4.284 billion, pending shareholder approval [3][4] Annual General Meeting Details - The annual general meeting is scheduled for June 13, 2025, at 2:30 PM in Hangzhou, China [2][3] - Shareholders must submit their attendance forms by June 9, 2025, to participate in the meeting [10][12] - The company will suspend H-share transfer registration from June 10 to June 13, 2025, to facilitate the meeting [9][13] Voting and Recommendations - All resolutions presented at the annual general meeting will be voted on, with results published on the company's and the stock exchange's websites [10][11] - The board recommends that shareholders vote in favor of all proposals presented at the annual general meeting [11]

此乃要件 請即處理 閣下對本通函或應採取的行動如有疑問，應諮詢 閣下的股票經紀或其他註冊證券交易商、銀 行經理、律師、專業會計師或其他專業顧問。 閣下如已售出或轉讓名下浙商銀行股份有限公司的全部股份，應立即將本通函及隨附的代表委 任表格、出席會議回條交予買主或承讓人，或送交經手買賣或轉讓的銀行、股票經紀或其他代 理商，以便轉交買主或承讓人。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本通函全部或任何部份內容而產生或因依賴 有關內容而引致的任何損失承擔任何責任。 本行謹訂於2025年6月13日（星期五）下午2時30分於中國浙江杭州上城區民心路1號浙商銀行總 行601會議室舉行年度股東大會。年度股東大會通告載於本通函第9頁至第11頁。 不論 閣下能否出席年度股東大會，務請細閱年度股東大會通告，並盡早按隨附的代表委任表 格上印列的指示填妥及交回該表格。H股股東須於年度股東大會或其任何續會的指定舉行時間 24小時前（即不遲於2025年6月12日（星期四）下午2時30分）以專人送遞或郵寄方式將代表委任 表格送交本行H股股份登記處香港中 ...