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【好礼】36元立减金速抢 还有支付达标福利等您来
中国建设银行· 2025-11-27 06:51
0.99元起购36元支付立减金 型 8 T 66 C | 99 谢谢你 心怀感恩 感恩遇见 支付西航赢好礼 2025年10月1日-2025年12月31日 至高抽1998元微信立减金 贝 5000元 10000元 30000元 报名成功后,每月使用建行卡在微信支付金额达 标不同档位,可分别获得一次抽奖机会。抽奖时 间为次月9日9点后,数量有限,领完即止。 点击收获福利 *详情请见活动页面 微信转账有福利 2025年11月1日-2025年11月30日 建行储蓄卡单笔微信转账 满3888元目成功收款 每第可抽取至高 每月至高奖励 ST 点击收获福利 *详情请见活动页面 "惠省钱"真的会省钱 2025年1月1日-2025年12月31日 0.99° (a) nt 数字人民币一/二类钱包支付再享至低1折 点击收获福利 *详情请见活动页面 建行出行享优惠 2025年7月2日-2025年12月31日 1分钱购买4张 FT 支付宝乘车券包 ( 最高优惠1元) 数量有限,领完即止 点击查看详情 *详情请见活动页面 遇"建"抖音 表付有礼 2025年7月1日-2025年12月31日 优惠奖励 抖音支付 活动期间,通过建行手机银行参 ...
【活动】叮咚~11月活动合集来啦
中国建设银行· 2025-11-27 06:51
Group 1 - The article highlights various promotional activities organized by the bank for the year 2025, including rewards and discounts for customers [1][3][5] - Customers can participate in a winter activity with rewards up to 656 yuan and a chance to win 100 yuan in WeChat discount cash [1] - There are additional promotions such as a chance to win up to 1998 yuan in WeChat discount cash for meeting payment standards [3] Group 2 - The bank offers a program where customers can use their comprehensive points to redeem discounts on Alipay and Meituan, with a maximum deduction of 20 yuan [5][10] - There is a specific promotion for digital currency payments, allowing customers to receive up to 25 yuan in WeChat discount cash [7]
【宝藏】提前规划退休生活?最高2696元权益待领取
中国建设银行· 2025-11-27 06:51
您的上月账单己生成,点击查询 | | 1924 1 1257-12-217 14, , NY . , lly street the start of the see of the see of the see and 字表著 到建術 le 为您提供六边形综合养老服务 0 建行养老账户 ( 退休后预估可领① ar 11 11 能認总资产 0 在业| 郎亦年变 OH 甜保 其他备老 资金 下人养老金 16 © 推荐有礼 每月邀请好友 最高享 2000元奖励 开户并缴存 立即前往 客群专属礼 缴存达标代发工资 额外领取20元奖励 客户叠加奖励 立即前往 的定缴存礼 约定缴存自动扣款后, 立享之 c 奖励 首次成功扣款目金额达标 ▽即前往 专属投资产品 建信优享进取养老目标五年 去看看 持有混合发起(FOF)Y 新花 到上 连行走叙划师,您的专属颐养顾 席外一分别或者更好实 风险提示:基金有风险,投资需谨慎。以上基金产品由建信基金发行与管理。 代销机构中国建设银行不承担产品的投资、兑付责任。基金管理人不保证基金 一定盈利,也不保证最低收益。基金的过往业绩并不预示其未来表现,基金管 理人管理的其他基金的业绩并不构成基金 ...
【惊喜】装修分期 | 荐新客、抱团办、商圈消费有好礼
中国建设银行· 2025-11-27 06:51
您的上月账单己生成,点击查询 建行信用- C 广告 还款压力[低]: 言儿 装修预算 - 分期时间[长]:期限长达 > 个月 ▶ 活动对象 为建行成功推荐龙卡信用卡装修分期客户的自然人 (以下简称"推荐人") ▶ 活动内容 活动期间,在活动页面报名并登记参加本活动的推荐 人,每为建行推荐一名客户目其装修分期业务审批通 过,即视为推荐成功,推荐人可获得1份200元面额的 京东专区优惠券,每位推荐人限领30份,名额共计 23,000份,领完即止 要装修,找建行! 建行信用卡装修分期,荐客、抱团申办、商圈消费满减, 多重好礼来袭,助力您装修理想的家,让装修预算充足起来! 分期额度高达100万元,硬装软装轻松分期。 分期期限长达60个月,分解装修预算烦恼。 I 周围部屋和亲朋好友装修? 快推荐装修分期给TA! 推荐人至高可获得6000元京东专区优惠券! 活动时间 活动报名时间:2025年11月01日-2025年12月31日 审批核定时间:2025年11月16日-2026年01月10日 达标领奖时间:2025年11月16日-2026年01月20日 -- - LNIX LATIL E 龙卡信用卡装修分期,这么好的装修搭档 ...
建行上海市分行发布“科创E建行”小程序
转自:新华财经 近日,上海市第五届"海聚英才"全球创新创业峰会主论坛在闵行大零号湾举办。建设银行上海市分行参加论坛并发布科创人才服务方案,正式启用"科创E建 行"微信小程序。 未来,建设银行上海市分行将持续以"科创E建行"为载体,深化科技金融创新,为科创人才提供更优质、更精准的服务,为上海全球科创中心建设贡献建行 力量。(邓侃) 编辑:谈瑞 作为上海重点打造的人才工作品牌,"海聚英才"峰会是全球科创资源与人才汇聚的重要平台。此次建行上海市分行携科创人才服务方案与专属小程序亮相, 既是对科技金融领域的持续深耕,也是对"金融服务人才"理念的生动实践。 近年来,建设银行上海市分行积极探索科技金融大文章,此前已率先布局"以技术生命周期布局市场"和"以企业生命周期服务客户"的双生命周期金融服务, 目前服务的科技企业贷款总量、贷款客户数量均稳居市场领先地位,为区域科创产业发展注入了强劲金融动力。 此次发布的科创人才服务方案及"科创E建行"微信小程序是建行上海市分行继续深耕科技金融领域的创新成果。小程序以"创业者的全发展轨迹"和"科创人才 的全生活旅程"为视角,通过"乐助创新""乐拓创业""乐居安家""乐趣生活""乐投理财 ...
多家银行调整代销基金产品风险等级 强化投资者适当性管理
Jin Rong Shi Bao· 2025-11-27 03:30
根据公告,建行此次调整主要依据《证券期货投资者适当性管理办法》《基金募集机构投资者适当性管 理实施指引(试行)》《商业银行代理销售业务管理办法》等规定要求。 "调整后客户风险承受能力评估等级可能存在与产品风险等级不匹配情况,请您及时关注。"建设银行在 公告中提示。 记者注意到,此次建行代销公募基金产品风险等级的调整并非个例,而是行业性的普遍动作。除了建设 银行外,还有邮储银行(601658)、中信银行(601998)等多家银行也在近期调整了部分代销基金的风 险评级。其中,有银行年内已多次对代销公募基金产品风险等级进行了调整。 10月29日,邮储银行发布公告称,对代销的80只公募基金产品风险等级进行了上调。自10月15日起,中 信银行也陆续调整了旗下部分代销资产管理产品的风险评级。本次调整产品共有17只,其中,有两只产 品的风险评级从PR3下调至PR2,均为易方达基金管理的混合型FOF基金,其余15只产品的风险评级均 有所上升。 "为严格落实投资者适当性管理、保障投资者利益,自11月19日15时起,我行对部分代销公募基金产品 的风险评级进行调整。"11月18日,民生银行(600016)发布的公告显示,该行将8只 ...
多家银行调整代销基金产品风险等级
Jin Rong Shi Bao· 2025-11-27 02:22
"为严格落实投资者适当性管理、保障投资者利益,自11月19日15时起,我行对部分代销公募基金 产品的风险评级进行调整。"11月18日,民生银行发布的公告显示,该行将8只代销公募基金产品风险等 级从较低风险调整为中等风险。 《金融时报》记者注意到,近日,多家国有大行及股份制银行陆续发布公告,对部分代销的公募基 金产品风险等级进行了调整。 11月25日,建设银行发布公告称,为切实履行适当性义务,保护投资者权益,该行遵循公募基金产 品风险等级评定孰高原则,并持续开展产品风险等级动态评估工作,近期已调整部分代销公募基金产品 风险等级。 记者梳理建设银行公布的产品清单时发现,此次建行代销公募基金产品风险等级的调整共包括87只 产品,涉及汇丰晋信基金、华夏基金、汇添富基金等多家头部基金公司,87只产品的风险等级均有不同 程度的上调。 具体来看,在87只产品中,有32只公募基金产品风险等级由"R2-中低风险"调整为"R3-中风险",55 只从"R3-中风险"产品调整为"R4-中高风险"。 根据公告,建行此次调整主要依据《证券期货投资者适当性管理办法》《基金募集机构投资者适当 性管理实施指引(试行)》《商业银行代理销售业务管 ...
商业银行共绘未来五年发展新蓝图
Jin Rong Shi Bao· 2025-11-27 02:22
Core Viewpoint - Agricultural Bank of China is inviting employees and the public to contribute ideas for its 15th Five-Year Plan, aligning with the national economic and social development strategy outlined by the Communist Party [1] Group 1: National Strategy Alignment - State-owned banks are prioritizing national strategies, focusing on supporting the real economy, expanding domestic demand, and facilitating foreign trade during the 15th Five-Year Plan [2] - Agricultural Bank will enhance rural financial services and support agricultural modernization while promoting domestic consumption and effective investment [2] - China Bank aims to improve its global competitiveness and service capabilities, supporting the internationalization of the Renminbi and the Belt and Road Initiative [2] - Construction Bank will support infrastructure development and modern industrial systems, focusing on new industrialization and productivity [2] Group 2: Strategic Planning and Implementation - Transportation Bank emphasizes a seamless transition between the 14th and 15th Five-Year Plans, refining strategic focus and priorities [3] - Postal Savings Bank is committed to implementing its unique financial strategies and responding to the evolving financial needs of the public [3] Group 3: Differentiated Transformation - Joint-stock and local banks are identifying their unique positions and competitive advantages to create a multi-tiered financial service structure during the 15th Five-Year Plan [4] - Industrial Bank, as a leader in green finance, will enhance its services to support carbon reduction goals and promote green operations [4] - Citic Bank is focusing on technology finance, providing comprehensive financial services to support industrial upgrades and innovation [4] Group 4: Future Development Planning - The 15th Five-Year Plan is guided by the goal of building a strong financial nation, with banks actively developing their strategic plans [6] - Construction Bank is engaging with grassroots feedback to address high-priority issues and enhance operational efficiency [6] - Transportation Bank is incorporating public and expert opinions into its planning process for the 15th Five-Year Plan [6] - Regional banks are also developing their plans, focusing on key performance indicators like ROE and adjusting their business structures to enhance revenue [7]
科技金融:体系化推进的江西路径
Jin Rong Shi Bao· 2025-11-27 02:07
Core Viewpoint - The development of technology finance is essential for promoting the deep integration of technological innovation and industrial development, as well as achieving high-quality economic growth in Jiangxi province [3][12]. Group 1: Financing Initiatives - Jiangxi Xunkang Technology Co., Ltd. and Kruit Software Group Co., Ltd. received loans of 14 million yuan and 12 million yuan respectively, under the "Qianfei Loan" program, which aims to address the financing challenges faced by technology-oriented enterprises [1]. - The "Qianfei Loan" program has provided a total of 2.099 billion yuan in loans to 127 technology-oriented enterprises in Jiangxi within just six months [1][2]. Group 2: Policy and System Innovation - The Jiangxi financial system is focusing on technology finance as a priority, implementing innovative measures to create a financial service system that meets the high-quality development needs of local technology innovation [2][5]. - A multi-dimensional approach is being taken to innovate the technology finance system, including institutional, product, and service model innovations [6][8]. Group 3: Performance Metrics - In 2023, Jiangxi's total R&D investment exceeded 60 billion yuan, and the transaction volume of technology contracts reached 258.8 billion yuan, marking a 10.1-fold increase compared to the end of the 13th Five-Year Plan [3]. - As of September, the balance of technology loans in Jiangxi reached 1.05 trillion yuan, with a year-on-year growth of 14%, surpassing the national average growth rate of 2.2% [10]. Group 4: Collaborative Efforts - The establishment of a technology finance alliance has seen participation from 50 financial institutions, providing a range of financial products and services to technology enterprises [10]. - The "Yiqi Growth" model aims to align loan pricing and future financial services with the growth potential of technology enterprises, fostering long-term partnerships between banks and companies [8][11].
下架五年期 短期也“告急” 银行弃旧爱:“大额存单”去哪了
Shen Zhen Shang Bao· 2025-11-26 23:04
Core Viewpoint - The trend of large-denomination certificates of deposit (CDs) disappearing from the market is evident, with major banks removing long-term products to manage net interest margin pressures and adapt to changing monetary policies [1][2][3] Group 1: Market Changes - Major state-owned banks and national joint-stock banks have removed five-year large-denomination CDs from their offerings, with only short-term products available [1] - The availability of three-year large-denomination CDs is also tightening, with some banks halting new issuances [1][2] - The current offerings are primarily focused on one-year or shorter terms, with some banks only providing three-month or six-month products [2] Group 2: Reasons for Changes - The primary reason for banks discontinuing long-term large-denomination CDs is to alleviate the increasing pressure on net interest margins due to declining loan rates [2] - By reducing high-cost liabilities associated with long-term CDs, banks aim to optimize their liability structure and control overall funding costs [2][3] - This adjustment is seen as a proactive measure by banks in response to macroeconomic conditions and regulatory guidance [2] Group 3: Future Outlook - The role and form of large-denomination CDs are expected to undergo significant changes, with a shift towards shorter-term products becoming more common [3] - The interest rate advantage of large-denomination CDs is likely to diminish, aligning more closely with regular fixed-term deposits [3] - A long-term downward trend in deposit rates is anticipated, driven by monetary policy aimed at reducing financing costs for the real economy [3]