Core Points - China Construction Bank Shanxi Branch has signed an asset transfer contract with China Great Wall Asset Management Shanxi Branch, transferring its rights to certain borrowers and guarantors [1] - The announcement requires listed borrowers and guarantors to fulfill their repayment obligations immediately to China Great Wall Asset Management [1] Group 1: Asset Transfer Details - The asset transfer involves the main and subordinate creditor rights and other related rights held by China Construction Bank Shanxi Branch [1] - The announcement specifies that if borrowers or guarantors undergo changes such as name changes, restructuring, or bankruptcy, the relevant parties must still fulfill their obligations [1] Group 2: Debt Announcement List - The debt announcement list includes specific borrowers, their principal amounts, interest, and guarantors, with the total principal amount for the listed borrowers being significant [2] - For example, Shanxi Fuyuan New Energy Co., Ltd. has a principal of approximately 52.58 million yuan and interest of about 21.13 million yuan [2] - The list also includes other companies with varying amounts of debt, indicating a diverse portfolio of borrowers [2][3]

Group 1 - The fund is named "Invesco Great Wall SSE Sci-Tech Innovation Board Comprehensive Index Enhanced Securities Investment Fund" and is approved for fundraising by the China Securities Regulatory Commission (CSRC) [1] - The fund is classified as an equity securities investment fund, managed by Invesco Great Wall Fund Management Co., Ltd., with China Construction Bank as the custodian [2][3] - The public offering period for the fund is from August 27, 2025, to September 16, 2025, and it is available to individual and institutional investors, as well as qualified foreign investors [5][12] Group 2 - The minimum initial subscription amount for the fund is set at 1 yuan, and there is no limit on additional subscriptions [3][24] - The fund will not impose a maximum subscription limit for individual accounts during the fundraising period, but may restrict subscriptions if an individual investor's total holdings exceed 50% of the total fund shares [3][24] - The fund's subscription fee for Class A shares is tiered based on the subscription amount, while Class C shares do not incur a subscription fee [19][21] Group 3 - Investors must open a fund account to subscribe, and the application process can be completed simultaneously with the account opening during the fundraising period [6][27] - The fund's net value may fluctuate due to market volatility, and investors are encouraged to read the prospectus and fund contract carefully before investing [7][8] - The fund's management has the discretion to adjust the fundraising arrangements based on various factors [17][18] Group 4 - The fund's total fundraising amount must reach at least 200 million yuan and have a minimum of 200 subscribers for the fund contract to take effect [13][38] - If the fundraising conditions are not met by the end of the period, the management will return the investors' contributions with interest [39] - The fund's management and other involved parties will not request compensation if the fundraising fails [39] Group 5 - The fund's management company is Invesco Great Wall Fund Management Co., Ltd., established on June 12, 2003, with a registered capital of 130 million yuan [40] - The custodian of the fund is China Construction Bank, which has been operational since September 17, 2004 [41][42] - The fund's registration and legal compliance will be overseen by a law firm and an accounting firm, ensuring proper governance and transparency [43]

Group 1 - The fund is a bond-type securities investment fund managed by CCB Fund Management Co., Ltd. [1] - The fund has a minimum holding period of 60 days for each fund share, during which no redemption will be processed [2][12] - The fund management company must announce any changes to the subscription and redemption times in accordance with legal regulations [3] Group 2 - The minimum subscription amount for each transaction account is set at 1 RMB [4] - A-class fund shares incur a subscription fee, while C-class fund shares do not charge any subscription fees [5][8] - Pension clients can enjoy a 10% discount on subscription fees if they complete account authentication at the direct sales counter [6] Group 3 - Each redemption request must not be less than 0.01 fund shares, and if the remaining balance is less than 0.01 shares, a full redemption is required [12] - There are no redemption fees if the minimum holding period is met [12] - The fund management company can adjust redemption limits and fees as permitted by law [13] Group 4 - The fund allows for conversion between its shares and other funds managed by the same company, with conversion fees based on the difference in subscription and redemption fees [14][15] - The conversion business is applicable to other open-end funds managed by the company that have announced the opening of conversion services [16] Group 5 - The fund offers a regular investment plan where investors can set up automatic deductions for fund purchases [18] - The minimum investment amount for the regular investment plan is also set at 1 RMB [20] Group 6 - The fund management company must disclose the net asset value and cumulative net asset value of the fund shares on the next business day after processing subscription or redemption requests [24] - Investors must follow the procedures set by the sales institutions to submit subscription or redemption requests during the specified business hours [25]

Core Viewpoint - China Construction Bank will hold a mid-year performance briefing on August 29, 2025, to discuss its 2025 mid-year results and operational status, providing an opportunity for investors to engage and ask questions [1][2][3] Group 1: Event Details - The performance briefing is scheduled for August 29, 2025, from 17:30 to 18:45 [2] - The event will be conducted via live streaming, accessible at the provided URL [2] - Investors can submit questions via email until August 26, 2025, at 23:59 [3] Group 2: Participation Information - Key participants will include the bank's President Zhang Yihang and senior management [2] - Investors can join the live stream or scan a QR code to access the briefing [2] - After the event, a video link and a transcript of the Q&A will be made available on the bank's website [3]

Core Viewpoint - The China Securities Index for Hong Kong-listed tradable mainland banks has shown a mixed performance, with a recent decline over the past month but an overall increase year-to-date [1]. Group 1: Index Performance - The HKT Mainland Bank Index is reported at 1183.60 points, having decreased by 4.99% over the past month, increased by 4.64% over the past three months, and risen by 17.74% year-to-date [1]. - The index is part of a series that includes HKT Hong Kong Real Estate, HKT Mainland Consumption, and HKT Mainland Banks, reflecting the overall performance of related securities in the Hong Kong market [1]. Group 2: Index Composition - The top ten holdings in the HKT Mainland Bank Index are as follows: China Construction Bank (31.15%), Industrial and Commercial Bank of China (24.07%), Bank of China (17.23%), China Merchants Bank (10.32%), Agricultural Bank of China (7.87%), CITIC Bank (3.5%), Postal Savings Bank of China (2.56%), Minsheng Bank (1.4%), Chongqing Rural Commercial Bank (0.71%), and China Everbright Bank (0.64%) [1]. - The index is exclusively composed of financial sector stocks, with a 100% representation from this industry [3]. Group 3: Index Adjustment Mechanism - The index samples are adjusted semi-annually, with adjustments occurring on the next trading day following the second Friday of June and December each year [3]. - Weight factors are generally fixed until the next scheduled adjustment, with special circumstances allowing for temporary adjustments [3].

金融界8月22日消息，上证指数高开高走，中华交易服务沪深港300指数 (中华沪深港300，CES300)上涨 1.5%，报5259.53点，成交额6335.03亿元。 从中华交易服务沪深港300指数持仓的市场板块来看，香港证券交易所占比51.07%、上海证券交易所占 比29.35%、深圳证券交易所占比19.58%。 从中华交易服务沪深港300指数持仓样本的行业来看，金融占比29.42%、可选消费占比15.15%、通信服 务占比14.38%、信息技术占比10.00%、工业占比8.74%、主要消费占比6.06%、医药卫生占比5.19%、原 材料占比3.64%、能源占比2.77%、公用事业占比2.63%、房地产占比2.02%。 跟踪中华沪深港300的公募基金包括：大成中华沪深港300C、大成中华沪深港300A。 本文源自：金融界 作者：行情君 数据统计显示，中华交易服务沪深港300指数近一个月上涨3.98%，近三个月上涨8.01%，年至今上涨 16.99%。 据了解，中华交易服务(沪深港)互联互通指数系列由中华证券交易服务有限公司(中华交易服务)委托中 证指数有限公司(中证指数)进行编制，指数编制方案由中证指数以及 ...

Core Insights - The Chinese mobile banking app market has entered a phase of stock competition in the first half of 2025, with monthly active users (MAU) fluctuating between 650 million and 700 million, showing low growth rates between -1.2% and 4.6% [1] - User engagement is declining significantly, with daily effective usage time dropping from 4.93 minutes to 2.70 minutes and daily usage frequency decreasing from 4.54 times to 2.86 times from 2023 to 2025 [1] - Private banks, particularly WeBank and MYbank, are facing severe challenges, with MYbank's MAU plummeting by 64.7%, failing to make it into the top 50 rankings [1] Group 1: Performance of Major Banks - The six major state-owned banks maintain a dominant position in the mobile banking landscape, with Agricultural Bank of China leading with 238 million MAU, a year-on-year increase of 4.8% [2][3] - Industrial and Commercial Bank of China and China Construction Bank follow with 189 million and 106 million MAU, respectively, forming the top tier of the industry [3] - China Bank and Postal Savings Bank also saw slight increases in MAU, while Bank of Communications experienced a decline of 5.0% [3] Group 2: Challenges Faced by Joint-Stock Banks - Joint-stock commercial banks are generally experiencing a decline in user activity, with China Merchants Bank leading among them but still seeing a 1.2% decrease in MAU [4] - Other banks like Ping An Pocket Bank, CITIC Bank, and Minsheng Bank also reported declines ranging from 2.9% to 11.5%, with Guangfa Bank suffering the largest drop at 31.0% [4] - The challenges stem from increased competition from state-owned banks and local rural commercial banks, as well as a lack of differentiation in financial products [4] Group 3: Performance of City Commercial Banks - City commercial banks show a mixed performance, with 17 entering the top 50 MAU rankings, indicating strong regional influence [6] - Jiangsu Bank leads city banks with 349.6 million MAU, while Qilu Bank saw a significant increase of 27.3% [6] - However, some banks like Ningbo Bank and Hangzhou Bank experienced declines exceeding 16% [6] Group 4: Decline of Private Banks - Private banks like WeBank and MYbank are facing drastic declines, with WeBank's MAU at 141.3 million, down 27.3%, and MYbank dropping out of the top 50 [7] - The decline is attributed to traditional banks enhancing their digital capabilities, regulatory changes, and significant gaps in service offerings compared to traditional banks [7] Group 5: Future Outlook - The competition in the mobile banking sector is shifting from scale expansion to value cultivation, emphasizing the importance of integrating financial services into high-frequency scenarios like education and public services [9][10] - State-owned banks are successfully leveraging their resources to create an ecosystem that enhances user engagement, while joint-stock banks need to focus on specific customer segments to avoid internal competition [9] - The future of mobile banking will likely revolve around comprehensive financial ecosystems and customer insights rather than just app functionalities [10]

重要内容提示： https://online.bizconfstreaming.com/webcast/jsyh20250829.html 投资者可于 2025 年 8 月 26 日（星期二）23:59 前将相关问题 通过电子邮件的形式发送至中国建设银行股份有限公司（以下简称 本行）投资者关系邮箱：ir@ccb.com。本行将于 2025 年中期业绩发 布会（以下简称业绩发布会）上对投资者普遍关注的问题进行回答。 股票代码：601939 股票简称：建设银行 公告编号：临 2025-051 中国建设银行股份有限公司 关于召开 2025 年中期业绩发布会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 本 行 将 于 2025 年 8 月 29 日 在 上 海 证 券 交 易 所 网 站 （www.sse.com.cn）发布《中国建设银行股份有限公司 2025 年半年 度报告》。为了便于广大投资者更全面深入地了解本行 2025 年中期 业绩和经营情况，本行拟于 2025 年 8 月 29 日（星期五）17:30- 18:45 ...

Core Points - The training program aimed at supporting the high-quality development of the private economy was successfully held in Taiyuan, Shanxi [1][2] - The event was organized by the SME Cooperation Development Promotion Center and the State-owned Assets Supervision and Administration Commission, with participation from various leaders and experts [1][2] Group 1: Objectives and Mission - The SME Cooperation Development Promotion Center emphasizes the importance of not only informing enterprises about policies but also assisting them in utilizing these policies effectively [2] - The center aims to build a communication bridge between the government and enterprises, providing comprehensive services to support sustainable development for SMEs [2] Group 2: Training Content and Structure - The training program includes courses on legal policies, macro trends, risk prevention, and asset inheritance, tailored to meet the actual needs of entrepreneurs [6] - The program lasts for three days and gathers over a hundred representatives from various industries, focusing on addressing the challenges faced by private enterprises in transformation and innovation [8] Group 3: Financial Support and Initiatives - China Construction Bank's Shanxi branch has introduced over 40 credit products aimed at supporting the private economy, with a loan balance for private enterprises reaching 69.9 billion yuan by mid-2025 [7] - The average annual growth rate of small and micro loans over the past five years has been 30%, serving nearly 99,000 private enterprises in Shanxi [7] Group 4: Legislative Support - The "Promotion Law of Private Economy" was highlighted for its significant provisions, including the first legal acknowledgment of the "two unwavering" principles and the role of the private economy in modernizing China [8] - This law reinforces the government's commitment to supporting the private economy as a long-term policy [8] Group 5: Feedback and Future Plans - Participants expressed that the training was practical and broadened their knowledge and networks, enhancing their confidence in improving core competitiveness [10] - The Shanxi office of the SME Cooperation Development Promotion Center plans to initiate one-on-one precise assistance for SMEs in Shanxi, promoting technological innovation and management upgrades [10]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因依 賴該等內容而引致之任何損失承擔任何責任。 00939 關於召開2025年中期業績發佈會的公告 重要內容提示： https://online.bizconfstreaming.com/webcast/jsyh20250829.html 三、本行參加人員 本行將於 2025 年 8 月 2 9 日在香港交易及結算所有限公司「披露易」網 站 (www.hkexnews.hk)刊載《中國建設銀行股份有限公司2025年中期業績公告》。為了 便於廣大投資者更全面深入地了解本行2025年中期業績和經營情況，本行擬於北 京時間2025年8月29日（星期五）17:30-18:45召開業績發佈會。 - 1 - • 會議召開時間：北京時間2025年8月29日（星期五）17:30-18:45 • 會議召開方式：網絡直播 • 網絡直播地址： 一、業績發佈會召開方式 業績發佈會通過網絡直播方式召開，本行將針對2025年中期業績和經營情況 與投資者進行交流，並對投資者普遍關 ...